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INDEXED UNIVERSAL LIFE INSURANCE Indexed Universal Life Insurance is a form of permanent life insurance. It’s an insurance policy where the benefit is assured to be paid upon your death (assuming the policy is kept current). Also, unlike Term insurance, the policy can accrue a cash value within specified “indexes” (such as the S&P 500 or Nasdaq 100).
A type of permanent life insurance. You can choose you “index” based on your risk tolerance. Cash value has tax-deferred growth Can be paired with a Long Term Care rider.