Homes - December 2017-January 2018 by Fairbanks Daily News-Miner

DECEMBER 2017â&#x20AC;&#x201C;JANUARY 2018

Homes.NewsMiner.com

Major changes coming to new home building methods 5 ways to maximize entertaining space Understanding the bitcoin phenomenon See interior photos of this lovely home listed exclusively by Grace Minder Realty, Inc. on page 2.

on the cover

2827 Chief William Drive • $345,000 Condo in Fairbanks! 3 bedroom, 2 full bath, 2 car garage Executive condominium in a gated community, kitchen is to die for with open floor plan, granite counter tops, double ovens, gas stove, wine cooler, trash compactor, central island with sink, breakfast nook, custom hickory cabinets, beautiful propane fireplace, custom bookshelves, wonderful hardwood oak staircase. Master suite has a walk-in closet, double sinks with granite vanity, walk-in tiled shower. custom cabinets, huge laundry area with folding table, hangers and cabinets. 2nd bath has tub with tiled shower, radiant heat on all levels, air-conditioning in master and living room, trek deck in the back for barbecuing, lots of wonderful features: custom blinds and river access. No Pets are allowed on this property but children are welcomed.

GRACE MINDER Grace Minder Realty, Inc. 378-8934

www.graceminder.com graceminder@yahoo.com

Hundreds of Listings Open Houses • Loan Calculators Industry Information • Featured REALTORS® Homes.NewsMiner.com 2 homes.newsminer.com

contents

December 2017 – January 2018

Products

Florcraft Carpet One Floor & Home

The Pampered Chef; Robyn Neilko

All Access – Fairbanks Daily News-Miner

Services

Alaska Petroleum

AlaskaUSA Mortgage Company

Country Financial/Laura Brugger

Denali State Bank

Duszynski & Associates/Inspection & Energy Rating

Golden Valley Electric Association

LaBrenz Landscaping

11 9

Mt. McKinley Bank

Nessbuilt Remodelers

Sourdough Transfer

Sway Array

Real Estate

Agent Directory

Chris Calhoon Real Estate

Coldwell Banker: Melissa Richardson

Crown Real Estate Inc.; Ginger Orem

Fortune Properties; Janet Shafer

Fox Realty

Grace Minder Realty, Inc.

Moose Creek Apartments

RE/MAX Associates of Fairbanks; Ray Brasier

RE/MAX Associates of Fairbanks; Gene Duval

Somers & Associates, REALTORS ® Inc

Somers & Associates; Lana Hebert

Somers & Associates; Angie Tallant

Somers & Associates; Property Management

Major changes coming to new home building methods

9 ways to maximize entertaining space

Mongold Insurance Agency

Featured

8 10 14 18 20

The origins of some beloved holiday traditions The health benefits of avocados

Keep safe this holiday season and avoid medical mishaps

Make the most of gameday entertaining

Store and use leftovers safely

Understanding the bitcoin phenomenon

5 simple ways to go green at home and save money

Agent directory

22 23

To advertise, call Janessa Vinson at (907) 459-7547 jvinson@newsminer.com Homes.NewsMiner.com

Homes.newsminer.com

Homes is published and distributed free by the Fairbanks Daily News-Miner Advertising Department

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LAND LISTINGS: CHSR. – $79,900

40 acres, GU zoned, Off Grange Hall

CHSR. – $72,500

23.16 acres, Road Frontage, RA-5 zoning.

1535

GOLDRIDGE – $26,500

1.83 Acres in beautiful Goldstream Valley

CHATANIKA LODGE – $775,000

Janet Shafer

PROPERTIES

Owner/Broker

Fortune@polarnet.com

Land for Sale

Associate Broker

452-4363

gene@geneduval.com www.geneduval.com Associates of Fairbanks

2070 GREEN LEAF RD

$390,000 Co-Listed with Christine Timm

2 Bd, 2 Ba, 832 sf Garage Above Goldstream Rd. Fantastic view, beautifully finished.

• Greer S/D., by Nordale Rd and Peede, 6 lots from $14,500. • Lucille Ave., near Brock, PRICE REDUCED, 4 lots from $15,000. • Beaver Pond S/D., 19 mile CHSR, 7 lots from $18,000. • Chena Ridge View 4 lots from $95,000. • Roland Acres S/D., by Chena Pump and Roland, 14 lots from $24,000. • Anders Sd., 22.5 mile CHSR, 9 lots from $28,500. • Polkadot Drive, near Goldmine Trail, 6 lots from $33,500. • Ridgepoint Drive on Chena Ridge, 2 lots from $95,000. • Clarkson Drive, by Chena Pump, 3 lots from $29,500. • Hopper Creek S/D., 5.6 mile CHSR, 2 lots from $75,000. • Illinois St., by Denali Bank, .49 acres, $75,000. • Metro Industrial, off Van Horn Rd., 2 lots from $ 75,000. • City Lights Blvd, by Birch Hill, 4 lots from $96,000. • Joliet Drive, by Auburn, 1.8 acres, $105,000. • Sky Summit S/D., by Summit Dr., 2 lots, $99,500. • Deere St., near Aurora Dr., 1.7 acres, $118,500. • Chena Pump & Nebula, 2.28 acres, $225,000. • North Pole Plaza, 5 lots from $302,000. F57524626

Gene DuVal

4 homes.newsminer.com

388-1400

F57524644

Own a piece of History. Eleven rooms, guest lounge, restaurant and cocktail lounge. Owners unit plus 2 rentals and 2080 Sq. ft grg. Gorgeous setting on over 11 acres. Northern Lights Viewing in the winter. Activities all through the summer. Offered at $775,000. Owner Terms.

home building methods

Major changes coming to new home building methods Across America, home builders are adopting new approaches to construction to create greener homes with better resale value. One major change that’s tackling energy consumption and rising fuel costs is the use of an airtight, solid concrete system to replace inefficient wood framing. Insulated concrete forms (ICFs) erect a building with an interlocking system, similar to Lego. “It’s a switch for builders, but those who have switched over tell us it’s quite easy to build with ICFs,” says Natalie Rodgers of Nudura, a leading name in the field. “Customer demand has driven this change and builders are now seeing how green construction options can have a positive impact on their business.” The ICF system is now the number one choice of wall-building methods for “net-zero” construction in the country. The term net-zero applies to buildings that are energy efficient and don’t tap into any public utility fuel supplies. The goal is for as many homes, schools and public buildings as possible to be designed to be net-zero. Here are some advantages of net-zero construction using ICF.

Building guide.

Underscoring these proactive measures, the nonprofit organization LEED also reminds

us that constructing a green home leaves a much smaller carbon footprint due to less demand on natural resources. Such homes will create less waste and be healthier and more comfortable for the occupants.

Fuel savings.

Walls built with ICFs are proven to reduce energy bills up to 60 percent, reduce greenhouse gas emissions and reduce or eliminate exposure to mold, mildew and other indoor toxins. The net cost over time is comparable to owning a conventional home and the resale return is generally assured.

Comfort. Unlike in conventional

wooded frames, air gaps are eliminated in ICF, minimizing the potential for mold growth and draft. The end result is an airtight structure that enables the mechanical systems to heat, cool and ventilate the structure more efficiently, creating a healthier living and working environment.

Responsibility. The materi-

als are recyclable and the system is designed to create less landfill waste during the construction process. Combined with other eco-construction methods, this concrete system will significantly reduce carbon emissions by lowering the Concrete is strong. amount of fossil fuels needed for heating and cooling. Due to high-impact resistance, these concrete walls assure maximum safety in high wind areas. Fire resistance is also reported to be maximized at four hours.

Durability.

homes.newsminer.com 5

maximize space

9 ways

to maximize entertaining space People who live in compact homes or apartments may find space is at a premium during regular times of the year. When the holidays arrive, decorations, trees and presents can make homes seem even more cluttered. This can make it especially challenging for holiday hosts who want to open up their homes for festive gatherings. Even if space is at a premium, all it takes is a little ingenuity to entertain successfully.

Put nonessential furniture and other decor away. It’s impossible for would-be holiday hosts to move all of their belongings out of their homes to create entertaining space. But hosts can certainly cut down on clutter. Check out the flow of a room and then move pieces around as needed to open up floor space. Push tables or large pieces of furniture up against walls. Swap out armchairs for folding chairs. Stow knickknacks in bedrooms or in closets. Put benches and wide ledges to use. Narrow benches, such as those common to picnic tables, can seat three or four comfortably. Do not discount deep window ledges as potential seats, as these areas can be made more comfortable with pillows or cushions. Collapse tables after meals. If a sit-down dinner is the goal, set up tables accordingly. Then break down the tables afterward to free up more space. Serve small desserts that can be easily transported from room to room. Use islands and countertops. Tables can take up valuable space. When entertaining a lot of guests, set up an all-purpose counter island and add

6 homes.newsminer.com

barstools. This can be an area for food prep, eating and entertaining. Create conversation areas. Encourage guests to spread out by setting up intimate spots in various rooms. This way guests won’t feel the need to congregate in the same space. Bistro tables in a den, a few floor pillows in front of the fireplace and stools by a kitchen island will create conversation areas. Expand outside, if possible. Rent a tent that can be warmed with a space heater. If your home has a closed-in porch or patio space, cover screens with insulating plastic to create a comfortable added room. Skip a sit-down meal. Large tables take up a lot of space, so serve a buffet, tapas or passed hors d’oeuvres so guests mix and mingle rather than sit down at one large table. Use all available surfaces. Invest in some sturdy serving trays that can be placed on television stands, upright speakers, ottomans, or even wooden crates. This will increase the amount of room you have to serve and store items.

7 8

Spread out refreshments. Avoid bottlenecks in common areas by putting food, beverages and other items in various locations. Fill up the kitchen sink with ice and make it an oversized beverage cooler. Holiday entertaining requires some creativity when hosting in compact spaces.

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DESIGN SERVICES

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WINDOW COVERINGS

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homes.newsminer.com 7

holiday traditions

The origins of some beloved holiday traditions

Christmastime is here. The presents are being purchased and wrapped. The stockings will soon be hung on the fireplace mantle. Mistletoe is pinned above the front entryway, and poinsettias add rich color to home decor. Tradition is integral come the holiday season. Throughout the month of December, traditions fill people’s days and comprise the many reasons why individuals decorate, celebrate and dine the way they do this time of year. But few may know the origins of some of the most beloved holiday traditions.

Christmas stockings

spring would arrive anew. Germans are credited with first bringing evergreens The Christmas stockings of today may into their homes and decorating them. be a byproduct of various traditions. One such tradition dates back to a Dutch custom in which children would leave shoes full of food to feed St. Nicholas’ Santa Claus’ origin story can be traced donkeys, and then St. Nicholas would to St. Nicholas, a Christian bishop who leave small gifts in return. lived during the fourth century. St. Nicholas was very generous and gave Another origin story of Christmas away his fortune to help the needy. stockings can be traced to the 12th He also did various other good deeds. century, when nuns would leave socks St. Nicholas became infamous and full of nuts, fruit and tangerines for the began to be known by various names poor. This is why some people still put around the world. The Dutch called tangerines in Christmas stockings. him Sinter Klaas, which was eventually transformed to Santa Claus. The jolly persona came later when 20th century advertisers — especially the artists Christmas Trees are everywhere this responsible for Coca-Cola ads — time of year. The use of evergreen trees portrayed Santa in a red suit with a big predates Christmas and is associated smile. with the pagan festival of Saturnalia, which celebrated the agricultural god Saturn with partying and gift-giving. During the winter solstice, green Mistletoe is hung in doorways, branches served as a reminder that and couples who stand beneath are

Santa Claus

Christmas tree

Mistletoe

8 homes.newsminer.com

encouraged to share a kiss. The tradition of hanging it in the house goes back to the times of the ancient Druids. Mistletoe was thought to bring good luck to a household and ward off evil spirits. The custom of kissing under mistletoe can be traced to England. Originally, a berry was picked from the sprig of mistletoe before the person could be kissed. When all the berries had gone, there could be no more kissing.

Christmas bells

Church bells ring for many special services, including Christmas mass. During Christmas midnight mass in the Catholic Church, the altar bells may be rung while the priest says the “Gloria.” Bells are part of caroling, and jingling bells are associated with sleighs and Santa’s reindeer. Christmas is rife with traditions that date back ages.

F17524712

ROCK SOLID SINCE 1965

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Visit www.AskForGinger.com to view all CROWN & MLS Listings! homes.newsminer.com 9

healthy eating

The health benefits of avocados

Food trends come and go. But one such trend that has seemingly enjoyed more staying power than other flavors of the month is avocado toast, a popular dish that might trace some of that admiration to how easy it is to prepare. The popularity of avocado toast has exploded in recent years, but it has actually been around for decades. Many

~ Avocados are loaded with vitamins. According to the U.S. Department of Agriculture’s National Nutrient Database, avocados are a great source of numerous vitamins, including C, E, K, and B-6. Avocados also contain beta-carotene, which the human body converts into vitamin A that promotes healthy skin and a strong immune system.

trace the origins of avocado toast to Australia, though it’s hard for food historians to say with utmost certainty where the dish was first served. Avocado toast might be as healthy as it is popular. Avocados boast a host of health benefits, some of which might surprise even the most ardent devotee of avocado toast.

degeneration, which the American Macular Degeneration Foundation notes is the leading cause of vision loss in the United States.

~ Avocados can promote healthier

bones. Because they’re high in vitamin K, a nutrient that is crucial for bone health, avocados may help reduce a person’s risk of developing osteoporosis, a condition characterized by bones becoming fragile and brittle due to loss Avocados can benefit vision. of tissue. Vitamin K may help improve Avocados contain lutein and zeaxanthin, the intestinal absorption of calcium. a pair phytochemicals concentrated That’s a significant benefit, as calcium in the tissues in the eyes. Lutein and deficiency has long been associated with zeaxanthin are believed to block blue a greater risk for osteoporosis. light from reaching structures in the retina, thereby reducing a person’s risk of developing macular degeneration. In Avocados may help fight depression. fact, studies published in the American Avocados are loaded with omega-3 fatty Journal of Epidemiology, the American acids, which benefit the body in myriad Journal of Ophthalmology and The ways. One of those ways is by helping Archives of Ophthalmology found that to reduce the symptoms of depression. diets high in lutein and zeaxanthin are Polyunsaturated fats such as omega-3 associated with a lower risk of macular

10 homes.newsminer.com

fatty acids are thought to antagonize inflammatory cytokines that can contribute to feelings of depression. Trendy foods come and go, oftentimes falling off the radar when their health benefits are overstated or proven dubious. However, the documented benefits of avocados may ensure the staying power of avocado toast.

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entertaining

Make the most of gameday entertaining Few things are more exciting and festive for sports fans than gathering with close friends to cheer on a favorite team. Although a large part of the fun involves watching the game, food and other festivities often round out the day — especially when fans gather in the comforts of private homes rather than big stadiums. Having good food nearby is essential when hosting sports fans for a big game, and there are many additional ways to make gameday that much more fun and memorable.

Establish the atmosphere

Make the party area more festive by incorporating team colors. Feature these colors on serving bowls, plates, pennants, balloons, and more. Remember to ask guests to wear the apparel of their favorite teams, hang photos of key players and keep a ball on hand so guests can toss or kick it around between plays.

Choose fan-favorite foods

Game day menu options can include anything from finger foods to more elaborate appetizers to main courses. Games can take several hours from start to finish, so make sure you have enough food to cover the duration of the event. Consider favorites like chicken wings, sliders, mozzarella sticks, and deli sandwiches. Use a slow cooker to pre-

12 homes.newsminer.com

pare chili or stew. A slow cooker also can be used to cook ribs or hot dogs in bulk. It’s also a handy tool to prepare pork loin for pulled pork sandwiches.

Don’t forget desserts

Desserts are an item you can delegate to guests. If you want to prepare your own desserts, small and portable items are easier to manage and cut down on the mess while fans are cheering. In addition to the requisite potato chips and pretzels, cookies, brownies/blondies, cupcakes, and fruit tarts are all small desserts to consider adding to the menu. Many items can be purchased ready-made if you want to avoid spending hours baking.

Create a viewing location

Guests will want an unobscured view of the game, and this may require moving around some furniture. The televi-

sion should be located high enough so that all guests have a clear view. Think about moving a sofa to the perimeter of the room and bringing in folding chairs, which will allow a greater number of guests to sit. Tune several televisions to the same channel so guests moving around for food or to use the restroom won’t miss any big plays.

Game day beverages

Beer and soft drinks are staples of sports-related entertaining and may be all you need to have on hand. You can create a game-themed cocktail for guests who are not fans of beer. In addition, have water and other nonalcoholic options at the ready. An easy way to ensure drinks are cold is to plug the kitchen sink and fill it with water and ice. Place beverages inside and keep cups nearby. This eliminates the need to drag a cooler inside. When the party ends, simply pull the plug and let the water drain out.

F69524641

somersandassociates.net

456-SOLD (7653)

2957 Santa Patricia Ct. North Pole, AK 99705

F57524623

711 Gaffney Rd. #100 Fairbanks, AK 99701

homes.newsminer.com 13

holiday safety

Keep safe

this holiday season and avoid medical mishaps The holiday season might not be the most hazardous time of the year, but there is an uptick in safety concerns during this season of festivity and fun. The holiday season might not be the most hazardous time of the year, but there is an uptick in safety concerns during this season of festivity and fun. Components of the holiday season such as decorating, shopping, celebrating, and traveling, carry some risk. The National Fire Protection Association says 30 percent of all home fires occur during the months of December, January and February. Christmas trees and decorative holiday lighting displays contribute to the uptick in fires and other accidents between Thanksgiving and New Year’s Day. But fire is not the only concern during the holiday season. Revelers who celebrate a bit too much can pose a threat, as can road weary travelers or overnight guests who unknowingly put loved ones in harm’s way during their stays. Thankfully, many accidents that occur during the holiday season are avoidable if holiday celebrants focus on safe ways to celebrate. • Choking: All of that entertaining and partying means more food is consumed. To keep up with the hustle and bustle of the season, many people must eat on the go. The National Safety Council says nearly 3,000 people in the United States die each year from choking. Taking small bites and chewing completely, while also avoiding talking while chewing, can help. Children should be kept away from small decorations, as even pine needles can be a choking hazard. • Toxic plants: Some plants, including mistletoe and 14 homes.newsminer.com

Mistletoe and other holiday plants can be toxic to pets or children. holly, can be toxic to pets and young children whose smaller bodies may be more vulnerable than adults’. When decorating, consider decorating with artificial plants instead of live, potentially poisonous plants. • Alcohol-related incidents: Holiday fun frequently involves alcoholic beverages. Law enforcement officials point out that the rate of driving while intoxicated tends to increase during the holidays. Implementing strict “designated driver” rules and making contact information for taxi or ridesharing services readily available to holiday guests can prevent tragedies. • Medicine mishaps: Relatives visiting for Christmas may bring their prescription medications along when staying overnight. Curious children may encounter the drugs and think they’re candy, so encourage guests to place their medications in childproof bottles or containers. Staying safe during the holidays involves diligence and keeping an eye out for potential dangers.

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food safety

Store and use leftovers safely

Few meals are created and then eaten in their entirety. That’s especially true of holiday meals or other special events. Leftovers are to be expected, and in many cases, leftovers are eagerly anticipated. Sometimes leftovers can be even more delicious than when the meal was originally served.

Safely store leftovers in the refrigerator for up to four days.

toring leftovers may not be so simple, as poorly stored foods may end up causing illness when eaten later. Learn the basics of leftovers and how to prolong the shelf life of foods left behind.

oodborne illness, also known as food poisoning, is caused by harmful bacteria growing in food. Few people can detect changes in the taste or texture of contaminated food, so it can be difficult to know if an item is dangerous to eat, says The Mayo Clinic. Bacteria grow well in what is termed “the danger zone.” This is between 40 F and 140 F.

any instances of foodborne illness can be prevented through proper food handling, which begins when food is purchased and continues during the cooking process, culminating in the safe storage

16 homes.newsminer.com

of leftovers. The U.S. Department of Agriculture’s Food Safety and Inspection Service recommends refrigerating leftovers within two hours of cooking food or holding it hot. All food that has been left out for more than two hours should be discarded if it is perishable.

he Mayo Clinic advises that most leftovers can be kept between three to four days in the refrigerator. If they will not be eaten in that time frame, it’s best to freeze the food for a later time. When frozen, some foods can last between three and four months.

o cool food rapidly and deter the growth of bacteria, separate food into small, shallow containers. Cut large items of food into smaller portions to cool. Do not allow foods to cool on the counter before storing them in the refrigerator.

hawing out leftovers presents another possible safety issue. Use a cold water bath, the refrigerator or the microwave to defrost frozen leftovers. Refrigerated foods can simply be reheated.

hen reheating leftovers, make sure they reach 165 F. Gravies, soups and sauces should be brought to a rolling boil. The USDA also recommends covering leftovers to reheat them. This retains moisture and ensures that food will heat all the way through. When cooking foods in the microwave, check for cold spots in the food, and reheat accordingly.

afe handling of leftovers can help prevent illness and ensure that leftover food does not go to waste.

FOR RESULTS CALL GRACE Grace Minder - BROKER GRACE MINDER REALTY, INC.

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NG NDI

Beautiful remodeled home sitting on a tranquil part of the slough! 5 bed/5 bath/2 car garage with apartment

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$1,500,000 TOK CABIN

Looking for a place to hunt, fish and trap or just plain relax...this is the cabin for you!! Outside Tok, Alaska on almost 5 acres of land.

2160 Armorica Dr • $287,000 3 Bedroom, 2 Bath, 3 Car Garage. Sits at the end of a cul-de-sac with a private setting on 1.13 acres. Large back yard and plenty of room to park your RV and toys. Great open layout w/ wood stove, new laminate flooring and new paint.

2 lots on a total of 6.8 acres, Park like setting, zoned GU with no Covenants It has a pond in the middle that local neighborhood like to play at. $59,000 for 3593 Rosie Creek Rd. .4.2 acres and $45,000 for 2.6 acres.

412 Dark Star Court • $219,900

2350 GRUMMAN STREET

Spacious home with a hanger, shop and a mother-in-law apartment all on the Bradley Airstrip!! Live in one and let the other rental pay your mortgage.

PENDING

REDUCED

$239,900

Handicap Accessible. 3 beds, and both bathrooms are handicap accessible with grab bars and walkin showers, 1 car garage plus covered carport, fence yard, large shed, back covered porch, custom ramp, new paint inside and out, laminate flooring, new fixtures. Kitchen has many cabinets and counter tops.

1514 HENRY STREET

Cozy 2 bedroom/1 bath/2 car garage nestled in behind some beautiful trees in a private setting!!

$82,000

$80,000

$325,000

My 3 Steps as your Realtor:

1014 29TH AVE

MOVE IN READY!!! Wonderful kept 3 bed/2 bath 2 car garage ready to be called your home!!

$210,000

1.) FOR SALE 2.) PENDING 3.) SOLD 3 Tok Lots with each 5 Acres

1606 Marika St. #6 • $119,000 2 large bedrooms, 2 bathrooms. Open floor plan, kitchen is large and open, 2 parking spots are conveniently located across from back door. Large deck, big living room and dining area with breakfast nook.

Lana Hebert, Realtor

Cell: 907-590-3330 | LanaHebert.com | akrealtorlhebert@gci.net

~ S er ved in the Militar y for over 20 years...time to ser ve you ~ F57524647

Sway Array D E S I G N S 3D Photography Creating affordable, quality photography and 3D Virtual Space design for your Website or Private use • • • • • • •

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With two decades of experience in both Residential and Commercial Property Management, we are your trusted Fairbanks resource.

Rich Chandler

456-SOLD (7653)

F57524622

F57524643

15 Farewell #205 $139,000 Denali Estates Condo 2 beds 2 baths, 1 car garage secured building with elevator. Great layout with large master suite, balcony, open floor plan.

1024 VERNAL STREET

Beautiful home in the hills!! This spacious 3 bedroom/ 2.5 bath/2 garage with a warming brick walled fireplace is a perfect place to call home.

swayarray@gmail.com (907) 251-6648

Realtors ®

24/7 Open House

for Real Estate listin

F57522945

homes.newsminer.com 17

18 homes.newsminer.com

Alaska Petroleum

Host a cooking show and learn new recipes!

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E RY C O

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Robyn Neilko Independent Sales Director for the Pampered Chef (#375559) F18524729

907-978-9630 F18524723

www.pamperedchef.biz/RNeilko

MooseCreek

BUYERS:

Search current MLS listings on www.buyers-brokerage.com

Apartments

CHRIS CALHOON REAL ESTATE

2 Bedrooms, 1 Bathroom • $775-$850 • 850 sq. ft.

The Buyer’s Brokerage

F57524649

(907) 488-6663 3397 Bellwood Street • North Pole, Alaska 99705

Call today! (907) 488-2575

NO ONE sells more land than Fox Realty, NO ONE! They also sell commercial and homes. If you’re looking to buy or sell, call the company that has over 40 years experience today!

BUYERS! We are Fairbanks’ most experienced real estate office dedicated to helping buyers. We will fill out your pre-qualification financing forms, get you the right financing, find your dream home, negotiate the best deal & hand you the keys to your new home after closing. We’ll even be there to manage your property if you decide to leave or travel. Best of all, we serve as your buyer’s agent for free — all sales commissions are generally paid by the seller.

www.alaska-land.com

Specializing in Buyer Assistance Commissions Paid by the Seller 456-3401 Bus. 457-1167 hm chris@buyers-brokerage.com 460-7905 Cell 456-1352 Fax www.buyers-brokerage.com

F57524624

Office: 456-1713 Doug: 978-4965 Robert Sr.: 388-1222 Robert Jr.: 456-8000 Forest: 888-7344

F57519335

Fairbanks’ Most Experienced Brokerage

homes.newsminer.com 19

bitcoin?

Understanding the bitcoin phenomenon

The going rate of bitcoins continues to rise. As of September 2017, one bitcoin was equal to nearly $4,000 USD and $4,900 Canadian, according to the CoinDesk calculator. Considering bitcoin is such a highly valued yet volatile form of currency, many people have questions as to how bitcoins were created and how they are used. Bitcoin is a relatively new currency that was created in 2009 by an anonymous person (or group) using the alias Satoshi Nakamoto. Bitcoins are produced and traded in the virtual world. In a relatively short period of time, bitcoins went from being worth pennies to thousands of dollars. Unlike other forms of currency, which are controlled by a central authority of a particular country, bitcoins are completely virtual.

How to get bitcoins

Bitcoins are not acquired in the same way as other currencies. Bitcoins can be bought and sold in marketplaces called “bitcoin exchanges.” These online trading areas enable people to buy and sell bitcoins using various currencies, says CNN Money. Similarly, people can send bitcoins to one another using mobile apps or a computer, much like one would make digital transfers at a bank. Bitcoins are not based on gold or another backing currency, but rather on mathematics. Instead of a federal reserve deciding on when to print and distribute money, bitcoins are created as a reward for mining. “Mining” involves a special open source software that is designed to solve math problems. As a reward for solving these problems, people are rewarded with bitcoins. This creates an incentive for people to mine. Bitcoin mining is designed to require exertion and take time so that the rate resembles the rate at which commodities like gold would be mined from the ground, offers Bitcoinmining.com.

20 homes.newsminer.com

According to ABC News, available bitcoins are hidden amid a complex encrypted computer program. Users’ computers work around the clock to solve a complicated mathematical problem in order to release new coins. The system requires more work to get coins as time goes by.

How are bitcoins stored

Bitcoins are stored in a digital bitcoin wallet. Only 21 million bitcoins can be found by miners so the value of the system is preserved. To date, not all bitcoins have been mined. Every bitcoin transaction is completely transparent, which means they can be traced back to creation. The “block chain” is a public ledger where every bitcoin transaction that has ever taken place is registered.

Anonymity

Even though bitcoin transactions are recorded publicly, the names of buyers and sellers are never revealed. Only

a wallet ID is recorded. This enables bitcoin users to buy or sell anything without it being traced back to them. While many legitimate businesses now accept bitcoins, bitcoins also are highly valued for black market ventures like purchasing drugs and illegal weapons. Bitcoins are changing the way people see money and store their private wealth. The concept decentralizes money and makes the bitcoin exchange a relatively transparent process.

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Call Janessa Vinson at 907-459-7547 for more info

homes.newsminer.com homes.newsminer.com 21

go green

5 simple ways to go green at home and save money Thinking green throughout the year can offer some significant benefits. Here are some easy ways you can go green in your own home and lower your energy bills: house cool in the warm weather and take the stress off your air conditioning unit.

Stop air leaks around your home by sealing existing gaps and cracks. Use caulking or weather stripping around doors and windows. Installing a door sweep is also a good idea.

Invest in a programmable thermostat.

It will automatically adjust the temperature in your house, saving you energy while youâ&#x20AC;&#x2122;re out for the day, away on vacation or sleeping.

Switch all of your lightbulbs to CFLs (compact fluorescent light) 22 homes.newsminer.com

or LED bulbs.

They last longer and use up to 75 percent less energy than standard incandescent bulbs, saving you money on your electric bills.

Insulate well.

Use insulation with a high R-value, such as Roxul Comfortbatt, to top up insulation in your attic. Aim for an R-value of 50 or a depth of 16 inches. For whole home efficiency, ensure other areas of your home are well insulated, such as crawl spaces, basement headers, walls and ceilings. It will keep your

Replace old appliances with energy-efficient models.

Only do laundry or run the dishwasher when you have full loads. Remember that many little improvements can add up â&#x20AC;&#x201D; providing valuable monthly savings for you, while protecting our environment for the future.

Find Your Agent Find Your Home AGENT BARBARA BOTTOMS

CHRIS CALHOON

GENE DUVAL

Chris Calhoon Real Estate 456-3401

RE/MAX Associates of Fairbanks 452-4363

LANA HEBERT

RICH KELLEY

GRACE MINDER

LanaHebert.com akrealtorlhebert@gci.net

www.richkelleyrealty.com rich@richkelleyrealty.com

www.graceminder.com graceminder@yahoo.com

GINGER OREM

TRACI SCHACHLE

www.AskForGinger.com ginger@askforginger.com

RealEstateInFairbanks.com traci@alaskarealtor.com

Alaska Life Realty

219 E. 5th Avenue North Pole, AK 99705

(907) 460-0759

barb29alaska@gmail.com www.akliferealty.com

Somers & Associates REALTORS® Inc. (907) 590-3330

GRACE MOORE Fairbanks First Realty 590-0306

Fairbanks-NorthPolehomes.com gracemoore@alaska.net

JANET SHAFER Fortune Properties 388-1400

Fortune@polarnet.com

BRUCE WAMMACK Interior Alaska Realty 322-2177

interiorrealty.com interiorrealty@ak.net

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