PROFESSIONAL Chapter 7, often called “fresh start bankruptcy,” wipes out most unsecured debt, like payday loans, credit cards and medical bills. Under Chapter 11, debtors make a monthly payment to a trustee who pays off collectors. In either case, the focus is on making sure clients understand their options and helping them determine the best course of action, Berberick said. Many bankruptcy claims involve small businesses, but because owners front much of the financial burden themselves, those cases easily can become personal. In some cases, bankruptcy isn’t the right move. “You have people who are in a bad financial situation,” he said. “They feel guilty and bad about the whole thing. My job is to let them tell their story and then help them find the best way to start over.” — Luke Ranker
“(CLIENTS) WANT SOMEONE THEY CAN TALK TO. THEY WANT NONJUDGMENTAL LEGAL ADVICE. MY JOB IS TO LISTEN AND GIVE THEM THE BEST ROUTE TO FINANCIAL STABILITY.” TROY BERBERICK ATTORNEY
BEST BANKRUPTCY ATTORNEY
A sign advertises the law office of Troy Berberick, who was voted Best Bankruptcy Attorney in this year’s Best of Topeka competition.
First runner-up: Mack & Associates Second runner-up: Garrett Law
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