The Nail, February, 2013 by Home Builders Association of Middle Tennessee (HBAMT)

February 22-24, 2013 Williamson County AgEXPOPark Exhibitor application & contract for exhibit space Name _____________________________________________ Company __________________________________________ Address ___________________________________________

Return this completed form to the HBAMT to reserve your space at the 2013 Home Show!

City ___________________________ St _____ Zip ________ Phone ____________________ Fax _____________________

Member Rates*

Mobile ____________________________________________

First booth (10’ x 10’) ............................................................... $595 Additional booths (10’ x 10’) .................................................. $495

Email _____________________________________________

Non-Member Rates First booth (10’ x 10’) ............................................................ $1,200 Additional booths (10’ x 10’) ............................................... $1,200

PLEASE LIST ALL PRODUCTS & SERVICES YOU WISH TO EXHIBIT This is mandatory (Please see Rule #1 in Show Regulations)

Members and Non-Members: A 50% deposit holds your booth. Full balance must be paid by January 1, 2013, no exceptions.

___________________________________________________ ___________________________________________________ ___________________________________________________ Do you have something new to the market?

Yes No

Will you need to have a truck/van in the building? Yes No Estimated time you will need to set up your display _________ Your move in time will be sent to you before the show.

Number of booths ___________________ List 3 choices of booth locations: 1st ___________ 2nd ___________ 3rd ___________ Are you a member of the HBAMT? _________________ If you are interested in an HBAMT membership please call (615) 377-1055. Amount Enclosed ________ Payment: Check Visa/Mastercard Card Number _________________________ Exp. _________ Name on Card (Please Print) _________________________________ Signature __________________________________________ I HAVE READ AND AGREE TO ABIDE BY ALL SHOW RULES AND REGULATIONS Applicants signature: _______________________________________________ Date: ______________________________________

FOR MORE INFORMATION VISIT WWW.HBAMT.ORG AND GO TO HOME SHOW Please return completed application with payment to:

Home Builders Association of Middle Tennessee 9007 Overlook Boulevard, Brentwood, TN 37027 | Phone: (615) 377-1055 Fax: (615) 377-1077

THE

NAIL The official magazine of Home Builders Association of Middle Tennessee President James Franks Vice President Michael Dillon Secretary/Treasurer Trey Lewis Executive Vice President John Sheley

Editor and Designer Jim Argo Staff Connie Nicley Pat Newsome

CONFERENCE ROOMS AVAILABLE Need space for an upcoming meeting, seminar or special event? Call the Home Builders Association and reserve one (or both) of the spacious, first-floor conference areas. Located in the heart of Brentwood at the HBA’s first-class office building, each room makes an ideal venue for both business and social engagements alike.

Boardroom Members Non-members -

$350* $600*

Classroom Members Non-members -

$250* $500*

Rooms are reserved on a first-come, first-serve basis. Call (615) 377-1055 for availability and reservation information. *Each room requires a deposit of $100 (refundable) and half the amount of the rental fee due prior to date of occupancy. Boardroom furniture may not be taken from the room or rearranged. The Home Builders Association of Middle Tennessee

9007 Overlook Blvd., Brentwood, TN 37027 615/377-1055 Fax: 377-1077

THE NAIL is published monthly by the Home Builders Association of Middle Tennessee, a non-profit trade association dedicated to promoting the American dream of homeownership to all residents of Middle Tennessee. SUBMISSIONS: THE NAIL welcomes manuscripts and photos related to the Middle Tennessee housing industry for publication. Editor reserves the right to edit due to content and space limitations. POSTMASTER: Please send address changes to: HBAMT, 9007 Overlook Boulevard, Brentwood, TN 37027. Phone: (615) 377-1055.

FEATURES 8 Metrostudy Forecast draws big crowds to LP Field The HBAMT’s “Economic Forecast and Building Industry Update,” presented by Metrostudy, was a hit drawing big crowds to LP Field last month.

10-12 Showcase of New Homes entry forms here! The 2013 Showcase of New Homes is set for this May. Find your entry forms here and return them to the HBAMT to ensure your place in the big event.

DEPARTMENTS 6 News & Information 13 SPIKE Club Report 14 February Calendar 14 Chapters and Councils

ON THE COVER:

www.hbamt.org

The Home Show returns THIS month to the AgEXPOPark for a 3 day run starting Friday, February 22nd. There still might be time to secure your exhibit booth. Call the HBAMT for details. Then omplete the registration form on page 3 and submit it to the HBAMT ASAP.

February 2013 z The NAIL 5

NEWS&INFO

Terry Cobb, Metro Codes Director, spoke to the HBAMT’s Green Building Council (GBC) last month. Cobb, shown standing above, presented an “Energy Codes Update” to members in attendance at the HBAMT offices. Special thanks to All American Pest Control for sponsoring the meeting.

Housing starts up 12.1 percent in December olid gains in both single-family and multifamily housing production resulted in nationwide housing starts rising 12.1 percent to a seasonally adjusted annual rate of 954,000 units in December, according to newly released data from the U.S. Commerce Department. This is the highest level of new home production since June of 2008. “Builders have become increasingly optimistic about conditions in local housing markets in recent months and this report underscores that the housing recovery is well on its way,” said Barry Rutenberg, chairman of the National Association of Home Builders (NAHB) and a home builder from Gainesville, Fla. “With inventories of new homes at razor thin levels, builders are moving prudently to break ground on new construction ahead of the spring buying season to meet increasing demand.” “Overall, this report represents a solid ending to 2012 and a promising start to 2013,” said NAHB senior economist Robert Denk. “Multifamily production is almost back to normal levels and while single-family starts still have a way to go, they are gaining momentum.

6 The NAIL z February 2013

This trend could be even stronger if not for persistently tight credit conditions for home buyers, flawed appraisal values and uncertainties regarding economic policy debates in Washington.” Single-family housing starts rose 8.1 percent to a seasonally adjusted annual rate of 616,000 units in December, while multifamily production jumped 23.1 percent, to 338,000 units. Combined single-family and multifamily starts activity was up across all regions in December. The Northeast posted a gain of 21.4 percent, the Midwest was up 24.7 percent, the South posted a 3.8 percent increase and the West was up 18.7 percent. Permit issuance, which can be a harbinger of future building activity, held virtually steady at a 903,000-unit rate in December. Single-family permits rose for a fourth consecutive month, by 1.8 percent to 578,000 units while multifamily permits declined 2.1 percent to 325,000 units. Regionally, permits rose 19 percent in the Northeast and 6.6 percent in the West while the South and Midwest posted respective declines of 3.4 percent and 5.7 percent.

RMC President Don Mahone welcomes members to the countil’s January meeting at the HBAMT. RMC members were admitted free thanks to sponsor and guest speaker Tim Shaver from Tim Shaver & Associates. Shaver delivered a presentation titled “Selling Your Value versus Quoting Prices.”

Robert Anderson from Legacy Financial Group talks with HBAMT members about Health Insurance Coverage Plans available to them through Legacy and Blue Cross, Blue Shield of Tennessee. If you were unable to attend the meeting, call the HBAMT at 377-1055 to request PDF copies of the Powerpoint presentation and accompanying eligibility forms from BCBS. For more information you contact call Robert Anderson at Legacy Financial at 615-224-9520 or via email to bob@thelegacyfinancialgroup.com.

Housing outlook brightens but recovery still faces headwinds he housing upturn that took root last year is expected to pick up momentum in 2013 but headwinds along a number of fronts could impede the pace of the recovery, according to economists speaking at the International Builders’ Show in Las Vegas today. “Nearly every measure of housing market strength – sales, starts, prices, permits and builder confidence – has been trending upward in recent months and we expect to see gradual but steady growth along these lines in 2013,” said NAHB Chief Economist David Crowe. In particular, Crowe said that house prices are up nearly 6 percent on an annualized rate over the past 10 months, and that “this has been a trigger for demand to return. People feel comfortable if they buy a house that it will appreciate, not depreciate, in value.” Other factors that bode well for the housing outlook include low mortgage rates, strong housing affordability, rising household formations and the fact that two-thirds of U.S. housing markets can now be considered improving, according to the NAHB/First American Improving Markets Index. For the past five quarters, housing has acted as a net contributor to the economy, steadily increasing its share to 12.8 percent of economic growth in the third quarter of 2012. However, Crowe cautioned that builders continue to face several challenges, including stubbornly tight mortgage lending conditions, inaccurate appraisals, rising materials prices and a declining inventory of buildable lots. Moreover, continuing gridlock in Washington over how much more fiscal tightening is needed to stabilize the debtto-GDP ratio, along with calls by some policymakers for major changes to the mortgage interest deduction, threaten to negatively impact consumer confidence and future housing demand. Setting the 2000-2003 period as baseline benchmark for normal housing activity, Crowe reported that residential remodeling has returned to previously normal levels and that remodeling activity is expected to post a 2.4 percent increase in 2013 over last year. Meanwhile, multifamily production, which has posted a 273 percent gain from its fourth quarter trough of 82,000 units in 2009 to 306,000 units in the final quarter of 2012, is expected to reach what is considered a normal level of production by 2015. The single-family market, which has the farthest to go, was running at 44 percent of normal production in the fourth quarter of 2012. Singlefamily starts are expected to steadily rise to 52

percent of what is considered a typical market by the fourth quarter of this year and 70 percent of normal by the fourth quarter of 2014. NAHB is forecasting 949,000 total housing starts in 2013, up 21.5 percent from 781,000 units last year. Single-family starts are anticipated to rise 22 percent from 535,000 last year to 650,000 in 2013, Crowe said. They are expected to jump an additional 30 percent in 2014 to 844,000 units. On the multifamily side, NAHB is anticipating that starts will increase 22 percent from 246,000 units last year to 299,000 in 2013, and rise an additional 6 percent to 317,000 units in 2014.

Housing to Lead the Economy in 2013 Echoing many of the same concerns cited by Crowe regarding the spending and budget impasse in Washington, David Berson, senior vice president and chief economist at Nationwide

spending sequester is triggered and $85 billion in defense and non-defense cuts is implemented this year, then 2013 growth could fall to 1 to 2 percent. If a relatively positive outcome occurs on the spending debates in Washington, Berson said this will pave the way for the housing and auto industries to lead the economy in 2013. Low mortgage rates, steady job growth, stronger household formations and widespread house price gains over the past year are all positive for home sales. At the same time, in places where buyers are ready to go forward with a purchase, persistently tight mortgage credit standards continue to limit the number of creditworthy borrowers from entering the housing market, he said. “The problem is mortgage lending standards are way too tight,” he said. “If we were at a scale of nine or 10 in 2005-2006, we are at a two today. We want to be around a five.” Moreover, Berson noted that several federal agencies will be releasing final rules later this year on a national qualified residential mortgage standard that could further restrict mortgage lending.

Low Mortgage Rates Drive Housing

Insurance, said it is still too soon to completely rule out the chance that a policy stalemate will lead to an economic downturn. However, he said a more likely scenario is that the Administration and congressional Republicans will likely reach some type of agreement that addresses the pending deadlines concerning the debt ceiling, sequestration and continued funding for the federal government. The House this week is expected to vote on short-term extension of the debt ceiling to allow government borrowing through May 18. Berson projected GDP growth of 2 to 2.5 percent this year, with slower first quarter growth in response to the unresolved spending issues before the economy picks up modestly as the year progresses. If the full

Qualified buyers who gain access to credit will find affordable home loans, according to Frank Nothaft, chief economist at Freddie Mac. He said that 30-year, fixed-rate mortgages will stay below 4 percent through the end of 2013. “An important stimulant driving housing demand has been declining mortgage rates,” said Nothaft. “These are the lowest rates we have seen in 65 years.” The refinance boom for single-family homes associated with low mortgage rates is expected to continue this year but gradually taper down. While overall mortgage originations are forecast to fall 15 percent in 2013, Nothaft said that home purchase originations will be trending higher, thanks to a projected 8 percent increase in home sales this year. U.S. house prices increased 4 percent between September 2011 and September 2012, according to the Freddie Mac House Price Index, and this included price hikes in 42 states. By comparison, home price appreciation only occurred in a handful of states during 2010-2011. Nationwide home prices are expected to rise 2 to 3 percent in 2013, added Nothaft. With the oversupply of vacant homes at their lowest level in a decade, this will further ease downward price pressure. Rental vacancy declines have occurred in most markets since 2010 and U.S. apartment values are up about 8 percent over the past year. This has led to an increase in rental rates, but rents still remain relatively low adjusted for inflation, said Nothaft. Nothaft forecast 930,000 housing starts for 2013 and Berson said starts could hit 980,000 this year. February 2013 z The NAIL 7

Metrostudyâ&#x20AC;&#x2122;s Brad Hunter (at podium) addressess attendees at LP Field.

Forecast at LP Field

Metrostudy presented an Economic Forecast last month that drew big crowds to LP Field.

P Field was the site for a detailed 2013 Economic Forecast presented by housing industry experts at Metrostudy, including Nashville Director Jason Brown and Chief Economist and National Director of Consulting Brad Hunter. The LP Building Products sponsored event drew a large crowd of HBAMT members to LP Fieldâ&#x20AC;&#x2122;s club level where Brown and Hunter delivered an informative presentation specifically tailored for the local market. Special thanks to LP Building Products for sponsoring and hosting the well-received event.

8 The NAIL z February 2013

Hunter during the presentation.

John Whitaker welcomes everyone to LP Field for presentation.

Brad Hunter talks with a Tennessean reporter following the presentation.

Metrostudyâ&#x20AC;&#x2122;s Jason Brown at the podium during the presentation.

Mike Dillon and Benjamin Hammond.

Eddie Maynard and Davis Lamb.

February 2013 z The NAIL 9

Showcase your home with style May 16th - May 19th and May 23rd - May 26th, 2013

he Southern Showcase of New Homes is a scattered-site promotion of homes open to all builder members, which takes place Thursday through Sunday for two weeks. Showcase builders receive many benefits which make the event a terrific Spring season starter: Discounts: Suppliers, lenders, manufacturers, Realtors and many more recognize the advantages of promoting their products in big events like the Showcase and will offer discounts to get their products into your Showcase home. Effective Marketing: Because the Showcase is a scatteredsite event, you can build or show the type of home you specialize in. MODEL HOMES ARE ENCOURAGED. Whether you want to show an affordable home, a contemporary, tudor or mansion, your entry is welcome. With a diverse selection of homes, we can offer the public a better variety of products. And, your home will be judged with homes in similar price range and categories. Promotion: Each participantâ&#x20AC;&#x2122;s entry fees are pooled to create a professional, comprehensive advertising campaign which gives you far more exposure than any individual investment you can make! Your entry fee gets you: z Process color, full page in Home Buyerâ&#x20AC;&#x2122;s Guide

(includes house picture, floor plan, pricing, description and directions). z Directional Signs (3 per entry). z Listing in the full page ad run the Sunday prior to

the Showcase in The Tennessean's Home Section. z Full benefit of an aggressive advertising program

Low entry Fees: You can be a Showcase Builder for as low as $1,000! For that low fee you get multi-media advertising by HBAMT, three yard and directional signs and a Showcase page in the Showcase Home Buyers Guide (plan book) which includes a color picture of your house, floor plan, description and directions. As past Showcase builders will tell you, the Home Buyers Guide is as marketing tool which promotes your work for months after the event.

2013 Showcase Entry Fee Schedule To be included in the Showcase at a discount price, please follow this deadline schedule: March 29, 2013 March 29, 2013 March 29, 2013 April 5, 2013

10+ Homes Submitted 5+ Homes Submitted Early Bird deadlines Regular deadline

$1,000 ea. $1,200 ea. $1,320 ea. $1,540 ea.

To qualify for the prices above, the following items must be returned to HBAMT (see other side for address) by that date: z Completed entry form/agreement (see other side) z Check for entry fee z House Floor Plans z Color photo of house elevation z 75 word description of house for the house page in

the plan book. All entries which have not submitted pictures, plans and description by April 5th may remain in the Show but will be omitted from the plan book.

(print and radio). z Your entry will be judged during the first weekend

of the show. Winners will be acknowledged with an award and bragging rights in 2013.

in the 2013 Showcase of Homes! Sponsored by the Home Builders Association of Middle Tennessee

2013 Showcase of New Homes Entry Form

(one form per entry) Attached is my CHECK, PLANS (color house picture and floor plans), DIRECTIONS and DESCRIPTIONS. I am completing all sections of this form to be applied to the rate checked below.

SEE RATES AND DEADLINES ON OTHER SIDE Please Note:

Money, completed entry form, color photo and floorplans must be returned on or before final dates to qualify for the rate checked.

Section I

Please type or print. Fill in the blanks. This form must be complete.

Name of Builder: __________________________________________________________________________ (As you would like it to appear in all printed material)

Home Office Contact Name: _________________________________________________________________ Contact No’s: Office: _____________ Mobile: _____________ Fax: _____________ Email: ______________ I do hereby certify that I am a Builder Member in good standing with HBAMT. Do hereby agree to abide by all the rules and regulations (available at HBAMT offices). I will put forth my best efforts to have this home completed by May 16, 2013.

Date: _________ Company: _________________ Authorized signature: ____________________________ Section II

HOUSE AMENITIES and FACTS (this section is very important for HBAMT’s promotional purposes

List the following information exactly as you would like it to appear in the Showcase Home Buyers Guide. Name of House (Plan name) ________________________________________________________________ Company Name_______________________ Model Phone # _____________ Agent Mobile # ____________ Street Address of Entry _____________________________________________________________________ City/Subdivision _____________________________/___________________________ MLS Area # _______ Price of Home (as is - with options) $________________________________ (Note: include lot) Base Price of Home (starting at) $____________________________________________________________ Total Sq. Footage__________________________________ #Car Garage____________________________ Marketed by_________________________________________________ Telephone___________________ Company name, if applicable

Please check:

Swim/Tennis Community

Is this a Model Home? Yes No Style of Home? Condo

Golf Course Community

Is this home furnished?

Single Family

Yes No

Please check your choice: Do not judge Judge

On a separate sheet of paper, type a brief description (about 75 words) on the unusual and outstanding features of your home. This description will be printed in the Showcase Home Buyers Guide (plan book) as it is submitted! Please attach this description to this form. THIS IS IMPORTANT!!! Attach explicit written directions to the house starting from a major highway (remember, you may know how to get there, but the general public does not!) These directions will be included on your house page. Entries which have not submitted plans, description and directions by April 5th, 2013 will be omitted from the Home Buyers Guide. Please return completed forms to:

Jim Argo z HBAMT z 9007 Overlook Blvd., Brentwood, TN 37027 Phone 615-377-1055 z Fax 615-377-1077

The 2013 Showcase of New Homes HOME BUYERS GUIDE CONTENT FORM A

Company Name _____________________ _________

House/plan Name _____________________________

Community and address ________________________

Sample Page

_______________________________________________

Description (about 50 words) ____________________

_______________________________________________

_______________________________________________ _______________________________________________ ________________________________________________________________________________________________ ________________________________________________________________________________________________ ________________________________________________________________________________________________ ________________________________________________________________________________________________ ________________________________________________________________________________________________ ________________________________________________________________________________________________ _______________________________________________________________________________________________ (Please attach additional pages as necessary for your Showcase home descriptions.)

E1 F I

Base price __________________________________

MLS Area # _______

Price with options ____________________________

Square footage _________________

Tele. # (_______)________________________

Directions ______________________________________________________________________________________

J, K

House photo and floorplans - please submit these items along with your entry forms by our Showcase deadlines, March 30 for Early Bird entries and April 5 for regular entries.

SPIKE REPORT Life Spikes

Nineteen SPIKES (in bold) increased their recruitment numbers last month. What is a SPIKE? SPIKES recruit new members and help the association retain members. Here is the latest SPIKE report as of December 31, 2012. Top 20 Big Spikes Jim Ford Virgil Ray Bill King Mitzi Spann Jim Fischer Terry Cobb James Carbine John Whitaker Dan Stern Bruce Hancock Jennifer Earnest Kevin Hale Tonya Jones Reese Smith III Steve Moody Sonny Shackelford David Crane Michael Apple Cyril Evers Jackson Downey

910 816 776 626 566 563 323 315 306 297 289 285 271 256 219 210 203 185 181 172

Davis Lamb Jim McLean Louise Stark Harry Johnson Steve Cates C.W. Bartlett Tim Ferguson Tonya Alexander Steve Hewlett Tom Kelley Johnny Watson Carmen Butner Bill Kottas Lee Santiago Dave McGowan Kim Dykes B.J. Hanson Sam Carbine Randy Parker Duane Vanhook Jordan Clark Erin Richardson Jeff Slusher John Baugh Don Bruce Jim Ford, Jr. Trey Lewis James Franks Hill McAlister Joe Morgan Gerald Bucy John Broderick Beth Sturm Al Davis

165 164 163 146 140 138 133 123 119 115 101 99 97 95 91 89 84 80 75 74 72 72 70 68 62 62 59 58 57 54 53 52 49 47

Sheila Rawlings Bernie Laine Greg Langley Benny Sullivan Kim Nichols Bryan Edwards David Hughes Andrew Neuman Kay Russell Wiggs Thompson Peggy Krebs Chuck Clarkson Brad Butler Andy Wyatt Al Hacker David Lippe Ray Edwards John Ganschow Dan Strebel Lori Fisk-Conners Steve Wheeley Alvin Basel Matt Burnett

47 46 46 46 45 44 44 44 44 43 39 36 35 35 34 34 32 32 32 31 30 29 25 Spikes

Christina Cunningham Jess Dillon Tracy Lomax Marty Maitland Don Mahone Frank Tyree Pam Smith Kelvey Benward Ron Myers Bridget Thompson

16 16 14 10 9 9 8 7 7 6

February 2013 z The NAIL 13

FEBRUARY CALENDAR SUNDAY

MONDAY

TUESDAY

WEDNESDAY

THURSDAY

FRIDAY

SATURDAY

Sales & Marketing Council

HBAMT Remodelers Council

HOME SHOW

Green Building Council

CHAPTERS & COUNCILS CHAPTERS

Robertson County RSVP line: 615-377-9651, ext. 313.

CHEATHAM COUNTY CHAPTER Chapter President - Roy Miles: 615/646-3303 Cheatham County Chapter details are currently being planned. Next meeting: to be announced. Topic: to be announced. Chapter RSVP Line: 615/377-9651, ext. 310

SUMNER COUNTY CHAPTER The Sumner County Chapter meets on the fourth Tuesday of the month, 11:30 a.m. at the new Hendersonville Library. Next meeting: to be announced. Topic: to be announced. Price*: to be announced. Chapter RSVP Line: 615/377-9651, ext. 306

DICKSON COUNTY CHAPTER Chapter President - Mark Denney: 615/446-2873. The Dickson County Chapter meets on the third Monday of the month, 12:00 p.m. at the Ponderosa Restaurant in Dickson. Next meeting: to be announced. Topic: to be announced. Price: FREE, lunch dutch treat. Chapter RSVP Line: 615/377-9651, ext. 307 MAURY COUNTY CHAPTER Maury County Chapter details are currently being planned. Next meeting: to be announced. Price*: to be announced. Chapter RSVP line: 615-377-9651, ext. 312; for callers outside the 615 area code, 1-800-571-9995, ext. 312 METRO/NASHVILLE CHAPTER Chapter President - John Whitaker: 615/843-3300. The Metro/Nashville Chapter meets on the fourth Monday of the month, 11:30 a.m. at the HBAMT offices. Next meeting: FRIDAY, FEB 22 - 11:30 AM at the Home Show. HBAMT members: $20 with RSVP; $25 w/o RSVP. Builders Free thanks to our sponsor and guest speakers from Franklin Synergy Bank! Chapter RSVP Line: 615/377-9651, ext. 304 ROBERTSON COUNTY CHAPTER Next meeting: to be announced. Topic: to be announced. Price*: to be announced.

14 The NAIL z February 2013

WILLIAMSON COUNTY CHAPTER Chapter President - BJ Hanson: 615/884-4935. The Williamson County Chapter meets on the third Tuesday of the month, 11:30 a.m. at the HBAMT offices. Next meeting: to be announced. Topic: to be announced. Price*: to be announced. Chapter RSVP Line: 615/377-9651, ext. 305 WILSON COUNTY CHAPTER The Wilson County Chapter meets on the second Thursday of the month, 11:30 a.m. at the Five Oaks Golf & Country Club in Lebanon. Next meeting: to be announced. Topic: to be announced. Price*: to be announced. Chapter RSVP Line: 615/377-9651, ext. 309 *Builders free pending sponsorship. COUNCILS CUSTOM BUILDERS COUNCIL Council President - Alan Looney: 615/309-8200. The CBC meets on the second Tuesday of the month, 11:30 a.m. at the HBAMT offices. Next meeting: to be announced. Topic: to be announced. Council RSVP Line: 615/377-9651, ext. 311

GREEN BUILDING COUNCIL Council President - Erin Richardson: 615/883-8526. The Green Building Council meets on the fourth Wednesday of the month, 11:00 a.m. at the HBAMT offices. Next meeting: February 27. Topic: to be announced. Price: free for Green Building Council members pending sponsorship; $20 for non-members with RSVP ($25 w/o). Council RSVP Line: 615/377-9651, ext. 308 HBAMT REMODELERS COUNCIL Council President - Don Mahone. The HBAMT Remodelers Council meets on the third Wednesday of the month, 11:00 a.m. at varying locations. Next meeting: Wednesday, February 20. Topic: to be announced. Price: free for RMC members with RSVP pending sponsorship; $15 for non-members with RSVP ($20 w/o). Council RSVP Line: 615/377-9651, ext. 301 MIDDLE TENN SALES & MARKETING COUNCIL Council President - Christina Cunningham. The SMC meets on the first Thursday of the month, 9:00 a.m. at the HBAMT offices. Next meeting: Thursday, February 7. Topic: “The Home Buyers are Coming!” with a panel of relocation experts from the Nashville Chamber of Commerce and the Real Estate industry. FREE for SMC members with RSVP thanks to Tri Star Title and Escrow, LLC; ($10 w/o RSVP). $20.00 for Non-SMC members with RSVP ($25 w/o RSVP). Council RSVP Line: 615/377-9651, ext. 302.