United Arab Emirates Benefits Helping you live well across the continuum of Health and Care
CONTENTS Benefits Overview
03
Healthe at Cerner
04
Health & Well-being
05
Healthcare
06
Dental
07
Vision
08
Travel Plans
09
Leaves
10
Life Insurance
10
Time Off
11
My Life Resources
12
Additional Benefits
13
This is a brief overview of Cerner Benefits and Policies. For complete Plan and Policy details, including eligibility requirements, see the Benefits Plan or Policy documents on the uCern Human Resources Knowledge Base.
Health & Wellness Savings & Retirement Time & Life Simplicity, Choice & Flexibility Cerner offers a set of benefits to address your physical, financial and emotional health. At Cerner, we believe the foundation for a successful career starts with a variety of options that meet your needs while supporting a healthy lifestyle.
You are eligible to enroll in Cerner Benefits on your first day of employment. Eligibility for Cerner Benefits will vary by benefit. Generally, most associates will be eligible for Benefits. If a benefit provides coverage for a dependent the eligible dependents will generally include your spouse and eligible children.
Healthe at Cerner Cerner supports and encourages healthy lifestyles through what we call Healthe at Cerner, our coordinated programs and services around health and well-being, designed for you and your family members. Healthe at Cerner lets you take an active role in managing and achieving your health and wellbeing goals; it is our mission to empower associates and their families to obtain their optimal level of health.
As a consumer of healthcare, you and your family should feel empowered with the necessary tools and resources to actively manage all aspects of your health and care. Healthe at Cerner programs, tools and services are available to support you in making the best healthcare choices for you and your family.
Health & Well-being Health and Well-being Programming Healthe at Cerner offers a variety of programs, tools and resources to help you be proactive in your health and overall well-being, including: • • • • •
Online wellness classes and webinars. On-demand Serenity Sessions and Mindful Minutes for guided mindfulness and meditation. Mental well-being programming through THRIVE, featuring education and resources on topics such as stress management, resilience, sleep, flexible thinking, suicide awareness and more. Well-Being Connect for virtual fitness, mobility and wellness classes, mindfulness, blogs and other on-demand classes and activities. Comprehensive support through My Life Resources, Cerner’s Associate Assistance Program, including access to therapy services, financial and legal consultation, research and referral services, tobacco cessation support and more. See page 12 for more details.
Physical Well-being Highlights On-Demand Fitness Cerner provides associates easy access to over 100 different fitness class options using an ondemand fitness app. All classes are available at no cost to associates and eligible dependents and can be done anytime, anywhere. Classes range from Bootcamp to Barre, Strength Training to Stretching, Mobility, Meditation, and more. Once connected, search the app for classes based on format, length, instructor, level or language. Fitness Reimbursement Cerner encourages healthy lifestyles and offers a health club reimbursement program for athletic club membership dues at approved facilities. Associates may be reimbursed for 50% of monthly fees up to an annual maximum of 2,400 AED. Musculoskeletal Health Cerner offers a variety of programs and services designed to help you manage your musculoskeletal health and enable you to move with more comfort and ease. We use a movement-based treatment approach to improve joint health, mitigate injury and enhance performance. One of these programs, Build Better Joints, is completely virtual in design and guides associates through eight weeks of mobility routines and curated educational resources. With courses specific to the neck and shoulders, lower back and knee, Build Better Joints can be your first step to a more active, pain-free life.
Healthe at Cerner is designed to help you live well throughout the course of your life by offering programs and services that span across the entire continuum of health and care.
Healthcare
Cerner offers you and your family a robust worldwide health insurance coverage through Allianz Worldwide Care that includes physician services, preventative care, emergency care, outpatient and inpatient services, chiropractic care, maternity care services, hearing benefits and mental health coverage.
• Premium paid by Cerner • 100% coverage on most services
• 20% co-insurance on outpatient services, with max. $27 USD per visit • Available for you and immediate family members • LIVE DOC, a mobile app offering on-demand video consultations, connecting patients with Health at Hand doctors within minutes. There is no copay applied for consults via LIVE DOC.
• Access to MyHealth App for easy claims process, with quick access to membership card and policy document;
Dental Care Dental Care Dental is included in the Allianz Worldwide Care plan, you and your dependents will have access to dental coverage as follows:
• Preventative covered at 100% • Basic Restorative covered at 80% • Major Restorative covered at 50% • Orthodontia treatment covered at 50% All services, except orthodontia , have a $1,500 USD annual maximum benefit per person. Orthodontia has a $1,500 USD lifetime maximum benefit per person.
Vision
Vision Care The vision coverage within Allianz Worldwide Care includes:
• Eye Exam covered at 100% once per year • Supplies covered up to USD $500 per 12 months
Travel Plans ACE Travel Assistance Cerner provides travel life, accident and emergency medical insurance plans for associates and their eligible dependents at no cost. All eligible associates are automatically enrolled. These benefits are insured by ACE American Insurance Company. Travel Emergency Medical Travel protection insurance is provided to Cerner associates travelling on international business. The plan provides the following types of coverage: ◼ Secondary Medical Insurance for Accidents and Illness ◼ Emergency Medical Evacuation and Repatriation ◼ Medical assistance services ◼ Personal assistance ◼ Travel assistance This plan is secondary insurance and will pay covered claims after any other insurance or national healthcare payments are made. Travel Life and Accident This Plan insures you if you experience a loss while traveling on business for Cerner (including personal deviation for up to fourteen days) excluding normal commuting to and from work.
Leaves & Life Insurance Leaves
Cerner provides a comprehensive set of absence policies to allow associates the ability to balance personal and work needs.
• Maternity leave - 12 weeks paid at 100% • Paternity leave - 4 weeks paid at 100%
Life Insurance and AD&D
The Life Insurance benefit provided by MetLife aims to provide a lump sum life insurance benefit to the family and/or estate in the event of an associate’s death. Cerner pays the entire premium for the associate’s coverage.
• Life coverage is equal to three times your annual base salary. • Accidental Death is equal to 6x annual base salary
Time Off Time Off
As a Cerner associate, annual leave time is provided to you each year to allow you to take time off from work regularly for rest, relaxation, and other personal time. Annual leave of 22 days begins accruing after your first day.
Illness • Cerner Time off for illness is based on your personal needs; if you are sick, you
should stay home from work until you are well enough to return to work. Cerner also offers disability benefits for all eligible associates. The first 15 days of sick leave are paid at 100% by Cerner, and then 50% for the following 30 days.
Holiday
The office is closed for 10 public holidays each year.
My Life Resources Associate Assistance Program My Life Resources, provided by Spring Health, is our Associate Assistance Program (EAP). My Life Resources is here to help and guide you in taking the steps to a healthier, more vibrant life. Access confidential tools and services to empower you and your family through a variety of different situations. Services are at no cost to you and your household members, and are available via telephone or online 24 hours a day, 365 days a year.
Services include: •
• • • •
Clinical counseling—up to 12 sessions per year for each individual • Managing life changes, achieving work-life harmony, grief and loss, job or personal stress, depression or anxiety, anger management, substance abuse, domestic violence, improving relationships, parenting and family concerns, improving esteem and confidence, and more Immediate support through Care Consultants Legal counseling and assistance Financial counseling and assistance Work-life services (child care, adult care, education, vacation planning, etc.)
Additional digital tools and support: Comprehensive intake assessment to personalize your experience • Digital resources and education •
Get started with My Life Resources! Visit cerner.springhealth.com (code: Cerner)
Or, call: 800 0357 04 696
Additional Benefits Home Ticket Allowance Dependent eligibility is based on information submitted for Health plan enrollment. Dependent eligibility requirements are: • Children at least 2 years of age will receive a Child allowance value.
• Dependents 18 and older will receive an Adult allowance value. A maximum of five (5) family members (including associate) are eligible for an allowance value.
Children’s Education Reimbursement Cerner will reimburse up to 100% of all reimbursable expenses with a maximum of AED 35,000 per child per school year. An additional 70% for amounts between AED 35,001 and AED 90,000 is also provided.
C e r n e r C o n fi d e n ti a l - I n t e r n a l U s e O n l y
Human Resources
Document Type: LIT / Document ID: 1108741772 / Version: 14 © Cerner Corporation. All rights reserved. This document contains confidential and/or proprietary information belonging to Cerner Corporation and/or its related affiliates which may not be reproduced or transmitted in any form or by any means without the express written consent of Cerner.