Gallery 192

A wealth of wonder

Meet some fantastic virtual beasts

PENTHOUSE E907 HORIZON, ST. HELIER SOLE AGENT £1,650,000

Livingroom is delighted to offer apartment 907, situated on the penthouse floor of Horizon East, elevated above Castle Quay with incredible, panoramic South and West facing views over Elizabeth Castle and beyond. This 933.36 sq. ft two-bedroom home has just been completed, boasting voluminous ceiling heights with floor-to-ceiling glazing. The property comprises entrance hall, two double bedrooms with built-in wardrobes and the primary with an en-suite, a house bathroom and a large open plan lounge/dining/kitchen area with integrated Gaggenau appliances, flowing onto a large wrap-around balcony. The penthouse also benefits from two underground parallel parking spaces and a store room.

LITTLE HAMLET, ST. SAVIOUR £2,650,000

This stunning 4-bed, 5-bath detached family home, just a short drive from major schools, is a masterpiece. The welcoming entrance hallway sets the tone, revealing an elegant design and spacious layout. The heart of this home is the open-plan living space, ideal for family life and entertaining. Flowing seamlessly from the modern kitchen to the dining area and snug, it’s perfect for quality time together. Step outside to the heated pool with a safety cover for relaxation and to the front garden a sunken hot tub with TV and a fabulous gym. Security and convenience are paramount with a gated entry, ample parking, and a double garage. Meticulously presented and boasting a high-tech audio/visual system, this home is move-in ready.

TREETOPS, ST. BRELADE SOLE AGENT £4,750,000

Nestled on an acre of lush greenery, beyond elegant electric gates, discover a 5,100 sq. ft. haven. Situated in sought-after Jersey, this gem harmoniously blends seclusion, convenience, and abundant living. Enjoy a desirable location, a stone’s throw from St Brelade’s Bay, schools, and fine dining. An extension adds practical spaces like a snug and boot room. Dive into the ceramic pool heated by an air source heat pump, it’s perfect year-round. Privacy abounds, surrounded by magnolia trees. Entertain on the patio with the pool. Four spacious suites, a contemporary sitting room, and an open-plan kitchen/family room offer luxury and practicality. This property epitomizes luxury living with modern upgrades, outdoor paradise, and potential.

ORCHARD VIEW, HAUTE TOMBETTE, ST. MARY SOLE AGENT £1,050,000

Character granite built home peacefully located in the St. Mary countryside. Beautifully presented and offering generously proportioned rooms, the property briefly comprises; the ground floor, a large living room which opens to the garden, a contemporary kitchen with plenty of space for dining, a cloakroom, a storage cupboard and a coat cupboard. On the first floor, a bright and spacious primary bedroom with fitted wardrobes and an En-suite bathroom, two further double bedrooms, a utility room and a house bathroom. Outside there is a front and rear garden, the perfect place to relax. There is a single garage and driveway parking for 3 vehicles. Situated on a quiet lane and surrounded by country walks, just a short walk to St. Mary’s Village and the pub.

LE JARDIN, ST. BRELADE SOLE AGENT £1,295,000

Livingroom is delighted to offer this superb detached family home in St. Brelade’s highly sought-after location. Conveniently tucked away down a private road but still within easy reach of the beaches, cliff path walks, and all amenities. The accommodation on the ground floor offers a welcoming entrance hall, cloakroom, large and bright sitting/dining room, kitchen, three double bedrooms (one with en-suite) and a house bathroom. The first floor consists of the primary bedroom with a West-facing balcony, an office/snug area and an En-suite. Externally, the property boasts a private and secure wraparound-style garden with a newly installed hydro pool and a patio area, perfect for al fresco dining and entertaining. There is also a single garage and parking for 2 or 3 vehicles.

2 PONT DE L’ARCHE, ST. HELIER SOLE AGENT £995,000

This spacious semi-detached townhouse was built in 2020 and is situated in an elevated and peaceful location on the borders of St. Helier with breathtaking views across St. Aubin’s Bay—a lovely family home which is arranged over three floors and is in immaculate condition. Accommodation comprises a hallway, utility room, cloakroom, single integral garage, open plan sitting/ dining/kitchen with bi-fold door to a low maintenance South-facing garden. On the ground floor are two good-sized double bedrooms, a house bathroom and an entrance hall. On the first floor, you are greeted with a highly spacious primary suite with balcony access which enjoys stunning distant sea views. Externally, there is parking for three vehicles on the drive.

CEDAR COTTAGE, 3, LA GRANGE MARTIN, ST. MARTIN SOLE AGENT £1,195,000

Located at the end of a private driveway and forming part of an original granite farmstead is this four-bedroom family home. This stunning terraced granite cottage is tucked away from the main road and within close proximity to shops as well as a host of primary and secondary schools. Laid out over three floors, briefly comprising; four double bedrooms, one bathroom, a large kitchen/diner which extends into the conservatory, a study, a very spacious and light-filled sitting room with oak floor and open fire, and a cloakroom with utility space. There are plans drawn up to add an en-suite for the primary bedroom. There is a good-sized West-facing private garden with a hot tub and patio area, a large double garage, plus parking for four vehicles.

WINDERMERE, 13, LA MIELLE CLEMENT, ST. BRELADE SOLE AGENT £1,625,000

This detached family home in St. Brelade is a spacious and versatile property, offering a range of accommodation options. The property boasts an entrance hall, a sitting room, an open-plan kitchen/dining/snug area, and a boot room. Additionally, there is a versatile reception room that can be used as a snug, study, playroom, or fifth bedroom. On the ground floor, a large swimming pool is located within a separate wing, offering an excellent space for relaxation and exercise. The wing also provides access to the utility room, shower room, and single oversized garage. The upper floor of the property comprises four double bedrooms, two of which have dressing areas, and a house bathroom. The property also has a secure and private garden.

The frameless insulated sliding doors by Swiss manufacturer Sky-Frame blend naturally into their surroundings, creating a seamless continuity between indoors and outdoors and blurring the line between where the living space ends and the view begins. SKY-FRAME.COM

ENTER A WORLD OF LUXURY WITH CATTELAN ITALIA

Leona the Adaptable -The Swift and Flexible Guardian of Amur Leopards. See page 46.

If you’re between 45 and 50 or into movies, you’re probably familiar with the 1996 movie Swingers. If you’re within that age group and haven’t heard of it, shame on you. And it’s not about what some of you unfamiliar with the tale of struggling actors in L.A. might think. If you’re younger, check back. It’s a 7.2 on IMDB.

Trent (Vince Vaughn) is the best friend everyone needs, providing pep talks and support to his good friend Mike (Jon Favreau), consoling him after a break-up with a long-term girlfriend. The film has so many classic lines, not least ‘Vegas Baby, Vegas’ as they road trip to the city of sin, referenced in later films like The Hangover. The one that sticks in my mind, however, is the consolatory delivery of  ‘You’re so money, and you don’t even know it’, implying that Mike needs to get it together and has everything going for him.

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The truth is, YOU’RE so money and you don’t even know it. We all are. The case is true for pretty much anyone reading this. We live a dream life in Jersey. The term ‘Money’ in the film isn’t meant in a financial sense; it’s about the many positive characteristics of Mike, making him who he is. Your opportunity, your community, and your beautiful surroundings make you among the richest in the world in all regards. In the same way, our theme ‘Wealth’ is applicable to both financial and non-financial aspects of life on the island. In this edition, we have a Wealth Industry-focused edition of our Agenda business section (pg. 95) but the depth of content doesn’t stop there.

We’re fortunate enough to have a wealth of fashion, culture, and engaging articles in this edition. We have a Family Law special (pg.25), three fashion shoots (pg.50) and an interview with our Gallery Graphic Arts Award winners (pg.40). We also meet sailors, traders, artists, aesthetic experts, interior designers, and music store owners, all of whom followed their passions to gain a wealth of experience in their chosen disciplines, with accolades, portfoilos, and skills gained as a result.

Whatever you’re into, riches come from pursuing what you love, and financial rewards can be achieved as a result. Jon Favreau’s budget for Swingers was a meagre $200k, but it grossed $4.6 million at the box office. He was so ‘money’ that he went on to direct, produce, and act in the Iron Man movies and half the Marvel Universe along with producing, amongst other, The Mandalorian and the masterpiece Elf. So follow your dreams; you’re money. Know that.

BD

/ LIFE & STYLE IN JERSEY

Disclaimer. All rights reserved. Any form of reproduction of Gallery Magazine, in part or whole is strictly prohibited without the written consent of the publisher. Any views expressed by advertisers or contributors may not be those of the publisher. Unsolicited artwork, manuscripts and copy are accepted by Gallery Magazine, but the publisher cannot be held responsible for any loss or damage. All material, copy and artwork supplied is assumed to be copyright free unless otherwise advised.

Contributions for Gallery should be emailed to editorial@gallery.je. Names have been changed to protect the innocent and no penguins were harmed in the manufacture of this magazine, although the new cover colour is called ’penguin white’.

Tag us in your pictures at @gallerymag and #gallerysmallprint and we’ll give you something..... Recycle.

Gallery recycles all its storage and packing materials, boxes and any old magazines that are returned. We don’t get that many fortunately. We love to know our readers hang on to previous copies but when you move or find that they’re taking up too much space, drop them down to the recycling bins in the car park off the Esplanade. If you want to find out more about recycling, call 01534 448586. We put this in a green font. It’s not made out of leaves, honest.

We’re all wealthy.

Cover Image

Words, pictures and ideas this month courtesy of...

EDITORIAL CONTRIBUTORS

Thea Fauvel

Kasia Guzik

Becky Palmano

Sophie Marie Atkinson

Carrie Cooper

PHOTOGRAPHY/ILLUSTRATION

Danny Evans

Oliver Doran

BECKY PALMANO

Before she left to have baby number two(congratulations!), Becky spent her last days of pregnancy ensuring we had some great content across our fashion and interiors sections. Pg. 66

DANNY EVANS

With ‘wealth’ as our theme and a car as most people’s largest purchase, we sent Danny up to Jacksons to see what we could find as a suitable backdrop for his fashion shoot. Pg. 56

Thea Fauvel

Kasia Guzik

Elise Kleis

Carl Gallie

Dasa Wharton

THEA FAUVEL

Thea spoke to the winners of our Gallery Graphic Arts Award, part of this year’s CCA International Summer Exhibition. Pg. 40

CARL GALLIE

If you were out last month and found yourelf smiling for a photographer in any of Jersey’s nightspots, there’s a chance you’re at the back of this edition, thanks to Carl. Pg. 134

CAN YOU CREATE?

contribute@gallery.je

Sure, you might share photos of your food or have a portfolio on Behance, but why not get a little joy from seeing something in print!

We’re always looking for contributions from people who are passionate about subject matters close to their hearts. Become a contributor and get paid for your content.

OLIVER DORAN

KASIA GUZIK

Stepping from the stylist’s stance to behind the camera, Kasia brings us her own shoot. Channeling her fashion feelings into a representation of our theme, she reflects on a rich life Pg. 74

Oliver has switched his camera for A.I this month, sharing with us his new art project involving some wonderful beasts in a sartorial setting. Pg. 46

FEATURE WE PROFILE ISLANDERS

editorial@gallery.je

ELISE KLEIS

Now UK-based, Elise was on-island and got together with another of our local exports, Jodie Bull, for a fashion shoot. We caught up with the pair about their lives in fashion. Pg. 50

If you are an artist with work to exhibit, an event or entertainment organiser with an event coming up, a business with some exciting news or a new product to feature, get in touch. We’re keen to feature anything captivating that will be of interest to the good people of Jersey who flick through a Gallery each edition.

pound fine for woman who spat in a man’s face outside Havana nightclub.

2190

days in prison (6 years) for 21 year old Joshua James Cauvain for possession with intent to supply (5yrs) and breaching a probation order (1yr). Probably best not to fill your house with MDMA and Ecstasy. What a waste of your 20s....

130,000,000 119,000,000

pounds more income next year compared to this year expected by the Treasury in the budget.

days for Fire and Rescue, the police, search dogs, drones and a even French Navy helicopter to scour the island for Richard Romeril before it was discovered that he’d bought a sleeping bag, rucksack and sleeping mat from an outdoors shop and was simply having a little camp out to... erm..get away from it all?!

pounds spend so far on (not) creating a hospital. Ahead of the budget last month, in which the States were seeking to reconcile island income and expenditure. Enough to have bought 520 new ambulances... but we’d still not have a hospital to send them to.

Months in prison for a man who caused unnecessary suffering to a cat.

PROSPERITY DAY

Prosperity 247 Office

Friday 8th September

Prosperity 24/7 and the 15 other teams generated an amazing £24,700 for Macmillan Cancer Support Jersey and Cancer Research UK Jersey through pedal power in the ninth annual Prosperity Day virtual cycling challenge. The fundraising total will be split between the two charities, bringing the total amount raised for local charities by Prosperity Day over the

IF YOU WOULD LIKE YOUR EVENT COVERED, PLEASE CONTACT US ON PAPARAZZI@FACTORY.JE

past nine years to almost £160,000. Overall winners - 1st place – Mourant, 2nd place Brooks Macdonald, 3rd place – Axis Mason. The race winners were - 1st place – Mourant, 2nd place – Axis Mason , 3rd place – Barclays Top fundraisers were 1st place – Brooks Macdonald, 2nd place - Mourant, 3rd place –Style Group.

CHANNEL ISLANDS PRIDE 2023

People’s Park

Saturday 16th September

Two heavy rain showers did nothing to dampen the spirits or numbers of Pridegoers who filled People’s Park and Victoria Park. It was the biggest Pride event hosted in the Channel Islands to date and added new features like a cabaret tent, an art and exhibition zone, a youth zone, and a pet station. Vic Tanner Davy, CEO of Liberate, the charity that organises the biggest

free festival in the Islands, said: “We tried hard to ensure that there was something for everyone this year and that there was no barrier to people accessing the parade and the parks. The friendly, inclusive vibe of the crowd all day helped to make sure everyone felt welcomed. Thank you to everyone who supported Pride 2023!”

JARO GALLERY OPENING

Number 1 York Street

Wednesday 6th September

Guests enjoyed their Bellinis as they viewed stunning works by local artists Jason Butler, Christian Robertson, and Bluntroller, as well as international artists such as Opake, Mr Controversial, and Manuel Knaut. Owner Jasmine Rose Noel commented, “It was such a

fun evening. I’ve loved opening this space for people to enjoy the work and to learn about the artists I represent.” The gallery is opening Tuesday-Saturday; follow their instagram @jaro. gallery for event evening info and to see new pieces first.

IF YOU WOULD LIKE YOUR EVENT COVERED, PLEASE CONTACT US ON PAPARAZZI@FACTORY.JE

‘THIS IS ME’ EXHIBITION LAUNCH

Marks and Spencer

Thursday 21st September

October is Breast Cancer Awareness Month, and ABC Jersey, a local charity building A Brighter Community for Islanders living with breast cancer, is proud to announce the launch of “This  Is Me” - an exhibition of empowerment by local artist Love Casting and a collective of 15 Islanders currently fighting breast cancer.

Pictured here, these wonderful ladies saw their finished casts for the very first time at a private viewing before they go on public display in October as part of Pink Month. The exhibition is being supported by Marks & Spencers Jersey on King Street, who are hosting the exhibition in one of their shop windows, the lingerie department, and fitting rooms.

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THIS IS ME

ABC Jersey proudly launches “This is Me” Exhibition for Pink Month 2023

October is Breast Cancer Awareness month and ABC Jersey, a local charity building A Brighter Community for Islanders living with breast cancer, is proud to announce the launch of “This Is Me” - an exhibition of empowerment by local artist Love Casting and Islanders fighting breast cancer - and a call for you to Touch, Look & Check (TLC) yourself today.

The exhibition will be in place in the window of Marks & Spencer Jersey and also in the store’s lingerie department and fitting rooms. This extraordinary event showcases the incredible bravery and individuality of 15 Islanders currently fighting breast cancer.

“Breast cancer isn't defined by a singular narrative. Each of these women have faced their diagnosis at different moments, undergone varied treatments, and battled diverse stages of this disease. Their collective message? Early detection is paramount. The simple act of Touch, Look, Check (TLC) can be the pivotal factor in one's fight against breast cancer” explains ABC Jersey Chair, Fiona Robson. “TLC isn’t just a routine; it’s a

“Carpe Diem - Seize the day... for tomorrow is promised to no-one. I’m the strongest I’ve ever been and likely to be in this lifetime. Cancer has taught me what/who is important. It’s also taught me how to let go of negativity.”

Age at Diagnosis: 31 and 46. Type:  Grade 2 breast cancer

December 2021 – Stage 4 breast cancer December 2017.

Lives in St Helier

“If having treatment didn’t change the way you look (losing your hair / a bit of weight gain ) it would be a lot easier to deal with. You lose a huge part of who you are when you go through treatment, but coming out the other side and building yourself back up is strangely worth it. Feeling yourself again is an amazing feeling!”

Age at Diagnosis: Age 27 Type: Stage 2 Breast Cancer. Lives in St Helier.

“I was a very self-confident woman who enjoyed feeling sexy and embraced womanhood and encouraged other woman to do the same. However

life-saving mantra. Each cast tells a unique tale, but they all share a unified message: the immeasurable value of early detection.”

Over several months, local life casting artist Nicole Le Cornu of Love Casting has collaborated with an incredible collective of Islanders living with breast cancer. Working with the women, Nicole has captured each individual’s unparalleled journey and courage in the creation of their body cast. Each keepsake has been handcrafted and some finished as metallic sculptures where others have been meticulously hand-painted and illustrated with the support of artists Emma Burns-Di Lauro and Jamie O’Neil.

Nicole Le Cornu was inspired to start this project by their bravery “This has been an incredible privilege. Over the course of this project, I've come to know and form a deep connection with each of these remarkable ladies. Their resilience, courage, and spirit have been a constant source of inspiration. It struck me that there was a palpable need for greater awareness surrounding breast cancer and the urgency of early detection. This exhibition is not just about art, but about

I have now struggled with my self-confidence and self-love due to the visual changed in my body now. Slowly rebuilding that but it takes time.”

Age at Diagnosis: 31 Type: Stage 2. Lives in St Saviour

“I’m a busy mum of three girls with an active life riding and looking after their ponies along with running my own business. My youngest was 10 months old when I was first diagnosed. I’ve always been a positive person who just gets on with things, this has probably strengthened me more”

Age at Diagnosis: 37 Type: Stage 4 Breast Cancer. Lives in St Ouen.

“I would like to give people hope; medical treatment is improving every year. 10 years ago, the medication I take now and that saved me was not available and neither was the type of radiotherapy that healed the cancer spots in my bones.”

Age at Diagnosis: 42 Type: Stage 4 Breast Cancer (de novo). Lives in St Helier.

echoing the powerful narratives of these brave women and emphasising the life-saving significance of awareness.”

Stephen Forrester Le Lai, Managing Director of Marks & Spencer Jersey commented: "We are really delighted to support ABC Jersey by hosting the This is Me exhibition'. The exhibition will help to promote a powerful message and call to action for all who walk through our doors. This event also sits well with our partnership with Jersey Hospice Care and will help to amplify the important message about cancer awareness and the importance of early detection of so many cancers.”

ABC Jersey is proud to support Islanders affected by breast cancer with financial practical and emotional support. They recently underwent a branding revamp and have a new website (www.abc.org.je) equipped with resources for Islanders needing support.

For more information about ABC Jersey, it’s resources and events taking place for Pink Month, please visit ABC.org.je.

“My initial reaction was utter fear, I’d lost my husband to cancer.  But once the doctors talked me through what they could do and that would ‘cure’ me, I felt relief and very positive.”

Age at Diagnosis: Age 51.Type: Breast Cancer Stage 2. Lives in St Peter.

“I was surprised. I had a rash on breast for some time, which I ignored, it was suddenly hot and swollen and had been treated for antibiotics. Quick referral and biopsy taken - I was diagnosed on the Wednesday and chemo started five days later. I felt overwhelmed”

Age at Diagnosis: Age 43 Type: rare type of breast cancer inflammatory breast cancer stage 3. Lives in St Helier.

QUOTES FROM THE INDIVIDUALS TAKING PART IN THE EXHIBITION:

William (Bill) Harris MBE

Seas the Day

Interview: Lucy Sanderson Photography: Cleo

There’s something romantic about sailing, for sure. Waves gently lapping against the hull, the possibility of dolphins joining the journey, the peace, quiet, and ever-changing beauty of the skyline from dawn to dusk... Yup, taking to the sea on a sailing boat can be a breathtaking experience and, for some, a complete way of life. But what if lapping waves and quiet seafaring aren’t your thing?

Racing is the polar opposite of the tranquility described above, but it is definitely still breathtaking and most certainly something to try if you want to hone your sailing skills or master the art from scratch. Take away any preconceived ideas about the glitz of Below Deck and all the fancy (and expensive) fuel-driven yachts; this is not the same thing. Sailing, as we mean it, is a sporting activity and an adventure all in one, from the very moment you set foot on board. Learning to sail on an island like Jersey is actually pretty easy—not necessarily the sailing itself, but getting involved is simple. The clubs are really inclusive, and the many faces you’ll meet are always super welcoming and eager to lend a hand and point you in the right direction.

We recently had the opportunity to meet Bill Harris, MBE, the current Honorary Sailing Secretary at RCIYC, and a gentleman who has been’skippering’ events, regattas, sponsorships, training, and much more within the community for decades. Bill is like an oracle when it comes to sailing. Working like ‘a well-oiled machine’ Bill and the rest of the team at the RCIYC bring a wide array of events and opportunities for sailors of all ages and levels of ability to participate in throughout the year. We even got involved during the Carey Olsen Jersey Regatta after Bill’s invitation to crew; we just couldn’t resist!

Having been awarded an MBE in the King’s Birthday Honours List this year, Bill has established a reputation for being a driving force behind much of the islands’ sailing in regard to racing. His contribution has meant so much to so many. We asked some of the sailing community to tell us a bit about Bill, and the overwhelming consensus was unequivocally that he is a much-loved hero and a real gentleman who has brought unsurmountable energy and dedication to the sport.

Bill, let’s take a moment to highlight the fact that you are celebrated on this year’s Birthday Honour’s List from His Majesty The King - William Harris MBE – massive congratulations! How did it feel to be recognised?

That was one of those ‘Who, me?’ moments. Once it sank in, I quickly realised the significance of the honour and the degree of the support I’ve received from not only those who were so kind as to nominate me but my family and all those who have worked with me in my various guises to make this recognition possible.

What was it that initially started your passion for sailing/ racing?

I had a very gentle introduction when a best friend bought his first cruiser/racer in 1981, Brigand, a lovely Nicholson 24. As novices, we entered every race, made our fair share of mistakes and improved to the point where we started to win after several years. As an ex-Merchant Navy Radio Officer, I had never dreamt of being a yachtsman, having spent so much time at sea already. Yacht racing was a totally different experience, of course, great team work and a lot of fun… This eventually led to me becoming the Lifeboat Operations Manager from 2011 – 2016 for the RNLI St Helier Sattion.

Do you love the peace and tranquillity of sailing most, or is it the challenge of racing that sparks you up?

In the early days, it was racing with its physicality, competitiveness and exciting ambience that really inspired me and still does. However, my views on cruising have changed and my appreciation and enjoyment of cruising has come into full bloom over the years, five years of cruising aboard a Halberg Rassey 42 was very instrumental!

Leather

Do you have a favourite sailing event or race? And what would be one of your most prolific racing memories?

Firstly, the RCIYC Waller-Harris 2-handed Triangle race… this was born in 1995 when, as the immediate Past Commodore of the RCIYC, I teamed up with my successor, Past Commodore Rodney Waller, to create a new three-day event for boats with just two persons on board. This usually visits a couple of Brittany ports; this year (the 26th edition held over the first weekend of July) the race went from Jersey to St Cast on the Saturday, St Cast to Binic on Sunday and Binic to Jersey on Monday. The fleet size varies each year; the greatest number of boats was 25, which was some years ago. It’s one of the most popular events in the calendar and has a great following.

The Vendée Globe – The Vendée Globe is a single-handed, non-stop round the world race (24,000 miles) taking place every four years. It is known as ’the Everest’ of yacht racing and is a compulsive event to follow. The skippers are in a different world. We are all looking forward to Jersey-man, Phil Sharp competing in his new boat next year!

One of my own favourites memories would be from the Round the Isle of Wight Race. Several Jersey boats compete in the Round the Isle of Wight Race each year, achieving some pretty decent results on occasion… I was fortunate enough to have the opportunity to race on the Scampi 30, Scampalong, with the late Peter Hanning, a past Commodore of St Helier YC, with 20 years of this event under our belts. I can’t remember the year but there were 1,600-ish boats in the race. The conditions were very lively with one boat sinking off the Needles, many blown out spinnakers dismastings and a number of helicopter rescues with Scampalong ploughing on to finish 3rd in her class (30 boats) and 7th overall!

Sailing presents a whole range of benefits, from teamwork to learning a new skill and mastering some important life skills such as first aid or water safety – what are some pointers for anyone who has never sailed but wants to give it a try?

* Learning to sail is fascinating and fun, it can open the gateway to a lifetime’s enjoyment of cruising and racing… and it’s never too late to start.

* Ask a friend who has a boat to invite you out for a sail and persevere. Sailing boats have a confusing amount of sheets, halyards, etc, so it takes time to get to ‘know the ropes’. Don’t be put off (not even by sea sickness).

* Contact/join a club so that you can be pointed in the right direction, depending on your interest (RCIYC, St HYC for cruisers; St Cath’s SC & RCIYC for dinghies; RCIYC for Hobie Cats).

* Get to know people with boats (easier if you are a club member) and show them that you are really interested; there are plenty of owners who are keen to help novices into the sport.

* Once on board, never be afraid to ask questions, show that you are keen and, above all, reliable.

It very well may be the end of the summer season, but there’s plenty still happening when it comes to sailing in Jersey. If you want to find out more, join in, take lessons or become a member at the RCIYC you can head to their website www.rciyc.je .

After our recent jaunt on the water at the Regatta, we’ll be taking to the Wayfarers for lessons and who knows, maybe we’ll be hoisting a Gallery mainsail next year!  Many thanks to Bill Harris MBE and the Carey Olsen Jersey Regatta for having us and the biggest congratulations to Bill on his very deserving award.

Learning to sail is fascinating and fun, it can open the gateway to a lifetime’s enjoyment of cruising and racing… and it’s never too late to start.

JERSEY LAW

FAMILY LAW

INDUSTRY EDIT: LAW

FAMILY LAW

This edition’s Agenda special contains updates and advice from Jersey’s legal professionals working in the sector of family law.

THE Dream TEAM

For over 20 years, Viberts has been offering a premium service for family law clients. It has become the ‘go to firm’ for the whole range of family law services in Jersey. Since 2000, Advocate Rose Colley has been involved in many of the Island’s high profile divorce and children cases. Rose remains a formidable force in the legal profession in Jersey having been at the forefront of campaigns, for example, to allow same sex marriage, give greater rights to cohabiting couples and to highlight crucial issues where the States of Jersey have been slow in implementing needed reform. As part of the Vibert’s Family Law team, Alexandra Cohen represents the future of family law in Jersey, and she has worked with Rose for the past 8 plus years both through her qualification as an English Solicitor and a Jersey Advocate. Together Rose and Alexandra represent an amazing team.

Rose has always seen the importance of encouraging other bright like-minded lawyers to become involved in family law. She now works closely with Advocate Alexandra Cohen. Alexandra represents the future of family law in Jersey, and she has worked with Rose for the past 8 plus years both through her qualification as an English Solicitor and a Jersey Advocate.

Together Rose and Alexandra represent an amazing team and have built a reputation for being fearless, superb on technical detail and above all bring to their cases a clear strategic vision. Many clients refer to Rose and Alexandra as the ‘dream team’ of family lawyers. A ‘dream team’ of course is a team of individuals who are perceived as a perfect combination and who are considered to be the best at what they do.

Many family lawyers attempt to do the best for their clients, but Rose and Alexandra are unique in Jersey in that they have worked closely together for many years and who have a very rare combination of skills. Rose has many years of experience, is highly

empathetic to her client’s needs and always has a focus on the strategic goals for them. Alexandra has an amazing eye for detail at the same time as being tenacious and always seeking the best result for her clients. She also has something that is extremely rare amongst family lawyers in that she has a brilliant ability to deal with complex figures which makes her ideal to deal with complex financial cases.

In the legal directory, The Legal 500 they are quoted as being, “The best family lawyers in Jersey. They have everything in spades: the experience; the individuals; the resources; the judgement, and, this means that they are always able to hold their own from the smallest contact dispute to the biggest billionaire divorce.”

The Viberts ‘dream team’ are not only fearless in court if that is where the case ends up, but they are big proponents of settling cases outside of court whether this be through negotiation or an ADR process.

The ‘dream team’ of course could not function without a great team of legal assistants and administrators around them in particular Jonny Bernardino, April Hargreaves, Lara Channing, India Price and Saoirse Barette.

The Viberts family team will know the best ways of obtaining the client’s objectives in the short, medium, and long term and will strive to always achieve this. The family team at Viberts are top tier in the Legal Directory, The Legal 500. One of the testimonials stated, “I would always recommend Viberts to a client looking for a Jersey lawyer. The team are always bright, very hard-working and give great advice. From a barrister’s perspective they are a dream to work with.”

‘The best family lawyers in Jersey. They have everything in spades: the experience; the individuals; the resources; the judgement, and, this means that they are always able to hold their own from the smallest contact dispute to the biggest billionaire divorce.’

Legal 500 2023

Rose Colley PARTNER | ADVOCATE

Rose read political science at Aberystwyth University and after serving her Articles (as a traineeship was then called) in Local Government, qualified as an English Solicitor in 1980. She then lectured in law for 6 years and entered private practice with offices in London and North Kent. Rose moved to Jersey in 1997 and re-qualified as a Jersey Advocate in October 1999. She then joined Viberts in 2000 where she became head of the family law team and quickly built up the reputation for Viberts being the ‘go-to firm’ for family law in Jersey.

Rose has been involved in many of the Island’s landmark family cases over many years and now practices all across the spectrum of family law from high-net-worth financial disputes to children public law care cases.

In addition, Rose has always been keen to be involved in the wider legal profession in Jersey and is currently President of the Jersey Law Society being the first female to hold this position.

Rose is recognised as a ‘leading individual’ by Legal 500 UK 2023 and is described as, “Incredibly friendly and committed”. She is also noted as, “The best known and most respected family lawyer in Jersey and with good reason.”

Alexandra Cohen ASSOCIATE | ADVOCATE

Alexandra studied law at Newcastle University before joining the family law team at Viberts in September 2015. She is qualified as an English Solicitor and was sworn in as a Jersey Advocate in April 2023. Since her swearing in, Alexandra has been appearing regularly in court. Alexandra is an associate and is now responsible for training the department’s junior lawyers.

Alexandra works on all areas of family law. She specialises in complex and/or high net worth divorces given her ability with figures and her extraordinary care, guidance and compassion towards clients. She has attention to detail but also the ability to look at the bigger picture to avoid arguing over issues that do not have a significant impact on the outcome of a case.

Alexandra also has experience in private children’s proceedings as well as other family matters for unmarried parties.

Alexandra is recognised as a ‘Key Lawyer’ by the Legal 500 UK 2023 edition. Alexandra was noted to “get very good work and works incredibly hard to do the best by her clients”. Alexandra always has her client’s best interests at the forefront of the work that she does.

Meet the rest of the team

April Hargreaves LEGAL ASSISTANT Saoirse Barette LEGAL ASSISTANT

India Price LEGAL ASSISTANT

Jonathan Bernardino TRAINEE ENGLISH SOLICITOR

Lara Channing LEGAL ASSISTANT

Parental Alienation in Family Law Proceedings

Who’s the Expert?

Parental alienation – a recap

Broadly, parental alienation (PA), is: “When a child’s resistance or hostility towards one parent is not justified and is the result of psychological manipulation by the other parent.”

• In certain cases, the negative feelings of a couple can be absorbed by the children.

• Some parents may become implacably hostile towards the other.

• A child’s behaviour may then change, “alienating” one parent, by professing a sudden wish not to see them, or making accusations against them, which are without good reason.

In England, the case of Re C (‘Parental Alienation’; Instruction of Expert) [2023] EWHC 345, before the President of the Family Division, considered the instruction of experts in proceedings where there is an allegation of parental alienation.

Why are experts important?

Experts provide an impartial, professional opinion, informed by evidence in each case, and based upon their experience. In turn, the Court should not accept expert (or any) evidence blindly, but ensure it is tested by reviewing the expert report and hearing cross-examination. An expert’s first duty is to the Court. A jointly instructed expert will ideally save time and costs.

When is an expert not an expert?

In Re C, it was argued that, had the case been approached properly, the expert who was instructed in Re C should never have been instructed, as they were unqualified to give expert evidence as a psychologist. However, the title ‘psychologist’ was found not to be regulated or protected. The expert (‘Ms A’) had been put forward by the Guardian and had been wrongly cited as ‘Dr A’ from the outset. (The Guardian is appointed to represent the best interests of the children in a case. They are often referred to as “the eyes and ears of the Court”).

The CV of Ms A, seen only later in the proceedings, was “a…confusing narrative of attendance at courses and other activities. It would have been hard for the parties and the court to drill down to see what her underlying qualifications were.”

Whilst not prohibiting the instruction of unregulated psychologists, the Court urged clarity in the CVs of those who put themselves forward as experts, by providing a concise statement of their expertise.

The President also encouraged the Court to have its eyes “wide open” regarding those who presented as an expert, but who did not hold registered or chartered status.

Conclusion

As well as ensuring effective case management, the Court must always be “alert to early signs of alienation”, and in the case of PA, the obligation on the Court is to “respond with exceptional diligence and take whatever effective measures are available.” ( Re S (Parental Alienation: Cult) [2020] EWCA Civ 568).

A poor choice of expert in parental alienation proceedings will only cause delay, more arguments and ultimately, harm to the children who at the heart of the matter. Their welfare must be, and remain, paramount.

Words : Advocate Chris Hillier, Head of Family Law at Ingram Advocates.

The President also encouraged the Court to have its eyes “wide open” regarding those who presented as an expert, but who did not hold registered or chartered status.

The Experts in Family Law

Talk

The Doubtfire directive.

November sees one of the most beloved family classics of all time turn 30 years old: Mrs Doubtfire (terrifying, I know). To this day Robin Williams’ tour de force performance as the eccentric Scottish nanny causes laughter and joy to those watching as he negotiates meringue face masks, botched cooking and run-by fruitings.

Amongst the fun and chaos caused by Euphegenia Doubtfire it is easy to forget that this film depicts a classic issue which is still very prevalent today – that of a parent doing anything within their power to see their children following a separation and the effect a Court can have on family matters.

Parents separate. This is still a very common occurrence and always will be. The sometimes fractious relationship of a separating couple is highlighted at the start of the film by the bitter arguments and Court proceedings between Robin Williams’ Daniel Hillard (the man under the suit of Mrs Doubtfire) and his soon-to-be ex-wife, Miranda, played by Sally Field. As a part of the Court proceedings, the Judge makes an Order that Daniel is to have contact with the three children every Saturday. Court Orders regarding contact are one of the most common Orders made by the Family Division of the Royal Court in Jersey. Such orders can lead to tensions between parents and conflict regarding their children.

Whilst the film, quite correctly, concentrates on Daniel’s efforts and relationship with the children, you can see how arguments can arise in otherwise normal family situations. When Daniel has the children for dinner Miranda comes to collect them, according to Daniel, an hour early after she was an hour late dropping them off. Daniel proceeds to tell the children to remain seated at the table, shouting “You’re my goddamn kids too!”. When Miranda then comes up to the apartment to collect the children, an argument ensues where Daniel and Miranda resort to name-calling and references to “My children…” “No, OUR children!” are made in front of the children. Daniel and Miranda then discuss child arrangements, again in front of the children, which causes them (the children) to become involved in the discussion. An example of how the parents’ arguments and behaviours impact on the children’s behaviour is clear when the youngest child, Nattie, says to her mother “We’re his goddamn kids too!”, echoing her father’s outburst from earlier on in the scene.

This scene is a textbook example of not only the emotions that can occur between separated parents, but also how quickly discussions can turn into arguments and how the children can then be exposed to the emotions, and even become involved in adult discussions.

It is always worth remembering that children can and do pick up on adult emotions and conversations. Adult conversations should be dealt with privately between parents as this avoids the children accidentally picking up on something their parents disagree on and forming a view, which could then lead to further arguments and difficulties for all those involved in the future.

The film also introduces, as we regularly see in family cases, another dynamic in the form of a new partner coming into the children’s lives. In this case, Miranda’s new boyfriend Stu Dunmeyer (played by Pierce Brosnan). New partners in family

dynamics can often cause tensions as one parent may feel that they are being side-lined or pushed out by the other in favour of the new partner, regardless of the reality of the situation. In the film this is shown by Stu being shown as something of a villain, when in reality he doesn’t actually do anything wrong – he treats the children well, says he is crazy about them and appears to have changed his ways from being someone described as never dating a woman with children. His worst moment in the whole film is calling Daniel a ‘loser’ (in front of Daniel dressed as Mrs Doubtfire, leading the nanny to throw a lime at his head).

This portrayal shows how new partners can be seen by other parents as intruding on their family dynamic with the children and why such matters should be dealt with appropriately by both parents. Regardless of the actuality of a situation, it is important to think of how the other parent may feel about a decision and to maintain a level of open communication with them regarding any big decisions surrounding the children. Ultimately the other parent will also be there for life and if there is a chance to avoid any potential disagreements arising then this should be taken whenever possible, as this can make things easier in the long term.

At the end of the film, with Daniel’s antics as Mrs Doubtfire having been spectacularly exposed, the Judge expresses his concern at Daniel’s behaviour and reduces his contact. However, a happy ending is in order and Miranda, seemingly warmed by Daniel’s commitment and efforts throughout the film agrees to additional contact so that the children see their dad every day after school and on the weekends. She has arranged for all of this to be sorted with the Court by her lawyer.

This happy end not only provides a feel-good factor for the film but gives a subtle highlight to a very important point in family issues: the Court is only there to assist in the event that parents cannot agree. If parents can reach an agreement about things over and above what the Court orders, then this is a big positive and the Court will rarely stand in the way of this, particularly in Jersey, as the Family Court tries to promote the message of parents working together wherever

Whilst Mrs Doubtfire remains a classic film, the issues it highlights remain very common even 30 years on and will likely remain so for at least another 30 years. In the event that an agreement cannot be immediately reached between parents, it can be worth trying to discuss the matter with them as far as possible and considering mediation. If matters still cannot be resolved, you should consider seeking legal advice on an issue before Court proceedings become necessary.

If you wish to seek advice on the issues raised in Mrs Doubtfire, or any other family law matter, please contact our specialist team who would be happy to assist you. For all enquiries or to book an appointment please call 760760 or email

As Jersey’s oldest law firm, we’ve always been at the heart of the community.

approachable – a law firm that’s perfect for everyday people, facing everyday challenges. We’re your kind of law firm. Find out more at ww w.lgl.je

Consent Orders

can you put a cost on certainty?

Words: Barbara Littler, Senior Associate and Head of Family Law , Parslows

What is a consent order?

A legally binding document sealed by the court that reflects the terms of agreement reached between parties in divorce and can dismiss all future claims.

Why do all people not obtain one?

Couples with few assets may decide not to have a consent order because they do not want to pay the costs involved. Equally, when couples have agreed matters and may have recorded that agreement in a form other than a consent order, they may not see the need for this additional step.

Why is it important?

Decree Absolute (final stage of divorce process) does not preclude either spouse from making a financial claim against the other in the future. Until there is a final order, all possible financial claims that arise from a marriage are not extinguished. People have brought claims for financial provision from their ex-spouse years after divorce has been finalised. These are often brought when that ex-spouse has fallen on hard times and/or the other person seems to be doing well.

When considering such an application - the court has certain considerations: -

• delay in the claim being brought;

• any agreement at the time of the divorce;

• financial positions and circumstances at the time of the divorce;

• whether both parties thought matters were concluded;

• what their positions are now;

• prejudice to either party in allowing the claim to proceed or not.

Even with the most ill-fated claim - not insignificant costs could be incurred in defending it. There is no guarantee of recouping these from the applicant. Especially if your financial position is stronger than that of your spouse – or is likely to be in the future, it is worth having a consent order as it is never possible to predict what the future will bring.

For further information on our full range of family law services, visit Parslows LLP @ www.parslowsjersey.com

No fault Divorce Ending the blame game.

Words: Advocate Kate Donohue and Ecrivain Jamie-Lee Morgan

Divorces in Jersey are obtained under the Matrimonial Causes (Jersey) Law 1949 and associated Matrimonial Causes (Jersey) Rules 2005. Lives and attitudes to marriage were very different then but our laws have not been updated.

Socio-economic realities mean that modernisation is necessary to meet changing needs and values. Whilst reform of the existing law has been touted for some considerable time now, sadly, nothing has come to fruition.

Even if couples have simply fallen out of love, the swiftest and easiest way to divorce is for one to allege unreasonable behaviour or wait a year (but that requires both parties’ consent). This can inflame matters from the outset and add to an already stressful situation when emotions are inevitably running high.

No-fault divorce is not a new concept and has been introduced in places such as England and Wales, the USA and in many European Countries which means that Jersey is behind the times.

Ending the ‘blame game’ in divorce proceedings in England and Wales is a welcomed and much needed change. Under English law, parties need only state that the marriage has irretrievably broken down. The reforms also eliminated the option for one party to defend the divorce (save on very limited grounds).

At Corbett Le Quesne we are passionate about nofault divorce becoming law in Jersey. No fault-divorce would bring about a more conciliatory approach to people already going through the stress of separating. No-fault divorces are particularly helpful in cases involving children where limiting emotional turmoil from the outset is key to maintaining a workable family unit. It is best to deal with matters in an amicable and conciliatory manner; this minimises stress, confrontation (and, inevitably, legal fees) and it assists parties to move forward in their new separated lives as quickly as

reached

parties in divorce and can dismiss all future claims.

If you would like more advice on consent orders, Parslows friendly team of divorce and family lawyers has unrivalled experience in these matters and will take the time to listen, understand and advise on your specific situation.

we can make things right.

Pre-Nuptial Agreements The Death of Romance?

Words:

Joanna Gardiner, Lawyer, BCR Law LLP

Everyone entering into a marriage hopes that it will last forever. Unfortunately, in the UK over 40% of marriages end in divorce.  As such, an increasing number of couples are using pre-nuptial agreements to set out how they wish to proceed in the event of a divorce.

A pre-nup can be a prudent step to try to avoid a messy, costly, and emotionally-draining legal battle in the event of divorce. Usually a pre-nup will set out each person's premarital assets and contain agreement as to how these are to be treated.  It is also possible to agree how assets acquired during the course of the marriage will be dealt with.

A pre-nup is not the final word. Either party to a marriage can issue court proceedings and the pre-nup does not bind the court. It is, however, an important factor the court will consider in determining a fair settlement. If a pre-nup was entered into by both people with a clear understanding of each other's financial position and proper legal advice then more weight is likely to be given to it.

So, is a pre-nup unromantic?  Arguably not. It might be awkward to talk about the breakdown of a marriage which has not even started - particularly as the discussion usually takes place between people who are very much in love.  However, Elizabeth Gilbert, author of “Eat, Pray, Love”, described pre-nups as:

“an act of love to chart the exit strategy before you enter the union, in order to make sure that not only you but your partner as well, knows that there will be no World War II should hearts and minds, for any sad reason, change”.

At BCR Law LLP, our friendly and knowledgeable team has extensive experience in working with couples to create bespoke pre-nups.

New proceedings

What now for domestic abuse sufferers?

Words: Clare Woodhouse, English Solicitor at Benest & Syvret

Domestic abuse has been a difficult feature in family law for many years. Before the long-awaited Domestic Abuse (Jersey) Law 2022 came into force this year, family clients have had to rely on Non-Molestation Orders to try to prevent ex-partners from perpetrating further acts of domestic abuse against them in the absence of a criminal conviction.

These orders are difficult to get, require the applicant to be in genuine fear of life or serious injury and may be short lived. This new law finally creates a criminal offence of domestic abuse. This is defined in the law as behaviour that involves; physical or sexual abuse, violence or threats, harassment or neglect or is coercive or controlling. Whilst family lawyers will still need to rely on Non-Molestation Orders in family proceedings, we are likely to have more chance of a conviction under this new law which will enable longer and more effective protection for the victims of domestic abuse.

We have heard many people in the media talking about coercive or controlling behaviour. The new law provides clarity that this behaviour is such that is reasonably likely to make someone dependent or subordinate; isolate them from friends, family, social interaction or support; control, regulate or monitor the partner’s day to day activities or restrict the partner’s freedom. Those that can seek assistance under this law are persons who are over the age of 16, are personally connected (extending to relatives), the behaviour is abusive, consists of more than one act and where the behaviour causes or is likely to cause harm.

A person who intentionally or recklessly engages in domestic abuse under this law commits an offence and is liable to imprisonment for up to 5 years and to a fine. This is a welcome new law to sufferers of domestic abuse and those who support them but some are concerned about the potential of exaggerated claims in response to relationship breakdowns and an inability to accept cultural differences within certain relationships. It is early days for the courts and the legal profession who are coming to grips with this new law and time will tell how it will impact on families in the future.

Heirloom by Gina Czarnecki

Lead Artwork

Skipton Big Ideas returns with Human Connections

November sees the return of ArtHouse Jersey’s Skipton Big Ideas exhibition series, this time with the theme Human Connections. Sponsored by long term partners Skipton International, the multi-venue exhibition uses a range of different media to examine human connections; how we occupy spaces together, how we communicate physically and emotionally, and how we empathise with each other’s lived experience. The artworks, many of which have an interactive element, will offer lots of fun and interesting opportunities for people to become part of the exhibiting artworks.

Launching on Friday 3 November (running until Sunday 17 December)

Skipton Big Ideas: Human Connections is spread across three locations around the Island, each of which will be free to access, as well as springing up in cafes around St Helier. The installation People We Love by KMA exploring the invisible transaction of love will appear alongside a number of supporting artworks at ArtHouse Jersey at Capital House. The interactive installation Totem by Kimatica will take place at the Tapestry Gallery at the Maritime Museum. Baptêmes de Terre (Earth Baptisms) by Fred Martin, a ritual performance immersing participants’ faces in a bath of clay, will run sessions at ArtHouse Jersey at Capital House.

The exhibition will also feature works by prominent international artists including Gina Czarnecki, Tessa Garland, Natasha Tontey and Arlene Wandera. People are encouraged to keep an eye on arthousejersey. je and ArtHouse Jersey’s social media channels for all Skipton Big Ideas: Human Connections news and updates in the coming months.

People We Love

KMA- Kit Monkman (UK)

Friday 3 November to Sunday 17 December

10.30am to 6pm

ArtHouse Jersey, Capital House.

People We Love is a community based international artwork that explores the invisible transaction between a person, a piece of art and that emotion which bonds us all: love. The artwork invites Jersey residents or visitors to take part in this beautiful artwork where you will be filmed gazing at a picture of someone you love, a picture the audience will never see. The filming will take place at St Helier Town Church 13 - 17 September. The filmed portraits will be displayed at ArtHouse Jersey at Capital House where visitors to the exhibition are then met with the penetrating gaze of the artwork’s subjects. You feel each unspoken story as the faces tell the tale of someone they love.

Totem

Maria Almena and Nestor Rubio of Kimatica (UK)

Friday 3 November to Sunday 17 December, 7 days a week 10.30am to 4pm

Tapestry Gallery, Jersey Maritime Museum

An interactive audiovisual installation that invites audiences to explore human connectivity through a techno-reinvention of an old spirit being, sacred object, and symbol of the tribe coming together - The Totem. It was believed that totems helped to strengthen tribe bonds of unity and maintaining consciousness and brotherhood. Their neo-shamanic experience only comes to life with collective human presence, it’s an invitation to visitors to come together and participate in the creation of a reactive, visually hypnotic beacon that will travel from one person through to the other, encouraging group play and movement.

Baptêmes

de

Terre

(translated to Earth Baptisms)

Fred Martin (France)

ArtHouse Jersey at Capital House

Dates/times: TBC. See website

Through his ritual performance, Lille-based artist, Fred Martin, who has been travelling the world for the past twenty-five years, immerses participants’ faces in a bath of clay to form a plaster copy that is then exhibited in a monumental installation composed of all the casts. This artistic ceremony functions as both a rebirth and a revelation, with masks that do not conceal but rather reveal the most minute and intimate details of a face, in an authentic experience based on sharing and bringing people together around a magnificent common work of art.

Friday 3 November to 17 December

ArtHouse Jersey at Capital House, Jersey Maritime Museum, cafes around St Helier + a to be announced location

arthousejersey.je

Harbour views.

What's Next For The Harbourside Home Of Local Arts and Crafts

The Harbour Gallery is the largest exhibiting, working and selling art and craft gallery on the island and in fact, the Channel Islands. They reluctantly relocated earlier this year to new premises in St Helier from its much loved St Aubin’s site.

Thankfully the ‘Home to Local Art’ remains harbour side, and after a long drawn out move finally feels settled into its new space. And it couldn’t have happened a day sooner as the gallery’s Autumn Winter calendar of events, exhibitions and workshops is bursting at the seams. Four things really stand out in the hectic schedule; a visit from Dr Lorna Collins in October, artist Jessica Grady’s appearance in November; the launch of the ‘Men-ships’ programme and the celebration of the gallery’s 21st birthday in the lead up to Christmas. These are the dates to have in your diary…

10th October: Dr Lorna Collins

Long has there been a connection between art, healing and public health. Indeed art therapy as a discipline and as a practice can be traced back to the 1940s when the WHO defined health as, “complete physical, mental, and social well-being rather than merely the absence of disease or infirmity.” Increasingly, research is showing that having aesthetic experiences such as gazing at a painting or participating in a workshop provides a host of therapeutic benefits, ranging from lowering stress and healing mental anguish. And these days we could certainly all use an extra dose of “happy!” Que Dr Lorna Collins, a leading figure in the world of arts and health who pioneers this latest practice at Oxford University. Lorna’s illustrious and impressive roster of degrees, PHDs, articles and scholarly contributions to the subject of Arts in Health stemmed from personal experience; she had a severe traumatic brain injury when she was 18 years old, falling into a coma and suffering total amnesia. For two decades she was locked away and treated with a number of psychiatric illnesses during which time art was her only saviour.

Lorna will be visiting the Harbour Gallery and opening the ‘Art in Focus’ exhibition on World Mental Health Day on October 10th. Her visit will also include a talk about how arts practice has helped her recover from her own lived experience of mental illness. Tickets for the event will be available to purchase from the gallery directly and the exhibition is open to anyone, but will be perhaps particularly resonant to those who have lived experience of mental illness or supported people managing it in their lives.

1st-6th November: Jessica Grady

Jessica is a highly established textile artist whose focus is on environmental issues and using the waste products of everyday life particularly plastics, transforming them into beautiful pieces. Colour is a very important aspect within her work – and she uses many strong and highly contrasting tones, creating a very vivid and saturated colour palette. Her artworks are a textural and visual feast, saturating the senses with colour and pattern. During her visit to Jersey, Jessica will be working with schoolchildren as well as offering weekend workshops to create recycled works of textile art. She will also be opening the gallery’s ‘2nd Time

Around’ Exhibition and judging the entries. Participants of all ages are encouraged to submit a piece of work which focuses on giving a second or third lease of life to existing fashion, jewellery or furniture items, upcycling them into beautiful products. Full details about the competition as well as a list of courses and weekend workshops for both adults and children is available on the Harbour Gallery website.

Men-ships for November:

Movember (held during the month of November) is the leading charity changing the face of men’s health; since launching in 2003 the global community of fundraisers has supported more than 1,250 men’s health projects around the world, challenging the status quo and shaking up men’s health research. From mental health, suicide prevention to prostate and testicular cancer they’ve made November the most notable ‘mens’ month in our calendars. The Harbour Gallery will be taking a leaf out of the Movember book with the launch of their ‘men-ships’ programme this November. Particularly focused on isolated and lonely men, the month-long programme will include taster sessions in cookery, chess, crafts and more to give space and time for men to make new friendships.

Friday 17th November: Christmas Exhibition

The Harbour Gallery celebrates its 21st birthday in November and is celebrating with their Christmas exhibition which opens on Friday 17th November at 6pm and is kindly sponsored by Cavendish Trust. If you’re unable to attend, fear not because there are further celebrations you can get involved with including a birthday lunch (with some surprises!) on Sunday 19th November at Hotel La Place. Full details of all the events planned and booking can be found on the Harbour Gallery website.

@19 The Quay, Commercial Buildings, St Helier // theharbourgalleryjersey.com

EXHIBITION The Bad Penny

In creating the artwork for her new exhibition, Chantal Venton indulged her fascination with the idea of luck and superstitions. Mysticism, folklore, mythology and faith have all been an influence.

“In every culture, from the earliest days of man, superstitions have been formed as a way of understanding our world, the seen and unseen. Protecting ourselves and paying homage to malevolent spirits and divine deities were commonplace”. Superstitions have been long used as a tool to abdicate personal responsibility and act as a shield from deep-rooted fears.

Superstitions can increase fears, causing mass hysteria and infectious paranoia. You need to look no further for evidence of this than the European witch hunts and that of the Americas. Accusations of witchcraft began in the early 15th Century and lasted approximately 300 years.

Chantal focuses on all elements of luck; “Stepping over cracks in the pavement,

having your cards read, picking up that penny lying on the floor, dropped by someone at some point. For most people, superstition plays a role in their life. It is so ingrained, passed down by others and often with no explanation. Saluting Magpies is one of mine”.

She has experienced what she describes as “a life where luck has been rather elusive and downright missing entirely at points. Peeved off a gypsy, stood on a leprechaun, and kicked a black cat, have all been considered as potential sources of my misfortune. Simply cursed, the black penny, is my conclusion”.

As you walk around the exhibition she invites you to consider what superstitions you have and practice either deliberately or inadvertently; “Ask yourself if this practice has made your life better, luckier, more attractive, fortunate or just caused you to look mad to people passing you on the street (dodging that crack in the pavement, saluting randomly)”.

“There is no judgment here. I hope you enjoy the show”.

“If a black cat crosses your path, it signifies that the animal is going somewhere.”

Groucho Marx

This Summer we sponsored a new category at the CCA Gallery Summer Exhibition, highlighting the work of illustrators and graphic designers. Our Gallery Graphic Arts Prize for Graphic Design went to Marc Medland and his wonderful multimedia collage work, while our Illustration Prize was awarded to Steven Beal, with his intricate Jersey cityscapes. We visitee these very talented winners to hear more about their works, inspiration and processes.

Marc Medland.

Tucked away behind the old La Folie pub sits an unassuming, industrial building: La Folie Studios. Within these walls, artists of all forms have made the space their own and one of those artists is Marc Medland.

Walking into the studio, it feels like a representation of Marc's work and an insight into his creative process and mind. You’ll find model scenes and collages that are charming and imaginative and humorous. Constructed with subjects that feel almost worlds apart, Marc blends old photographs and vintage portraits of families, animals, people in suits, with careful cut-outs of quirky transport, flying machines, architectural and industrial drawings, type-writer style text, with natural scenes and elements.

It sounds a bit mad, yes, but it comes together as whimsical artistry that has a very technical feel, two things not often associated together but that he executes incredibly. As well as collage, Marc has also been working on a number of short films (do yourself a favour and watch ‘Super Birds’).

Give us the elevator pitch on you as an artist, what got you to where you are, what your influences are and how you'd describe your style.

I was a frustrated architect. Last year, I decided to embark on finding a new career which would be creative and a lot more fun.I no w work from my small studio at La Folie and sometimes from a small stone house on the coast in Normandy. My workspace is a laboratory for experimentation and research. I draw, paint, collage, make models and write.

Fundamentally, I am a storyteller. I create characters that inhabit my imaginary worlds. I collect and use repurposed images and found objects - things that have a history and a previous life. The imagery of the 1960s, 1970s and 1980s are particularly fertile ground for me. More recently, I have started to use film to bring these stories to life. These imagined worlds are filled with humour, invention and life and are populated by characters that charm, surprise and entertain. Their lives and their situations are original and unique. I am inspired by the architectural design work of Archigram; the humour of the Eagle Annual, the lyric writing and soundscape of Kate Bush and Radiohead; and the films of Peter Greenaway.

Gallery Graphics Art Prize Winner: Graphic Design

Congratulations on your win, tell us about your winning piece….

Ed and Nancy vs The ScreamCrusher is a story that I have revisited from my early days at the Bartlett School of Architecture. It is an investigation into our relationship with the car and the use of the car as a dwelling. For 2023, I presented it as a collaged storyboard.

Ed and Nancy is an orange 1957 Heinkel Kabine microcar, driven by a couple called Ed and Nancy. They are migrating from the MidWest to New York in search of Elysian Fields. The ScreamCrusher is a factory reject from Detroit which preys on the Ed and Nancys of this world. The story is told through a series of eye witness accounts. It was fun to reimagine one of my early stories.

Entering shows takes guts, what was the process like for the CCA and what did you think of the show?

Creating work can be quite solitary. I enjoy the process and love to lose myself in the stories and art work. However, to put the work into a very public forum such as the CCA Summer Show is healthy. It is interesting and fun to see and hear people’s reactions to it. I thought this year’s show was really strong. The variety of work on display was incredible and for me that’s one of the show’s main attractions.

What's next for you in terms of your artistic direction?

In May this year I took part in the Kino workshop which was part of the 13th Parish Jersey International Film Festival. Over five days I created, with the technical help of a great bunch of French filmmakers, a short film called Super Birds.

Super Birds is a film about a 10-year programme to develop the next exciting stage of manned flight. Birds are encouraged to overfeed, to become super large. It is an animated and live action comedy set in the mid-1970’s. The film has now been shown at the Jersey Film Society; The Exploding Cinema in London; and the Trouville OffCourts Film Festival. The reaction each time has been fantastic. It has been accepted at the Guernsey Film Fest in October and has been submitted to the New York Short Film Festival. I have also been encouraged to submit it to the Sony Future Filmmakers competition. I am currently writing more absurdist comedy with a view to making more films with my new French filmmaker friends early in the New Year.

As an artist in Jersey, how do you feel about the arts scene?

The arts scene in Jersey is very strong. The quality of the work and the number of people involved is really encouraging. I like how collaborative and supportive it can be here. The quality of exhibitions and events that ArtHouse Jersey has put on recently is something you would expect in a major European city.

Where are your favourite places to go and get creative inspiration?

Flea markets, bookshops, libraries, museums, long walks, my film and music collections.

If we were to find you in a coffee shop musing, where would you be and what would you be drinking?

Musing normally takes place sitting on a beach, looking out to sea. In the flask would be my favourite hot chocolate - 70% Madagascan. Cake is probably involved.

We saw your work at the CCA Summer Exhibition but when and where can we next see your work exhibited?

I am currently working on a new website of my work, this will be live in October. New films will be ready in the Spring. I am on the hunt for a conceptual architecture competition to enter - I haven’t completely kicked the architecture habit just yet!

@marcmedland

Steven Beal.

Our Illustration Prize winner, Steven Beal, has a clear eye for detail. His winning work captures recognisable Jersey scenes in ways we haven't seen before. The pop colours, unusual perspectives, and very clever detail makes Steven’s work something you could look at time and time again, noticing something new with each revisit.

Steven says he’s always been a sketcher and while we chat, he flips through his sketchbook, showing me pages and pages of intricate drawings. He says there are some drawings that he keeps coming back to, adding new elements each time the creativity sparks.

Working in pen and in charcoal, Steven is inspired to capture his environment, the surroundings and places we all know. The drawings are a labour of love and take hours to complete.

Give us the elevator pitch on you as an artist, what got you to where you are, what your influences are and how you'd describe your style

It all started as a youngster. I would draw things from my imagination regularly for fun. As an adult, I joined Highlands Art School, where I studied my way through class, making drawings every day for months at a time in my sketchbooks or on massive rolls of paper.

I entered the world of drawing working with pens, pencils, and materials like charcoal. I have developed my practice over the years to create visual art that’s based on and inspired by the environment we live in.

I really am interested in film and media, especially manga art and animation, and artists working for companies like Studio Ghibli. My work is a combination of observation, line work, and the selection of colour.

Congratulations on your win! Tell us about your winning piece.

I had takin my reference for the drawing as a wide horizontal photo with a camera set up at Fort Regent. I captured a large part of town, and it’s land marks that would be silhouetted by the horizon. To enhance the detail, I made a bright and bold-coloured sky that contrasts with the high detail of the buildings below.

Gallery Graphics Art Prize Winner: Illustration

Entering shows takes guts; what was the process like for the CCA, and what did you think of the show?

I like the challenge of entering the CCA summer show; just getting work chosen to be shown there is hard. I always enter because I want to win, but I also really enjoy just going to the preview evening and being a part of the exhibition. A lot of the work in the gallery is very impressive. It’s easy to enter; I normally submit two or three pieces at the online stage through their website.

What’s next for you in terms of your artistic direction?

I’ve been making work and proposing illustrations for the next local exhibition possible, a collective group show. I also just love drawing creatively and plan to develop my work into a book.

As an artist in Jersey, how do you feel about the arts scene?

The community is quite diverse and large; I personally like it all. A lot of artists are highly skilled.

Where are your favourite places to go and get creative inspiration?

Exhibitions and other artists’ studios. I get a lot of satisfaction from looking through people’s sketch books and seeing their ideas. I also like seeing what people can do and how hard they work to achieve their goals; it’s a great motivator for me.

If we were to find you in a coffee shop, where would you be and what would you be drinking?

I like strong filter coffee! I go to The Merchants cafe, opposite the market in town. I always get one on my lunch and normally drink it as I make notes and send emails for all my art-related work. Nice staff and a quality arts vibe. (I attached a photo of me there for a laugh.)

The CCA Summer Exhibition runs until August, but when and where can we next see your work exhibited?

I am lucky enough to be currently showing my work in the Bruni gallery at the Arts Centre until the 12th of August in an exhibition called Perspective Entillry. Then I will be working with other artists to see what I can do next.

@generallysteve

The Gallery Graphics Art Prize will feature again in the CCA Summer Exhibition 2024.

If you’re interested in entering next year, keep an eye on gallery.je/art

OLI NIGHTINGALE AND CAMERON MCPHAIL KARTOON FACTORY

Each month we feature some of Jersey’s creators and let them share their creative visions and handmade goods with you lot, our island consumers. If you like what you see, check out genuinejersey.com and hunt them down to support our local industries!

Founder Cameron McPhail and illustrator Oli Nightingale are the creative team behind the cartoon designs, along with a supporting act of fun-loving marketers, salespeople, IT nerds and number crunchers they make up the Kartoon Faktory! With great ambitions, and high expectations, their small team aims to spread joy all around the world, from the UK, Europe and USA to Australia, Asia and more!

Can you tell us the origins of the Kartoon Faktory?

Cameron and Oli met when Oli was working in a call centre while saving up to go travelling, where in between calls, he would spend his time doodling away on pads, littering the office with his comic book creations. Cameron, who was a director at the same company, asked who drew them and the rest, as they say, is history.

Since those early days we’ve produced thousands of cartoons together which have regularly been published in newspapers and magazines including Private Eye, the Oldie and the Jersey Evening Post. We’ve also published several cartoon-based books, as well as the tongue in cheek Nationality Test book series and I (Oli) also illustrate Cameron’s best-selling Magpies & Mischief Children’s book.

Where do you get your inspiration from (how do you keep your content current)?

Cameron (CMcP) (the ideas man): everywhere and anywhere, but my productivity regularly goes from feast to famine. On a good day, I can create over 20 toons and I guess it goes without saying what a bad day looks like…

Oli (ON) (the Olistrator) I originally took character references from people in my circle, family and friends etc. But now any distinct looking individual I see out and about is stored in a mini sketchbook for later use!

The inspiration for our cartoons comes from a whole multitude of sources, from local island news stories to national and international news articles. Anything political, cultural, historical and topical can inspire us to create a piece of humour and we’re even inspired by trending memes and funny jokes we are sent in our group chats!

Have there been any pieces you’ve produced that have been a little too far over the satirical line?

We try to focus on the humorous rather than rude or controversial and we never poke fun at the disadvantaged. Boris Johnson and Donald Trump have both been target “rich environments”.

What’s your favourite part of the creative process?

CMcP: when an idea for a toon pops into my brain from absolutely nowhere.

ON : Putting together the composition of the drawing to fit the brief, plus using a universe of characters and scenes we have produced over the years.

Do you take commissions?

Most certainly, we take bespoke commissions from all over the world and have plans to expand on this. We love it when people come to us with their ideas and we are able to make them a reality. We can do anything from simply amending captions on existing cartoons to drawing fully bespoke cartoons and illustrations. Just get in touch with us if you have an idea!

Do you have any aspirations to collaborate with anyone?

We have plans to conquer the world: could you call that a collaboration?

Where can we find your work?

The best place to find our work is online at www. kartoonfaktory.com and www.madeinjersey.je You can also find us in; De Gruchy on King Street, Colleen’s Cafe at Grève de Lecq, Lilac Dragonfly in Rozel, Victoria Art Gallery on Victoria Street, Rococo Jersey in the Central Market, The Harbour Gallery at Commercial Buildings

We’ll also be back a the Genuine Jersey Christmas Markets in the Royal Square in from November 23rd, the perfect time to come along and get your Christmas presents sorted!

THE SOCIETY OF FANTASTIC BEASTS

We’ve been featuring fashion shoots and portrait projects from Oliver Doran in Gallery since his return to the island in 2020. This edition coincides with the launch of a new body of work that sees his creativity stretch from traditional photography into image creation with artificial intelligence. Over the last few years, A.I tools such as Midjourney have enabled creative people to flex their imaginations in new ways. We asked Oliver about this move and his foray into all things wild.

Hang on, these aren't photos. Oliver, what's going on?

Indeed! While my foundation is in photography, I've journeyed into a realm where traditional photography converges with digital artistry and AI. "The Society of Fantastic Beasts" is not just a project; it's an evolution of my artistry, a fusion of the tangible and the digital. This is where technology enhances storytelling in ways previously unimagined.

While these may look like traditional photos, they're a blend of my signature studio style with the magic of AI. I provided detailed prompts to generate these images, envisioning them as if captured in my studio, with my lighting, my camera, my 18mm lens, and my backdrop. The twist? I never clicked a shutter button, and these animals never stepped foot in my studio. It's all a fusion of my creative imagination with AI's capabilities, bringing my fantasy world to life.

What got you into AI?

A.I, for me, represents a significant technological leap forward. Much like the shift from film to digital cameras or from basic calculators to scientific ones, I believe in embracing technological advancements. AI allows me to push boundaries, tell stories, and bring concepts to life in ways I never thought possible. I view it as the next chapter in the evolution of the visual arts, and I'm eager to be part of that narrative.

What made you choose the animals?

The animals I've chosen not only captivate with their beauty and charm but also resonate with cherished memories of my grandad, Marshall Doran. Marshall was an extraordinary figure in Jersey, known for building the iconic Fliquet Castle, Doran’s Courtyard Bistro, and owning the Revere Hotel. His penchant for the extraordinary even led him to own unique pets like a lion and a cockatoo. By showcasing these animals in "The Society of Fantastic Beasts", I aim to honour his adventurous spirit, his love for the wild, and his significant imprint on Jersey's history. These limited edition art prints are available internationally on my new art store, Marshall.Pictures.

Have

you got any other projects up your sleeve of this nature?

Yes sir, I do! I’ve been a busy boy... While "The Society of Fantastic Beasts" was the start, I have an eventful year ahead. In mid-November, I'm focusing on "40 over 40", an ode to the grace and resilience of women over 40. Come December, I'm excited about "The Art of Enterprise". This project delves into the brand identities of business owners, and it will be showcased at the new Jaro Gallery on York Street. Each exhibition offers a unique perspective and story, and I can't wait to share them all.

For more details and insights into these exhibitions, check out oliverdoran.com.

“A.I, for me, represents a significant technological leap forward. Much like the shift from film to digital cameras or from basic calculators to scientific ones, I believe in embracing technological advancements. AI allows me to push boundaries, tell stories, and bring concepts to life in ways I never thought possible”.

GLOAM

PHOTOGRAPHY ELISE KLEIS MODEL GRACE MCCARTHY STYLIST JODIE BULL

HMUA NICOLE FEIGHAN

PHOTO ASSIST ELLIE TROY

VEST : COS

PANTS: M&S

Photography- me

Styling- Jodie Bull

HMUA - Nicole feighan

Model - Grace McCarthy

Photo assist- Ellie Troy

JORTS: LYLE & SCOTT

WELLIES: ARGYLE

BIKINI TOP: NOBODY’S CHILD SLOUCH SHORTS: JODIE BULL

JUMPER: RUSSELL ATHLETIC

SKIRT: SISLEY

Meet some of the creative team...

Jodie Bull

Studying at London College of Fashion

You left Jersey to pursue fashion in the UK, what are you up to?

I am still studying at the London College of Fashion, focusing on womenswear technology, which is essentially ‘design and construction of garments’lead. I am in my final year and in the process of researching my final collection, which I want to be a mixture of clean RTW (ready to wear) but outer and functional garments. To get to my dream of working with outerwear companies like Arcteryx, ROA, or Patagonia, I still need to engage in as many internships as possible during my studies to gain experience. I have worked with Shrimps and Matty Bovan so far.

What does your day to day look like?

When I am in timetabled weeks at university, my day starts early with coffee and exercise, usually running. Then I’ll lug all my heavy fabrics and pattern-cutting/ uni essentials to the campus and spend a full day there, sometimes until 8 or 9 p.m.It’s quite intense being a fashion student. There’s written work, design work, drawing, and all the practical stuff like patterncutting and sewing, which I am still quite slow at. I therefore need to spend as much time at the university and behind the sewing machine as possible.

How has your style changed since you left the island I would say my style has gone on a journey for a long time, trying and experimenting with different looks, especially since moving to London. I ultimately have landed back to where I feel most comfortable and myself: classic silhouettes, simple to natural colours, timeless archetypes like denim Levi 501s, jackets, simple -shirts,  and vests - making bags, shoes, or jewellery more of the focus.

Tell us about the shoot project you've sent us

We wanted the shoot to be summery and casual, more of a laid-back Jersey look with a little twist.

How would you define Jersey's 'look'

In my eyes, looking overall across all ages and genders, Jersey’s look is casual, slower, and a bit mismatched. And I love that.

What's your look this season...

Hmm, this season I will be wearing a lot of shabby/ washed denim, block colours (still quite neutral), skinny belts, long coats, and throwing in some hiking/ trail shoes.

Elise Kleis

Freelance Fashion Photographer

You left Jersey to pursue fashion in the UK, what are you up to?

I always knew I would have to fly the nest to pursue fashion photography. Although it has had its challenges, it has been full of amazing opportunities. After officially leaving Jersey in 2021, I secured a job working at global fashion brand Superdry, working in the photography team. I spent time shooting e-commerce, campaigns, lookbooks, castings, and catwalks. Since going freelance in June I have worked commercially as well as shot numerous editorials and something that will make ‘mini me’ proud, London Fashion Week.

What does your day to day look like?

If I’m on set... typically chatting to the models and making sure everyone on the team feels comfortable, happy, and ready to shoot. I liaise with styling, hair, and make-up on the day and set up lighting while models are in hair and makeup. I show the model some references to the vibe I am going for or moodboards, and then shoot, shoot shoot! If I’m not on set, it’s admin. Go through emails, chat with clients about what they are looking for, speak to production, and go through call sheets. I also research new techniques or styles I want to shoot and create moodboards based on my research. And, of course, pack and charge all the equipment I need for shoots.

How has your style changed since you left the island

My style has always been very ‘interchangeable’, but since leaving, I have been exposed to many different styles. I have started wearing predominantly second-hand, boutique, or vintage to help the environment and line the pockets of people rather than big corporations. I like styling my outfits to have my own vibe rather than following specific trends. My photography style has grown and changed from a 90s, y2k style into a more stripped-back, high-fashion editorial style, but with playful hints and lots of colour.

Tell us about the shoot project you've sent us this month

Our fashion editorial we called Glome. We only realised on the shoot day that our names were different. Jodie thought it was ‘Gloam’ which means ‘twilight or the darker part of twilight’ and I thought it was ‘Glome’, meaning ‘to look gloomy, morse or sullen’ - which turned out to be exactly the weather on the day. The plan was to have pink pastel skies to match the clothes and the pink teddy bear. I wanted the shoot to represent late summer evenings, the carefree playfulness of playing by the sea, watching the sunset, and capture the warmth and fun lovingness of late summer evenings at the beach. Mother nature had other ideas and gave us mega wind, rain and a frosty look, which I think ended up working really well in the end.

How would you define Jersey's 'look'

I think Jersey’s surf and skate scene has an influence on fashion trends, for sure. Everyone is an individual, which is cool. I think the lack of high-street stores means people can shop secondhand or online, which makes everyone more individual.

What's your look this season...

My inspo is football vibes, I’ve always been inspired by sport in a lot of my looks and incorporate that in some way. ejkleis

ofBags Speed

We took our fashion shoot to Jacksons this month to check out the latest bonus-busting automotive options from Porsche and Audi.

Photography and styling Danny Evans. Make up Sophie Cubbage. Model Gosia.

Shirt by Selected/femme £50.00, Trousers by Selected/femme £50.00, Handbag by Marc Jacobs £126.00 All from Voisins.

Jacket by Day £420.00 Manna,

Trousers by Selected/femme £50.00 Voisins.

Handbag by Marc Jacobs £126.00 Voisins

Shoes by Kurt Geiger £140.00 from Voisins.

Car Taycan 4S by Porsche

Handbag by Marc Jacobs £383.00 from Voisins.

Leather jacket by Aligne £225.00, Leather Trousers by Aligne £261.00,

Handbag by Marc Jacobs £466.00

Boots by  Steve Madden £126.00

All from Voisins. Car Panamera 4 E-Hybrid by Porsche

Jumpsuit by Gustuz £200.00 Manna

Handbag by Marc Jacobs £466.00 Voisins.

Cardigan by Essential Antwerp £190.00 Manna. Leather skirt by Day £380.00 Manna. Handbag by Marc Jacobs £383.00 Voisins.

Shirt by Reiss £89.00 Voisins. Leather skirt by Weekend - MaxMara £35.0o Voisins. Car 911 by Porsche

Shirt by Baum und Pferdgarten £119.00 Manna, Leather skirt by Essential Antwerp £185.00 Manna, Shoes by Kurt Geiger £140.00 Voisins. Car RS6 Avant by Audi

Time and time again

BEGIN YOUR OWN TRADITION

Patek Philippe has been pursuing traditional watchmaking artistry without interruption since 1839. It is currently in the hands of a fourth-generation Stern family member, making it the last family-owned independent Genevan watchmaker. Family, generation, and tradition are undoubtedly at the heart of Patek Philippe’s brand ethos. Who hasn’t seen the ads with the emotionally evoking strapline, “You never actually own a Patek Philippe; you merely look after it for the next generation”?

The iconic “Generations” campaign has been going strong for decades, and for good reason. This marketing slogan perfectly encapsulates two very notable messages that sit at the core of the brand: the first is that owning a Patek Philippe timepiece is tantamount to understated elegance that bespeaks confidence, to innovative brilliance, and to refinement. It is the reason why they are the go-to watch brand to mark life’s milestones. The second message is alluding to the generational and traditional aspects of Patek Philippe watches: the purchase of a Patek Philippe timepiece enriches a family’s assets, delighting many

coming generations. Patek Philippe has harnessed the power of an inter-generational timepiece, brilliantly conveying the fine workmanship of their products while also reflecting their long-term value.

From design to decoration

Every minute aspect of a Patek Philippe watch, from design to development and decoration, is made entirely in-house. And while the rarity of the brand undoubtedly adds to its appeal, the real beauty of a Patek Philippe lies in its design. Simply put, owners of a Patek Philippe know that they have the very best in craftsmanship, heritage, and design sitting on their wrists, and this comes down to the fact that every individual part is produced, hand-finished, and assembled by Patek Philippe. Take the watch case as an example: at Patek Philippe, cases are made in house and often forged from solid pieces of gold or platinum. Patek Philippe uses traditional techniques that date back to the 1800s and have been preserved by a select few contemporary watchmakers. To make one of its cases requires know-how that has been passed from generation to generation, just like the watches themselves.

Leading Legacy

The company has been owned by the Stern family since 1932 with Thierry Stern becoming President in 2009. The Stern’s management of the brand’s heritage has been outstanding, be it the opening of the Patek Philippe museum in Geneva in 2001, a space devoted to five centuries of horological heritage, or the creation of the Patek Philippe archives, a unique service that allows you to source meticulously kept information registered in the Patek Philippe Archives since 1839. The Patek Philippe of today also has a long-term strategy in mind. Thierry Stern is committed to safeguarding Patek Philippe’s technological leadership to continuously improve the quality and long-term dependability of its timepieces. One such way this dependability is being achieved is by the launch of its very own quality label, the Patek Philippe Seal of 2009, which sets a new standard of quality for mechanical watches. All of the manufacturer’s mechanicals are now engraved with an exclusive seal, clearly expressing the very essence and distinctiveness of Patek Philippe.

Family Values

Patek Philippe is unique in this regard, boasting a multigenerational, family-run brand, which is undoubtedly key to its phenomenal and continued success. Patek Philippe is free from the constraints of shareholders and therefore able to pursue both the creative and business paths it deems fit—a pledge made by its founders, Antoine Norbert de Patek and Adrien Philippe, over 180 years ago. And Patek Philippe is sparing no effort to preserve its historic independence. Accordingly, the company relies on its own leverage to achieve growth, both as regards investing in the future and in its production resources. All major

projects, such as the manufacture in Plan-les-Ouates, the exclusive Patek Philippe Salons in Geneva, Paris, and London, the Patek Philippe Museum, and the ateliers and subsidiaries in the Jura region, were fully self-financed. Patek Philippe’s intention is to independently pursue the path that led to its success.

Patek Philippe at Hettich

Hettich and Patek Philippe have enjoyed a unique and long-standing partnership that dates back to 1966, when a link was established between Hettich’s Tony Chinn and Patek Philippe’s company president, Henri Stern. During that time, Hettich has represented one of only a handful of carefully selected Patek Philippe authorised retailers in the UK. Underpinning this half-century relationship is a shared ethos of professional excellence, exceptional attention to detail, and, vitally for both independent family-run businesses, the importance of family values.

Discover the collections of fine watches for men and ladies and experience the enduring appeal of the Patek Philippe universe at Hettich.

Hettich Jewellers Ltd.

1 King Street St Helier Jersey

JE2 4WF

Tel: +44 (0) 1534 734491

Email: sales@hettich.co.uk

Patek Philippe has harnessed the power of an inter-generational timepiece, brilliantly conveying the fine workmanship of their products while also reflecting their long-term value.

Fall(ing) For Loafers

October is a terrible time for footwear. Gone are the easy days of slinging on a pair of summary sandals, but it still feels much too premature to be donning a heavy winter boot. Trainers are always a safe bet, but tragically, many workplaces still see them as too much of a casual shoe to be office-appropriate. Which leaves you with two options in the female footwear fray: the ballet pump or the loafer.

Don’t get me wrong, the ballet pump is a fabulous shoe that can look incredibly chic when worn in French-girl style with cropped jeans and a blazer. But there is something a bit primary school about them, especially when worn to work, not to mention the irritating lack of support around the ankle and the flimsiness of the material, allowing for soggy feet when the autumn rains really kick in.

Which leaves us with the loafer. The best loafers for women continue to evolve each season. But no matter the current trends— hello, chunky silhouettes, and sky-high platforms—a timelessness remains, ensuring this footwear staple never goes out of style. Buy well, and I can guarantee no shoe will work harder in your autumn wardrobe than a pair of loafers.

As good with denim as they are with tailored trousers, they’re quite understandably the shoe of choice for fashionistas in the fall. From chic and classic to chunky and cool, here are some of our favourite pairs on the St. Helier high street and beyond.

Add a chunky ankle sock, white if you can brave it, and wear them with cropped jeans for a cool preppy take a la Lucy Williams.

Loafers are a great alternative to trainers and can be styled in exactly the same way for a smarter, more pulled-together look.

A textured finish like mock-croc or horsehair adds interest and can elevate your look from drab to dramatic.

Edit Becky Palmano

Showstomper Pearl Snaffle Chunky Pearl Loafers, £325 Russell and Bromley

Ralph Lauren Barnsbury Leather Loafers, £125.10 Voisins

Coach Hanna Loafer in Cream, £157.50 Voisins

Stuart Weitzman Palmer Loafer in Black, £315.00 Voisins

Kurt Geiger Morly2 Loafers in Bone, £90.00 Voisins

Carvela Reaction Loafers in Bone, £125.10 Voisins

Dune London Grandeur Loafers in Burgundy, £76.50, DeGruchy

Carl Scarpa Lizzi Wedge Loafers in Pink, £206 DeGruchy

Charles Clinkard Gabor Florida Black Loafer, £99 DeGruchy

Moda In Pelle Furla Loafer in Leopard, £89.10 DeGruchy

Gucci Jordaan All Over Loafers, £615 Flannels

Leather Block Square Toe Loafers in White, £55 Marks and Spencer

Leopard Forever Comfort® Leather Loafers in Leopard, £58 Next

Reformation Agathea Suede Loafers in Tan £262.50 Net-a-Porter

Ganni Jewel Embellished Leather Loafers in Black, £325 Selfridges

Invest In Your Chest

HOW TO FIND THE PERFECT BRA

Shopping for the right bra can often be a daunting prospect, it’s no surprise many of us don’t get around to it as regularly as we should. Indeed an estimated 80% of women wear the wrong bra size. The lingerie team at Voisins are on a mission to correct this statistic with their award-winning, free fitting service. With over 20 brands to choose from and over 2 decades of experience who better to help you find the right style for your shape. We met with their qualified team of bra experts who shared their advice on what you should be looking for from your next fitting.

Do I really need a professional bra fitting?

Absolutely and for a number of reasons. It is not easy to do it yourself and there is so much conflicting information out there it’s no wonder women are confused and bewildered and still getting their bra sizes wrong. With some brands offering approximately 80 different sizes per style of bra where on earth do you start! We are here to demystify and take the fear out of the whole experience. It is not just about size but also equally importantly about shape and a lingerie fit expert can help to find you the right bra for your unique shape. An expert lingerie fitter is highly skilled and often underrated, trust me they are worth their weight in gold.

Find Your Style

Be it shapewear, swimwear, your everyday bras or a solution for that dream backless dress, we have got you covered. Our mission is to empower people with lingerie and we achieve this by listening to our customers and providing them with empathy, kindness and an incredible service. Our experts are on hand to take complimentary oneto-one walk-ins (subject to availability) and pre-booked appointments including specialist fittings, such as maternity or post-surgery.

What should I wear to a fitting? Will I have to take my top off?

There is still a widespread misconception that you need to remove your bra when you are being fitted. Rest assured this is not the case. Once in the fitting room, we will ask you to take your top off but leave your bra on. If you are wearing a dress, we can offer you an option to cover your lower half to make you as comfortable as possible. If it is your first bra fitting, we gladly accept a chaperone. They can be with you every step of the way and be in the fitting room with you if you like.

The right fitting bra can make all the difference to how you look and feel. Here is our quick style guide to help you find your perfect bra style simply and easily. Over the next few pages we’ll be highlighting some recommendations.

Non-padded

A lot of women believe they need the padding to get the support they want, but in reality that is not the case. Non-padded bras are just as supportive, and come in many shapes such as side support, full cup and balcony. They are breathable bras that support and lift without giving you extra volume, instead they enhance your natural shape

From left to right

Freya Offbeat Underwired Side Support Bra in Chilli Red, £32.50, Fantasie Lucia Side Support Bra in Wildflower, £34.25, Fantasie Adrienne Balcony Support Bra in Charcoal Bloom, £45.00, Empreinte Gaby Underwired Bustier Bra in Noir, £100

Our mission is to empower people with lingerie and we achieve this by listening to our customers and providing them with empathy, kindness and an incredible service.

How often should you get a bra fitting?

We recommend you get fitted every 6-8 months but you may feel you need more frequent checks. This could be due to a growth spurt or weight gain/loss, pregnancy, hormone changes, medication, etc.... Please don’t leave it until 10 minutes before your parking is up or you have to collect the kids from school. You should allow a minimum time of 30 mins, but it could take longer.

How do you know that a bra fits correctly?

Firstly, we check to see that the under-band of the bra is fitting firmly and level around the torso and does not ride up or lift when you raise your arms. Your breasts should be encapsulated in the bra and not spilling out over the cups. The underwire should always follow the curve of the breast and not dig into the breast tissue.

What is the most common mistake made by women?

That’s easy, almost all women make the same mistake of wearing a bra that is too big in the back but too small in the cup. Some may need a minor adjustment but we have been known to make more drastic adjustments for example in the case of a 36D who was actually a 28GG! Her bra was 8 inches too big in the back and 6 cup sizes too small! It is not uncommon for us to reduce backs by 2-4 inches and increase cup by 2 or more sizes.

A T-shirt bra is a bra you can wear under fitted T-shirts or any clothes where you’d rather have a smooth look. Usually simple in terms of style, they can either be moulded (which means they’re seamfree) or they might have barely-there seams to give a smooth line under your clothes.

Bee Sleepy

With the Jersey Honey Essential Oils Range

Credits: Clockwise L-R Wacoal Instant Icon T-shirt Bra in Black Eclipse, £46.75, Freya Signature Spacer Bra in Natural Beige, £36, Calvin Klein Lingerie 1996 Cotton Lightly Lined Demi Bra in Grey Heather, £32.50, Calvin Klein Lingerie Seductive Comfort Light Lift in Beachwood, £37.75

This unique range has been created to heighten your senses and relax your mind, full of natural ingredients with a combination of Lavender and Bergamot to help ease out the stresses of the day.

While the room spray will give your senses an immediate infusion of wellbeing, the combination of candle and diffuser will compliment and sustain a soothing balance throughout the day preparing your mind and body for a peaceful night’s sleep.

Our essential oils help to change and enhance the environment you live in, supporting our bees and ecosystem here in Jersey. Every purchase helps feed a bee hive over winter, making it the perfect gift for Christmas, available at all retailers supporting Jersey Bees.

Jersey Honey Company

Saving the planet, one hive at a time.

www.jerseyhoney.com

What happens if your breasts are two different cup sizes?

Most women have one breast slightly larger than the other, this is completely normal. There should still be no overspill so it may mean going up a cup size to fit the larger breast. Some bras have a stretch lace top rather than a rigid lace allowing for more flexibility in fit.

How important is under wiring and adjustable straps?

Underwired bras will always give the best level of support and generally a more’ lifted’ shape under your clothes however some women may prefer to wear non-wired bras. Fully adjustable straps make it easier if you are longer or shorter in the torso. They should sit about midway on your back, too loose and they will slip off your shoulder, too tight and they will dig in. What styles offer the best support for larger breasts?

There are several styles available depending on your shape for instance we offer a best- selling full cup bra with side support in 5 basic colours and also fashion colours/ prints and another best-selling plunge bra in 4 colour options up to a HH cup and in some a J cup.

I’m a completely different size in one brand than in another – is this normal? This is completely normal, different brands vary in the way that clothing and footwear brands vary. Sometimes even within the same brand we will recommend one size in one style of bra to a different size in another style simply because we know they fit differently. It is important to remember that people aren’t defined by numbers, simply because a size fits better than another, it doesn’t mean that size will be the same in every brand or shape.

Specialised bras

Plunge

Plunge bras are low cut at the centre, with slightly angled cups rather than straight across like a full cup bra meaning they are a great option under plunging necklines. Whilst they offer less coverage they are no less supportive offering an uplifted and rounded look.

Credits: Clockwise L-R

Passionata Maddie Plunge Bra in Warm Grey, £40.50

Passionata Brooklyn Plunge Bra in Black, £40.50

Chantelle Fleurs Plunge Bra in Black, £67.50

Elomi Matilda Plunge Bra in Siren Song, £39.50

From post-surgery, maternity, to sports, sometimes throughout our lives we need a little bit of extra help rather than going by our usual bras. Discover the full range in-store.

From left to right

Teen: Royce Lingerie Posie Teen T-shirt Bras (2 pack) in Blush/ Ivory, £30.50

Sports: Panache Ultra Perform Sports Bra in Black, £40.50*

Nursing: Bravado Body Silk Seamless Nursing Bra in Butterscotch, £32.50

Post-op: Anita Tonya Post-Mastectomy Bra in Rosewood, £43.25

*Available from December.

Can you wash bras in the washing machine?

We always recommend handwashing as this protects the shape and delicate fabric and generally prolongs the life of the bra. You risk not only damaging your bra but also your washing machine as the wires may come out and cause havoc with your machine.

How often should you replace bras?

There is no hard and fast rule here. It depends on how often you wear your bra. Over time it stretches and if it is feeling loose and is looking past its best then it’s time to book a fitting and replace your old bra!

How do I book a consultation?

We are very excited to announce that we have now launched our all-new online booking system! You can follow the QR link on this page or you can go on our website, under lingerie, where you can also meet our amazing team. Once on the booking page you can select your preferred time and you will then receive an email in your inbox with an optional, entirely confidential, form for you to fill in 24 hours before your appointment. You can use this form to tell us about anything you want us to know, be it about your anxieties before stepping in the fitting room, chaperones, medical conditions, ideal fit and what you are looking for in this session. Our team will then do their best to accommodate your requests and to answer any questions you may have pre-appointment, be it on the phone or in-store.

Find your fit on the 1st Floor of Voisins. Voisins are donating £2 from the sale of every bra (excluding sale) to A.B.C. After Breast Cancer Jersey for the month of October.

Push-Up

Simply put, push up bras are designed to lift your bust and create cleavage. They use soft push-up graduated pads inside the cup to enhance your natural shape and make your bust look fuller and rounder by providing a subtle lift.

Credits: Clockwise L-R

Wacoal Raffine Push Up Bra in Bluebell, £46.75

Wacoal Ines Secret Push Up Bra in Black, £42.25

Passionata Olivia Push Up Bra in Sailor Blue, £44 Calvin Klein Lingerie Sheer Marquisette in Subdued, £43.75

Bee Calm

Light up Christmas with the Jersey Honey Essential Oil Range. The perfect gift for a better future.

www.jerseyhoney.com

It’s one of the most personal beauty rituals in our routines, applying our signature scent in the mornings is what sets us up for the day, and what really makes you feel like ‘you’. So what perfume would you create given the opportunity, and how would your personal fragrance brand look and most importantly, smell? We asked CEO and Founder, Frances Lamb of Jersey based perfume brand Teniqua to answer all these questions and more. Plus, she gave us the inside scoop on what we can expect next from the fragrance line.

What’s the story behind Teniqua?

It was born out of a lifelong desire to create scents that are intriguing and timeless. Teniqua, which in Sanskrit means ‘strong’ is a luxury fragrance brand dedicated to producing quality scents that are original and embrace the elements of our coastal home. We can operate without the constraints of the large corporate fragrance companies giving us the freedom to create small batch scents that are totally unique.

What makes Teniqua unique from other perfume brands?

Our perfumes are formulated, bottled, and packaged in the British Isles, including Jersey, supporting British businesses and helping to reduce our carbon footprint as much as we possibly can. Niche perfumery is a growing industry; this interest is enabling independent small-batch perfumers like us to stand out and smell different from the crowd.

Where do you seek and find inspiration for your perfumes? And once inspired, what is your creative process?

My creations have developed from a lifetime of experiences; places I’ve travelled to, people I’ve met and things that I have connected with. Creating a perfume is a very intimate process, I’m revealing a part of me, my soul and sharing that is a beautiful way to make a connection with the wearer. I smell by colour, by music, by memories and often find that painting and writing can aid the creative process of building a formula. I’ll often create many versions of a scent, continuously tweaking it until it is finally ready. Like any artist, it’s the knowing when to stop which is the hardest part.

Can you describe a day in the life of a perfumer?

No one day is the same; like any business, I wear many hats. The actual smelling of ingredients I tend to do in the mornings before the day-to-day bombardment of aromas can interfere. If I’m working on creations, I don’t wear any fragrance, ensuring I have a fragrance-free shower using fragrance-free hair and washing products to stop the corruption of the compositions. Late in the morning, I’ll grab a coffee at Sands or El Tico, which always makes for an inspiring and relaxed meeting place. It is so important to keep life in perspective and remember to take time out from the daily grind, and we are so fortunate to have such amazing beaches—perfect places to clear the head. I collaborate with artists such as Nick Romeril, and so the rest of the day will be spent visiting their studios to discuss projects, which is something I love to do; the smell of paint, wood, and other mediums is always welcoming.

How do you find your ingredients?

I strongly believe in ‘green science’ and that scents should be safe not just for the customer but for the environment too. Clean perfumery is about creating bio-identical aromas that are sustainable alternatives to natural essential oils without being irritating. There is a misconception that all natural aromas are the best, but they are often harmful to the planet. It’s important to mention the ingredients we don’t use, such

Interview Becky Palmano

as parabens, synthetic dyes, natural dyes, animal products, phthalates, polycyclics, or nitromusks. Each of Teniqua’s perfumes contains as high a percentage of natural essences as possible without harming the balance of the composition, the wearer, or the environment.

What’s your process in terms of creating a new fragrance, and do you start with an idea or is it the ingredients that drive the concepts?

Sometimes it can be an ingredient; sometimes the aroma of a certain place can be the trigger, but there is always a story behind the design. When I was designing Figue Verte, I wanted to make a green milky fig, but I blended it with a woody base to bring together the whole plant. I then thought of all the fig trees I’d sat under and how they made me feel, and then the story and the creation of that scent unfolded. Every scent is made with care and attention to detail and appeals to all genders. At the same time, we do our utmost to protect our planet through sustainable practices.

Do you have any favourites among your fragrance collection?

That’s a good question, I love all the fragrances that I have designed, they are a bit like my children so it would be unfair to choose. The one I’m currently working on is high up on the list. Personally, I like woody smoky scents and am certainly a patchouli girl. Of course I wear my own fragrances and often I layer them and wear some together which I take into account when designing.

What is your top tip for making your fragrance last all day?

Well it rather depends on the strength of your perfume or cologne. To ensure a scent lasts all day it must be an eau de parfum or a parfum extract which ensures a higher concentration of the fragrance. Spray your perfume on pulse points, your wrists but don’t rub them together as in doing so you crush the molecules, the nape of your neck, behind your ears, behind your knees and inside the elbows. Coco Chanel famously said, ‘wear your perfume wherever you want to be kissed.’

What is the tell-tale sign that a perfume truly suits you?

Hmm, often annoyingly, a perfume can smell differently on another person. It’s a bit like falling in love, chemistry plays its part in several ways. Try lots of different perfumes from the scent families, like gourmand, woody, floral and spicy. I advise people to try a new scent for a few days and for that reason we sell ‘Discovery Sets’ which have proved very popular with our customers. When you’re trying out a new perfume, don’t just spray it on your wrist and walk away. Perfumes evolve over the following hours, so give it a few minutes to settle into your skin before deciding.

What is your advice for someone who often gets headaches from their scents?

If you are prone to migraines or headaches from strong smelling scents then bear this in mind and maybe have a few days without wearing any fragranced products to reset your olfactory system. I don’t wear any fragrant products when I’m working, partly to keep a clearnose and also to avoid scent overload.

Myth or Fact: scents can positively affect our mood?

Fact, most definitely! Just as clothes or a new haircut can make you feel good, so can fragrance. It elevates your mood, your sense of being, gives you confidence and in turn you feel more attractive and alive in your space. If you smell good, you feel good. I travel with a fragrance wardrobe and will choose my perfume depending on how I feel and what I’m planning on doing. Equally, the sense of smell is linked to our emotions and can even trigger a negative memory.

Myth or Fact: storing perfume in the fridge will make it last longer?

Myth. You don’t have to store your perfume bottles in the fridge but just in a cool place and with no changes in light or humidity to ensure every wear is as good as the first. People make the mistake of putting them on a bathroom window sill which is not a good place. Keep them to hand though and enjoy them.

What’s in the pipeline for Teniqua?

The end of summer sees the launch of our next perfume which is inspired by a local spot in Jersey, so keep an eye out as I am very excited to share this with everyone. I am doing a collaboration with another brilliant artist this autumn which will be part of a wonderful exhibition. For me personally, this is an opportunity to explore the relationship with art and all the senses. I feel our sense of smell often gets overlooked but I could talk about that for hours!

If you weren’t a perfumer, what would you be doing?

Having been an interior designer for far too many years to mention, I’m currently right in the place I should and always wanted to be. I feel very lucky and fortunate to be doing something that has been a lifelong passion.

www.teniqua.com

Also available in de Gruchy.

Bee Relaxed

www.jerseyhoney.com

When you’re trying out a new perfume, don’t just spray it on your wrist and walk away. Perfumes evolve over the following hours, so give it a few minutes to settle into your skin before deciding.

A rich life

Wealth comes from many things, from health to pursuits, from knowledge to self-discovery, from growth to exploration. Embrace each aspect of your life with enthusiasm and a willingness to adapt and evolve as your interests and priorities change over time.

Photography, Styling & Descriptions:

Kasia Guzik (The Mania)

Make-up: Anais Swann

Model: Sylwia Romaniuk

Health is wealth

It's an essential journey to be patient with yourself and stay committed to making gradual sustainable changes. Your health is an invaluable asset, and investing in it can lead to a happier and more fulfilling life.

Jumper, Benetton, £89.95

Skirt, Benetton, £59.95

Shirt, Benetton, £39.95

Sneakers, Carvela, Voisins, £139

Sunglasses, Sunglass Hut, de Gruchy, £261

A Wealth of Knowledge

Stay open to new ideas, be persistent in your efforts, and never stop seeking to learn and grow. Stimulate your brain and expand your mind by reading more.

Jumper, £109

Pants, £59.95

Beret, £29.95

All from Benetton

Work

your

Seek advice from mentors or consultants with experience in business expansion and be prepared to invest time and effort into making your expansion successful.

Shirt, Fabulous, £48

Skirt, Fabulous, £89

Shoes, Dune, de Gruchy, £81

Glasses, Sunglass Hut, de Gruchy, £157.50

Wander

Step out of your comfort zone and approach each journey with an open heart and mind. Travel isn't just about seeing new places, but also about personal growth and cultural enrichment.

Jumper, Hazel, Hayley Menzies, Voisins, £522 Pants, Fabulous, £45 Umbrella, Fulton, Voisins, £22 Medium Suitcase, Delsey, Voisins, £130 Large Suitcase, Delsey, Voisins, £143

A richness of

Style

Embrace the journey, have fun experimenting and don't be afraid to make changes along the way. Your style is a reflection of your personality and can be a powerful form of self-expression.

Jacket, Asos, £91 Skirt, Max Mara, Voisins, £297 Shiort, Benetton, £39.95 Cap, Voisins, £68 Bag, Kurt Geiger, Voisins, £271.10 Boots, Carvela, Voisins, £149

Aesthetically pleasing.

ONE OF JERSEY’S LEADING AESTHETIC CLINICIANS SHARES HER APPROACH TO ACHIEVING NATURAL-LOOKING RESULTS.

With so many self-declared experts in the field, it can be tricky to find an aesthetics doctor you can really and truly trust. Finding someone reputable is key. In a world of unregulated practitioners, social media advertising, and too-good-to-be-true package deals, solid recommendations are the route to good, natural-looking results. One who gets the Gallery seal of approval is Dr. Gertrude Huss, a leading practitioner in the field of medical aesthetics who has more than 20 years of experience and is the founder of the exclusive Hill Street Clinic.

Today, Dr. Huss is the Channel Islands’ first and only medical professional to achieve a Master of Surgery in Aesthetics (minimally-invasive aesthetics) degree, having graduated from the renowned University College London (UCL). Her qualifications, rigorous education in clinical skills, and evidence-based practice provide the very best results to make patients look better and feel more confident.

Accompanying her impressive credentials is a seemingly endless string of awards, including being cited in 2009 as one of the ‘Top Twenty Doctors in Aesthetics’ by the society magazine Tatler and again in 2012 when elected as one of the UK’s ‘Elite Twenty Dentists’ by the Private Dentistry Journal. In 2013, Dr. Huss attended the first Anti-Ageing Medicine European

Congress, where she was awarded the European Anti-Ageing Trophy for her balanced approach to facial rejuvenation. Dr. Huss’ Hill Street Clinic is just as well decorated, having been commended as the ‘Most Attractive Practice’ at the prestigious Private Dentistry Awards in 2012 and winning the award for the best ‘Facial Aesthetic Clinic in the UK’. Professional Beauty magazine listed the clinic as one of the most inspiring aesthetic clinics in the country.

During a break in her incredibly full diary, we sat down with Dr. Huss to chat about medical aesthetics, cutting-edge non-surgical procedures, and the importance of an inside-out approach.

There are a few other island clinics offering similar treatments to yours; what is Hill Street Clinic’s unique selling point?

At Hill Street Clinic, the patient always comes first, and everyone is treated as an individual. The safest, clinically proven treatments are an important quality of the clinic, as I want to help my patients look and feel their best by providing a natural enhancement of their looks, which boosts their overall wellbeing and confidence. I pride myself on listening closely to my patients' needs and then working closely with them to develop a treatment plan with which they feel comfortable. The approach

is one of partnership to help determine which of the following main categories they fall into: Prejuvenation (or 'prevention') rejuvenation, restoration, and beautification.

Can you explain what ‘medical aesthetics’ means to someone without a medical degree or someone who hasn't had any aesthetic work before?

Medical aesthetics is the use of modern medicine to help patients achieve their aesthetic goals. Many of these aesthetic procedures are minimally invasive, safe, quick, and require little to no downtime.

What services do you provide at the Hill Street Clinic?

Depending on the patient’s age-specific requirements, which are reflected in the above categories, the following treatments are tailored accordingly: Facial Rejuvenation and Beautification with Anti-Wrinkle Injections and Dermal Fillers, Skin tightening and lifting using Ultherapy®, Body contouring and fat reduction with CoolSculpting® and lipotherapy, Regenerative Aesthetics with Polynucleotides and Exosomes and overall skin health using skin boosters such as Profhilo® and chemical peels, Hydrafacial®, and microneedling with SkinPen® We also undertake medical-grade skincare with ZO® by Zein Obagi.

What would you say are the main motivators or reasons why your patients come to see you?

To achieve an ultra-natural result that meets their expectations and boosts their confidence, backed by extensive, evolving knowledge and expertise.

You’ve mentioned the main categories. Please explain what they are.

PREJUVENATION: (also simply referred to as ‘prevention’) is an advantageous early start to maintain a youthful appearance and slow the signs of ageing. With preventative treatments, you will develop fewer lines, wrinkles, and volume loss in order to delay the need for intensive treatments at a later date. It is recommended to start preventative treatments in your mid-20s and upward.

REJUVENATION: People in the 30-year age group benefit from rejuvenating treatments that boost collagen production, add hydration, smooth fine lines and wrinkles, and even skin tone. These highly effective treatments improve skin quality and minimise wrinkles for a refreshed look.

RESTORATION: For sagging cheeks and jowls, noticeable eyebags, and extensive lines and wrinkles, a restorative approach combined with advanced techniques will provide a natural lift, revitalise deflated areas, and smooth concerns in the most naturallooking way possible.

BEAUTIFICATION: Whether it is lifting the brow to awaken the eyes, plumping the

lips for a perfect pout, or contouring finer features for a more streamlined appearance, this category is not age-specific; therefore, it requires in-depth aesthetic knowledge and an artistic eye combined with advanced techniques to bring out the best version of the patient.

Which treatments or services are you most proud of, and which treatments make you stand out from other clinics?

I am proud of all my treatments, as Hill Street Clinic does not offer services without extensive knowledge and research behind them. However, I believe my ability to offer the same services to various patients while making them unique to them and still achieving the best aesthetic outcome and patient satisfaction is my standout point.

what type of product I am going to use, the quantity, and where to place it.

Speaking of beauty and ageing well, do you have any skincare secrets?

There are many factors that contribute to ageing gracefully, like genetic makeup and lifestyle, but for good skin health, I recommend the medical skincare range called ZO® by Zein Obagi in combination with micro-focused ultrasound, Ultlherapy®, to lift, sculpt, and tighten, which is personally handpicked, trialled, and tested by myself.

Do you have a philosophy when it comes to injectables?

Admire someone’s beauty without questioning your own.

What's the secret behind your success? Dedication and loving what I do.

Following your incredible achievement in attaining your Master of Surgery in Aesthetics (minimally invasive) degree, what's next? Any other degrees or developments on the horizon?

How important is the consultation process before a treatment?

It is indispensable as it provides the patient and me with a clear plan of their treatment options, costs involved, and duration. It is also their opportunity to raise any questions and voice any concerns they may have.

What are the costs involved? Do you pay at the consultation or once the treatment is complete?

An initial fee of 50 GBP is charged for the consultation, which is then deducted from the treatment’s final total cost.

Do you have male clients as well as female clients? Is there an age restriction or any other restrictions we should know about?

Hill Street Clinic welcomes everyone (above 18 years old), but it is important to note that non-feminization is at the forefront of my mind when carrying out treatments on male clients.

You’ve mentioned how an understanding of the beauty concept, the ageing process, and the underlying anatomy is vital to achieving natural-looking results. Can you explain this?

Ageing is a process affecting everyone, causing us to look more tired, sad, saggy, and angry due to collective changes in all four layers of the face: the skin, muscle, subcutaneous fat, and bone (anatomy). This, in combination with the aesthetic principle and golden ratio of beauty and an understanding of the ageing process, enables me to determine which treatment is best to match a patient’s needs and wants. Such understanding also enables the decision of

I am currently enjoying the fruits of my labour while working tirelessly behind the scenes to bring innovation to my services while maintaining great satisfaction across all my patients.

Hill Street Clinic, Hill Street. @drgertrudehuss_hillstclinic hillstreetclinic.com

Call 01534 878515 or email info@hillstreetclinic.com

The clinic’s professional and welcoming ambience has been carefully designed to put clients at ease, and all patients can be assured that their privacy and confidentiality are totally respected.

Party Season

Ready Make-up Picks

MOISTURISER Charlotte Tilbury Magic Cream Voisins, £46 for 30mls

FOUNDATION: Dior Forever Skin Glow Foundation

SPF15

Boots, £48

BLUSH & GLOW: Made by Mitchell Blursh Liquid Blusher, Beauty Bay, £12.50

BEAUTY BLENDER: Coco Cosmetics By Chloe Marshmallow Sponge Set Beauty Bay, £22.75 for 4 sponges

SETTING SPRAY : Morphe Continuous Setting Mist Feel Unique, £17

EYE SHIMMER: Jordana Ticia Base and Sparkle Pigment in Slainte Jordana Ticia, £17.95

POWDER BASE: Huda Beauty Easy Bake Loose Baking & Setting Powder Boots, £34

Words: Sophie Cubbage

LIPS:

Mac Matte Lipstick in Lady Danger Voisins, £22

EYELINER:

MAKEUP BY MARIO Master Pigment Pro® Pencil Feel Unique, £22.75

LASHES:

Tatti Lashes Angel Energy False Lashes Blend Artistry, £9

‘Tis (almost) the season. With winter on the horizon, it can only mean one thing. And no we don’t mean the dreaded ‘C’- it’s still a bit early for that. We mean of course, party season. The cooler months herald an onslaught of social occasions, from Halloween gatherings, bonfire night shindigs and end of year office parties. Such a feast of festivities call for a fresh approach to your skin and make-up routineand who better to tap up for some party beauty tips than professional makeup artist Sophie Cubbage? Here, she runs us through the top ten products she plans to use on repeat this social season.

Moisturiser: Charlotte Tilbury Magic Cream

The magic cream has always been one of my favourites. It doubles as a moisturiser and primer and will transform any dull, tired skin instantly. No need to worry about dark circles from too many nights out, this product has you covered. It is filled with supercharged skincare ingredients as well as SPF and is the perfect base for under your makeup. Make sure you leave about a 10-15 minute window between applying any moisturisers and your foundation, this prevents the product from pilling and gives you a flawless finish.

Available in Voisins, £46 for 30ml

Foundation: Dior Forever Skin Glow Foundation SPF15

If you want the perfect radiant base to last you all evening, this foundation is the way to go. I absolutely love this product and can always trust it to give me a heavenly glowing base. It has a medium coverage but is super buildable so if you want a heavier look, you simply add another layer. As a bonus, the foundation is formulated with 86% skin care ingredients including SPF15 meaning you can look the part whilst still protecting your skin.

Available in Boots, £48

Beauty Blender: Coco Cosmetics By Chloe

Marshmallow Sponge Set

Let’s be honest, we all know how hard it is to blend all your products perfectly without leaving brush strokes and that’s why time and time again, I turn to a beauty blender to apply my makeup. There are so many on the market these days that it is hard to know which one is the best to buy. My favourite ones are either the Real Techniques

Original Beauty Blender, or most recently the Coco Cosmetics Marshmallow Sponge. The real trick to a flawless blend is to dampen your sponge first; run it under some water and keep squeezing until the sponge

increases significantly in size, this stops your sponge from absorbing all your makeup rather than blending it.

Available at beautybay.com, £22.75 for 4 sponges

Powder Base: Huda Beauty Easy Bake Loose Baking & Setting Powder

Setting your base is the number one rule for making sure your makeup lasts you all night, no one wants to leave the party with only half their makeup! This loose powder gives you the ultimate hack for a long-lasting look. After finishing your base, gently pat the powder in using a powder puff (my favourite is the Trigwell Cosmetics powder puff, which I sell in Blend Artistry Hair Salon). Remember not to set until you’ve finished applying all your cream products! Layering a cream on top of powder can potentially lead to all sorts of patchy problems. As well as the full-size powder, you can purchase the smaller sized baby bake powder for just £19 (perfect for keeping in your handbag, or just to try the product before making a long-term commitment).

Available in Boots, £34

Blush & Glow: Made by Mitchell Blursh Liquid Blusher

If you’ve not heard of the cream blusher ‘Blursh’ currently taking the beauty industry by storm, let me introduce you to your newest beauty must-have. I never do makeup without these products anymore, that is how important they’ve become in my routine. The Blursh collection from Made by Mitchell offers the perfect cream products to warm up your skin. No one wants to look back on their favourite party pictures and see a ghost staring back at them, and we’ve all been there. Products that create colour and warmth on your palette are particularly important in the cooler months when we lose our summer tans. The range at Made by Mitchell is vast and made to suit every skin tone. The original ‘Blursh’ is a super pigmented cream blush which blends effortlessly into your foundation to give you the ultimate rosy cheeks and I can vouch that it doesn’t separate when applied. My favourite shades to use are ‘Shy Boy’ and ‘Cherry Cola.’ New additions to their colour line include ‘Blursh Bronzed’ which will solve all your cream contour problems. Just like the blush range, they have a kaleidoscope of contour shades available, ideal for making your cheekbones pop and adding some warmth into your makeup.

Available at beautybay.com, £12.50

Eye Shimmer: Jordana Ticia Base and Sparkle Pigment in Slainte

As the party season is fast approaching, it’s time to break out the glitter! Jordana Ticia's base and sparkle pigments are absolutely perfect for a pop of shimmer to brighten up your eyeshadow. There is a wide range of shades and colours

available making them perfect for any look. My personal favourite is “Slainte”, a light nude laced with golden sparkles. The pigments can be used on their own or to brighten up a dark smokey eye. They are also super easy to use, just pat on a little of the base on your eyelid and then apply the pigment on top, you can make it as subtle or sparkly as you like -I personally think the more sparkle the better!

Available at jordanaticia.com - £17.95

Eye Liner: Makeup by Mario Master Pigment

Pro Pencil

A creamy, pigmented, long lasting pencil liner was so hard to find, until I found this product. It gives you the perfect dark smokey addition to your party glam. I love to spice up an eye look by using a black or brown liner in the waterline and smudging it out on top of the lid to give a smoked liner effect. It is super easy to use and really blendable making it one of my favourite ways to turn a day look into a party-ready night look.

Available at je.feelunique.com - £22.75

Lashes: Tatti Lashes Angel Energy False Lashes

The perfect addition to any party glam is a lash. I always recommend using false eyelashes to really make your eyes stand out of the crowd and these lashes are gorgeous. Undoubtedly my ultimate go-to for party season.

Available through Sophie Cubbage Makeup @ Blend Artistry - £9

Lips: Mac Matte Lipstick in Lady Danger

Although I am a sucker for a nude lip, no party makeup bag is complete without the perfect red. Lady Danger has always been my favourite red, the creamy, rich formula gives you the perfect matte-finish to last you all night. If you prefer a bit of a deeper/darker red, Avant Garnet is also a beautiful shade from the same lip line. To top off your red lip with a bit of extra umph I love to use Mac’s lip gloss in shade Ruby Woo as well.

Available in Voisins, £22

Setting Spray: Morphe Continuous Setting Mist

If you want to lock in your makeup to make sure it is going nowhere in a hurry, a good setting spray is essential. This is my absolute favourite setting mist that has ever been on the make up market. The superfine mist feels amazing on your skin and keeps everything in place all night so you can say goodbye to melting, caking or fading! I promise you; you will be just as obsessed as me once you give this product a go. Available at je.feelunique.com, £17

Sophie Cubbage is a makeup and lash artist based at Blend Artistry Hair Studio in St Helier. To make an appointment either book with the salon or get in touch via her instagram @sophiecubbagemakeup

ASK THE EXPERT

Leané

Favourite treatment…

I love our Forest Therapy Treatment. It’s a full body massage and mini facial using aromatherapy products. Clients find it really uplifting, it’s such a flowy treatment, I love doing it and frequently get such positive feedback too.

What do you love about your job?

It’s a very organised environment which makes things a lot easier for us as Therapists. It’s also been so good to build relationships with our fantastic regular clients.

Which treatment would make a brilliant Christmas present?

You can’t go wrong with a package because they include a bit of everything.

Atlanta

Favourite treatment…

The ‘Me, Me, Me’ facial which is our signature facial and also includes a relaxing back routine at the beginning which makes the treatment much more tranquil. We use the amazing ranges from Phytomer to tailor this treatment for the client to make sure that their skin is enhanced and allows us to give them bespoke results.

What do you love about your job?

I love the variety of my job from the treatments to the clients. Truly being able to help someone, whether it’s reliving muscular pain, or giving them back their glow, or even helping them sleep with a reflexology treatment - it’s very rewarding. There are so many reasons I love working at Spa Sirene, it’s difficult to put it all down!

Which treatment would make a brilliant Christmas present?

I think a spa package with ‘Melt Away’ treatment would feel like a wonderful present. Making the most of your experience by using the pool and facilities, having a light lunch then a lovely hot stone massage for your back, neck and shoulders, followed by a scalp and facial pressure point massage. Bliss!

Jenn

Favourite treatment…

The Ultimate Aromatherapy Experience. I get to specifically work on what the client needs as we transition from summer to autumn with the help of wonderful smelling and effective aromatherapy oils.

What do you love about your job?

Helping my clients by providing an escape and comfort for them. It’s also such a lovely environment to work in.

Which treatment would make a brilliant Christmas present?

The perfect treat is our Sea Holistic treatment, the most relaxing top to toe treatment that leaves your body skin reinvigorating after the sea salt body scrub, also includes a mini facial that leaves your face skin glowing, finishing with a relaxing massage using Jersey lavender flowers wrapped in boluses, clients keep saying how they are feeling ultra-relaxed and it’s an unforgettable experience.

WE’RE HIRING!

Our Award winning Spa has a fantastic opportunity for Spa Therapist to join our dedicated team. We are looking for someone who has a dynamic personality, is enthusiastic, reliable and well presented. The successful candidate will be someone who can carry out treatments to a high standard and is always passionate about service and quality of customer care.

In return we offer a competitive salary and commission based package, dependent on experience. You will receive full and on-going training in all of our product ranges. This is a full time position based on a 40 hour working week. Staff accommodation is available at a weekly rent.

We believe our employees are what make us different. Our friendly and pleasant staff are the core of our success and help us to maintain our local and national reputation. We would like to attract the very best individuals to join our team and help us maintain our high standards of hospitality.

CONTACT

about the details and brilliant benefits that come with the job.

We met up with some of the Spa Sirene Therapists to get some great treatment inspo for autumn and also gain some Christmas present ideas.

Watch for Diabetes

In any month this year more than 30 Islanders are likely to be diagnosed with diabetes

HOWEVER much Covid-19 dominated our lives for three years, in that same time another disease has continued to be very active, but this one is different. No one yet knows what causes it, no one yet has found a cure, and no one yet has found a way to vaccinate against it. This one is diabetes.

The common forms of diabetes are classified as Type 1 and Type 2. Type 1 occurs when the pancreas stops producing insulin and it can manifest itself very suddenly without any preventable cause. This can be particularly distressing for parents if the person acquiring the disease is a child since anyone, whatever their age, must take insulin by injection, sometimes several times a day. Type 2 diabetes, where the production of insulin decreases over time, is more common in adults, although overweight teenagers are now recognized as being at risk of acquiring it.

In Jersey around 4,500 people have diabetes of which around ten per cent are Type 1. Although most people with diabetes will manage it because they are aware they have a serious condition, untreated diabetes can lead to blindness, impotence, a predilection to strokes and heart attacks, the loss of limbs and ultimately death. As with many other diseases, the earlier the detection, the better.

There is no early detection for Type 1 diabetes, but Type 2 can be detected with a blood test and if detected early enough, can be managed, and even reversed. Anyone whose Body Mass Index (BMI) qualifies them as obese, whatever their age, is at risk especially if they do little or no exercise or already have

Sparks of Brilliance.

Jersey’s Jewellery and Watch Festival is back for its third year in 2023.

The award-winning festival, which runs from Saturday 21 st October to 5 th November, aims to highlight the expertise and great variety of the jewellery and watch industry that Jersey boasts. Festival co-organiser and Director of Rivoli Jewellers, Melanie Mayer Davies comments: ‘Our theme for 2023 is ‘Legacy’ which perfectly reflects Jersey’s jewellery and watch industry with so many family businesses and independent jewellers involved.

Jewellery and watches have been used to encapsulate our most special occasions and are often handed down for generations, creating a legacy with every piece we make or sell. Also now more than ever, how jewellery is made, from what and where the raw ingredients come from has never been so important in buyers' minds and this year’s festival will highlight this.’

Following on from the previous two successful festivals participants will showcase brilliant aspects of their profession including highlighting internationally recognised brands, gemmology expertise and the art of jewellery design and goldsmithing. Brilliance events for 2023 include jewellery making workshops, gemstone sales, wedding events, diamond and sparkling wine pairing, watchmaking demonstrations and styling events.

The festival is also delighted to welcome Jersey Heritage to this year’s line-up for the first time. Jersey Heritage have created a jewellery trail around the island across their various sites, highlighting Jersey’s history with jewellery from the torque necklaces in the famous coin hoard to Lily Langtry’s jewels. Jersey Heritage commented; “There is plenty of sparkle and shine in Jersey’s past and being part of the ‘Brilliance Festival

2023’ allows us to showcase some of the incredible objects and stories that form part of the Island’s rich cultural heritage – a legacy that we care for and protect for future generations to enjoy.”

The Brilliance festival also highlights locally grown talent with a group of four Genuine Jersey artisan jewellers, Victoria Liddell, Emily Claire, Ada de la Herran and Lisa Le Brocq offering jewellery making workshops in the jewellery classroom at the Adult Education and Community centre, Philip Mourant Centre in Trinity on the last two weekends of October. Many of the events are free to attend and booking details can be found at via www.brilliance.je

Brilliance itself already has a legacy, in that it helped host gemmological learning for the jewellery industry here in Jersey for the first time. Over 30 people attended a gemmology course with Kerry Gregory of Gemmology Rocks in May 2023. In 2022, Brilliance won ‘Customer Event of the Year' at the UK Jewellery Awards. Judges were impressed by this ambitious project that had far-reaching and long-lasting results for all involved.

This years participants include:

Aurum of Jersey

Catherine Best

Diamondology

Genuine Jersey Artisan Jewellers: Victoria Liddell, Emily Claire, Ada de la Herran and Lisa Le Brocq

Jersey Pearl

Jersey Heritage

STORY By Rivoli

Rivoli Jewellers

Visit Jersey is once again supporting the event

brilliance.je

Jersey Artisan Jewllers

Jersey’s Best Agencies

Multi-agent Property Matching

Open Viewings

Historic Transactions

A perfect

NEST

Sometimes a house comes along, and you know it’s the one. Box-ticking aside, it’s the thing most home buyers are afterthat instantaneous gut feeling you are in the right place, that this property is not just the perfect house but ‘the one’ you’ve been searching for. Buying a home is, above almost everything else, an emotional process, and while allowing your feelings to get the better of you during a house viewing is regarded as the biggest no-no amongst real estate investors, it’s often difficult to be entirely subjective when looking around your future home.

Once you've fallen in love with a particular place, it's hard to go back. You start dreaming about how great your life would be if you had all the wonderful things it offered, like the lovely tree-lined lanes, the roll top bathtub, and the spacious kitchen with professional-grade appliances.

Sound familiar? If you are one of those people who thinks with your heart before your head, I’d advise caution when viewing La Bourdonnerie. It is an unashamedly beautiful character home that will capture even the most unemotional of house-hunters. Located on a quiet green lane on the St. Clement/ Grouville border within easy walking distance to the beach, the property is pretty as a postcard even from the roadside with its granite facade, gravel driveway and rose-covered front door. Inside, whilst the house decor is in need of some updating, the original features such as the high ceilings, wall panelling, tiled fireplaces, ceiling cornices and large bay windows are an interior lovers dream.

The ground floor stretches an enormous 2506 sq ft taking in a large family sitting room, a country-style kitchen with aga, a dining room complete with a grand working fireplace, a traditional conservatory, a home office with a log burner, and a gym. Each room fizzes with care and comfort, bathed in

golden light from the beautiful south-facing garden thanks to the ground floor’s large windows. It’s obvious that this property has been well loved by its previous owners, but there is still plenty of potential to be had for the next family. The bones are there for someone to sympathetically modernise, which for anyone looking to put their stamp on a home is a really exciting prospect. The traditional conservatory is one such space; currently used as an informal sun room, it could be made into a really contemporary and unusual dining area. The kitchen is one room that certainly needs no tweaking. Set across a jaunty split level, it is a lovely open space large enough for a seating area and dining table and flooded by light from the double doors that lead directly into the garden. The ground floor is completed by an essential utility room as well as two WCs, each conveniently located at either end of the sprawling downstairs area.

Upstairs, across two further floors, the house offers great family space with an impressive six double bedrooms, four of which are on the first floor. The master bedroom has large fitted floor-to-ceiling wooden wardrobes as well as sole access to a beautifully and recently refurbished bathroom complete with roll-top freestanding bath. The remaining bedrooms, while smaller, come with original features such as bay window seating, fireplaces, or, in one case, a circular turret room of windows. There are two additional bathrooms for these bedrooms to share- one with a shower, the other with a bath. As with the rest of the property, there are heaps of opportunities (and space) to carve out something more contemporary on this floor, perhaps merging the two bathrooms into a large family one and thereby creating space for an extra guest room or storage area.

“

The ground floor stretches an enormous 2506 sq ft taking in a large family sitting room, country style kitchen with aga, dining room complete with a grand working fireplace, traditional conservatory, home office with log burner and gym

The top floor of La Bourdonnerie is unusual in that it doesn’t conform to the usual attic space; the two bedrooms and shared bathroom are far from the small and poky size you might expect from a top floor set-up. Both bedrooms feature beautiful original fireplaces and are large enough to accommodate double or twin beds. The bathroom, too, is light and airy, with a bath, shower, and space to satisfy any visiting guests. But it’s the views of the garden from the top floor that are truly unbeatable; it’s from here that you can properly take in the south-facing walled garden, the immaculate lawn areas, pretty pathways, rose beds, and heated pool area.

Also outside, but to the front of the property, you’ll find a large double-doored garage, complete with a second floor currently used as a games room. Here again is potential for change; the space could be transformed into a guest floor complete with its own entrance. And should the next owners be looking for a two-generation property or a home with staff accommodation, there is an option to purchase the neighbouring cottage.

La Bourdonnerie which translates as The Bumblebee, seems like a very appropriate name for this family-friendly property. Like honey bees, bumblebees live socially in hives or nests, which provide shelter and a place to raise their young. La Bourdonnerie has the potential and scope to do that and more; surely that’s enough to win over even the most critical and unemotional of house hunters.

Meet The Interior Designer: Nicola Langlois

Nicola was always the arty one at school - but didn’t know she wanted to be an interior designer until a stint in the City for an asset manager proved she was destined to work in a creative industry. After retraining at KLC School of Design, she never looked back and ten years later has an impressive roster of clients and projects to her name. She has led the design for award winning London restaurants, a boutique hotel in Italy, office spaces in the Channel Islands and some impressive homes and apartments across the UK, and more recently moved to the Channel Islands to lead the commercial interior design team at Pebble. We sat down with her to chat about what it takes to make it in the competitive industry of interiors, and what's in the pipeline following her recent move to Jersey…

The world of interiors seems vast- which area do you specialise in?

The hospitality sector has always been my favourite area to work in. Bars and restaurant venues regularly tend to push the creative boundaries more than the residential market in my experience. I love a good bathroom design that’s a little bit off the wall and often becomes a talking point in venues. I also really enjoy working on hotels as they tend to have both a residential and hospitality influence with communal gathering spots and more intimate bedroom settings. It’s all about variety and change for me, no one design is repeated in my previous work.

Before moving to Jersey, you were self-employed and ran your own business in London. Can you tell us about that?

After working for a developer, and two other companies, one that specialised in hospitality spaces only and the other branding and interiors across both the commercial and residential spaces, I knew I wanted to have my own business. I co-founded a design company which specialised in conscious interior design where we took particular care in designing to improve well-being, and were incredibly selective in our material choice and supply chain to minimise our impact on the planet. I’ve worked on some wonderful projects which took us to the Italian mountains for a boutique hotel redesign, a cosy countryside inspired public house on Fulham road in London and a stunning apartment in the prestigious development, One Crown Place.

How would you describe your interior style?

When designing for clients my aim is to understand how they want the space to feel and from a practical perspective how they will use the space. The style of the design is driven by these factors and helps to create the experience the space is looking to achieve. Rather than an ‘in house’ style I like to focus on a key theme which transcends across all projects. That is to avoid fast and faddy design, be conscious in your furniture and finish choices, buy pieces that make you feel how you want to feel in the space and invest the time to find suppliers who are conscious in the production of their product.

Does your personal style differ from your professional one?

Professionally my style changes to reflect the brand or client I’m designing for, focusing on the atmosphere they are looking to create to lead the design. I love the variety of this though, one week you could be working on a whacky ping pong neon lit bar, and the next a nature inspired calming bedroom full of rich woods and artisan products.

We have recently moved to Jersey, and now have the exciting task of designing our own home. Turns out designing for yourself is one of the hardest things I’ve worked on to date! I take inspiration from the existing architecture to ensure the interiors sit well. I’m going to take my time with it, source a mix of vintage and new, and take considered steps when buying each piece. You’ll have to check back with me in 6 months to see how I’m getting on!

What was your favourite project to date and why?

After the successful launch of their Chinese small plate casual dining restaurant in London a client of mine approached me again to design their boutique hotel in Italy. It was an incredible experience where I was involved from the very start to the completion. It was the ever illusive goldilocks mix of a client that trusted us to have full creative control; a contractor who was collaborative, sustainably driven and incredibly hard working; and time to work on the design with the team to think about each and every last detail.

One Crown Place

Fulham Road

Where do you find inspiration?

Inspiration can come from anywhere, from a book I’ve read, magazines, being outside in nature, an exciting art piece…the list goes on. I love to travel, and often find myself scrolling through photos I’ve taken in various other hotels, restaurants and places I’ve visited, of small design details I’ve spotted as I go. I can’t help but touch all the walls and finishes in a new place, spotting a pretty fabric or furniture piece in a new restaurant, clocking colour combinations or finishes and textures –all of which can help in designing for a future client.

What advice would you give to someone wanting to get into a career in interior design?

A creative eye is something I think you are born with, something that’s harder to learn in a classroom, and needs nurturing. Interior design has many factions to it though, and I’d say that only about 10% of my work life is working on the ‘creative’. The rest is project managing, collaborating, business admin, organising, sourcing, coming up with solutions to unforeseen problems that inevitably crop up.

If that hasn’t put you off then I’d say go for it. I was a career changer, so re-trained at KLC which I would highly recommend – they offer online, in person, shorter refresher courses as well as full time year long diplomas. Nothing beats working in the industry to gain the invaluable knowledge and first-hand experience of running a project from concept to completion, before seeking to venture out on your own. I’d also recommend brushing up on your adobe suite skills, and CAD (computer aided design) . I use Vectorworks. These are programmes I use almost daily for drawing up scaled floor plans, elevations and client presentations.

You mentioned that you’ve recently moved to Jersey- what are you up to work wise?

I’m still working on a few private client projects back in London, but have recently joined the wonderful team at Pebble with a focus on expanding their commercial design offering. We are working on a hotel suite, a private office, an event and co-working space and a new restaurant. If you’re looking to re-design your space please get in touch.

What’s next for Pebble, can you share what's in the pipeline?

Whilst it’s not new, few people know that Pebble offer interior design services, anything from one room consultations, kitchen design and installs, to entire house re-designs. We offer a full design service in the commercial and hospitality sectors and I’m looking forward to bringing my expertise, experience and passion to the market here in Jersey. We will be working on and completing the projects mentioned above so keep an eye on the Pebble socials to see how they are progressing and a bit of behind-the-scenes action.

@pebblehomeboutique

What’s On Nicola’s SHOPPING LIST

Andalucia Rug, Pebble, £475

“A good rug is such an easy way to define a space especially in open plan living areas. It not only grounds an area, but also adds colour and softness underfoot. This rug from Pebble’s current collection is made entirely of plastic bottles but has the appearance and texture of wool. Durability also comes into selecting this as it’s stain resistant, machine washable and can be used both inside and out.”

Skandinavisk Skog Boreal Forest Candle, Pebble, £34

“Your interior space isn’t just about the finishes and furniture you choose which can be enjoyed through touch and sight, but also the sense of smell has a huge impact on the space. I find a scent throwing candle, like the Skandinavisk candle, Boreal Forest enchanting and sets you up for the Autumn months ahead.”

Interior Doors, Pebble, POA “Pebble has teamed up with Origin to offer bespoke crittall style doors to the island's residents. I love how these glass partitions help to zone open spaces, create privacy whilst allowing natural light to pass through each space. Modern, slightly industrial but so timeless too – I’m a big fan!”

Musago Mugs, The Trading Point

“I’ve enjoyed visiting The Trading Point to peruse their edit of independent makers – it’s always great to support local businesses”

Andrew Blooms bouquet, £POA

“I think the flowers from Andrew Blooms are superb, they’re also a great way to inject fresh colours and help finish off any room.”

Glassette Palefire Pavillion Table Lamb in Celadon, £480

“Glassette is one of those gems that materialised in lockdown, a fabulous online marketplace set up by Laura Jackson and Daniel Crow that collates and provides a platform for smaller brands you might not have heard of.”

Studio Ashby Sister Square Cushion in Afua Walnut, £300

“The growth Studio Ashby has achieved has been fascinating to watch and is incredibly inspiring, from her eclectic colourful interior projects and her furniture collection she set up with her sisters hence the company name Sister.”

Rowan and Wren Abington Sofa in Heritage Red Stripe, £2548

“I’m really enjoying the French rustic meets Scandi-cool vibes from Rowen and Wren.”

The Invisible Collection Damien Langlois Meurinne Good Day Sunshine Dining Table, £12,525

“The Invisible Collection features design-led collaborations with designers, and one off vintage finds.”

AGENDA

The world today looks considerably different to how it did at the turn of the century. As well as opportunities, this has brought with it challenges for the high net worth (HNW) community.

Macroeconomic and geopolitical uncertainty has continued to rock the proverbial boat, triggering global wealth declines. Business operating models, meanwhile, are changing, and the risks associated with cross-border activity have led some companies to take a more cautious approach to international expansion.

Meanwhile, the ongoing war in Ukraine and heightened tensions between China and the US are causing high net worth individuals (HNWIs) to carefully consider the best and safest places to base their families and their finances.

Here, we investigate the trends that are emerging as a result of all these factors.

An even greater focus on ESG

Given the increasing concern about the state of the world, the ESG hot streak continues, with 81% of institutional investors planning to increase their allocations to ESG products, and global ESG investing set to exceed $53 trillion by 2025. Today, 64% of high net worth (HNW) investors ask for an ESG score before investing in a fund. This is an exceptionally strong indicator of a greater desire to invest in companies that are attempting to make the world a better place.

Investing in super prime properties

More than 160 properties worth £10 million or more were sold in London alone in the last financial year – the most since 2016 – the year of the Brexit referendum.

The combined sum spent on the £10 million-plus properties amounted to £3.1 billion, which works out to an average of just more than £19 million a sale. This was up from the £2.5 billion total spent on 144 properties in the previous year.

In terms of location, the highest number of £10 millionplus deals in London took place in Kensington (26), followed by Belgravia (25) and Mayfair (22).

The number of transactions above £20 million was also particularly strong in the 12 months to April (it’s worth noting that definitions of ‘super prime’ vary from more than £10 million to more than £20 million). There were 46 of these sales, a number that has only been exceeded once in the last decade (in the 2014/15 financial year).

From an increase in the number of super prime properties being purchased to a boom in family offices, we look at what’s happening in the world of wealth.

Words: Sophie Marie Atkinson

Diversification

The drivers for diversification are easily evident. In a turbulent world, many wealth holders and investors seek to hedge against negative outcomes by investing in varied sectors and locations – not least when issues arise in one particular locality or set of markets.

However, diversification isn’t just about ensuring wealth preservation – it’s also about wealth generation. This means ensuring that capital is not just safe and accessible but is seeking optimal and sustainable returns.

Naturally, this sort of diversification leads to diversity of location and outlook. Increasingly, HNW families are acting more and more like sophisticated institutional investors – seeking out enhanced access to local markets such as niche equities or currencies.

The family office boom

According to HSBC Global Private Banking, the pandemic prompted more HNWIs to establish family offices – an investment structure that builds and protects wealth, while all-the-while creating a long-term legacy.

A family office can be based in one jurisdiction, or it can operate out of multiple cities. In terms of assets under management, family offices typically start at around $300 million, but can exceed $1 billion. Additionally, an office can hire anywhere from ten to 100 professionals – including portfolio managers, accountants and even lawyers.

The 2023 Global Family Office Survey Insights report found that direct investing remains a strong focus for family offices, but while 66% of family offices surveyed said they were seeking opportunistic deals based on attractive valuations, 38% paused new direct investments due to economic uncertainty.

What’s more, 74% of family offices report that their primary focus has shifted toward wealth management, while 55% said theirs was investment management.

At the same time, the families themselves reported to be focused on preparing for the future by preserving asset values and preparing the next generation as responsible wealth owners.

The rise and rise of female wealth

Globally, women’s wealth has shown unprecedented growth over the last decade – with this group currently creating wealth at a faster rate than at any one time in history. In fact, it’s thought that by 2025, women will own 60% of the UK’s wealth.

Women also continue to add more to the global wealth pool each year and are doing so at a rate matched by no other single group. They are also responsible for $20 trillion in annual consumer spending and in the next few years, the growth of women’s wealth is forecast to outpace that of global wealth.

What’s more, 74% of family offices report that their primary focus has shifted toward wealth management, while 55% said theirs was investment management.

Enjoy

today. Look forward to tomorrow.

With Rathbones, our individual investment management gives you the freedom to enjoy today, safe in the knowledge that your objectives for tomorrow are taken care of. And because we give you direct access to the person managing your money, right here in Jersey, you can be certain your financial plans are always based on a deep understanding of you and your ambitions.

So whatever your investment objectives, and whatever your circumstances, talk to us today.

For further information, please contact Joel Graves locally on 01534 740 550 or email joel.graves@rathbones.com

rathbones.com

@RathbonesGroup

Rathbones Group Plc

@Rathbonesplc

The value of investments and income arising from them may fall as well as rise and you might get back less than you originally invested.

Rathbones Investment Management International Limited is regulated by the Jersey Financial Services Commission

Finding Purpose in Wealth

Collaborative, focused philanthropy can play a key role in driving positive change. Sarah Payne, UK & Jersey Head of Social Impact & Philanthropy at UBS, is at the forefront of the emerging trends in the philanthropic sphere and answers the key questions of the moment.

Why is philanthropy such a major topic at the moment?

You can’t turn on the news without seeing the wave of social and environmental issues we’re facing currently. Many of the wealthiest in society feel a responsibility to use their resources to help address these issues. Almost all clients surveyed for the 2022 UBS Billionaires Ambitions Report, believed that they should be using their wealth to help tackle global challenges. Philanthropists are increasingly wanting to align their investments and businesses with their values, taking a holistic approach to generate impact on issues they’re passionate about. They are becoming more creative, considering different approaches and blurring the boundaries between philanthropy and investment. It’s exciting and also crucial if we want to help achieve the UN Sustainable Development Goals.

Are there any key trends you are seeing in the sector?

The rise in collective philanthropy is a trend that’s really interesting. There’s been a huge growth in philanthropists and funders looking to work together to address social and environmental issues. None of us can solve these issues on our own and it takes collaboration across all sectors to achieve sustainable change. This is one of the reasons we’ve created the UBS Collectives, 2 year learning and insight programs where groups of philanthropists combine their resources to address child protection, climate change, or develop social finance initiatives. Each Collective provides a unique opportunity to work alongside peers and expert practitioners to help achieve systemic change.

How have things changed from one generation to the next in terms of attitude and interest to philanthropy and wealth values?

Younger generations seem to have a greater appetite for impact investing or strategies that allow them to generate social or environmental returns alongside potential financial returns. They are often highly engaged with philanthropy, wanting to learn, share information through social media and use technology to help make an impact on the world.

How does UBS support with the overall process of wealth management for those looking into philanthropic opportunities?

Philanthropy can be a great way for families to begin wider conversations around the purpose and transfer of wealth. Using a third party to help articulate these conversations is beneficial, and we regularly run workshops for families to help them communicate their values and vision, including when developing a philanthropic strategy or plan.

I’d also be missing a trick if I didn’t mention that all of our philanthropy services are not only provided on a feefree basis, but we add a 10% match to all client donations to partners of the UBS Optimus Foundation, our in-house foundation staffed with philanthropy experts.

What advice would you give to HNW families/ those who want to look more into their philanthropic wealth planning process?

Start by identifying what it is that you are passionate about. What is it that keeps you awake at night, or makes you jump out of bed in the morning? The fact that you can’t solve all the world’s problems doesn’t mean that you can’t solve any of them. If you’re really committed to impact, be open to learning from and partnering with others, particularly the communities you are looking to support, but also other philanthropists and other key stakeholders. The more we’re open to working with and learning from others, the better our chances of achieving long-term sustainable change. You can also contact one of our Client Advisors here in Jersey to get started!

To learn more about philanthropy services at UBS, contact Client Advisor Marc Nightingale at marc.nightingale@ubs. com or visit ubs.com/philanthropy.

UBS AG, Jersey Branch is authorised and regulated by the Jersey Financial Services Commission for the conduct of banking, funds and investment business.

Sarah Payne

Younger generations seem to have a greater appetite for impact investing or strategies that allow them to generate social or environmental returns alongside potential financial returns.

Culture

matters

Environment, values, and priorities shape the journey of a business. They’re instrumental to its level of success because clients and colleagues look for elements they align with when choosing to partner with them. Flexibility, diversity and inclusion, and charitable commitments are quickly becoming deciding factors to professionals, both young and seasoned.

All three of those commitments are top of the agenda at Saltgate, with the last year being an especially transformative time for the business to make them a fund administrator of choice. As their tagline goes, ‘we invest in the best’. So what does that look like?

Getting the balance right

If someone is given the time, tools, and space to achieve greatness, they will. Empowering people to succeed in their role is understanding differing needs and circumstances of individuals and creating a structure that works in harmony with these. A thriving organisation is one that adapts and innovates, which is how Saltgate’s Engage 222, a trio of work-life balance benefits, came to be.

Colleagues are entitled to an increased remote working allowance, ‘Flexigate’ – a permanent flexible working structure, and the ability to ‘work from elsewhere’ for two weeks a year. Each benefit can be used in a way that works for them and their lifestyle.

Saltgate also recognises commitment. A newly revamped length of service rewards package celebrates colleagues’ milestones with them, with extra annual leave days and sabbaticals of up to two months on offer. And with the creative social committees behind Saltgate’s busy calendar, there’s plenty of opportunities for colleagues to bond and create friendships away from the desk.

Walking the walk

Saltgate embraces the richness diversity brings. The varying experiences, backgrounds, and viewpoints of its diverse team create a stronger workforce, capable of exceeding expectations and breaking barriers. They’ve partnered with equality charity Liberate to become DIFERA-accredited, so colleagues, clients, and contacts are assured they’re working with an organisation that prioritises diversity, inclusion, respect, equality, fairness, and respect. Their designated champions across the organisation embody the diversity agenda.

Pride, Black History Month, and religious holidays are staples in the diversity and inclusion calendar. Saltgate’s Diversity Network host events, speakers, and initiatives that celebrate these important occasions – sponsorship the Channel Islands Pride 2023 celebrations, being the latest example. For Saltgate, it’s a non-negotiable, so they’re dedicated to fostering an environment where colleagues feel safe and empowered to bring their true, authentic selves to work.

Giving back

Supporting charity is part of Saltgate’s identity –giving back to the communities where you operate is essential to building a better future for all. They’ve sponsored the U18s Jersey rugby squad for almost a decade, so young and budding sporting talent on the island can be nurtured. To mark this long-standing partnership, the team is now named the Saltgate Colts. Beresford Street Kitchen’s work to create an equitable, diverse workforce aligns with Saltgate’s inclusion strategy, making for a treasured, long-term partnership between the two.

Their annual festive giving campaign sees up to five charitable causes supported by Saltgate every Christmas, a well-known difficult point of the year. Colleagues can play their part too. Their Global Giving entitlement empowers them to support causes close to their heart. Under the scheme, they can nominate a charity and Saltgate will donate on their behalf.

Company-wide challenges always have a charitable angle too, so the team are energised to do their bit for a good cause.

Saltgate believe that an investment in their people is an investment in them. Fostering an uplifting, supportive culture empowers the team to aim high and achieve more, so they consistently deliver a high standard of client service. Colleagues have the space, trust, and responsibility to reach their potential, because when people feel their best, they perform their best, hence ‘we invest in the best’.

www.saltgate.com

Colleagues are entitled to an increased remote working allowance, ‘Flexigate’ – a permanent flexible working structure, and the ability to ‘work from elsewhere’ for two weeks a year.

THE GREAT WEALTH TRANSFER

An intergenerational financial movement is in progress. But what exactly is the great wealth transfer, and who is set to benefit? Here, we shine a light on millennials and women and what this shift means for them.

Over the next two decades, parents and grandparents are expected to pass down trillions of dollars to charities and younger generations –particularly, millennials and gen Xers.

Some have described what we’re heading into as an ‘inheritocracy’ and predict that the movement will take place over the next 25-30 years. Almost all the assets being passed down will go to people born after 1980, and the end result is that the estimated $100 trillion that is currently in movement will make millennials five times wealthier than they are at present.

Why is it happening?

First and foremost – it’s down to the fact that baby boomers are in the retirement phase of their lives. Because of this, many of them are planning for life after work and thinking about how they’ll distribute their wealth to their children and grandchildren. And when you take into account the fact that this group currently holds half of the nation’s household wealth, it’s easier to understand the impending wealth tsunami that is about to take place.

Words: Sophie Marie Atkinson

How is it happening?

Baby boomers are passing assets to their children through trusts, property purchases, gifts and wills.

According to US consultancy Cerulli Associates, in the US, an estimated $70 trillion is expected to shift from older generations to the younger ones. In the UK, the Kings Court Trust and Centre for Economics and Business Research put that amount at £5.5 trillion over the next 30 years.

How will this impact the economy?

The wealth handover could transform the economy –potentially in a much-needed way. We could see increased consumer spending, investment and economic growth. The stock market may also rise as the money makes its way from the hands of the currently cash-hungry millennials into investments.

What’s more, the group set to inherit has of course been caught in the crosshairs of the latest mortgage and housing crisis. In the mid-nineties, when many millennials were children, the average house cost around three times the average income. Now that ratio is closer to seven. In London, it is approaching twelve.

Many millennials, having bought houses at the peak of prices with substantial mortgages, are also likely to be most exposed to the recent interest rate surges. But this could be set to change – and they could be in a position to buy new homes as well as additional properties for holiday or investment purposes. And if more homes are sought after, this could raise housing prices.

What’s happening to businesses?

It’s thought that 85% of families globally are already preparing the next generation to take over their businesses. By region, preparation rates were higher in both Greater China (90%) and ASEAN (86%), reflecting a strong desire among Asian families to move succession planning forward.

According to US consultancy Cerulli Associates, in the US, an estimated $70 trillion is expected to shift from older generations to the younger ones. In the UK, the Kings Court Trust and Centre for Economics and Business Research put that amount at £5.5 trillion over the next 30 years.

The other great wealth shift

It’s thought that by 2025, women will own a remarkable 60% of the UK’s wealth. Women also continue to add more to the global wealth pool each year and are doing so at a rate matched by no other single group. They are also responsible for $20 trillion in annual consumer spending and in the next few years, the growth of women’s wealth is forecast to outpace that of global wealth.

Why is women’s wealth increasing?

Globally, women are better educated than previous decades. Those currently under the age of 38 are the best educated of any generation of women who have gone before them – a fact that is especially true when it comes to wealthy women.

Naturally, through having a high paying career, educational attainment leads to the potential of more affluence for women. What’s more, it also tends to lead to a higher proportion of women engaging in smarter financial decisions.

The impact of greater equality at work

Another reason behind the growth of female wealth is the fact that leadership roles continue to evolve. The proportion of women in senior management jobs has grown globally to 29%, the highest ever recorded. Women sitting on boards is also very much on the up – today, 40% of FTSE 350 board members are female, compared to just 9.5% in 2011.

A further factor is that women continue to take their careers into their own hands by setting up businesses. Globally, a third of all businesses are owned by women and in 2022, women in the UK established more than 150,000 companies – twice as many as in 2018.

Today, wealth is shared by men and women in partnerships, marriages and during divorce – more so than ever before. This is increasingly a tight, legally validated position across global markets, meaning that it will very much be a fixed influence for the future and can’t be reversed.

Finally, longevity plays some part in the ever-growing wealth status of women. We know, for example, that women tend to live longer than men, and that older women are often single, separated, divorced or widowed – with four in ten over 55s falling into this category.

A further factor is that women continue to take their careers into their own hands by setting up businesses. Globally, a third of all businesses are owned by women and in 2022, women in the UK established more than 150,000 companies – twice as many as in 2018.

We invest in the best

ARE YOU READY FOR

POST-WORK LIVING?

While some of us may face the prospect of retirement with gusto and a personal bucket list to fulfil, there are others who are more apprehensive about the prospect. There could be fears about losing your identity once you stop working, or whether you can afford the post-work lifestyle you aspire to, or even how you’ll fill your time.

Retirement can have a habit of creeping up on you. One minute you’re setting out in life, focused on your career or building your business, or bringing up your family, and then suddenly the children have flown and the question of retirement raises its head. If you’ve avoided discussing it with your partner until now, it could come as a shock to find you have quite different expectations on what retirement should look like. You may have decided you want to blow your money on a big yacht and sail off around the world, but your partner may want to spend more time in the garden or with the grandchildren. One of you may be in a hurry to escape the rat race and take things easy while the other aims to keep working as long as they can.

So, are you ready for post-work living? Here are seven things to consider:

1. The question of timing

Since the introduction of pension freedoms in 2015, retirement is no longer an abrupt transition from full-time work to fulltime leisure. It has evolved and can take many forms. It’s also become more complex, with increasing life expectancy to consider and more options for funding your post-work lifestyle. How do you know you’ll have enough to see you through what could be 30 or more years in retirement? 2.

Filling your days

Do you have a plan for how you’ll fill your days? If you’ve got a busy working life, the prospect of endless empty weeks ahead could be daunting. If you don’t play golf or won’t be called on to step up for childcare duties, you may need to find other ways to enjoy your post-work freedom. Travelling, volunteering or simply spending more time with the family are all possibilities, along with learning something new, taking up a hobby or a part-time job. It’s important to plan for a new routine.

Words: Richard Tribe, Senior Private Banker, Nedbank Private Wealth

3.

How much will you need?

The amount you need will be based on what you’re hoping to do and where you plan to be when you finally retire. With an outline of your hopes and aspirations, you can begin to work out if they’ll be achievable with your financial resources. If not, what are your options? Do you need to work for longer, take a part-time job, or reset your goals? Creating a plan for your post-work income and expenditure is just as important as the planning you put into building your retirement fund.

4.

Is a move on the cards?

For many, retiring from work offers the freedom to relocate –to move to the country, by the sea, or abroad. Whether you’ll be downsizing or upsizing, selling the family home where you raised your children can be an emotional upheaval. A new start in a new area may appeal, but it’s important to consider what you’re leaving behind. If you’ve lived in your home for a long time, how will you ensure you don’t feel isolated and miss friends, family, and the places you know?

5.

How will you pay for it?

In the absence of a final salary pension, the funding for your retirement is now likely to come from a number of different sources, such as your personal savings and investments, as well as the pension you’ve saved into. This will give you a lot of control over your retirement income, but can also be a challenge to ensure your savings will last for what could be a 30 or 40-year retirement. How you withdraw from your accounts should be considered and carefully planned, as it can have significant impact on how long your money will last and also what benefits you could leave your partner when you die.

6.

Taxing matters

When planning to start drawing from your combined pension pot, don’t forget that it pays to take professional tax advice. This will ensure the tax implications are considered and you’ll be able to take full advantage of any tax benefits, allowances and reliefs available to you.

7.

Do you have a bucket list?

Finally, one of the biggest regrets of those in later life is missed opportunities - the things they didn’t do. So consider what you want from life and set out to enjoy it to the full while you still can. Making a list of the things you’d like to do and see can give you a purpose in retirement and sets goals that you can plan for.

What is clear is that retirement no longer has to be a full stop. An all or nothing situation. Many people choose to transition gradually into post-work living. Testing the water by reducing their hours, taking a sabbatical, moving into part-time work or becoming self-employed. You have the freedom to enjoy the retirement you choose.

Planning your future –right up to age 100!

Reaching the age of 100 may seem rather fanciful, but if you were born in 1974 in the UK your chances of becoming a centenarian are 20.4% if you’re a woman and 13.9% if you’re a man.

Whether you’re looking ahead to retirement, about to retire or already retired, we can work with you to ensure you have a plan in place to manage your wealth through a long and rewarding retirement. Our award-winning service uses specialist software to create a bespoke wealth plan for you that allows you to visualise the route you should take, all the way through to age 100.

The future is never certain, and your personalised wealth plan can explore various scenarios – which means you can be as prepared as possible for the unexpected. It’s flexible and, with regular reviews, it can be adapted as markets, and your personal goals and circumstances evolve.

To find out more, call Richard Tribe on 01534 823233 or by email on richard.tribe@nedbankprivatewealth.com nedbankprivatewealth.com

Reaching the age of 100 may seem rather fanciful, but if you were born in 1974 in the UK your chances of becoming a centenarian are 20.4% if you’re a woman and 13.9% if you’re a man.

Welcome to investments tailored for you

At Ravenscroft, our Advisory team understands that some clients may have investment requirements which are not suited to a “one-size fits all” approach. At the heart of our Advisory investment service is the development of a close, ongoing working relationship so that we understand your objectives, your time frames and how you feel about investing and the level of risk you wish to take. This allows us to provide tailored investment recommendations and help shape your portfolio to meet your specific goals.

Whilst you remain in control of investment decisions, we provide the investment expertise to serve as a sounding board, bringing additional support to your choices or an opinion on your investment ideas.

Meet the Jersey Advisory Team

What do you like about the Advisory service?

“The satisfaction of helping clients find the right investment solutions for them. The ability to provide ‘trusted advice’ which is hard to come by and which often extends beyond our core service.”

How we work together

Richard Mason, Senior Portfolio Advisor

Ross Garrard, Senior Portfolio Advisor

Your dedicated advisor will work closely with you to design a portfolio that will meet your individual wealth and investment goals; these could be focused on generating a regular income or on growing the overall sum invested, or a balance of both.

Our investment recommendations are drawn from a wide range of research, industry and market information from which we build our Advisory stock list which is comprised of equities, bonds, investment trusts, funds and commodities.

A personal service

At Ravenscroft, we believe that building an investment portfolio is unique to you, which is why the personal touch is still a core part of our service.

We are always available if you want to talk to your advisor on the phone, by email, or come in for a chat about your investments. While this service is a two-way relationship, the control of your portfolio always remains with you.

Justina Greig, Client Services

From time to time, we will provide new investment ideas that we believe are suitable and interesting to you.

Jenson Holmes, Trainee Portfolio Advisor

Charlie Carpenter, Portfolio Advisor

Shani McBurnie, Client Services

Haydn Taylor, Managing Director, Jersey

Is this the investment service for me?

There is really no one typical client, however as an Advisory client it is key to have an interest in investing and be able to assess recommendations before approving transactions on your account.

Perhaps you’ve gained a high level of understanding of markets through your business career or are a retired investment professional wishing to maintain a close connection with markets and discuss your ideas. If this sounds like you, our Advisory service could be a good fit. Many clients have an interest in their portfolios and, if they are retired, now have more time to spend on them so wish to retain an element of control whilst benefitting from our advice.

However, Advisory is not just for the highly experienced or retired investor. Increasingly, the next generation are also looking to use this service or they act as a party to their parents’ accounts as they build up their own wealth and experience and, in some cases, begin to take control of family assets.

Ultimately your advisory portfolio will be tailored to your needs, experience and understanding.

If you think our Advisory service could be for you and would like to find out more information, or to set up an initial meeting, please email or call one of the Advisory team.

T +44 (0) 1534 722051

E info@ravenscroftgroup.com

“Your dedicated advisor will work closely with you to design a portfolio that will meet your individual wealth and investment goals.”

STRONG RETURNS without compromising on security

Denny Lane, co-founder of Prospect Capital, explains that while he may be unable to predict the next event to impact the economy, he is much more confident when it comes to Prospect Capital’s position and reputation within the specialist lending market and, most importantly, his company’s model.

Specialist financing firm Prospect Capital was launched nine years ago by Denny Lane alongside friend and fellow investment and corporate finance specialist Matthew Lawrence, who is also the company’s single largest investor and chairman. Headquartered in St Helier, the company also has offices in Gibraltar and London and a 12-strong team including an in-house legal expert, highly experienced underwriters and a rigorous compliance department.

Prospect Capital’s strategy is rooted in their entrepreneurial yet prudent approach. “Our expansive network consistently presents us with opportunities,” explains Denny Lane. “Our client base encompasses mainly high-net worth individuals, entrepreneurs, property developers or investors, and I would say the secret of our success is being able to identify the right opportunities with the right individuals.”

In terms of expertise, Prospect Capital excels in high value transactions. Denny explains: “Whilst we are more than happy to consider all loan sizes, our speciality is high value acquisitions and financing, we have the knowledge to understand the more complex proposals and a strong track record in delivering on time sensitive requirements. We also operate a Joint Venture side of the business where we partner with like minded property investors and experienced developers to purchase assets. In some instances, we buy land unconditionally and then work with planning authorities to obtain permission for development. Once the approval has been granted, we either sell the site with the permission in place or we undertake the development ourselves, often working with a construction company in Southampton which Matthew seeded 17 years ago.”

Risk mitigation is paramount for Prospect Capital, as evident from its proposition: Prospect Capital commits its own capital to every transaction. Denny adds, “From an investor’s perspective, our offer is appealing because if we commit to a transaction, we always invest our own money. This means the investors benefit from the security we offer and they know that, in the unlikely event that something goes wrong, our capital will be at risk before theirs, which we understand is very unique in this market.”

Over the past few years, Prospect Capital has continued to grow and strengthen its reputation with consistently positive feedback from their network of partners. Commenting on his company’s position, Denny said: “Because we are in a position to secure our loans against high calibre and reasonably liquid assets such as prime property in London, due to the recent increases in the Bank of England base rate and cost of capital, we are able to provide 9 – 10% plus returns which our local partners have enjoyed for some time.”

“With a recent introduction of additional capital, we are focusing on growth. Therefore, we are once again seeking to engage with like-minded individuals who are seeking excellent returns without compromising on security.”

Notwithstanding the current turbulence in the markets, Denny explains that there are still plenty of opportunities for both investors and borrowers. “Despite the challenging conditions, our clients continue to provide appealing opportunities. On the basis the applicants can demonstrate a strong track record, and the project makes commercial sense with appealing assets in buoyant locations, then we are happy to facilitate.”

To find out more about Prospect Capital and its Co Funding opportunities, please contact them for a personalised appointment on info@prospectcapital.je or call 01534 288 977

www.prospect-capital.co.uk

Prospect Capital co-funders have never suffered a loss of any capital or interest.

We provide attractive and secure returns for our co-funding partners, by placing our capital at first risk not theirs.

The security of our co-funders’ capital is our number one priority.

A passion for learning

In the fast-paced world of finance, professionals often follow traditional career paths, aiming for well-defined goals and benchmarks to take the next step up. However, not every finance expert's journey fits this mould. Joel Graves’ career path has been a little more unconventional and a testament to the power of lifelong learning and the joy of imparting knowledge learned to others.

Joel, an investment director at Rathbones Investment Management International, hails from Bradford in Yorkshire, where he struggled with literacy and writing at school, but soon discovered he had a passion for numbers. "I couldn't write a story for love nor money," he quips, "But I loved numbers, and had a natural gravitation to maths and science. That passion guided me through my education and career. It wasn’t until I reached university that I discovered I was Dyslexic, but I hadn’t let it stop me and found my own way of learning to help me tackle reading and writing."

Joel's journey into finance began when he met his now wife. He had just completed a first class honours degree in physics and sports science, from Loughborough University and had attempted to join the Royal Air Force as an officer but fell short during the rigorous selection process. It was during this period that he met his future wife, who was pursuing a financial services degree.

Joel's interest was sparked when he began reading his future wife’s financial textbooks, marking the start of his self-education in the field. Just before the 2008 financial crisis, he interviewed with HSBC, who offered him a job with the condition of obtaining necessary qualifications. Joel seized this opportunity, worked diligently to gain the qualifications he needed, and began his career in finance.

During his time with HSBC, Joel was offered a two-year secondment in Jersey. Joel and his wife didn’t look back, made Jersey their permanent home and now they have two children. From there Joel moved into investments, eventually to his current role at Rathbones where he manages discretionary and advisory investment portfolios for clients.

His move into investments brought with it the opportunity for more learning and qualifications. One of which Joel considers to be one of the most significant achievements in his career - attaining the Chartered Financial Analyst (CFA) designation. The CFA is known as one of the most challenging qualifications in the finance industry, involving a three-year course with a low pass rate due to the complexity of the subject matter and intensity of the course.

The next step for Joel was to move into teaching alongside his investment career, which has become another rewarding part of his career. “It's challenging but fulfilling at the same time. It allows me to help the next generation of finance professionals while giving back to Jersey.”

One of the battles for Jersey students to achieve professional qualifications like the CFA is that usually they need to leave the island to gain access to the courses, study with others and take the exams, all adding to the stress and cost. So, Joel wanted to do something to remove that barrier and was instrumental in bringing the CFA course to Jersey. In collaboration with the former Jersey International Business School, they developed a programme which led to Joel teaching the subject.

Joel’s approach to teaching is partly down to his dyslexia helping him to recognise that everyone learns differently but he also fondly remembers a physics teacher from his school days, “I remember his approach involved drawing parallels between the science in Star Trek and Star Wars and real-world technology and physics concepts to make the complex more relatable. I use real-life examples and stories to do the same with complex financial concepts. This also benefits my clients’ understanding of their own investments.”

Joel's journey in finance is a testament to the power of passion, perseverance, and an unwavering commitment to self-improvement. For those considering careers in finance, Joel’s advice is to follow your passion. “You’re going to spend a lot of time at work, so do something you genuinely love doing. There is no single career path into finance and you never know where it might lead.”,

I remember his approach involved drawing parallels between the science in Star Trek and Star Wars and real-world technology and physics concepts to make the complex more relatable. I use reallife examples and stories to do the same with complex financial concepts. This also benefits my clients’ understanding of their own investments.

Get sorted.

Many have been running their business for a while and have found themselves staring at spreadsheets not 100% sure of the numbers, wanting more from their accountant but feeling they are all just the same - unable to help and unable to explain what is going on financially in their business.  Even the annual accounts are late and meaningless.

Most successful small business owners admit that while they’re experts in their chosen field, they don’t really know what they’re doing when it comes to the finances.

Pictured left to right;  George Green, Denis Therezien, Laura Turpin and Catherine Day .

AllSorted understands that not everyone is a financial guru, and that’s perfectly okay.  That’s why they have a job!  By offering a fresh, transparent approach, the team at AllSorted are dedicated to cutting through the complexity and presenting the financial story of your business in a simple, easy-tounderstand way.

George Green, Associate Director at AllSorted, commented “We understand that whilst you’re in the thick of it, it can be difficult to see what is going on. You’re also unlikely to have the financial training or experience to see how you are really doing. If these feelings resonate with you, that’s where AllSorted can partner with you to help you see the wood for the trees.”

Laura Turpin, Head of Tax at AllSorted, added, “We want to work with clients who care about their numbers being accurate, who are ambitious and friendly but above all else, understand that they don’t know everything and can see the benefit in getting advice.”

“My job is to make my clients aware of their tax obligations and ensure that they’re not paying more tax than they should be.  With the confidence of knowing that your numbers are accurate, you’ll have the ability to make better informed decisions. Our clients can relax, knowing that their tax, bookkeeping and accounting needs are ‘AllSorted’.  They’re able to focus their time and resources on the areas of their business they really want and need to.”

Many business owners agree that receiving an unexpected bill, or worse still, an expected bill for an unexpected amount, is a common problem.   In contrast to most accountancy

practices, AllSorted can provide a fixed-price service on a monthly retainer.  Their fullthrottle approach to customer service includes a money back guarantee, offering their clients a refund if, for some reason, they’re not happy with the service provided in a particular month.

The team at AllSorted are evolving the standard client-accountant relationship by asking their prospective clients “are we a good fit for you?”.  Typical AllSorted clients are ambitious and growing yet that growth has not turned into extra cash in the bank.  Ultimately, they’re not 100% sure why and want to know. AllSorted enjoy working with clients who understand that managing by numbers is wrong but managing the numbers is vital.

You’ll find the AllSorted team on Hope Street, St Helier, an apt location for a team that have big aspirations for their ambitious clients.  A whistle-stop tour of their new website, allsorted.je, provides evidence of the AllSorted ethos.  They believe that true professionalism is having the courage to care about their people, their customers and their businesses and know that having a purpose higher than just producing accounts and tax returns inspires everyone involved.

It's a hugely exciting time for AllSorted’s team and their clients, as George explains “we really value the close relationships that are formed from working with our customers on such a regular basis and we truly believe that great communication is at the core of every strong relationship.  Ultimately, we want to make our customers’ lives easier by putting meaning behind the numbers on the page!”.

Head over to allsorted.je to find out more about how you can have your tax and accountancy needs, AllSorted.

We want to work with clients who care about their numbers being accurate, who are ambitious and friendly but above all else, understand that they don’t know everything and can see the benefit in getting advice.”

Ultimately, we want to make our customers’ lives easier by putting meaning behind the numbers on the page!

BIJOU: Meet the Brains Behind the Island’s Best Boutiques. We’re going to be featuring a local independent jersey boutique owner in each edition. or meet them all NOW at gallery.je/boutiques

Denise Nicholls & Salima Frigot

Continuing with our series of small business spotlights on the island’s best boutiques, we met with Salima Frigot and Denise Nicholls of The Trading Point. Amongst the historic setting of their gifting enterprise we chatted about how the idea for their own business came about and the history of the beautiful building they’re based.

It’s probably the last thing you’d expect to find nestled in the quiet green lanes of St Lawrence - but that is where you’ll discover the lifestyle and gifting hub, The Trading Point. Taking in its exterior you’d be forgiven for thinking you’d stumbled back in time and were looking at a general store frontage from years gone by. Indeed the building

hasn’t changed much since its construction, “the shop has remained pretty much untouched since it was built as a general store in 1840,” observes Salima - one half of the gifting powerhouse that make up The Trading Points team. “Having worked with the original interior to display stock, there are always lots of comments about the old memorabilia that sits on the top shelves,” Salima continues, “the space is very unusual,” she laughs. And she’s not wrong - the store is a warren of rooms and floors with each wonky nook and cranny displaying handmade ceramics, original art, bespoke linen homeware, organic skincare ranges, home fragrances, baskets or local food produce. “If people haven’t visited us before, they are usually surprised by the size and amount of items on display!”

Words Becky Palmano Photography: Danny Evans

The Trading Point was launched in July 2021 by Salima and Denise after they met six months earlier “I first met Salima when she was browsing through my French products at a busy Christmas market” Denise remembers, she came to my home studio and things developed from there. “I kept thinking about the lovely aromatic products and unique ceramics and so broached the subject of a new business idea with Denise in the New Year,” says Salima. As it turns out Denise was considering expanding her own business, Found In France - selling artisan products found quite literally over the pond. With a combined background in fashion buying and graphic design, Salima and Denise shaped the idea for their boutique over a coffee and a dog walk. “We had different experiences to bring to the table, but ultimately had the same vision of the shop” both agree. “We chatted about where we could find a great location, something a little different and a shop name that would be inclusive for environmentally friendly suppliers from France and Jersey, and ultimately a few handpicked brands from the UK,” Denise explains. So the idea of a brand new business - The Trading Point - was born.

Both envisioned a welcoming space showcasing artisan homeware and gifts, an idea welcomed by David Hick who’s aforementioned 1840 building had stood empty for a couple of years. Initially housing just a handful of Jersey based companies, today The Trading Point stocks 50 local businesses alongside some small French brands and a handful of family run companies from the UK, many with a link to Jersey. There are hand-crafted cards and badges by small business stitcher Katie’s Shed and paintings by local artist Louise Ramsay who’s depiction of Moignard Liberation Garden in St.Lawrence is just a short jaunt down from the store. Clare

Stotesbury of Bonsai regularly swings by, stocking up her display of beautifully simple and original handmade ceramics. There are upcycled Jersey Bean keyrings from A Little Bit Of ALBO who uses leftover kitchen worktops and upcycles them into keyrings, wool drying balls (a reusable fabric softener) from the super talented Cathryn of local felt design brand Skaapie “who seems to be able to make anything from wool,” says Denise. There is a help yourself, grab and go coffee in the greenhouse and handtied mixed bunches of flowers by Andrew Bloom and Mark Howe delivered at the weekends - it all feels so wonderfully wholesome and informal, but also very, very inviting. “It’s really lovely to support so many local businesses,” says Salima, “just simply to pass on all the positive feedback from customers is amazing.”

On our shopping list from top to bottom...:

Haomy Linen Bags, £32

Madam Stolzt Handmade Quilt, £110

Paddywax Salt and Sage Candle, £25

Savon Liquide Marseille Shea Soup, £20

Spritz Wellness Aromatherapy Eye Pillow, £28

These aren’t just frivolous products chosen solely for their appearance. Underpinning the beautiful stock are either stories of giving back; there are eco-friendly ocean inspired bamboo lunch boxes from Emilie O’Connor Home Store who gives 5% of her profits to cleaning up the sea; or stories of supporting fellow female-founded businesses such as Ark Colour Design, a fun and affordable leather keyring and bookmark manufacturer by Jane Richards and Amy Lindsay based in Scotland. It is clear that every piece on display in The Trading Point has been carefully curated and considered, adding another layer of desirability to an already stellar array of stock. “Don’t leave without some beautiful soap from Savon Marseille,” Salima tells me, “it’s completely natural, smells amazing and is very nourishing, it makes a lovely gift or treat for yourself and transforms bathrooms and kitchens.” That goes into my already overflowing shopping basket of French linens, hand-poured tin candles and a kooky but beautiful fish vase from an Italian designer.

What does being a boutique owner mean to you, I ask them (before I bankrupt myself), “we get to meet so many interesting customers, lots of whom remember the shop from their childhood,” Denise says, “and it means being able to give a really personal service.” “It means everything to us,” Salima adds, and you know what, I believe them.

The Trading Point is open Tuesday-Saturday 10am-5pm and is located at Alexandra House, Carrefour Selous, St Lawrence, JE3 1EL, next to David Hick Interiors.

thetradingpointjersey

“Local businesses often ask them for feedback and it is always a joy to tell them how well their products are selling - a feeling we doubt will ever wear off.”

Movers&Shakers

Danny heads to SaSo

Daniel Guy has joined local investment management and financial advisers, SaSo Strategic, as Head of Business Development. This is a new role for the business, which is keen to grow its client base and support the broader community in Jersey and Guernsey.

SaSo, which sounds like a new cool area of New York (see SoHo, NoLIta, TriBeCa) is a Jersey-based financial advisers. Danny, as he likes to be called, is currently studying towards the required set of qualifications, so he can begin advising SaSo’s clients on their financial planning needs. He is also keen to focus on effective relationship management to support SaSo’s existing client base and develop relationships with new contacts.

Danny is particularly interested in investment analytics. He enjoys researching companies to gain a better understanding of their true potential. Equipped with his newly sought knowledge, he enjoys sharing his advice with clients and guiding them on how best to invest and generate future wealth. He offers broad experience in portfolio management, having co-managed an extensive, bespoke discretionary portfolio for RBC for many years. Danny spent fifteen years with the Canadian institution and then moved to Intertrust for a short time to manage the private equity team’s North American desk.

Before his role at SaSo, Danny worked for Sancus. His role was focused on the origination aspect of the business. His responsibilities included meeting potential contacts, generating leads, and writing new loans. He would also regularly attend site visits to review the progress of development projects that Sancus’ clients had invested in.

Outside of work, Danny is a keen sportsman. During his time in Edinburgh, Danny played American football, and since arriving in Jersey, Danny loves a round of golf and currently represents Jersey in softball. Danny and his partner, Lauren, are also big dog lovers and own a Rhodesian Ridgeback called Cooper.

HIGHVERN strengthens private wealth team

HIGHVERN has appointed Katie Douglas as an Associate Director in its Jersey private wealth team.

In her new role, Katie will be managing highvalue client relationships and working on complex private wealth structures with an international client base. She will also be working closely with Richard Joynt, Head of Family Office, to support the wide array of services offered by HIGHVERN to its family office clients.

Katie brings a huge breadth of experience to HIGHVERN ( a company whose upper-case branding always makes it sound a bit like it’s shouting) with a career in the trust and fiduciary sector spanning more than 18 years. She specialises in the administration and management of structures for high and ultrahigh net worth families and has considerable experience of working with UK resident, nondomiciled clients.

She has previously been listed in eprivateclient’s Top 35 Under 35 private client practitioners, now known as the Next Gen Leaders list. Katie said: “I am incredibly happy to have joined HIGHVERN which has such an excellent reputation within the industry. I look forward to making my mark in the firm, contributing to its first-class standards of client service and exceeding the expectations of our clients and their advisors.”

Danny Guy

Katie Douglas

Life in Finance 2023

Jersey has been a leading international finance centre for more than 60 years, thanks to its forward-thinking approach and an active network of finance firms around the world. A career in Jersey’s finance industry is an attractive option for young professionals looking to broaden their horizons, make a positive impact on the future of the Island and work in a diverse industry.

The Life in Finance scheme offers sixth-form students a taste of working in finance through work placements. It gives students the opportunity to learn more about the variety of roles available within the finance industry, which allows them to gain valuable insights and make long-lasting connections with firms in the Island.

This year we visited all local sixth-form colleges and schools to talk to students about our Life in Finance scheme. We also provided them with information about what working in the finance industry looks like and the many options available to them. For the firms involved, the scheme offers some insight into the value our young people can add to the industry, learning from them in the process.

We were delighted to run our Life in Finance work placement scheme again in 2023.

Take a look at what some of our students and firms thought of the Life in Finance scheme:

Dylan: “My time at EY has been thoroughly enjoyable. I have had the pleasure of interacting with EY’s friendly and supportive working community and I have gained valuable insight into working in Audit. This experience has opened my eyes to the many great opportunities available on the Island within the financial sector.”

EY: “It has been a real pleasure having Dylan join us at EY as part of Jersey Finance’s Life in Finance scheme. Dylan has shown great enthusiasm and an active interest in learning more about working in Audit. He has shown great confidence when interacting with members of the team and is proactive with tasks set for him. The Life in Finance scheme is an invaluable opportunity that gives young people a taste of the working world and an idea of what exciting possibilities their future after finishing education could hold.”

Billy: ”For my Life in Finance placement, I was allocated to Langham Hall. So far, I feel the week has gone well and I have enjoyed working with the team on things from client distribution to client invoices. This week has given me a detailed insight into what it would be like to work in the finance industry. I feel I gained a valuable skill set and a detailed idea of what Langham Hall do on a daily basis as well as what clients they have and the Langham Hall way of working.”

Langham Hall: “Billy worked in one of our Funds teams. We thoroughly enjoyed having Billy with us and are pleased that he felt he gained valuable insight, not only to the industry itself, but more importantly, to our culture here at Langham Hall. Young people today are searching for a workplace that is not only supportive and progressive, but also that cares about the individual. We value our employees and are pleased to have been able to support the Life in Finance scheme.”

Joel: “My experience of the Life in Finance scheme was excellent, KPMG is a great place to learn new things but also meet new people. Gaining this experience will help me develop my skills but also help me decide what I want for the future.”

KPMG: “It has been a pleasure to welcome Joel to KPMG as part of Jersey Finance’s Life in Finance scheme this year. During his time with us, Joel has had the opportunity to sit with our Audit and Tax teams and gain an insight into the working life as an accounting professional. He has shown a real willingness to get involved with the tasks set for him and has not been afraid to ask plenty of questions throughout the week. We hope to welcome Joel back to KPMG in the future.”

Archie: “The Life in Finance scheme has been useful for me to get a well-rounded experience of the financial workplace. The Grant Thornton staff made sure I was always busy with various tasks, for example tracing client records to supporting documents, and reading and casting financial statements. I can say that I have picked up some great work experience and enjoyed my placement.”

Grant Thornton: “Archie is a young professional who has shown a keen sense of detail in his work, which is in an integral part of our line of work in audit and assurance. His willingness to help and his attitude towards learning, and understanding tasks assigned, made it easy for us to establish a good working relationship.”

To find out more about a potential career in finance and our Life in Finance 2023 scheme visit: jerseyfinance.je/working-in-finance/life-in-finance

Moments that mattered

James Matthewson, digital marketing guru and the Jersey Institute of Directors’ director of the month, tells us why the best things in life were those he least expected and why working in Jersey ticks so many boxes for him.

If I was asked a year ago, could I see myself working in the art world I would have laughed out loud. I have zero art background, but it’s an intriguing industry moving into a new digital space from tracking art pieces around the globe, to the growing popularity of NFTs and I think we are on the cusp of something really different. I want to be at the forefront of these developments, understanding how marketing, brand and opportunity play into what digital offers.

Moving to Jersey brought a new dimension to my work. Whilst the marketing principles for my businesses remain the same, the approach does needs to shift especially with something very local and community based like Pizzabox. The islands brings its own challenges but also opportunities, I’m able to become a big fish in a small pond and access individuals I could not have when based in the UK. Meeting new pockets of people is so important to me and building my brands so I try and network as much as possible.

The story of my life and career to date could be neatly summarized as a series of happy accidents. I certainly didn’t set out to achieve what I currently do now, or anything so clear and calculated, I’ve always just followed my instincts. From starting young selling coconut-ice at school to running six successful businesses, it’s been a journey full of opportunities that I’ve been fortunate enough to seize.

Being an entrepreneur means something different to everyone, but I describe it as a collection of projects that excite me and get me out of bed every day. From my ambassador role at Digital Jersey, to baking pizza at the Knockout Challenge event, I love taking on something that requires work and putting my spin on it, seeing that time and effort eventually flourish. But more than the money or profit that’s generated, I’m in it for the people and the chase. Each one of my brands has great individuals and story at the heart of them and that’s what sells.

I may be showing my age, but the discovery of the world wide web was a significant moment for me and my career. Not only did the platform grant me access to teach myself many skills from scratch, but it showed me the vast possibility for growth and evolution for all businesses. That’s why I like to be at the forefront of new developments, to be the first to unlock that potential. Now through my teaching role at Digital Jersey, I can share the benefit of that experience and give people on the island some of that ‘big city’ mentality and global outlook from a brand perspective.

Promoting luxury publications, selling funky pet art, and making pizzas may sound like a jumble of very distinct interests but there is a commonality to my investment projects. Technology is my jam, so all my brands have an angle of utilizing digital/tech in their advancement. This could be through distribution or the evolution of the asset class such as Crypto currency. I like to have innovation and excitement around building brands and thankfully there is very little space that technology and digital marketing no longer touches.

I’m most proud of what we’ve achieved with Pizzabox, taking a small business and producing a six-figure profit in a short space of time without any paid advertising. Reputation has to sit at the heart of any business in Jersey because of the size of the market and I think locals really enjoy that we are family run. Quality and consistency are values I will never compromise on because word of mouth is a key driver here.

I could never do a job in which I had to stay in my lane and focus purely on one thing. I don’t deal well with authority, so I was always going to be a maverick and my own boss. This is why the non-traditional route to ‘success’ is something I would always advocate. Whilst my daughter is going to University and chosen the academic path to start her career I’ve done my best to present her with as many different options as I can. I didn’t leave school with particularly great qualifications, but I’ve published a book, become a professor and in my opinion done alright!

Moving to Jersey brought a new dimension to my work. Whilst the marketing principles for my businesses remain the same, the approach does needs to shift especially with something very local and community based like Pizzabox.

“We highly recommend AllSorted for their exceptional guidance and personalised approach. Their financial reporting has made a significant impact on our business.”

AllSorted

01534 766233

office@allsorted.je

Tim De Gruchy

Managing Director, Signtech

Most of us get our daily news online now, but there’s nothing like the impact provided by the pages of a quality print title. Gallery sits proudly on the coffee tables of Jersey, ready to flick through for days, weeks, and months after you’ve forgotten that latest five-second cat video or meme.

If you’re a business planning your 2024 media mix, make sure you add some premium print to your Google or social media campaign.

Contact Ceri Baker on 811100 or email advertising@gallery.je

In a world of doomscrolling handheld screens, there is still a place for magazines.

We check out St Aubin’s latest tasty venue. ROUND ONE.

Many years ago, I was a partner in the opening of a restaurant or event space. It was a gritty experience. Witnessing the wiring under the board of an F&B (food and beverage) business was enough to put me off for life. It might have been the challenges of a difficult partnership, but even with an event-based, guaranteed number of customers, it’s impossible to predict demand. People arrive; some eat, some don’t. It’s a gamble.

SSeeing half of what the chef had created thrown away at the end of the night was soul-destroying and felt so wasteful. And we knew who was coming. If I extrapolate that scenario into a regular restaurant setting where you can’t accurately predict whether everyone is going to arrive for dinner each day, I find it terrifying. I therefore take my hat off to anyone who opens a restaurant.

When I was invited to visit The Loft in St. Aubin last month, ahead of its official opening, I was keen to see how a friend had embraced a new-found life as St. Aubin’s newest coffee shop and pizza restaurant proprietor. The Loft was developed from the ground up this year on the former site of the Lovejoys antique shop. The interior design and building fit-out are a credit to the developer and the vision that owners Dave Double and

Rob Morton had for the space. The traditional structure of the building is complimented by tasteful and considerate fixtures and fittings that make for a casual, relaxed environment in which to sip coffee and kick back with pizza.

I’d popped in for coffee on a previous occasion, but tonight was all about the dough. The kitchen staff were to be tested to their limit on this ‘test’ night, with all hands on deck to determine what holes they might find ahead of opening the following week. With the oven fired, planches ready, and dough prepped, the staff got to grips with our orders. The menu is pizza-centric but has a variety of starter options. In the spirit of testing the menu, our group ordered just about all the starter options: ceviche, insalata caprese, beef carpaccio, and anitpasti board. All were served promptly and were both light and tasty. With a dough-based main course to follow, that’s just what you’re after in this sort of scenario. I’m a big fan of a tuna ceviche and wasn’t disappointed, only wanting a little focaccia to soak up the oils and capers left on my place.

As it was a tester sitting, The Loft’s alcohol licence wasn’t in place yet, so we sipped out Kombuchas and BYO drinks as we waited for the pizzas to cook. They arrived warm, fresh, and doughy. The focus here is hand-stretched Neapolitan pizzas with fluffy crusts that you can dip in a variety of optional sauces, including naughty (but nice) garlic butter.

The pizza style is similar to the pizzas they used to serve in the great little Pizza Projekt on Market Street. It’s as much about the dough as it is about the toppings, and both elements were tasty and rewarding. These aren’t the sort of pizzas you find in enormous takeout boxes; there is definitely a quality over circumference approach here. Let’s face it, it’s all too easy to overeat pizza, but the 11-inch (or slightly smaller once cooked, in particular the gluten-free) pizza on offer here is a perfect portion.

This is early evening dining at its best, particularly if you have kids. Casual, convenient, and family-friendly, The Loft will no doubt be a firm addition to the island’s restaurant shortlist.

GOOD VIBES ONLY

Throughout Jamaica, lies a drink synonymous with the island's vibrant and pulsating culture — rum. Just as Jamaican music flows from the heart and lingers in memory, so does the distinctive taste of Jamaica Rum Vibes; a sparkling pre-mixed rum-based drink made with the meticulous blend of authentic Jamaican white rum sourced from some of the island's best distilleries.

Tamoy Carter, the founder of Jamaica Rum Vibes, migrated to the UK more than a decade ago. He launched Jamaica Rum Vibes as a testament to his homeland’s rich heritage. Reminiscing on the story of his grandfather’s horse-driven sugar cane mill to the rum bar that was the community’s heartbeat in the local community, his connection to the island’s rich rum culture cultivates a distinctive flair in the brand.

In Jamaica, rum is more than a drink. It’s a way of life, a mark of community, and a connection to the past. This beautiful Caribbean island boasts more rum bars per square mile than any other country worldwide, a testament to rum’s deep-rooted association with the island’s cultural fabric. With Jamaica Rum Vibes, Tamoy seeks to share this enduring rum culture with the world.

Remarkably, Jamaica Rum Vibes achieves harmonious balance without the use of artificial colours, flavours, sweeteners, or preservatives. They are available in two flavours, Rum & Lime and Rum & Ginger, with a dash of lime perfectly blended at 4.5% abv. The result is a natural, refreshing sparkling rum drink that’s the epitome of true Jamaican spirit.

Coffeehouse open Monday –Sunday: 08:00am – 5pm

Pizzeria open Wednesday –Saturday 5pm – 9:00pm Sundays – 12:00pm –6pm

@theloft.social

And now this delicious drink is available on our lovely island! Launched this summer, it is now available at the likes of Alliance, Morrisons, Checkers Express, and so many more. “I have been discussing with the Jamaican Rum Vibes team and Randalls for over a year how to import it, and after amazing feedback at our summer launch, I knew it was the right decision. Everyone who has tried it has loved it, so if it isn’t in your local shop or bar, please feel free to ask them to contact the team at Randalls,” said Roland Topf, the Channel Islands agent. Bringing the Jamaican Vibes to Jersey!

The Loft, Seagull House, la Neuve Route, St Aubin

These aren’t the sort of pizzas you find in enormous takeaway boxes, there is definitely a quality over circumference approach here.

A vine INVESTMENT

From steadiness to scarcity, there are a number of factors that make wine an attractive opportunity. We take a detailed look at precisely why it can be such a noteworthy investment.

With fine wines appreciating by more than 320% between 2004 and 2021, savvy investors around the world continue to raise a glass to this luxurious – yet accessible – asset class. This increase, after all, equates to an average return of approximately 18.8% over the past 17 years, meaning that some lucky investors might have doubled their initial investment every six years.

This success looks set to continue, too. Fine wine ended 2022 with a 20.54% annual return – outperforming both traditional financial assets and alternative assets like gold, which ended the year with a 1.55% return.

In fact, a recent Wine Cap report stated that UK wealth managers see demand for fine wine comfortably outstripping other passion assets. Almost all (96%) expect demand to increase, with three out of five (60%) saying that it will increase “significantly”. This placed fine wine comfortably ahead of watches (86%) and luxury handbags (80%) in second and third place respectively. Other well-established passion assets such as art (68%) and classic cars (62%) placed much lower in sixth and tenth place.

Meanwhile, the Knight Frank Wealth Report 2023 reported that 39% of ultra high net worth individuals (UHNWIs) are likely to invest in wine this year, with an average portfolio allocation of 10%. The report even boldly states that, “...interest in alternatives is on the rise and will be where wealth is grown over the coming decade.”

The technicalities

Before delving in, there are some details that it’s worth understanding about investing in wine.

First and foremost, wine is a depreciating asset – meaning that unlike art, cars or watches, it gets consumed. That scarcity means that the few bottles that still exist gain in value. What’s more, there is a limit to how many can be produced each year. As such, the longer wine is kept – as long as it’s still within its drinking window – the more it’s going to go up in price.

Also of key importance is the fact that wine, in comparison to all other alternative asset classes, is not subject to tax. As long as you buy the wines ‘in bond’, you don’t have to pay duty or VAT.

‘Bonded storage’ is a special facility that is essentially considered to be offshore. This is because the government gives licences to particular logistics and storage companies, and part of those businesses will have bonded warehouses within their framework.

So, if alcohol is being imported, the product can enter the UK into a warehouse that’s regulated by HMRC, meaning that it can arrive duty and tax free. There is also no payable VAT until it is removed from bond or delivered to someone’s home.

Words: Sophie Marie Atkinson

So, when wine is being traded, it’s sold in bond, which means any future liability is passed on to the buyer. All of this makes it a very tax efficient asset.

Another attraction of investing in wine is that, unlike shares or buy-to-let properties, investors do not need to pay capital gains tax (CGT) on any realised profits. This notion has come under review several times in the last five years – but the Revenue and the Exchequer are still not showing any interest in changing it. (It’s also worth noting that fortified wines, such as port and madeira, and spirits usually do not qualify for this exemption from CGT because they are considered to be a commodity that has a predictably useful life of more than 50 years.)

The risks

Wine is not a registered or regulated industry – which means that investors are not protected by the Financial Services Compensation Scheme, should something go wrong.

Markets like this, sadly, can attract scammers. And while there are a whole host of reputable wine merchants out there, there’s also an abundance of tricksters looking to extract money from those keen to invest in this alternative asset class.

In fact, it’s thought that over the past 20 years, investors have lost in excess of £250 million to drinks investment and associated scams. One British con artist, Casey Alexander, defrauded at least 150 elderly American investors of more than $13 million in a single but elaborate scheme that promised big returns on wine and whiskey investments.

The ones to watch

In recent years, according to Bloomberg, Champagne has become one of the best investments from a fine wone POV. In fact, in November 2022, it became the third-most-traded region behind two of the more classic wine investments –Bordeaux and Burgundy.

Certain vintages have seen their prices more than triple: a case of the 2012 Salon Le Mesnil went up from $4,670 to $15,485 between January and September 2022 – giving an incredible 232% increase. And even outside of the industry, Champagne has been giving the S&P 500 as well as gold a run for their money.

Ten top traded wines

The 10 most traded wines by value on the Liv-ex Fine Wine 1000 index, which tracks 1,000 wines from across the world.

1. Louis Roederer, Cristal 2008

2. Louis Roederer, Cristal 2014

3. Dom Pérignon 2012

4. Château Lafite Rothschild 2018

5. Château Mouton Rothschild 2000

6. Screaming Eagle, Cabernet Sauvignon 2019

7. Tenuta San Guido, Sassicaia 2019

8. Dom Pérignon 2008

9. Domaine Leflaive, Montrachet Grand Cru 2003

10. Château Lafite Rothschild, Carruades de Lafite 2019

when wine is being traded, it’s sold in bond, which means any future liability is passed on to the buyer. All of this makes it a very tax efficient asset.

My Jersey

PAUL SHARKEY

Paul Sharkey has been a lifelong musiclover. When the opportunity arose to switch out sales at JT to buy the island’s only true music shop, he couldn’t refuse. Since taking over, subtle changes to the windows now pronounce ‘It may get loud’. That seems to very much symbolise Paul’s desire to elevate the established business, offering new in-store music sessions and a new supply contract with Gibson guitars. We caught up with Paul to see what his perfect life in Jersey sounds like.

Home is?

In the culture capital of Grouville, down a quiet green lane. Our house makes up for the quietness, with my wife, two children, one dog, and a lazy old cat. There was never a dull moment.

What does your weekend ritual involve?

Saturdays are our busiest days in the shop, which involves an early start of 9:30am. For a musician, that’s a tough gig! I start with some choice tunes and coffee, then down to some hard graft, chatting to fellow Musos. By late afternoon, it was time to road test some of the new stock. This really does not feel like work. Sunday is time for the family, with football and horse riding on the agenda.

The best brunch on the island?

I habe so many family favourites. I love a toastie down at the Hungry Whale, they have decent coffee too. I’ll head out West to Kismet Cabana for a bit of spice and I also love The Yard, my kids love the ‘waffles your way’.

And what about the best place for a weekday coffee?

I can’t live without my Allpress Coffee from Dandy.

Do you have a favourite island walk?

We have loads, and my children love being outdoors. Walking our dog around St. Catherine’s Woods, bike rides around Gorey, and a pit stop at the Dolphin.

Illustration: Emily Habin

What do you do to keep fit?

I bench press Gibson and Marshall Amps for fun.

Are there any shops you couldn’t live without on the island? It has to be the market, with loads of cool independents. Where else can you buy cabbage, vinyl, and Italian cheese? It’s the cultural hub of our island.

Which restaurant would you recommend to someone visiting Jersey for the first time?

We are blessed with so many amazing restaurants. I love Awabi, La Bouche, The Yard, and Kismet, all run by passionate Rock’n’Roll Foodies. They take the old classics but bring a modern twist.

Where do you go to let your hair down?

It has to be my spiritual home; The Blue Note, the best boozer in town! It’s run by mates of mine; Tomaz and Elwira. If you want to hear live music and tread on St. Heliers stickiest carpet, this is the place.

Where do you take friends when they visit the island?

My wife loves Plemont and takes everyone there, regardless of the weather. The Dolphin Pub is always a winner, a proper sun trap, and full of characters.

Where’s the best place to take a dip?

Gorey Slipway for a morning high tide dip, followed by a Rhona’s for a Bacon and Sausage Roll.

What’s your favourite beach and why?

Beauport is like being stranded on a desert island. I don’t get to visit enough, but it’s always special when the tide is up.

Where on the island do you feel most inspired?

I get inspired by people who have a love and passion for the things that they believe in, particularly people who are involved in the arts and culture on the island. It’s a hard slog, but you do it for the love; it’s infectious and pushes you to think of creative ways to reinvent what’s gone before you.

And where do you enjoy working?

I now have the perfect job running Jersey’s only music shop. Every day you will find me front of house in my shop, chatting about music. It honestly doesn’t feel like work; for me personally, nothing is more rewarding than helping someone find their dream instrument.

What are you working on at the moment?

If you have passed recently, you will see all the new graphics and new colour scheme in the front of the shop. Now we are finishing off the back of the shop. This will allow us to branch out with some in-store sessions with local musicians to really push the digital content. I am a firm believer that music shops should be the coolest and most inspiring places in town. Now that we have landed the Gibson/Epiphone contract, we are definitely moving in the right direction.

@islandmusicjsy

Diabetes Jersey is a Jersey-registered charity (110) and a member of the association of Jersey Charities.