Premium Partners Magazine September/October 2020 by Premium Partners

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PREMIUM PROPERTIES REAL ESTATE SERVICES

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• PREMIUMORLANDOPROPERTIES.COM • BREVARDPREMIUMPROPERTIES.COM

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SEE PAGE 11 FOR EAST COAST PROPERTIES!

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TABLE OF CONTENTS HOME WARRANTY

A/C SERVICE AND REPAIR U.S.H.A.C

Globe Home Protection

Exxcel Mechanical

Temperature Pro Orlando

All State Insurance Steven Strassmas

JC/AC

America Tax and Insurance Services Inc.

INSURANCE HOME & AUTO

LAWN CARE/LANDSCAPING

ARTICLES Top Reasons to Move to Florida

6-7

The Ultimate Moving Checklist

12-14

Why you Should Hire a Real Estate Agent

Common Types of Home Loans

Confusing Real Estate Terms...EXPLAINED

23-24

The Lawn Marshall

LEGAL SERVICES Law Offices of Barry L. Miller, P.A.

MORTGAGE COMPANIES

APPLIANCES Dryer Vent & Appliance Guy LLC

In & Out Professional Solutions

New American Funding

Silverton

PAINTING

CARPET CLEANING B&T Carpet Care

Best Way Carpet Cleaning

CJs Painting PEST CONTROL Liberty Pest Control

CLEANING SERVICES Erica’s Cleaning

Rescue Maids

15 32

POOL SERVICES NuWave Pools

REAL ESTATE SERVICES

COACHING 32

Tobi Moyle

Commercial & Land

26-28

Homes For Sale

8-10

Trinity Credit Repair

East Coast Properties

Capital V Solutions

Luxury Listings

18-21

Rental Homes and Condos

29-30

CREDIT REPAIR

GENERAL CONTRACTORS Universal Contracting

Urban Enterprise

ROOFING COMPANY On Top It All

Solar Mission

SOLAR

HOME INSPECTIONS H&H Home Inspection

BAA Inspections

Elite Home Inspection Services

STAGING Systematic Home Staging

TITLE COMPANY The Closing Agent

WATER TREATMENT Pure Water

-Network w/ Associates & Clients -Network w/ Existing Members -Access to our Off ice Locations -Present at Company Meetings

-Various Membership Levels -Color Magazine Ad -Strategic Retail Distribution -Internet Advertising

For more information, contact Tony Legakis, 321-594-0070, Premium Partners Recruiting or contact Adriana Nelson, Designer and Editor of Premium Properties Magazine Information contained herein deemed reliable, however not warranted or guaranteed. Equal housing opportunity. Member FAR.

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TOP REASONS TO MOVE TO FLORIDA Considering a change of scenery? There is so much that makes the Sunshine State worth being called your home! Well known for its stunning beaches, comfortable climate and home to the happiest place on earth (get your Mickey Mouse ears ready), Florida is a wonderful place to live and has been a magnet for those looking for a laid-back, but vibrant home. Read on to see why we love living in Florida!

THE PERFECT CLIMATE There is no doubt that the climate here in Florida is what draws in a lot of traffic, whether they are tourists or permanent residents. Florida benefits from a subtropical climate, which means that for more than half the year, the temperature is above 75 degrees. The rainy season lasts from May to October, and while it can be a bit dramatic at times, it ensures that Florida’s lush landscape is kept looking beautiful! Tropical plants and flowers thrive, which keeps the parks and gardens glowing with color for much of the year.

THE BEACH The beaches are of course one of Florida’s main attractions! With more than 1,200 miles of coastline, anywhere you go in Florida, you are never more than an hour and a half away from the beach so there’s always time for a day trip! Whether you’re looking for sandcastles, water sports, dolphins, surfing, etc, there is no limit as to what you can do!

IT’S MORE AFFORDABLE THAN YOU THINK We won’t lie, we know that there are cheaper places to live, but for what you get for the price, property in Florida is well worth it. Homes in Florida that are less than 15 minutes from the beach are still in the 100K-300K range.

SOME OF THE TOP EDUCATIONAL FACILITIES IN THE USA Education is an important factor for most people, and moving to Florida means you’ll need some good choices for that in-state tuition. Florida Tech has been named as one of the best universities nationally, and the University of Central Florida has one of the largest range of educational majors.

THE CULTURE Around Florida, you’ll discover the cultural influences of Hispanic, African American, Native American, Caribbean, French, German, Italian, Jewish, Vietnamese, Japanese and of course, the odd British expat! Tampa, well known for its museum and arts is also home to Busch Gardens, an amazing African-themed amusement park. Florida also doesn’t fall short when showing off its Spanish and Cuban roots with its delicious food and fun entertainment statewide, especially in Miami. Florida is the perfect place for those who enjoy a broad range of cultural experiences.

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THE AMUSEMENT PARK CAPITAL OF THE WORLD While Disney World may be the first thing that comes to mind when you think of Florida, it is also home to almost every kind of theme park you can imagine. With Legoland, Seaworld, Fun Spot America, Universal and more…there is more than enough fun to have in the Sunshine State.

MORE GOLF COURSES THAN ANYWHERE ELSE IN THE WORLD Golfing is a serious business in Florida. There are so many courses, so no matter where you go, there is always a chance to play, and mixed with the awesome climate, it is a year-round affair!

PRO-SPORTS TO BEAT ANY OTHER STATE Florida loves sports and is home to 3 NFL teams, two NBA teams, two MLB teams and more! As well as the amazing college sports too, they are everywhere! So whether you enjoy playing or watching, you’re in for a treat!

FLORIDA IS HUGE Florida is a pretty large state, so large that a little over a 4 hour drive will take you from Disney World in Orlando, to the soft sand of Miami Beach, and that’s only a small part of the state. Florida’s rich and diverse culture presents the opportunity to travel only a few hours and feel like you’re in a whole different place, so you can take a weekend vacation without ever leaving the state!

FLORIDA’S FOOD IS OUT OF THIS WORLD The climate as well as the proximity to the ocean makes Florida one of the tastiest states in the USA. With the perfect melting pot of culture, Florida has an amazing mixture of foods from many different countries. It is also a state that is well-known for its fabulous seafood restaurants, and amazing fruits too! Florida’s oranges and limes make for incredible drinks and desserts. So there you have it. From its amazing culture and climate, to the economy, architecture and property…it doesn’t get much better than this! So if you’re ready to make the change, Premium Properties is the Real Estate company to help get you here! Give us a call today! Need some official home services? We encourage you to look at zurkel.com that offers local services rated the best in all of Florida! Here at Premium Properties, we’re always looking for the best ways to help our clients. That’s why we are the best real estate company in Central Florida! Any questions? Please feel free to reach out to us: Premium Properties Real Estate Services 564 N Semoran Blvd Orlando, FL 32807 Interested in buying, selling or renting? We are here to help! Call us (407) 380-2800 or visit PremiumProperties.com - Madison Sanders

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NORTH CENTRAL FLORIDA

SORRENTO

LONGWOOD

EUSTIS

DELTONA

Renovated home with an open kitchen and entertainment areas. 2 Br / 2 Ba / 1,194 Sq. Ft. O5856389 | $219,999 Call: 407-467-3607

Bonus den and spacious patio located in Osprey Pointe. 4 Br / 3 Ba / 2,345 Sq.Ft. O5878142 | $365,000 Call: 407-497-1813

Perfect starter home for a growing family with 4 bedrooms. 4 Br / 2.1 Ba / 2,007 Sq. Ft. O5866299 | $265,900 Call: 201-443-5766

Deltona Lakes home offers 3 bedrooms, 2 baths and 2 car garage. 3 Br / 2 Ba / 1,332 Sq.Ft. O5882835 | $149,900 Call: 321-279-0752

SANFORD

WINTER PARK

SANFORD

SORRENTO

Home offers 3 bedrooms and 2 baths in a split plan open design. 3 Br / 2 Ba / 1,365 Sq. Ft. O5882824 | $205,000 Call: 321-279-0752

Remodeled with care! Everything brand new. 3 Br / 2 Ba /1,250 Sq. Ft. O5808473 | $140,000 Call: 407-782-4866

New Construction. 2 bedrooms and a hall bath with linen closet. 3 Br / 2 Ba / 1,602 Sq.Ft O5883381 | $269,000 Call: 407-312-6217

New construction home with large kitchen and entertainment area. 2 Br / 2 Ba / 1,194 Sq.Ft O5856360 ] | $219,999 Call: 407-467-3607

HAINES CITY

WINTER PARK

WINTER SPRINGS

LADY LAKE

New exterior and interior paint, AC, roof, flooring, and landscaping. 3 Br / 2/1 Ba / 845 Sq.Ft. O5881566 | $159,000 Call: 407-405-2225

Lovely 2 story light and bright end unit. 2 Br / 2 Ba / 1,120 Sq.Ft. O5843829 | $139,900 Call: 407-340-8385

Upgraded Flooring, oversized lanai area, and bonus den. 3 Br/ 3 Ba / 1,897 Sq.Ft. O5878332 | $334,800 Call: 407-467-3607

Located in Harbor Hills; clubhouse and beautiful Lake Griffin. 3 Br/ 2 Ba / 2,028 Sq.Ft. O5866494 | $303,000 Call: 407-307-9070

SORRENTO

ORLANDO

SPRING HILL

ORLANDO

Renovated house with a open kitchen and entertainment area. 2 Br / 2 Ba / 1,194 Sq.Ft. O5856366 | $219,999 Call: 407-467-3607

Two-story townhome located on Dubsdread golf course. 2 Br / 2.1 Ba / 1,464 Sq.Ft. O5804596 | $249,900 Call: 480-229-5692

Enjoy the breakfast nook, and a beautiful backyard. 3 Br / 2 Ba / 1,729 Sq.Ft. O5885519 | $199,900 Call: 407-375-8774

Single family home with detached one car garage. 4 Br / 1 Ba / 897 Sq.Ft. O5886069 | $210,000 Call: 321-438-4568

WINTER PARK

MAITLAND

SANFORD

Beautiful home with wood burning fireplace & wet bar in living room. 2 Br / 2 Ba / 1,120 Sq.Ft. O5843829 | $139,900 Call: 407-340-8385

Features 52 feet of lake frontage on Lake Eulalia in booming Maitland. 3 Br / 2 Ba / 1,962 Sq.Ft. O5886130 | $330,000 Call: 407-340-1422

Placid Lake Townhome featuring a sparkling pool and Cabana. 3 Br / 2.1 Ba / 1,420 Sq.Ft. O5885925 | $197,000 Call: 727-385-9339

PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

CENTRAL FLORIDA HOMES ORLANDO

ORLANDO

A gated, resort-style community in Orlando. 2 Br / 2 Ba | 1,077 Sq.Ft. S5036275 | $149,900 Call: 407-766-9673

Beautiful Country Club, Golf course community in East Orlando. 2 Br / 2 Ba / 1,105 Sq. Ft. O5883904 | $239,000 Call: 407-383-7638

This Home is like-new. Upstairs offers a huge loft and 4 bedrooms. 4 Br / 2/1 Ba / 2,946 Sq. Ft. O5832549 | $370,000 Call: 407-852-8554

Corner lot Single Family in Millenia Park with stainless steel appliances. 4 Br / 2.Ba / 2,380 Sq. Ft. O5856037 | $369,000 Call: 407-782-4866

ORLANDO

EDGEWOOD

ORLANDO

Charming spacious 4 bed house in the heart of Orlando. 2 Br / 2.1 Ba / 1,278 Sq. Ft. O5855505 | $210,000 Call: 321-438-4568

This condo is less than 5 minutes from downtown Orlando! 3 Br / 2 Ba / 1,385 Sq.Ft. O5843167 | $150,000 Call: 407-492-7342

Cypress Pointe condo with oversized bedrooms. 2 Br / 2 Ba / 1,165 Sq.Ft. O5854858 | $99,000 Call: 407-595-9384

PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

EAST ORLANDO OVIEDO

ORLANDO

Much sought after community at the Crest in Waterford Lakes. 2 Br / 2 Ba / 1,013 Sq. Ft. O5885082 | $169,900 Call: 407-340-8385

In the neighborhood of Creekwood in Oviedo! 4 Br / 2.1 Ba / 2,024 Sq.Ft. O5859003 | $302,500 Call: 407-760-3077

Spacious kitchen, breakfast bar and beautiful patio. 3 Br / 2 Ba / 1,550 Sq.Ft. O5883898 | $210,000 Call: 407-541-7270

ORLANDO

KISSIMMEE

Great location condo close to Valencia College West Campus. 2 Br / 2 Ba | 1,014 Sq.Ft. O5850543 | $139,900 Call: 407-782-4866

ORLANDO

SOUTH CENTRAL FLORIDA

Mobile Home in the Bithlo area. Wood laminate flooring. 2 Br / 2 Ba / 875 Sq. Ft. O5867276 | $87,500 Call: 407-716-8198

ORLANDO

POINCIANA

Pool home on a huge lot with a fenced backyard. 3 Br /1/1 Ba / 1,374 Sq. Ft. O5869797 | $209,900 Call: 407-595-9384

DAVENPORT

Move-in ready home in a great location in Wyndham Lakes. 4 Br / 2.1 Ba | 2,946 Sq.Ft. O5832549 | $370,000 Call: 407-852-8554

Fully Furnished Condo in StaySky Suites in Orlando. 1 Br / 1 Ba | 542 Sq.Ft. O5847929 | $89,999 Call: 407-595-9384

Master planned community and a nice entrance. 4 Br/3 Ba / 1,567 Sq.Ft. S5018594 | $309,950 Call: 407-914-3803

KISSIMMEE

DAVENPORT

Maintained with a pool and spa overlooking the water. 5 Br/ 4 Ba / 2,128 Sq.Ft. O5835131 | $390,000 Call: 407-782-4866

Make yourself at home at this modern Condo Hotel Resort. 1 Br / 1 Ba / 325 Sq. Ft. O5864355 | $53,000 Call: 407-790-2349

KISSIMMEE

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Have a a great home at a great price in Providence! 4 Br/ 2.1 Ba / 2,267 Sq.Ft. O5863688 | $304,900 Call: 407-468-5941

Cocoa Beach 5675 N. Atlantic Ave. Suite 102 Cocoa Beach, FL 32931

EAST COAST PROPERTIES BREVARDPREMIUMPROPERTIES.COM

BAREFOOT BAY

Beautifully renovated, fully furnished home! 2 Br / 2 Ba / 1,515 Sq.Ft. 873952 | $188,000 Call: 813-477-6024

PALM BAY

Stunning, remodeled Monterey Cove home! 3 Br / 3 Ba / 2,460 Sq.Ft. 874812 | $312,500 Call: 321-458-4333

Melbourne Beach 3830 South Highway A1A, Suite A5 Melbourne Beach, Fl 32951

MELBOURNE BEACH

Stunning waterfront home in sought after Wingate Reserve. 4 Br / 3/1 Ba / 2,634 Sq.Ft. 883725 | $545,900 Call: 305-725-3339

MELBOURNE BEACH

New SS appliances, gorgeous townhome close to everything. 3 Br / 3 Ba / 1, 800 Sq.Ft. 000000 | $204,000 Call: 321-412-6655

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THE ULTIMATE MOVING CHECKLIST The process of buying a home can be daunting, but chances are if you are reading this…you’re nearing the end of it! Now the real fun begins! From transferring your medical records, and packing up all of your earthly possessions to move them from point A to point B…..we promise that its possible to get all of it done without losing your mind. Checkout this ultimate checklist that will take you from “We’re moving!” to “We’re home!”

8 WEEKS BEFORE MOVING DAY - SORT. Walk through every single room, and open every drawer. Now is the time to decide what to take to your new home and what you can toss so that moving day is a little less stressful. Make a list of your keep items and prep if any of them will require special packaging or extra insurance coverage. - PURGE. Believe it or not, this doesn’t have to be something that happens once a year. In fact, we suggest doing it multiple times over the next few weeks. Take note of the things that you actually use on a consistent basis, and donate and/or sell those items that have been sitting in the back of your closet for 2 years. - HIRE MOVERS. Research moving companies in your area, and in the case that you are moving out of state, also be sure to check how far they travel. Be sure to ask for the movers license number if you are moving out of state, and request in-home estimates to receive the most accurate pricing. - CONTACT SCHOOLS. If you have children, now is a good time to notify the school that you are moving and obtain copies of your children’s records.

6 WEEKS BEFORE MOVING DAY - MAKE THE TRAVEL ARRANGEMENTS. Book hotel stays if you’ll need lodging on the road or before your new home is ready to go. - ORDER PACKING SUPPLIES. Purchase standard boxes in various sizes, bubble wrap, packing paper, packing tape, and any specialty packing materials for things like your wardrobe and dishpack boxes. - GET YOUR MEDICAL RECORDS. Obtain copies of your medical record for you and any family members, or have them sent to your new physicians.

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4 WEEKS BEFORE MOVING DAY - LABEL. Mark eaCh box with its content and the room that it will belong to in your new home. The only exception to this is don’t label anything with your valuables, to avoid any theft. - MEASURE. Be sure that all of the belongings you plan to take can make it out of your old home and in to your new one. Measure any tall, wide or oddly shaped items as well as any doorways or tight spaces that they will need to fit through. - MAKE ARRANGEMENTS FOR PETS. Book a pet sitter or a care facility for moving day. If you’re moving out of town, be sure to make travel plans and check with your vet to make sure they are safe to travel. - CONTACT UTILITY COMPANIES. Instruct existing utilities to discontinue service the day after your moving day, and direct the new utility companies to start services at least a day before you arrive. - CONSIDER STORAGE. If your new home won’t be ready when you leave your old one, or you won’t be able to move everything into your new home at once, research storage options in your new community. - CLEAR THE FREEZER. Start using up your frozen items, and foods that will be a hassle to move. When you grocery shop, keep in mind what may not travel well. - VISIT AN AUTOMECHANIC. Get an oil change, tires rotated, and any necessary tune ups to ensure that your car survives the move. This is super important, especially if you are moving a long distance away. - CHANGE YOUR ADDRESS. Visit USPS.gov or your local post office to officially change your address and to have any mail that may show up forwarded to your new address. - ALERT ANY IMPORTANT PARTIES. Notify your employer, banks, credit card companies, subscription services, etc,

2 WEEKS BEFORE MOVING DAY - CONFIRM THE MOVERS. Contact the moving company and double check your plans. Make sure that the insurance in place will cover your valuables. - TAKE TIME OFF. Estimate how much time you’ll need to make the move and be sure to request that time off with your employer. - GETTING ORGANIZED. As you pack, gather warranty information, manuals and other house specific information in a binder for the new owners. PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

1 WEEK BEFORE MOVING DAY - FINISH PACKING. Aim to finish all the general packing for the household a couple of days before moving day. - PACK YOUR BAG. Your last bag should contain at least one change of clothes. - UNPLUG. Disconnect and clean any large appliances you’re moving. If you are moving your fridge, defrost the freezer and clean it at least a day before moving. - MAKE YOUR LAST DONATION PILE. Gather together the last of the items you have decided you won’t be taking with you to your new home and make one last trip to donate.

A FEW DAYS BEFORE - CONFIRM THE MOVERS...AGAIN. Triple check the arrangements with the moving company and verify how much you’ll owe on moving day, as well as what forms of payment are accepted. Ask for a cell-phone number for a day-of contact and confirm the crew’s arrival time. - GET THE KEYS. Arrange to receive the keys to your new home, or schedule the realtor or landlord to meet you on moving day. - DISASSEMBLE FURNITURE. Place screws, brackets and fasteners in a small plastic storage bag and label it. Keep all bags in a safe spot to transport to your new home.

MOVING DAY - SAY GOODBYE. Time to take the time to say a proper goodbye to your old home and thank it for all of the good memories it gave you. Walk through the house to recall fond memories you have. - MEET THE MOVERS. Greet the moving crew and ensure that all workers are from the moving company that you hired. Be sure the moving trucks license number matches the one you took down earlier. - CLEAR THE OLD HOUSE. Tidy up rooms as the moving crew empties them. - KEEP VALUABLES WITH YOU. Be sure the movers don’t mistakenly load boxes containing your laptop, jewelry, passports, and any other irreplaceable items. - MAKE A FINAL WALKTHROUGH. Lock all the windows and doors in your old home, shut off the lights and ceiling fans, and make sure there’s nothing left before you leave for good. - Madison Sanders

PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

A BETTER WAY TO SELL REAL ESTATE SINCE 1999

RESIDENTIAL PROPERTY MANAGEMENT COMMERCIAL BUSINESS BROKERAGE

We are looking to grow and we need you!

We Provide:

We have been in business for more than 20 years, so we know a little bit about what agents need f rom their brokerage. We want agents to have resources available to use whenever they need it!

TECHNOLOGY

EDUCATION

-Postcards -Flyers -Business Cards -Company Magazine -Personal Marketing Materials

-Ipads -Matterport -Video Marketing -Social Media -Virtual Tours -Virtual Staging

We are focused on staying up to date with everything real estate. Our mentors provide assistance f rom start to f inish for your f irst 3 sales.

NO FEES

CALL US:

No franchise fees: we dont charge a fee to use our name for your success. We know people buy from people.

Tony Legakis (321)-594-0070 564 N Semoran Blvd Orlando, Fl 32807

PRINT MARKETING

No monthly fees: Use our technology, offices, signs, agent support, and so much more.

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WHY YOU SHOULD HIRE A REAL ESTATE AGENT Selling your home or buying a new one can be a strenuous task. Between all the complicated terms, the paperwork and the negotiations, it would be a lot of work for anyone. I mean sure, you don’t want to pay for a real estate agent, but what if I told you the value of the real estate agent overrides that? Below are our top 5 reasons why you should hire a real estate agent.

KNOWLEDGE AND EXPERIENCE Real estate agents invest their time in learning about the business, the market, and networking with other professionals. They can educate you on the ins and outs of the process, f ind the right homes based on your wants and needs, break down what certain real estate terms mean and spare you the hassle of f iguring out how to negotiate a home.

SAVES YOU TIME Let’s say you have a full time job, and you listed your home for sale on the market. You have a couple of leads and they want to tour your home, but the problem is... it’s during work hours. Instead of having to work around the clock to sell your home and work your job at the same time, a real estate agent can be there to not only do the tour for you, but also articulate the value of it in a way that creates interest, and get even more buyers interested in your home.

GREAT CONNECTIONS Real estate agents also have an extensive database of people, such as contractors, stagers, painting companies, and so much more. They’re like a package deal. One person can get you access to so many resources that will not only help you buy or sell your home, but also down the line, if you need to do house repairs, renovations or simply just need a certain connection, they are there to help.

HELP WITH PAPERWORK Real estate transactions have a lot, and we mean A LOT of paperwork. Unless you plan on reading every single word on every single page and researching exactly what everything means, you can end up signing tricky contracts and endless counter offers. Real estate agents can be there to not only translate all the jargon and break down what you’re potentially signing, but they also have your best interest at heart to make it as painless as possible.

MARKETS YOUR HOME When selling your home, not only will it require you to market it correctly and possibly run ads, but you need to get it in f ront of the right people at the right time. Real estate agents already know the audience to market to, the knowledge to run ads for you, and have the expertise to get the right content to create buzz around your property. When your property does start creating that buzz, the real estate agent is there to consistently answer their questions, schedule a showing, and will continue to market it to get even more leads. Marketing is important and is a great way to reach thousands of people with one post, and when you get a real estate agent that knows what they’re doing, the possibility of who you can reach, becomes endless. -Adriana Nelson

17 PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

PREMIUM PROPERTIES LUXURY HOMES 7463 MARKER AVE, KISSIMMEE, FL 34747 8 Bedrm | 8 Bath | 4,733 Sq Ft O5878431 | $685,000

Welcome home to this gorgeous, fully furnished 8 bedroom, 8 bath luxury vacation property!! This home has everything you are looking for in a vacation home and MORE!!! Walk into a fantastic open floor plan that is professionally decorated, featuring a theatre room & spacious bedrooms.

JASON ACUNA

Direct: 407-760-3077 jacuna1premiumrealtor@gmail.com 9066 HERITAGE BAY CIR, ORLANDO, FL 32836 5 Bedrm | 4 Bath | 3,339 Sq Ft S5034001 | $619,000

Stunning property located between 10-20 minutes from the popular attractions in Central Florida! The community of Phillips Landing is a 4 hour gated and guarded Community with great amenities like a Tennis Court, Playground, Community Pool, and more.

CARLOS ACOSTA IMBIRIBA Direct: 407-373-4340 carlose@imbiriba.com

561 N COUNTRY CLUB RD, LAKE MARY, FL 32746 4 Bedrm | 2.1 Bath | 3,081 Sq Ft O5874743 | $799,000

Once In a lifetime opportunity to own a home on a private island . Yes. The home is on an island on Crystal Lake. The home is a fixer upper but the lot features an abundance of old Florida natural beauty .The lake is great for fishing or just taking in the natural wildlife.

PAUL SADUSKY

Direct: 407-340-1422 paulsellsorlandohomes@gmail.com 1597 KATIE CV, SANFORD, FL 32771 7 Bedrm | 4 Bath | 4,868 Sq Ft O5817649 | $579,900

You will be impressed with the nice crown molding, oversized gourmet kitchen, Quartz countertop with Espresso cabinets in kitchen, and the stone counters in all the bathrooms enhance elegance. The kitchen will awaken the quintessential chef within you.

BINISH PATEL Direct: 407-463-3367 binp1@yahoo.com

PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

PREMIUM PROPERTIES LUXURY HOMES 1661 EDGEWATER DR, MOUNT DORA, FL 32757 5 Bedrm | 3/2 Bath | 6,022 Sq Ft O5876095 | $1,198,000

303 ACADIA LN, CELEBRATION, FL 34747 5 Bedrm | 5.2 Bath | 5,736 Sq Ft O5756950 | $2,390,000

Exquisite waterfront estate home in the sought after community of the country club of Mount Dora! Impressive entry way w/ sweeping staircase & dramatic, soaring ceilings. Create a lavish dining experience in the banquet-sized dining room w/ adjoining butler pantry.

This home is inspired by the beautiful chateaus of France. This estate boasts panoramic views of the golf course and stunning pool area. Features include Austrian Swarovski Crystal chandeliers, beautiful limestone gas fireplace, Italian Breccia marble flooring, crown molding & French doors.

STACY E MATLOCK Direct (321) 544-5235 stacymatlock1@yahoo.com

ROSANA PARRA Direct 407-466-9903 rozucchi@hotmail.com

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PREMIUM PROPERTIES LUXURY HOMES 15061 DRIFTWATER DR, WINTER GARDEN, FL 34787

5 Bedrm | 3 Bath |3,170 Sq Ft O5870443 | $428,500

7474 FAIRGROVE AVE, WINDERMERE, FL 34786 5 Bedrm | 3/1 Bath | :3,954 Sq Ft O5873786 | $535,000

This home has a bedroom and a full bath on the first floor. The open-plan kitchen with breakfast nook looks onto the dining and family rooms. The master bedroom has a private bathroom with a walk-in shower and his and her sinks. Additional rooms include a den/ bedroom and a laundry room with washer and dryer.

Located in the Windermere Sound community, and looks onto a large, natural pond. The upstairs features four bedrooms and two bathrooms, each with double sinks, granite counter tops, and shower/tub combo. The main feature of the upstairs is the over-sized open loft , measuring 21’ x 26’.

PARTHA VUSTEPALLI Direct: 407-547-9077 ParthaVRealty@gmail.com

Direct: 407-625-1154 vabalta@gmail.com

14505 BLACK LAKE PRESERVE ST, WINTER GARDEN, FL 34787

7839 UNIVERSITY GARDEN DR, WINTER PARK, FL 32792

4 Bedrm | .3 Bath | 2,842 Sq Ft S5034093 | $438,888

3 Bedrm | 2.1 Bath | :1,344 Sq Ft

This beautiful single-story home is located in a gated community, just minutes away from downtown Winter Garden and Winter Garden Vineland shopping area. This home has a spacious family room and a kitchen, featuring a large island, granite counter tops, and stainless steel appliances.

Great opportunity! Mobile home and separate block home on 4.93 level acres. Land is perfect for building a dream home or possibly multi-family homes. Close to UCF, shopping, OIA and all the Orlando area has to offer!

KYMBAT IGLIKOVA Direct: 407-485-2608 thepremiumrealtor@gmail.com

VANESSA BALTACIOGLU

O5819190 | $450,000

TONY VU

Direct (407) 453-1141 realtortv@hotmail.com

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PREMIUM PROPERTIES LUXURY HOMES 5631 CATSKILL COURT, WINTER SPRINGS, FL32708 4 Bedrm | 3 Bath |2,396 SqFt O5880166 | $399,900

944 PALM COVE DRIVE, ORLANDO, FL 32835 4 Bedrm | 3 Bath | 2,253 Total Sq Ft O5868938 | $475,000

This beautiful pool home is located in the much sought after Eagles Landing, an intimate community with only 78 homes in Winter Springs. Step first into the wide open foyer with tall ceilings and natural lighting, leading to the living room. The open kitchen opens up to the family-oriented living room..

Elegant, move-in ready, remodeled, lakefront, custom Reiche & Silliman pool home on Lake Almond Tree. This beautiful home is located in desirable Palm Cove Estates. Elegant, meticulously maintained by the original owner, stylish single story contemporary open floor plan home with a beautiful open design interior.

MAURINCE PIERRE Direct: (407) 797-7631 orlandohouses@gmail.com

OZAN CIFCI

Direct (407) 782-4866 ozancifci@yahoo.com

18828 WIMBLEDON CIR, LUTZ, FL 33558

2141 SHERBROOK AVENUE, DAVENPORT, FL 33837

4 Bedrm | 3.1 Bath | 3,501 Sq Ft S5034406 | $770,000

5 Bedrm | 3 Bath | 2,671 Sq Ft O5879558 | $440,000

Cheval Estate home on a golf community with manicured lawn throughout the community. Custom Built features inside the home. Separate private guest house, and conservation lot located in the backyard.

Home located in Davenport, FL offering a panoramic view of the community, golf course and easy access to 2 pools, tennis courts, fitness center, playground and plenty of walking trails. Master bedroom includes a walk-in closet, ceiling fan, and separate vanity sinks, with an amazing view.

LATISHA SMITH

Direct 407-504-7282 latishasmith.fl.agent@gmail.com

PIERRE RENE

Direct (407) 492-7342 pmqr.realestatelistings@gmail.com

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COMMON TYPES OF HOME LOANS Thinking about purchasing a home? Often times we donâ&#x20AC;&#x2122;t have 100,000+ just lying around to buy a home, so a great thing you can do to be able to afford a home is to invest in a loan. The loan you may qualify for, or the one that is best for you depends on a couple of factors, such as the location of the home, your income, and your credit. Below we have the common home loans and terms you need to know.

FHA LOAN Stands for Federal Housing Administration. You get the loan f rom a FHA-approved lender and then FHA guarantees the loan. Designed for low/moderate income borrowers. Very popular for f irst time homebuyers. Requires lower down payments and easier to qualify for compared to other loans

VA LOAN You can only qualify for this if you are a veteran or your spouse. It is provided by a private lender and guaranteed by the Department of Veteranâ&#x20AC;&#x2122;s Affairs. Alot of people that get this loan are able to get into a home with zero percent down.

CONVENTIONAL LOAN Unlike FHA, this loan is guaranteed by a private lender instead of a government entity. They have f ixed interest rates and are a little harder to qualify for. One of the things they look at to qualify buyers is your debt-to-income ratio (DTIs) being at or below 36-43%.

USDA LOAN This loan is for low/moderate income buyers that get a home outside of city limits/rural areas. Often has low interest rates and has the option of zero down.

ADJUSTABLE-RATE LOAN With this type of loan, the interest rate at the time of closing is f ixed for a certain period of time and then after that, resets periodically. There is a limit on how much it can raise . This loan is smart for people that plan on paying off their loan in full within a certain amount of time.

-Adriana Nelson

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CONFUSING REAL ESTATE TERMS.... EXPLAINED We know the real estate process can be quite confusing, even for the most experienced home buyers or sellers. If you are new to the process or just wanting to have a good understanding of what your realtor is talking about, check out this guide for some commonly used words and phrases in the real estate world.

PRE-APPROVED Pre approved is a very important step in the home buying process. This means that the buyer has provided documentation to to the lender that validates their income, assets, and debts, and the lender has been able to verify that the information given qualif ies them for a loan up to a certain amount during their home buying process. It is important to remember that the pre-approval is conditional, the loan is not fully approved until a property is ready to go under contract.

FIXED MORTGAGE RATE A f ixed mortgage rate is a home loan that allows the bowser to have the comfort of knowing what their monthly payments will be for the lifetime of the loan. So even as interest rates fluctuate higher and lower over time, the monthly payment will always stay the same.

ADJUSTABLE MORTGAGE RATE An adjustable mortgage rate is a unique home loan that only certain borrower should consider. In most cases, the rate set at closing is for a period anywhere between one to seven years. The rate then, adjusts based upon current interest rates in the market. The means that the borrower is taking the risk that the rate will be lower on the reset date. If it isnâ&#x20AC;&#x2122;t, their monthly payments will increase compared to the current amount. This reset will continue for the life of the loan, until it is repaid.

INSPECTION After you have found the perfect home to make an offer on, youâ&#x20AC;&#x2122;ll need to schedule an inspection. The inspector will go through every inch of the home and review things like the plumbing, electrical, foundation, walls, heating and appliances. PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com

Once the inspection is done, you’ll review the list of things that need to be updated, replaced or f ixed and decide if you would still like to move forward with the offer.

APPRAISAL When you apply for a mortgage loan, the lender will require an approval of the home that you would like to buy. A licensed appraiser will estimate the homes value based on comparable homes that have hold in the area and an investigation of the property.

CONTINGENCIES When you put in an offer on a home, you can specify certain conditions that must be met before the deal will go through - these are called “contingencies”. You’ll have to make sure that you can actually get the loan, that the inspection doesn’t show anything too crazy, and that the appraisal value of the home is close to what you’re offering to pay.

CLOSING COSTS In addition to the f inal price of the home, there will also be closing costs to pay. They typically make up about two to f ive percent of the purchase price, not including the down payment.

ESCROW Ensures that the buyers’ money is secured by a third party until the transaction is 100% completed. Then the money will be transferred to the seller.

TITLE INSURANCE Due to a variety of potential issues, title insurance is secured by both home buyers and their lenders. The insurance covers them in case another party tries to lay claim to the residence. -Madison Sanders

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PREMIUM PROPERTIES LAND & COMMERCIAL POINCIANA

LEESBURG

ORLANDO

Fantastic location in Central Florida for builders. Total Area: 7,004 Sq Ft S5034525 | $25,000 Call: 407-380-2800

Located in downtown Leesburg on a ½ acre. Total Area: , 1/2 Acre to 1 Acre O5850472 | $32,500 Call: 352-360-3494

Office space for lease in Preserve Business Center near I-Drive. 1,605 Sq.Ft. O5847116 | $2,100 Call: 407-595-9384

Build your dream home on this beautiful .43 corner acre lot. Lot Size: 18,754 Sq Ft O5867272 | $50,000 Call: 407-716-8198

HOMOSASSA

ASTOR

LEESBURG

Mobile or conventional home site on paved road. Lot Size: 11,478 Sq Ft O5835118 | $9,000 Call: 407-312-6217

Great Lake county industrial business opportunity minutes from 441. Lot Size: 34,840 Sq Ft S5031450 | $160,000 Call: 407-504-7282

Beautiful Homesite land inside of Cypress Villas at Sugarmill Woods. Lot Size: 15,279 Sq Ft S5029749 | $29,500 Call: 407-373-4340

Homesite in Sugarmill Woods!. Total Area: 12,000 SqFt S5029778 | $27,500 Call: 407-380-2800

OCALA

LONGWOOD

KISSIMMEE

SAINT CLOUD

Relaxed country living at its best while having easy access to city life. Lot Size: 10,240 Sq Ft S5031242 | $18,000 Call: 407-766-9673

Lots of trees and plants. This property is located on a private road. Lot Size: 205,603 Sq Ft O5884418 | $75,000 Call: 407-312-6217

Land in a well established, great neighborhood in Kissimmee. Lot Size: 23,610 Sq Ft O5838605 | $65,000 Call: 407-739-2747

This is one of the fastest growing areas in Orlando/St.Cloud. Lot Size: 17,331,217 Sq Ft O5840186 | $16,000,000 Call: 407-468-4658

TITUSVILLE

LEESBURG

SANFORD

OCALA

This corner unit has special zoning of Urban Mix Use (UMU) Lot Size: 14,810 Sq Ft O5852004 | $275,000 Call: 407-782-4866

Great Lake county industrial business opportunity close to US 441! Total Area: 34,840 SqFt S5031450 | $160,000 Call: 407-504-7282

Come build your Dream Home in the country. Total Area: 122,176 Sq Ft O5836745 | $250,000 Call: 07-314-1300

Located in a great community next to I-75 and Country Road 484. Lot Size: 11,040 Sq Ft S5031233 | $17,500 Call: 407-766-9673

FRUITLAND PARK

COCOA BEACH

PUNTA GORDA

Collection of four residential homesites are perfect for any builder. Lot Size: 27,200 Sq Ft O5879407 | $75,000 Call: 352-360-3494

Windward East professional bldg condo Unit 108. Lot Size: 0.08 Acres 868659 | $45,000 Call: 321-783-1600

Fabulous vacant land property in the Deep Creek community. Lot Size: 0.23 Acres 867698 | $38,900 Call: 321-557-8563

The units are next to Fisher’s Park and just a block from the ocean. Lot Size: 2,165 Sq. Ft. 867682 | $4,000 Call: 321-557-8563

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PREMIUM PROPERTIES LAND & COMMERCIAL LAKE MARY

ORLANDO

HOMOSASSA

Build your dream home on this 4 Acre Oviedo lot! Total Area: 174,240 Sq Ft O5867310 | $399,000 Call: 407-595-9384

Unique Property with lots on an island in the middle of Crystal Lake. Lot Size: 268,329 Sq Ft O5874751 | $799,000 Call: 407-340-1422

Being used as a religious location for over 60 years. Lot Size: 7,781 Sq.Ft O5811156 | $695,000 Call: 407-808-5135

Homesite land inside of Cypress Villas at Sugarmill Woods. Lot Size: 11,993 Sq Ft S5029759 | $27,500 Call: 407-373-4340

KISSIMMEE

SANFORD

DELAND

DUNEDIN

Private retail commercial condo currently in use as a restaurant. Lot Size: 1,089 Sq Ft O5856525 | $250,000 Call: 407-468-4658

Easy walk or golf cart ride to Downtown Sanford. Total Area: 17,100 Sq Ft or .39 acres O5832000 | $119,000 Call: 407-312-6217

This future home site provides the ultimate in secluded privacy. Lot Size: 26,136 Sq Ft O5867435 | $159,000 Call:407-435-4663

A magnificent space in the heart of downtown Dunedin. Lot Size: 9,618 Sq Ft O5854171 | $4,750 Call: 407-782-4866

ORLANDO

SEBRING

LAKE PLACID

HOMOSASSA

Perfect land to build your dream house! Lot Size: 94,525 Sq.Ft O5773235 | $145,000 Call: 407-453-1141

Come build your dream home! Lot Size: 7,500 Sq.Ft S5022638 | $15,000 Call: 703-402-9940

Come build your dream home! Lot Size: 11,997 Sq. Ft. S5022634 | $30,000 Call: 703-402-9940

Homesite land inside of Cypress Villas at Sugarmill Woods. Lot Size: 12,000 Sq Ft S5029779 | $27,500 Call: 407-914-3803

LAKE PLACID

SEBRING

SANFORD

ORANGE CITY

Lake view from the front of the lot in great location. Lot Size: 10,500 Sq. Ft. S5022631 | $30,000 Call: 703-402-9940

Call for more information on this property. Total Area 3,750 Sq Ft S5022623 | $8,000 Call: 703-402-994

Large lot on quiet street close to Downtown Sanford. Total Area: 17,100 Sq Ft O5832000 | $119,000 Call: 407-312-6217

Great location! Easy access to I-4! Lot Size: 13,600 Sq Ft O5865445 | $90,000 Call: 407-435-4663

ORLANDO

DUNNELLON

LEESBURG

Close to UCF, Cocoa Beach and OIA. Lot Size: 1,055,023 Sq.Ft O5542360 | $2,000,000 Call: 407-453-1141

Close proximity to community activities! Lot Size: 43,199 Sq Ft O5776455 | $25,000 Call: 407-375-8774

Located in downtown Leesburg on this Â½ acre combined lot. Lot Size: 21,476 Sq Ft O5850472 | $32,500 Call:352-360-3494

Lake front lot in a secluded spot off the road. Lot Size: 23,928 Sq Ft O5886135 | $330,000 Call:407-340-1422

OVIEDO

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PREMIUM PROPERTIES LAND & COMMERCIAL OCALA

PUNTA GORDA

HOMOSASSA

GROVELAND

This lot is ready for you. Build your home in a nice quiet neighborhood! Lot Size: 17,860 Sq Ft S5032393 | $20,000 Call: 407-766-9673

Double Lot! Corner lot in Deep Creek community. Lot Size: 19,667 SqFt 867756 | $74,900 Call: 321-557-8563

One of the most fascinating communities of the Homosassa area. Total Size: 12,481 Sq Ft S5029777 | $29,000 Call: 407-914-3803

Gated Community surrounded by beautiful lakes and trees. Lot Size: 41,679 Sq.Ft S5002791 | $187,000 Call: 407-373-4340

SANFORD

ORLANDO

LEHIGH ACRES

KISSIMMEE

This beautiful 3/4 acre (+/-) vacant corner lot. Total Size: 31,005 Sq Ft O5796473 | $255,000 Call: 407-760-8935

24’ height with 3 loading docs. 4 unit combined warehouses. Lot Size: 1,924 Sq Ft O5874323 |$1,780,000 Call: 407-782-4866

Vacant land in a growing and developing area! Size: 11,142 Sq Ft O5518524 | $9,500 Call: 407-283-2189

Vacant land in Poinciana neighborhood. Lot Size: 17,076 Sq Ft O5530769 | $23,000 Call: 407-739-2747

PALM BAY

ORLANDO

PALM BAY OSTEEN

Beautiful city water/septic lot off the main road. .Size: Up to 10,019 Sq. Ft. 853037 | $19,900 Call: 321-544-8449

This is the opportunity to build your dream home. Size: 8,300 Sq.Ft O5535213 | $39,000 Call: 407-739-2747

Bee-Line Expressway is a central location in Orlando. Lot Size: 87,000 Sq Ft O5883062 | $425,000 Call: 407-468-4658

Build your dream home on this spacious 1 acre lot! Lot Size: 43,560 Sq.Ft 865584 | $69,900 Call: 321-405-8240

SANFORD

COCOA

CLERMONT

SANFORD

Prime investment property located in Clermont’s historic village. Size: 2,384 Sq. Ft. O5871836 | $600,000 Call: 407-782-4866

Well known salon lot behind shop For Sale. Lot Size: 6,200 Sq Ft O5871011 / $180,000 321-279-0752 / 407-402-1301

Vacant Lot Zoned C-2 behind salon For Sale. Lot Size: 6,200 Sq Ft O5871012 / $40,000 321-279-0752 / 407-402-1301

It’s located across the street from the Banana Sq. Mall. Lot Size: 0.08 Acres 868660 | $4,000 321-427-0945

FOR MORE INFORMATION: COMMERCIALPROPERTYORLANDO.COM 407-380-2800

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RENTAL PROPERTIES ST.CLOUD

ORLANDO

5 bed 3. bath, Available Now (407)-380-2800 4957 Olivia Court $2,295 /mo

4 bed 2/1 bath, Available Now (407) 380-2800 4815 Northlawn Way $2,300 /mo

3 bed 2/1 bath, Available Now (407) 595-9384 7200 Bay Club Way $2,200 /mo

1 bed 1 bath, Available Now (407) 380-2800 4736 Walden Cir #1122 $1,000 /mo

ORLANDO

AUBURNDALE

KISSIMMEE

2 bed 2 bath, Available Now (407) 306-7700 2966 S Semoran Blvd #1607 $1,200/mo

3 bed 2 bath, Available Now (407) 285-2362 10162 Figman Way. | $2,125 /mo

4 bed 4 bath, Available Now (407) 285-2362 4941 Tennessee Lake Dr. $ 2,695 /mo

2 bed 1 bath, Available Now (407) 595-9384 1815 W Vine St | $1,150/mo

KISSIMMEE

DELTONA

4 bed 2 bath, Available Now (407) 380-2800 2029 Myrtle Pine St $1,900mo

4 bed 2 bath, Available Now (407) 380-2800 2570 The Oaks Blvd $1,755 /mo

4 bed 2.5 bath, Available Now (407) 380-2800 2821 Scenic Ln $1,925 /mo

3 bed 2 bath, Available 10/7/20 (407) 380-2800 1706 Howland Blvd $1,500 /mo

ORLANDO

KISSIMMEE

2 bed 2 bath, Available Now (407) 380-2800 3988 Atrium Dr $1,595 /mo

4 bed 2 bath, Available Now (407) 380-2800 1433 Carey Glen Cir $1,675 /mo

3 bed 2.5 bath, Available Now (407) 380-2800 2565 Abey Blanco Dr $1,600 /mo

3 bed 2.5 bath, Available Now (407) 380-2800 627 Cornerstone Dr $1,500 /mo

ORLANDO

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RENTAL PROPERTIES ORLANDO

KISSIMMEE

WINTER GARDEN

ORLANDO

3 bed 2. bath, Available Now (407)-285-2362 11975 Modena Ln $1,895 /mo

3 bed 2 bath, Available Now (407) 380-2800 1729 Golfview Dr $1,900 /mo

4 bed 3 bath, Available Now (407) 595-9384 1021 Vinsetta Circle $2,325 /mo

3 bed 2.5 bath, Available Now (407) 380-2800 1608 Long Ridge Court $1375 /mo

ORLANDO

AUBURNDALE

BUSHNELL

2 bed 2 bath, Available Now (407) 380-2800 5343 Emerald Isle Dr $1,350/mo

3 bed 2 bath, Available Now (407) 380-2800 5922 Branch Dr. $1,400 /mo

3 bed 2 bath, Available Now (407) 380-2800 12079 Modena Lane $ 1,945 /mo

Available Now (407) 380-2800 N West St - 415 $1,100/mo

BUSHNELL

Available Now (407) 380-2800 N West St - 407 $1,100mo

Available Now (407) 380-2800 N West St - 409 $1,100 /mo

Available Now (407) 380-2800 N West St - 411 $1,375 /mo

Available Now (407) 380-2800 N West St - 419 $1,650 /mo

ORLANDO

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7 LOCATIONS SERVING CENTRAL FLORIDA AND THE SURROUNDING AREAS Main Off ice: 564 N. Semoran Blvd., Orlando, FL 32807 Lake Mary: 4227 W. Lake Mary Blvd., Lake Mary, FL 32746 Lake Nona: 10645 Narcoossee Rd., Orlando, FL 32832 Cocoa Beach: 5675 N. Atlantic Ave. # 102, Cocoa Beach, FL 32931 Melbourne Beach: 3830 South Highway A1A, Suite A5 Melbourne Beach, FL 32951 Seminole Towne Center: 200 Towne Center Cir, Sanford, FL 32771 Dr. Phillips: 7521 W Sand Lake Rd., Orlando FL 32819

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