How To Guide 2017
BR-SPAD0421104139
Accurate Air Solutions
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Brownwood Bulletin’s How To Guide
April 2017
BUSINESS DIRECTORY 325-646-9493 500 Fisk Brownwood • www.harishbb.com Pg 12
325-948-5595 Hwy 84 East • Star tx 76880 www.kubota.com
325-646-7553 509 w commerce www.sherwin-williams.com
325-646-2886 508 Main St. www.robnettintegra.com
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325-643-4996 608 Early Blvd. overhead-door-tx.com
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325-649-8020 1000 Fisk St. • www.hputx.edu
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ACCURATE AIR SOLUTIONS Pg 3
325-646-2200 515 Early Blvd • www.weakleysport.com Pg 5 BR-SPAD0421130434
325-643-4295 614 Early Blvd. 600 main www.hawkhills.com
325-203-5324
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325-203-1609 • 109 E. Industrial Blvd www.lelandsbarns.com Pg 7
April 2017
Brownwood Bulletin’s How To Guide
How to select an insurance agent The right insurance and the right agent can make your life so much easier. A savvy agent can help save you time and money and give you peace of mind. Shopping for the right insurance agent can be taxing. There are so many factors to consider, including finding a company that offers the right mix of service, coverage and an affordable price. For many, the biggest challenge is how to identify a reliable, reputable agent. Remember that everyone needs insurance coverage. An experienced agent can walk you through various options, keeping in mind your budget and lifestyle. Before choosing an insurance plan, you will need to identify an agent to guide you through the process. Your financial future depends on finding the right person to help you get insurance that will fit your needs. Your family, friends and colleagues have likely worked with insurance agents in the past. Ask people you trust for referrals. If you receive a recommendation, it is because that person has had a positive experience. There is a strong likelihood that you will have similar results. Successful agents understand that offering great service will keep them in business. Their careers depend on word-ofmouth. If you are happy with the service you receive, your insurance agent will appreciate your willingness to send business their way. If you do not have recommendations, begin researching your options. Begin by looking at local companies and brokers. Large insurers give all of their agents the same training. Each agent will be subject to the same company policies. In some ways, that can be comforting. However, agents at large companies may lack creativity and flexibility in how they handle their accounts. As you conduct your re-
search, be thorough and critical. Buying a policy is similar to purchasing a new car or home. It truly is that important. Select a company that is highly regarded by consumers. Read reviews of each company to determine who has the most satisfied clients. Are they easy to work with? Have there been any problems with collecting on a policy? Also, check that any prospective agent has all necessary licenses and training. After narrowing your list of prospective agents, make an appointment to visit each one. Prepare a list of questions and concerns about your personal situation. Take notes during your meeting. Remember that you must feel comfortable with the answers before purchasing a policy. If an agent tries to pressure you into making a decision right away, inform him that you need more time and cannot sign anything immediately. The right agent will let you take as much time as you need to understand the implications of each policy. They will give you useful information and not subject you to high-pressure sales techniques. Your agent should be available. The relationship doesn’t end once the sale is completed. Your dialogue should be continuous. The best agents are available in the event you have to file a claim. Agents who have been in business for many years likely have a good reputation and track record. They understand the policies and will even take extra care that you are properly protected. It is essential that you choose the right type and amount of insurance to adequately protect yourself and your financial future. The policy should be tailored to fit your specific needs. A seasoned, skilled insurance agent will be an invaluable resource for safeguarding your future.
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Brownwood Bulletin’s How To Guide
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How to select a garage door Garage doors add an elegant or classy look to your home. They can add a huge wow factor to your home. If your garage faces the front of the house, a new door could dramatically improve your curb appeal and change the overall look of your home. And even if it’s facing the back, a goodlooking door can be the perfect “welcome home” sign after a long day at work. Garage doors are also important for another key reason: security. If you’re thinking about installing a new garage door, you may be surprised at just how many options are on the market — and how affordably they can be installed. THE LOOK Simple sheet metal garage doors are still on the market, but they’re only a tiny slice of all the options available that can impact the look and safety of your home. In fact, garage doors have seen an explosion in styles, materials and colors that are designed to match the architecture of any home, from rural barns to craftsman bungalows or sleek urban getaways. While you may already have an idea of the exact type of garage door you want to see installed, some homeowners seek the advice of a designer to help make the decision to pick the right style and color combination. Some garage door retailers will be able to help you visualize what the different doors would look like — complete with color and material samples, and perhaps even software that will show a picture of what your home would look like. You should also pay close attention to the materials. Today’s garage doors can be made from expensive hardwoods, textured vinyl, fiberglass or basic aluminum, all of which will have a big impact on the look and longevity of your door. Pay close attention to the maintenance needs of whatever material you choose. Some will hold their color longer than others, and real wood doors can require regular staining and sealing every few years to keep them looking
spectacular. INSULATION Depending on your climate, the insulation of your garage door can be an important factor to help reduce your energy bills. Just like windows and insulation in your attic, garage doors come with an “R factor” rating that tells you how well they insulate your home from outside temperatures. This is especially important in heated garages. But even an insulated door on unheated garages can make a positive impact on your energy usage if it can keep the hot and cold weather away from the interior of your house. In general, the higher the “R value,” the better off you’ll be. It is a good idea to pay attention to this in extreme climates. LOCAL REQUIREMENTS Before you make the purchase, you should also check to see if your city, county or homeowner’s association has any special requirements for garage doors. Homeowner’s associations, in particular, may have very picky requirements about what materials and styles can be used in your neighborhood. Make sure your choice meets with the approval of any local authorities or boards that control their use. SAFETY A garage door is typically the largest moving object installed in any home, and safety should be a consideration. Ask your garage door retailer about any special safety features on the door you select. It should have a design that won’t pinch your fingers or hurt small children if they get caught under it. Make sure it will be installed according to all applicable safety codes in your area. OPENER Finally, when you install a new garage door it’s usually a good idea to install a new opener, too. Make sure you factor this into the cost and explore all your options — including the latest models that can be closed remotely via smartphones and operate very quietly and efficiently.
April 2017
Brownwood Bulletin’s How To Guide
How to select a handgun Owning a firearm of any kind is a huge responsibility. There are so many kinds out there for so many needs. So when you decide to buy a gun, you want to make sure you will get the best quality and the right type of gun for you. Whether you are new to the firearms market or an experienced collector, choosing a handgun takes consideration and time. Talking to other merchants and gun owners will give you up-to-date information about the latest models. You might also get some good insights into brands and models. Being informed is essential for responsible gun ownership. SIZE AND CALIBER When looking for a handgun to fit your technical and physical needs, it is a good idea to visit a gun shop. Look for a store that allows you to try the gun at a range before buying. Size is going to be a big factor. A large framed pistol is fine if you aren’t planning on carrying the gun on your body. These weapons hold more ammunition in the magazine. You will probably be able to manage the recoil better. Smaller pistols are excellent choices for carrying concealed. It might have stronger recoil because it is a lighter weight. Most concealed carry guns are specifically designed to use at close range and remain hidden when not in use. Larger caliber weapons will create more damage on your target. Smaller calibers are excellent choices for novices. OTHER THINGS TO CONSIDER Along with size and caliber, there are other things to keep in mind. There are two types of
handguns: the automatic and the revolver. Automatics are more modern and usually come in smaller calibers, known as “auto calibers.” Since they are typically clipfed, automatics are complicated. They can be slightly more difficult to clean and operate, but they are fast to fire and easy to reload. On the other hand, revolvers are simpler and more traditional. They have been around a lot longer. There are a wider range of calibers and they are easier to clean, but the firing speed and reload time is significantly reduced. Revolvers are great options for beginners, though some automatics are just as good. Point-and-shoot accuracy is more important than sighted accuracy in an emergency situation. In self-defense situations, you’re usually firing fast and instinctively. So it is good to have a gun that reflects your firing style. WARNINGS You should be able to operate your weapon easily. Learn how to switch the safety on and off before you attempt to use it. You should also know how to load and fire the gun. Spend plenty of time with your weapon at a firing range. Become familiar with its limitations. Take classes that match your level of experience. Responsible gun ownership starts with gun safety. Never leave your pistol where children can get to it. Handle your weapon in a manner that is safe for you and those around you. Always treat it as though it is loaded, and never point it at anyone you don’t intend to shoot. A knowledgeable gun shop can answer all your questions. Find a shop in your area where employees are passionate about educating the public.
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Brownwood Bulletin’s How To Guide
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How to pick a college or university With more than 4,000 colleges and universities in the United States, choosing the right one for you can feel like an overwhelming task. After all, your decision will have long-term consequences. Selecting a strong university with an excellent reputation will give you a firm foundation to pursue your dreams. For more than 125 years, HPU has offered excellent educational opportunities to students from across Texas and around the world. Careful planning and thought will help you feel confident that you are making the right choices for your life. Large or Small School? Ask yourself if you learn better in an intimate setting or a large classroom. Some schools have a small student-to-teacher ratio while others have auditoriums filled with students listening to lectures. As you begin your research, be sure to look for information on class sizes and student population. Areas of Speciality The reputation of a university or college is very important. It can open or close doors in your career. Most colleges are renowned for a handful of majors. Does the learning institution specialize in your area of interest? Minors Once you have decided upon a major, think about your other areas of interest. Many colleges offer students the choice of adding a double major or minor to their plans of study. Even if you are going to pursue only one major, you will likely need to have elective courses in your schedule. These classes allow you to study something beneficial and meaningful while adding a new dimension to your work. You might even enjoy your electives so much that you decide to switch majors. Before applying to a college, view a list of possible electives. Alumni Connections Don’t forget to think of alumni connections in your family or circle of friends. A letter of recommendation or contact with others in your prospective field of study can advance your career. These professionals may also give you insight
into how best to use your degree after graduation. There may even be scholarship money available for a relation to an alumnus. Atmosphere Extracurricular activities, social events and the overall atmosphere of a college or university are additional elements to consider. Connections you make outside the classroom are very important. School activities can help you network and make lifelong friends. The culture of your prospective university should be a strong factor in your decision. Class Styles The traditional college atmosphere, with on-site classes, allows students opportunities to interact with professors and other students in a classroom setting. This creates great opportunities to network and expand your horizon. Online classes may also be a good option. If you are thinking about choosing an online school, be sure to check its academic credentials and reputation to ensure the institution is in good standing. Scholarships and Financial Aid Consider colleges and universities that honor prospective students and their families by awarding large scholarships and other forms of financial aid. The right college or university will go the extra mile in helping you secure funding for your academic career. Choosing an institution of higher education can seem like a difficult, daunting decision. But once you understand your academic and lifestyle needs, you can find a school that is perfect for you. Founded in 1889, Howard Payne University provides students with ample opportunities for service, leadership and fun. HPU prides itself on fostering a close, distinctively Christian community where personal connection is valued. The university maintains a low student-to-faculty ratio and HPU’s residential academic community provides students with a positive living environment and a supportive framework for personal development. For more information about Howard Payne University, visit www.hputx.edu, call 325-649-8020 or e-mail enroll@hputx.edu.
April 2017
Brownwood Bulletin’s How To Guide
Outdoor storage buildings are a great option for not only keeping lawnmowers or other heavy equipment away from the elements, but also for seasonal items and other items you wish to keep but don’t use all the time, as well. There are plenty of options available on the market, and the choices can seem overwhelming. But keeping these three qualities in mind will help you find the best outdoor storage buildings. Construction Quality material and construction is a must. The building might be more expensive, but it will be worth it. There are no standardized building codes for outdoor storage buildings. While many companies use solid materials, others are out to make fast money. Their reputation means little since they don’t plan to be in business for long. High-quality storage buildings are similar to a well-built home. The walls are sturdy; the decking and roof trusses are solid. A well-made roof will keep out the elements. These buildings will not leak, so your possessions will be safe. Don’t overlook the flooring. It should consist of solid joists and decking thick enough to prevent sagging. The flooring should meet or exceed your expectations. Pay more to get better flooring. Design Another important factor is functional design. Purchase the best-designed building that you can afford. Your unit should have plenty of room for shelving and adequate floor space. Think of everything you will need to put inside the build-
ing. People use these units for a variety of reasons. Some people need room for a tractor while others might keep small gardening equipment on the shelves. You might need more windows, skylight or electrical lighting. Maybe you need a wide door or one that opens in a particular direction. If you hang things, then look for building with space for hooks. Units with an attractive exterior will complement your home. You can choose from a wide array of siding, trim, and roofing without overshooting your budget. While you might not think much about the appearance of the building, it is worth it when you consider that it could add to the appeal of your house and property. The Retailer A superior retailer will help you find a unit that offers you the best value for your money. Ask questions. Compare “apples to apples”. If you are on a tight budget, you might inquire about a payment plan. It will likely be cheaper than the monthly rental expense of a commercial storage facility. Buying a unit that features quality construction and design from a top-notch retailer makes good sense. It is a great way to gain a durable and functional storage space. Payment plans can be an invaluable option when you are short on cash. By keeping the building yourself, you save the monthly rental expense of a commercial storage facility. That’s money that stays in your pocket. Weighing the variables of construction, design and a quality, reputable retailer against all the other factors in choosing an outdoor storage building makes good sense.
Playhouses
Cottages
Painted Barn
Lelands
Value Line Barn
For your storage solutions, whether it is big or small, see Diane Booth or Tim Broun at BR-SPAD0421140936
How to select a storage building
Gazebos
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Wood Shed
Carport
LELAND’S OF EARLY • 109 E. INDUSTRIAL • EARLY, TX 76801
325-203-1609
Some building models can be delivered in as little as 3 business days!
(Carport/RV covers are built on your level site.)
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Brownwood Bulletin’s How To Guide
April 2017
How to select power equipment Creating a beautiful landscape or garden requires the right tools, along with plenty of hard work. Working with a quality power equipment dealer is essential if you want the right tools for a professional job or are looking to create the best lawn on the block. A good power equipment dealer will make a difference in the life and longevity of your power tools. PRODUCT LINE Brands and product lines will usually determine the quality of the power equipment dealer. Some brands have better reputations than others. Your friends, family and co-workers can guide you toward quality brands. Ask them which product lines are the best. Remember that is better to pay more for equipment that lasts rather than go through the hassle of replacing cheap tools every year. Some brands have product lines that are engineered to different standards. A good dealer will explain differences in manufacturing, materials and which ones have the fewest problems after the sale. Also, consider getting a recommendation from other people who use tools professionally. People who use lawnmowers and weed trimmers all day, every day will have thoughts about the advantages of certain brands. Pay attention to what’s labeled “commercial” or “professional” grade. These models typically come with longer warranties. They are usually built for use over long periods of time and under tough conditions. But they also have downsides, such as cost. Commercial or professional grade equipment may be heavier than standard models. If you want a long-lasting tool, though,
they are hard to beat. KNOWLEDGE The best power equipment dealers have in-depth knowledge about their products. Find a store with employees and owners who understand every last detail about what they sell. They should be able to demonstrate the features of the equipment, explain how it works, inform you about warranty coverage, and offer advice on which accessories have the best value. They will also educate you on how to make your equipment last for many years. Salespeople should be informative, not pushy. They will help you find the right product to match your needs, even if it’s a more affordable model. They know that is the best way to get repeat customers. In fact, that’s another sign that you’re dealing with a reputable retailer. If they’ve been in business for a long time, it’s usually for a good reason. Look for power equipment dealers who have a solid track record. SERVICE All quality power equipment needs maintenance over time. Ask about what kind of services the store offers after the sale. Many equipment dealers offer repair services on site. If not, they should refer you to professionals who will do the job right, and for a good price. Some owners, for example, don’t want to change the oil in their lawnmowers themselves. Be sure to inquire about how much maintenance and parts will cost. The best power equipment dealers are partners who will help you get the job done right for many years to come. They will help you save money and time.
April 2017
Brownwood Bulletin’s How To Guide
How to select a paint store Painting is one of the best ways to significantly update the look of your house without breaking your budget. A coat of fresh paint on your walls can brighten your home and enhance its look quickly and easily. Whether you do it yourself or hire a professional, finding a great paint store is a key part of the process. Keep these aspects in mind when choosing a paint store. SELECTION You can choose from an enormous variety of paint colors and textures. Oilbased and latex paints are available in a wide range of finishes and compositions. They are also available in different grades. Cheaper paint may be thinner, messier and harder to apply than its thicker, premium competitor. You will also have to determine if you want to work with a primer. Some brands require specific primer, while other brands have products that are “paint and primer in one.” A good paint store will have far more than just one line of products. They will stock paint designed for concrete floors, industrial paints that can withstand certain temperatures or chemicals, and paints that will reduce mold growth. It may seem overwhelming, but more choices will give you a better results and hold up over time. Knowing your specific priorities and considerations will help guide you toward the right paint for your project. HELP Don’t be afraid of getting expert advice. Even the most experienced housepainters sometimes need guidance.
That’s where a quality paint store comes in. Not only will the best stores sell good products, they will also have staff people who are ready to offer suggestions and recommendations for your particular situation. They are very knowledgeable about their products. They should also offer tips on how to apply the paint. You can spend money on high-end paint products, but applying them incorrectly will give you terrible results. The paint store you choose should be able to offer you expert advice on all aspects of your project, from product selection to prep work and clean-up. DESIGN With so many color and style selections, a good paint store can offer design advice for getting the look you want. When it comes to paint, there are endless possibilities, and the best paint store staff will help you navigate through the selections. They will know the latest style trends and offer recommendations for color palettes that work well together. If you bring them a fabric swatch, they should be able to create a duplicate color in paint. Choosing the right paints and accessories takes experience and -- quite often -- some trial and error. Be certain to get prices for mixing sample colors up front. Don’t be afraid to put small quantities of these sample colors on your walls to test out your design. Once you’ve selected the right colors, go back to the store to purchase larger quantities of the paints to complete your project.
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Brownwood Bulletin’s How To Guide
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How to select an HVAC company
Accurate Air
Texas summers can be brutal – especially if your air conditioning is not working properly. Thankfully, with today’s advances in technology and improved efficiency in air conditioning and heating units, summer suffering could be a thing of the past. Today’s HVAC (Heating, Ventilation, and Air Conditioning) systems are designed to provide maximum comfort summer and winter at a more affordable cost. Whether you are having a new home built or wanting to increase the comfort of your existing home or business, the first step is to find a reliable, qualified HVAC professional that is licensed by the Texas Department of Licensing and Regulation (TDLR), bonded and insured. The Air Conditioning and Refrigeration program regulates contractors who install, repair, or maintain systems related to air conditioning, refrigeration, or heating. The TDLR would like to remind the owners of homes and businesses that contracting with an unlicensed individual for air conditioning and heating repairs can be hazardous. (www. tdlr.texas.gov) Most HVAC companies offer free estimates with no obligation to purchase. When you get your estimate(s), the company should also provide you with a job timeline from job acceptance to completion. Find out if they take care of all the building permits required then check with the permitting office before any work begins to make sure all permits are in place. Unpermitted work could result in fines and time delays. Ask about any warranties, guarantees, preventive maintenance and/or service agreements they offer.
Are they available 24/7 for emergency service Ask for references. A good HVAC company will have a ready list of verifiable clients you can contact for more information on their work. Some questions you may want to ask: Were the technicians courteous? Knowledgeable? Was the work completed as scheduled? Were there any surprises? Such as unexpected or unexplained additional expenses? Did they leave a mess when the job was finished? Did they leave you with unanswered questions? Did they follow up with you after the installation? Are you having any problems with the units? If so, is the company addressing them? These are just a few tips to help you choose a reliable HVAC company. At Accurate Air Solutions, we strive for complete customer satisfaction. We offer installation, service and maintenance and are available around the clock for emergencies. No surprises here. If there happens to be a need for price revision – it get brought to the client’s attention immediately – not after the job is completed. We stand behind our products and service and offer preventive maintenance services. So whether you are needing a new AC unit or just want to prolong the life of your existing cooling and heating system, call Accurate Air Solutions. We serve the Taylor, Brown and all surrounding counties and we would be happy to assist you with your heating and air conditioning needs. Accurate Air Solutions Abilene – 325-672-2966 Brownwood – 325-203-4324
April 2017
Brownwood Bulletin’s How To Guide
How to select a lawn mower A high-quality vehicle lawn tractor can assist you with a variety of tasks. It can make landscaping easier and even more enjoyable. High-end tractors can pricey, so you will want to make sure you find one within your budget and that is capable of doing the kind of work you need done. Lawn tractors can help cut down the time it takes to mow your lawn and finding a good lawn tractor that is built to last will go a long way toward making your job less of a hassle. THE RIGHT FIT Lawn tractors come in a variety of capabilities and price points. Most range from $1,000 for a simple, basic model to $8,000 or more for a fullyfeatured, commercial-grade tractor. In between, you will find a vast mixture of features and quality. You can select the right model by asking yourself how you will use the lawn tractor. The size of your lawn is important, of course. Bigger lawns need a wider mowing deck. You should also consider other things you will do with your lawn tractor. High-end lawn tractors are more like pieces of farm equipment than traditional ride-on mowers. You can purchase accessories for them, such as baggers, trailers, powerful tillers and snowblowers. You are not only buying a lawn mower. These tractors are platforms that can be used for all kinds of jobs. So check on the accessories that come with each model, even if you don’t plan on purchasing them yet. You may appreciate the choices in the future. SPEED, MANEUVERABILITY Most people want to finish the job in the least amount of time. While it is true that large mowing decks will cover more ground with each pass, there are other things to consider as well.
The transmission and speed is also a factor. How easy is it for you to change gears and turn in different directions? The zero-turn mower is another popular option. These vehicles can turn quickly and precisely to cut lawns of all sizes and shapes. While they have been used for years by commercial lawn crews, only recently have these mowers become affordable for the average homeowner. Zero-turn mowers are particularly useful when mowing close to homes, playground equipment and other tight areas. DURABILITY The longevity of your lawn tractor is also an important consideration. The brand’s reputation should weigh heavily when you are making a decision. Research consumer reviews and talk to your friends and family members about the best brands of lawn products. Also, visiting a retail store and talking to knowledgeable salespeople will also help you. There are plenty of low-end, affordable riding mowers out there, but few have a reputation for durability. It is economical in the long run to choose a wellbuilt model from a reputable manufacturer. Inspect the construction of each lawn mower careful to verify that it will meet your needs. While you probably don’t need the extreme engineering and high price of a commercialgrade model, you ought to buy the best model you can afford and follow the maintenance directions closely. It will help you get the most usage for your money. Finding a good dealer is an essential part of the process. When you locate an experienced local retailer with a long track record of happy customers, you will be well on your way to selecting the right lawn tractor for you.
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Brownwood Bulletin’s How To Guide
April 2017
How to select an internet service provider
How did we get by without the Internet? And how we survive today without it? The Internet is like electricity these days. We need it for pretty much everything that affects our daily lives, including schoolwork, job applications, the weather, banking, bill payment, basic communications and entertainment. That’s why choosing the right Internet service provider has never been more crucial. Without a competent and reliable provider, it is difficult to get anything done. Whether you are moving into a new home or dissatisfied with your current service, keep in mind these factors when choosing an Internet service provider.
PRICE Cost is an important consideration when selecting a provider. Most companies charge in monthly increments, so decide what price range best fits your budget. Faster service will cost more money. Compare prices from several different providers to get the best deal. You should know the upload and download speeds for each price point. The higher the speed, the better the service. TYPE OF CONNECTION Types of connections play an important role in selecting an Internet service provider. Broadband connections are the most popular types of connectivity. It allows you to receive a broadband connection by using a USB modem, mobile phone or a coaxial cable. DSL is another kind of connection that uses a landline phone. Finally, there is dial-up connection. While it was very popular years ago, only a few places still have dial-up services available.Dial-up speeds are very slow by today’s standards, but these connections may be the only option in some rural areas.
PURPOSE OF CONNECTION Make a list of what you need to accomplish on the Internet. If you want to stream movies, study online or telecommute, you will need the fastest connection possible. However, if you simply want access to email or basic websites, you might be able to settle for a slower service. Determining the purpose of your connection will prevent you from being disappointed in the service or your bill. SPECIALS Many Internet providers offer specials to customers. They may give you free service for the first few months, free equipment or upgrades. Look closely at providers in your area to find a package that suits you. If you have cable or satellite TV, you might be able to get a special discount if you purchase your Internet service from the same company. Also consider your cell phone provider. Sometimes, your mobile phone company might have a package deal for residential Internet service. It is all about figuring out what’s best for you.
CUSTOMER SERVICE One of the most critical factors is customer service. Read reviews of each company. Find out how long each company keeps their customers on hold. Also, look at how many outages they have. Does the company fix problems on a timely basis? How do they handle defective equipment? Studying each company will ensure that you will have no surprises after signing a contract. Once you have conducted the proper research, you will have a better idea of which company will meet your needs. If possible, sign up for a provider on a trial basis. If you are unsatisfied with the service, connection or products, you can cancel it without paying a penalty.