Your finances

Your finances SUNSHINE SAVINGS

No matter where you’re going on holiday, we’ve got clever tips and tricks to make your money go fur ther

With fuel prices sky-high, if you’re holidaying on home turf (or simply taking a day trip) it might be smarter to book the train. Try sites such as splitmyfare.co.uk: you might find that buying two or more tickets to a destination can be cheaper than one ticket. For example, buy London-Peterborough, then Peterborough-Leeds, rather than London-Leeds; you could save some money, and you won’t even have to change trains!

Planning to travel

abroad? Buying foreign currency well in advance means you could avoid higher rates at the airport and your destination. Top tip: You can order commission-free currency at tescobank.com/ travel-money. Tesco Travel Money is provided by Travelex.

It’s easy to blow your budget on food and drink abroad if you’re unfamiliar with the currency. A currency converter app such as XE can help you understand the cost of things more easily.

Have a back-up plan. Whether you’re jetting off abroad or holidaying in the UK, it’s a good idea to have travel insurance just in case something unexpected crops up. Clubcard Prices are now available on Tesco Bank Travel Insurance; for more information, visit tescobank.com/travel-insurance. Underwritten by Inter Partner Assistance SA UK Branch.

PL AN AHEAD

Plenty of people won’t head off on holiday without a stash of

teabags. But for all your other grocery needs during a UK stay, you can control your spending (and save time) by ordering ahead and collecting them via Tesco’s Click+Collect service, or even getting them delivered to your holiday cottage door. Remember to get breakfast and lunch bits too, so you can save cash on eating out too often – and a bottle or two of something nice to have chilling in the fridge.

It’s normal to spend a bit more on

holiday. But it’s also wise to set a budget so you don’t go mad and overspend, as debt can quickly take the shine off a good time. Agree a budget ahead of going away and stick to it. A cashless solution could be to use an app that lets you portion off a certain amount to spend. When that’s gone, it’s gone.

Wherever you are, at home or abroad, walk as much as possible to save money

on petrol, taxis and parking. Plus, it’s good exercise! Check out local bus routes too. If you have young children and find being without a car rather tricky, download an app that will help you to find free parking spaces – we like AppyParking and RingGo.

With your budgeting, agree on what you’ll treat your children to while away.

If they’re young, it could be one treat a day, like an ice cream, and something at the end of the holiday, such as a souvenir. If they’re older, they may prefer to be in control, with pocket money to spend how they want, either in cash or on a prepaid card. Reassuring for you, and fun for them!