YourHome NOVEMBER / DECEMBER 2016
T H E H E A R T L A N D ’ S L E A D I N G R E A L E S TAT E & H O M E L I V I N G M A G A Z I N E
FEATURED PROPERTY
CUSTOM BUILT HOME Four bedroom, three and a half bath on 20 acres. Travertine tile and Italian granite. Three car garage. Call Texas Goldstar Real Estate @ 325-646-4781 for more information.
GOING
VERTICAL page 10
INSIDE THIS MONTH’S EDITION: n Sizing up Surveys, 3 n Berry Good, 7 Board-and-batten siding on new homes in Columbus, Ohio’s Italian Village neighborhood. PHOTO BY JIM WEIKER/THE COLUMBUS DISPATCH
C H E C K O U T L I S T I N G S & I N F O R M AT I O N F R O M T H E S E G R E AT A D V E R T I S E R S : C O L D W E L L B A N K E R , M A R K C A M P B E L L & A S S O C I AT E S , M C C L U S K E Y & A S S O C I AT E S , T E X A S B A N K , T E X A S R E A LT Y, M I L L S C O U N T Y S TAT E B A N K , T E X A S G O L D S TA R R E A L E S TAT E , T O O T I E K E L LY R E A L E S TAT E , A C M E B R I C K & T I L E , B R O W N C O U N T Y S E R V I C E D I R E C T O R Y
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Heartland Your Home
Sunday, November 20, 2016
ADVERTISERS REAL ESTATE
Mark Campbell & Associates - Coldwell Banker McCluskey & Associates Texas Goldstar Real Estate Texas Realty Tootie Kelly Real Estate
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LENDING INSTITUTIONS Mills County State Bank 7 TexasBank 10
MISC SERVICES
ACME Brick & Tile Brown County Service Directory
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A publication of the
Brownwood BULLETIn Your Community u Your Story u Delivered Your Way u Serving the Heart of Texas Since 1886
For questions or to advertise please call the Brownwood Bulletin at 325-646-2541 or come by the office at 700 Carnegie, Brownwood. NOTICE All Rental and Real Estate Ads are subject to the Fair Housing Act which makes it illegal to advertise any preference, limitation or discrimination based on race, color, religion, sex, handicap, or family status or national origin.
Brown County home sales up in October 2016 Heartland Association of REALTORS® releases real estate statistics for October 2016 Brownwood, Texas – Nov 8, 2016– Brown County median home price was $77,250 in October of 2016, according to the Brown County housing market report released today by the Heartland Association of REALTORS®. According to the report, 31 homes were sold in Brown County in October 2016, a 6.9 percent increase from the year prior. Brown County’s monthly housing inventory* was 9.4 months in October of 2016, a decrease of .5 months from October 2015. The Real Estate Center at Texas A&M University cites that 6.5 months of inventory represents a market in which supply and demand for homes is balanced. Homes spent an average of 107 days on the market in October 2016, 2 days more than October 2015. Additionally, active listings were down
to 305, a decrease of 7.6% from the same time last year. The Brown County economy remains strong and with new businesses and a high quality of life, Brown County is a great place to live, work and do business. The demand for Texas real estate remains strong and enduring. Texas REALTORS® continue to work daily to protect the rights of private-property owners, keep homeownership affordable, and promote public policies that benefit homeowners. * The inventory of homes for a market can be measured in months, which is defined as the number of active listings divided by the average sales per month of the prior 12 months.
Vann Stanford, President Heartland Association of Realtors
Sunday, November 20, 2016
Sizing Up Surveys
By: Rusty Adams How can a Texas farm buyer make sure he is getting all the land he is paying for and that he has access to and from the property? How does a home purchaser know where her lot ends and her neighbor’s begins? Is her home in the flood plain? How does a commercial developer know that a planned shopping center won’t cross a property line or setback line and that utilities will be available once it is built? The answer? A survey. A survey is a measurement of a tract of land and its boundaries and contents. Situations in which a survey is advisable include when land is bought, sold, cleared or divided; when planning construction projects or subdivisions; when harvesting timber; or when building a fence. A survey is often required by lenders and is necessary to obtain title insurance or flood insurance. Participants in real estate transactions, and their sales agents, brokers, and attorneys, should be familiar with the types of surveys available.
Types of Surveys
Land surveyors are licensed by the Texas Board of Professional Land Surveying. The types of surveys available are set forth in the Manual of Practice
for Land Surveying in Texas, published by the Texas Society of Professional Surveyors. The professional services of a Registered Professional Land Surveyor are divided into categories, each of which is defined in the manual and has specific requirements. Categories are further divided into four “conditions,” determined by the location of the site to be surveyed (urban business district, urban, suburban, and rural).
Category 1A: Land Title Survey
This is the survey real estate professionals will encounter most often. Whenever a transaction requires a title policy, such as when property is purchased or refinanced, this survey is required. A Land Title Survey is a comprehensive investigation and evaluation of factors affecting boundary locations, ownership lines, rights of way, and easements within or immediately surrounding a property. The distinguishing characteristic of a Category 1A survey is that it provides what the title company needs to insure the title. It includes greater detail than a standard survey. It shows recorded easements, as well as any evidence indicating the possibility of prescription or limitation rights, and visible improvements. As part of a Land Title Survey, the surveyor will produce:
monuments for corners, points of curves, or references to property lines of adjacent properties; • a signed, sealed, and dated written description; • a signed, sealed, dated, and certified map or plat clearly depicting the survey as made on the ground; and • if required, a written report of the surveyor’s findings and determinations. Sometimes this will include opinions, particularly if the surveyor finds conflicting evidence. While the survey must be accurate and complete for the purposes of title insurance, in practice, the degree of detail will depend a lot on the nature of the transaction. The sale of a residence will likely require substantially less detail than a large commercial transaction. Because survey matters are standard exceptions in a title policy, buyers want the most accurate survey possible to protect themselves from unpleasant and costly surprises. A surveyor is impartial and simply records what is found in the records and on the ground. The survey should be reviewed by an attorney.
Category 1B: Standard Land Survey
This is a traditional boundary survey. While similar to a Land Title Survey, it is not for title-insuring
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purposes. It locates the boundaries and determines the area, and it may include rights of way and easements within or surrounding the parcel. However, it normally does not locate improvements, rights of way, or easements within the surveyed site unless requested by the client, or in cases in which the surveyor in his professional judgment observes something that might indicate an encumbrance. Like a Land Title Survey, the surveyor sets monuments for all corners, points of curves, or references to property lines; provides a signed, sealed, and dated written description and a signed, sealed, dated, and certified map or plat clearly depicting the survey as made on the ground; and, as required, a written report of the surveyor’s findings and determinations.
Category 2: Route Survey
A Route Survey locates the planned SURVEYS: Continued on page 5
COLDWELL BANKER Mark Campbell & Associates Mark Campbell, Broker 1900 Austin Avenue Brownwood, TX 76801
Office: 325-646-1547
Buying or Selling - Land, Home or Business contact Coldwell Banker for your real estate needs: Mark Campbell ........325-642-5416 Royce Blackburn ....325-642-2093 Terry Blagg..............325-642-2553 Kimon Faubion .......325-998-0227 Jeff Hibbs ................325-642-3559 Don Holland ............325-998-2058 Donna Howey ..........325-998-0488 Nesa Morelock ........325-642-4932 Jennifer Newton ......325-642-2100 Hunter Stanford ......817-649-9822 Vann Stanford .........325-642-2088 Gary Twiford ...........325-642-1179 Brad Wells ...............325-642-2489 Sheri Wells ..............325-642-5994 Sue Wells.................325-642-8353 Stephen Young .......325-647-2418
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Sunday, November 20, 2016
Sunday, November 20, 2016 SURVEYS: Continued from page 3
path of a “linear project” or right of way that crosses a piece of property from one point to another. A common use of a route survey is for planning a right of way or for acquiring an easement (or fee title) for a road, canal, pipeline, electric line, or the like. Commonly, but not always, the route is described by defining a center line and then defining the route as a certain distance on either side of the center line. The surveyor will provide: • a signed, sealed, dated, and certified map; • signed and sealed written descriptions of each segment of the route (as it crosses tracts of separate owners); and • references to monuments and specific locations for use in planning construction.
Category 3: Locative Survey
A Locative Survey is often called a layout or stake-out survey or a site plan, and is usually done as a preliminary step in a construction project. It establishes the location and position of various structures in relation to the boundaries of the site. The surveyor may install reference stakes, markers (or monuments), construction
baselines, and benchmarks. The surveyor also prepares a plan or drawing showing the perimeter of the property and the location of the stakes or monuments and data sufficient to identify them. The survey also includes a signed, sealed, and dated written description. A Locative Survey is similar to a Construction Survey and may become part of a Construction Survey. However, it only involves locating the proposed structures. It does not necessarily include continuous or periodic observation of the site as construction progresses.
Category 4: Reclassified
Category 4 was once for mortgage loan inspections but has been reclassified as Category 1B. For continuity, the remaining categories retained their original numbers.
Category 5: Construction Survey
A Construction Survey usually follows or includes a Locative Survey. It is performed before, during, and/ or at the end of a construction project. The surveyor makes measurements while construction is in progress to control elevation, horizontal position, dimensions and configuration, and, following construction, to obtain essential dimensions for computing construction pay quantities
and establishing “as built” conditions. In other words, the surveyor makes sure the building is built according to the engineering design. A Construction Survey might include a “slab survey” after pouring the slab but prior to framing, to make sure it’s in the right place, as well as an “as built” survey after construction is complete.
Category 6: Topographic Survey
Topographic Surveys gather information to be depicted on topographic maps, which are used by landowners, engineers, architects, planners, and developers to design the development of a site, landscaping, flood control, runoff of surface water, and various other purposes. The surveyor determines contours of the land and may determine volumes or quantities (of water, for instance). The surveyor’s product includes: • a control survey network, with horizontal and vertical positions noted; • major control points monumented and referenced; • a signed, sealed, dated, and certified plat showing elevations or relief by contour lines or grid plotted elevations; and • locative descriptions of the control points.
Category 7: Horizontal Control Survey
Heartland Your Home A Horizontal Control Survey is used as a framework to which other surveys are referenced and adjusted and, therefore, must be extremely accurate. It ties a particular location to the National Geodetic Survey and the Texas Plane Coordinate System, which are consistent coordinate systems used to establish latitude and longitude. These surveys establish a network of points on the ground sufficiently accurate to provide control for any surveying project. They are needed for accurate mapping and charting projects and in construction of underground utilities, power lines, highways, bridges, tunnels, and dams, and are particularly adaptable to property and subdivision surveys. By statute (Natural Resources Code, Ch. 21, Subchapter D), state plane coordinates may be referenced in deed descriptions.
Category 8: Vertical Control Survey
Vertical Control Surveys also are tied into the National Geodetic Survey and used as benchmarks for other surveys. They must be very accurate. They determine elevation relative to sea level and are used for surveys of tidal boundaries, locative and construction surveys, route surveys, topographic surveys, investigative surveys, and
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making measurements from photographs.
Category 9: Investigative Survey
Investigative Surveys are used when it’s necessary to determine the location of certain features or improvements, and their locations relative to each other, to determine the effects of an actual, impending, or planned occurrence. Examples include investigation of serious accidents for litigation purposes, mitigating natural disasters, determining whether a structure or other object is an encroachment on a property, and measuring ground subsidence or erosion.
Category 10: GIS/LIS Surveys and Products
A Geographic Information System (GIS) Land Information System (LIS) for surveying is the creation of maps and databases representing boundaries, manmade objects, natural features, or topography. The maps and databases are used as elements of GIS/ LIS mapping applications. Surveys are a key part of any real estate transaction. Knowing the different types of surveys and the purpose each serves is valuable knowledge for real estate professionals. ____________________ E. V. “Rusty” Adams III (rusty@brazoslawyers.com) is an attorney with the Peterson Law Group in Bryan-College Station.
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Heartland Your Home
Sunday, November 20, 2016
Sunday, November 20, 2016
Heartland Your Home
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Cranberries a saucy addition to holiday menu By Prudence Hilburn More Content Now
PIXABAY.COM
W
ith the upcoming Thanksgiving meal, many are already planning the menu. However, ours seldom changes. Everyone seems to have a favorite that they expect every year. In addition to the turkey and dressing (“stuffing,” if you are not from the South), cranberry sauce is expected on the table. I like cranberry sauce, but sometimes I like to use cranberries in other ways. How about a cranberry dessert? Of course, you can still have the cranberry sauce. One dessert that comes to mind is my Cranberry Nut Cobbler, made with fresh cranberries and pecans. This tasty cobbler is topped with a pourable, orange-flavored crust. The first time I carried it to a church dinner, almost everyone thought it was a dark cherry cobbler. Another favorite is made with dried cranberries and apples, cooked in a rumflavored apple juice. The pastry for these Cranberry Apple Strudel Sticks actually
is flour tortillas. It is amazing how the tortillas, when fried, give these “sticks” the texture of strudel. A generous sprinkling with “cinnamon dust” is another flavor booster. Prudence Hilburn has won more than 30 national cooking awards and written several cookbooks, including “Simply Southern and More.” Write her at prudencehilburn@aol.com or visit www. prudencehilburn.com.
Helping Customers Own a Piece of Central Texas
CRANBERRY APPLE STRUDEL STICKS
LOANS FOR... • Recreational Property • Commercial Property • Country Homes • Retirement Property • Agricultural Property • Land Improvements
M C Mills County State Bank S B 1-800-285-2216 www.mcsbtexas.com Early 325-646-0313
• 1 1/2 cups sugar, divided • 2 cups water • 1 package (12 ounces) fresh cranberries • 1/2 cup chopped pecans • 1/4 cup butter Preheat oven to 350 degrees. Combine 1 cup sugar, the water and cranberries in a large saucepan. Bring to a boil. Reduce heat to low and cook for about 3 minutes or until berries are popping. They will be soft but not mushy. Remove from heat and stir in remaining sugar and pecans. Melt butter in a 3-quart baking dish. Pour the cranberry filling into dish. Pour the batter for the crust (recipe follows) over the filling. Bake 30 to 35 minutes or until golden brown. Orange Pourable Crust • 3/4 cup sugar • 1 cup self-rising flour (see note) • 2/3 cup orange juice Combine all ingredients and beat well. Pour over cranberry filling. NOTE: If you don’t have self-rising flour, you can use all-purpose to which you add 1/2 tablespoon baking powder and 1/2 teaspoon salt.
Since 1888
Goldthwaite 325-648-2216
CRANBERRY NUT COBBLER
Brownwood 325-646-1798
Hamilton 254-386-4461
Hico 254-796-4221
“Where Service Makes the Difference”
Member FDIC
NMLS# 442123
• 1 package (4.5 ounces) dried apples • 1/2 cup dried cranberries • 1 1/2 cups apple juice • 1 teaspoon rum extract • 2/3 cup sugar • 1/2 teaspoon ground cinnamon • 8 (9-inch) flour tortillas • Oil for frying Combine dried apples, cranberries, apple juice and rum extract in a 2-quart saucepan. Bring to a boil. Reduce heat to medium and cook until apples are tender (about 6 to 7 minutes). Remove from heat and stir in sugar and cinnamon. Allow to cool. Starting about 1 1/2 inches from bottom of each tortilla, spoon 1/3 cup filling across in narrow strip, leaving about 1 inch on each side without filling. This prevents it from seeping out when fried. If apples have a lot of juice left in the pan, use a slotted spoon to lift the apple/cranberry mixture onto tortillas. Roll tightly, forming long “sticks.” Fasten with toothpicks. Heat about 1/2-inch oil in large skillet to 350 degrees. Carefully place each “stick” in skillet. Cook for 2 to 3 minutes, turning as needed until golden brown. Remove and drain on absorbent paper. Remove toothpicks. Make Cinnamon Dust: Sift together 1/2 cup confectioners’ sugar and 1/4 teaspoon cinnamon. Sprinkle sticks with cinnamon dust. Serve with whipped cream, if desired.
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Heartland Your Home
Sunday, November 20, 2016
Marc Followwell
Luann McCluskey, GRI, Broker/Owner
REALTOR ®
325-642-2310
325-200-2581 Multi-Million Dollar Producer
1515 Austin Ave., Brownwood, Tx 76801
Service with Integrity since 1999
BUYING OR SELLING?
325-643-3200 www.brownwoodproperties.com
Call the McCluskey team today. We are low on inventory and we have buyers!! We will go “the extra mile” for you. 1719 4TH$22,500
101 TWIN CREEK HOME ON 1.4 aCRES & INGROUND POOL COMANCHE—
$139,900
4 BDR, 2.5 BATH, office, open concept floorplan, This home also has a great backyard featuring beautiful inground pool, water slide & kiddy pool! Call Marc!
ATTENTION INVESTORS!
Great deal on a 4 bedroom 2.5 bath home. Great opportunity for a rental property! This one will go fast! Call Marc!
1008 LAMONTE $49,900
This 2/1 home sits on a 1/2 acre lot with a beautiful backyard. It features a sunroom & has original hardwood floors & a metal roof. Priced right to sell! Call Marc !
102 BEVRODON EARLY $109,900
2 ALPINE CT.— $129,900 Are you looking
to be in one of the MOST desirable neighborhoods in Brownwood for UNDER 130K ? Look no further. This is a charming 3 bedroom 2 bathroom home with a 2 car garage is for you! This home has an over sized Master Bedroom, wonderful fireplace located in the middle of a wall to wall with brick accents in the main living area. This home has a gorgeous tree covered lot that you must see for yourself! Call Marc!
Beautifully updated 4 BD/2BTH brick home features new interior/exterior paint, nice ceramic
tile and laminate flooring, tiled walk -in shower, great covered porch & storage building in privacy-fenced backyard. Move-in condition!!!!
Call Marc today!
LAKE BROWNWOOD PROPERTIES—LAKEVIEW & LAKEFRONT FEATHERBAY- LOTS —NEAR HIDEOUT GOLF COURSE 454 Feather Bay-$26,000 Nice wooded lot for home site; lot is situated between the lake & golf course. Beautiful views of the lake with some clearing. Woods Landing-$16,500 Great building site. Come see this beautiful lot near the #10 Teebox! Backyard runs parallel with #9 Hole. Call Marc. 9010 MESA VIEW-$243,900
2-story lakeview home with 3310SF, 4BD/3BTH, granite countertops, huge balcony overlooks beautiful Lake Brownwood. Call Marc!
7525 FM 2125
300 FT. WATERFRONT — 4 BEDROOM DW ON 16 AC. 2 shops, RV parking —Owner will consider owner finance or trade. Call Luann for showing!
330 BLUEBONNET $147,500
4BD 2BTH lake home on .79 AC. features personal boat ramp & retaining wall that keeps high water out! This home has NEVER flooded! Call Marc today!
681 CR 611-$369,000—CASON COVE AREA
Unique rock home with over 2200 sq.ft. Backyard features 3 decks overlooking lake. Shop sits on .37 acre totally fenced across the road. Nice dock. Call Luann for appt.
MOTIVATED SELLERS OFFERING
$10,000
REMODELING ALLOWANCE & $2000 SELLING BONUS!
Sunday, November 20, 2016
Heartland Your Home
Marc Followwell
Luann McCluskey, GRI, Broker/ Owner
REALTOR ®
325-200-2581 Multi-Million Dollar Producer
325-642-2310
1515 Austin Ave., Brownwood, Tx 76801
Service with Integrity since 1999
325-643-3200
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www.brownwoodproperties.com
1203 HIGH MESA DR. $92,000
BUYING OR SELLING? We want your business!!! We are low on inventory and we have buyers!! We will go “the extra mile” for you. Call the McCluskey team today.
COMMERCIAL PROPERTIES FOR SALE 1420 BRADY AVE.
709 W. COMMERCE REDUCED!
COMMERCIAL BLDG—$18,500
Commercial building on 1/2
acre, previously operated as antique & jewelry repair— family owned for over 42 years. Property totally fenced with lots of parking. Great location for your business: auto, antiques, insurance etc. Endless possibilities. Call Luann today!!
Seller wants an offer! NOW $119,500
ATTENTION INVESTORS! Previously operated as restaurant. Sold AS—IS condition!! Call Luann.
711 BELLE PLAIN—$175,000!!
Commercial building in great location on 1.5 acres. Previously operated as Smith Roofing Company. Located directly behind Underwood's BBQ. Reception area, 5 offices, 4 bathrooms, kitchen, 2 large shops, 2 open yards with covered parking. Call Luann.
1507 AUSTIN AVE. $139,500!! Commercial building with over 4000 sq ft of open space to make your own. Prime location with plenty of parking in the back! Endless possibilities for gym, retail, offices, nail shop etc. 20 year roof installed in 2015, new gas lines, electrical updates, plumbing updates, 2 bay doors, 2 AC units, half bath. Call Luann or appt.
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Heartland Your Home
Sunday, November 20, 2016
Modern farmhouse design spurs revival of board-and-batten siding
By Jim Weiker More Content Now
H
omebuilders are turning the siding industry on its head. Contractors and architects are breathing new life into vertical boardand-batten siding. Long a staple on old farmhouses and some niche styles such as Gothic revival — check out the siding in the Grant Wood painting “American Gothic” — board-andbatten had long been overshadowed by horizontal lap and shingle siding. But board-and-batten is now dressing up all types of homes, from modest to magnificent, from hip urban condos to suburban additions and rural estates. In Columbus, Ohio, half of the 16 homes featured in this year’s Parade of Homes included boardand-batten, typically as an accent but in a few cases as the main cladding. “It can be used in a broad spectrum of styles,” said Bob Skinner, president of Sierra Custom Homes, whose parade home includes a boardand-batten accent. Traditionally, boardand-batten siding consisted of 10- or 12-inch vertical planks (”board”) stood side to side, with seams covered by narrow strips (“batten”). The siding for years was an inexpensive alternative to lap siding, which required beveled narrow planks. The style started to enjoy a resurgence a decade or so ago with the emergence of modern farmhouse design, said Tim Cook, the director of design for M/I Homes, which has used boardand-batten for years in its
New Albany communities. “It’s a great look,” Cook said. “Everybody likes it.” The style took a big step forward when manufacturers introduced alternatives to wood planks, which can be expensive, timeconsuming to install and vulnerable to the elements. The James Hardie company makes cement-board sheets up to 4-by-10-feet that can be used in place of the boards and then covered with decorative batten strips. Siding manufacturer CertainTeed started making PVC This recently remodeled Worthington, Ohio home used vertical siding to complement its rural design. PHOTO BY JIM WEIKER/THE COLUMBUS DISPATCH board-and-batten siding about 10 years ago and Lloyd Wright started to ledgestone, and when Wil- panel shutters,” Taylor now offers three styles. said. “The demand for board- become more well-known, liamsburg was discovered everybody discovered by the Rockefellers, it was “Now it’s farmhouse.” and-batten has steadily increased since its introduction,” said Brian Kirn, senior marketing manager for the Pennsylvania-based company. “The drive in the demand is due to shifts in style. Homeowners like the contemporary look and contrast that the vertical accent and contrasting colors provide.” Developer Connie Klema used board-andbatten for six tall, narrow homes she built on Summit Street in Italian Village. “This style goes well with that vertical look,” Klema said. “The boardand-batten played into the tallness and sleekness of the architecture. … It’s like soldiers, standing straight in a row.” Residential architect Richard Taylor, owner of RTA Studio, loves boardand-batten for cottages and farmhouses, and he is using the siding on a farmhouse he is designing. But he worries that it could be overused. “It just goes with the INSTITUTION NMLS: 539097 times. When Frank
“...And never cease to gather together...”
mortgage
254.965.2785 998 Wolfe Nursery Rd. www.texasbank.com
Sunday, November 20, 2016
Heartland Your Home
SERVICE DIRECTORY OF BROWN COUNTY Dennis & Virginia Sanderson ownerS
Sanderson Trailers • Buy • Sell • Trade
325 643-3626 800 280-4125 948 Early Blvd. Early, TX 76802 Jason Dickey Manager
JS ConStruCtion 325-998-1580
Masonry - All Types: Rock, Brick, Block and Stuck-on Concrete
old & new ConstruCtion - All Types:
Framing, Remodeling, Doors and Windows and more. ‘Wood & Metal’ landsCaping - Trees, Shrubs, Sod, Dirt Work and more land Clearing - Brush Removal, Shredding, Tree Trimming & Mowing FarM & ranCh repair - Welding, All Fencing, Barns, Metal Buildings, Corrals, Septic and much more house leveling & Flooring All Types rooFing - Metal and Composition
FrEE Estimates Senior Discounts
HARDMAN Construction & Roofing • Composition & Metal Roofing • Metal Buildings • Spray Foam Installation
CALL JOEY 325-642-6806
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BR-SPAD0324081143
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Heartland Your Home
Sunday, November 20, 2016