Tidbits Grand Forks - March 26, 2015 by Tidbits of Grand Forks - East Grand Forks

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GOING BROKE!

No, Tidbits isn’t bankrupt! But every year, for a multitude of reasons, millions of Americans file for bankruptcy protection. It’s not always Mr. John Q. Public who does this – many times it’s celebrities who “had it all” and lost it, or wealthy business magnates who made poor investment decisions. This week, we’re looking at some well-known people who have filed bankruptcy, sometimes more than once! • In 1989, actress Kim Basinger bought herself a town, Braselton, Georgia for $20 million with plans to develop it. A few years later, after accepting a film role for “Boxing Helena,” she backed out of the movie. The studio promptly sued Basinger for $7 million. Shortly after paying the damages, she filed for bankruptcy and abandoned Braselton. • Singer-songwriter Willie Nelson made headlines back in 1990 when the IRS seized his bank accounts and real estate holdings as security for the $16.7 million he owed in unpaid taxes. Nelson had channeled his income into a tax shelter that the IRS had declared illegal. He took the bull by the horns and recorded a new album appropriately entitled “The IRS Tapes: Who’ll Buy My Memories?” to raise money to pay his debt, one he eventually paid in full.

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Quiz Bits 1. 2. 3. 4.

5. “Reach Out I’ll Be There” was the signature song for which Motown group? What multi-billionaire has filed for 6. What U.S. state’s nickname is the corporate bankruptcy four times? Pine Tree State? What Baltimore Colts quarterback 7. The Falkland Islands are located filed for bankruptcy twice? off which continent? Which “Okie from Muskogee” 8. About how many pounds does was $5 million in debt when he one U.S. gallon of water weigh? 9. What year was Lyndon Johnson filed for bankruptcy in 1993? elected U.S. president? This famous piano man has gone bankrupt three times and lost $90 TRIVIA million. Who is he?

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• Formerly a duchess married to Britain’s Prince Andrew, Sarah Ferguson ran up $8 million in debt from the time of her 1996 divorce until 2011. Ex-husband Andrew saved the day by loaning her money, and her creditors also agreed to take a smaller percentage of what was owed to them. The $10 million contract she signed as a Weight Watchers spokesperson may have helped out, too! • Musician MC Hammer found out that an overlylavish lifestyle can backfire. In the early 1990s, Hammer had a net worth of more than $33 million. Within five years, he had accrued $14 million in debt and filed for bankruptcy. How did that happen? Hammer maintained a 200-person crew that cost him about half a million every month. He lived in a $30 million house with a 17-car garage, a bowling alley, and baseball diamond. He owned two private helicopters, luxury cars, airplanes, and a record company.

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GOING BROKE! (continued): • Unpaid taxes do have a way of catching up with you. Just ask actor Nicolas Cage, who owed the IRS $13 million by the end of 2009. Cage wasn’t too wise with his $150 million fortune, purchasing an $8 million castle in England, where he never slept one single night, another castle in Bavaria, two New Orleans mansions, a $17 million home in Bel Air, and a $10 million Malibu beach house. A $7 million 40-acre private island near the Bahamas was followed up with a $30 million private jet to visit all his homes. Nine Rolls Royces were parked in his garage next to his Lamborghini and Ferrari, and 30 motorcycles. When Cage got in trouble, he began unloading his real estate, along with his cherished Action Comics collection that brought in a record $2.16 million. Lucky for Cage, he is still considered a Hollywood star who continues to land big roles, although most of his salaries go straight to his creditors.

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SPORTS QUIZ 1. Who was manager of the Chicago White Sox during the 1919 “Black Sox Scandal”? 2. T or F: No running back from a college in the state of Florida has won a Heisman Trophy. 3. How many Chicago Bulls have won the NBA Defensive Player of the Year award? 4. What was the most points scored by a losing team in the first ten Super Bowls?

5. Who holds the record for most NASCAR Cup wins on road coarses? 6. In 2014, the Florida Panthers and Washington Capitals set an NHL record for most rounds of a shootout (20). What had been the mark? 7. Name the last year before the 2014 U.S. Open that a Grand Slam singles final in men’s tennis did not feature Roger Federer, Rafael Nadal or Novak Djokovic. 8. Where was Super Bowl II played?

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GOING BROKE! (continued): • During his heyday, professional boxer Mike Tyson was bringing down $30 million for a single fight! His career earnings were somewhere between $300 million and $400 million. In 2004, he was $38 million in debt, with $17 million of that owed in back taxes. He owed $750,000 to seven different law firms, and another $300,000 for limo services. Although he blamed dishonest financial advisors, his spending habits included mansions, over 100 luxury cars, extravagant jewelry, a $2 million bathtub, a $410,000 birthday party, and pet Bengal tigers, which cost about $1,500 a day to feed. • How did NFL legend Terrell Owens burn through his $80 million career earnings? Part of it can be attributed to the more than $50,000 per month in child support payments he makes to four different women, three of whom have filed lawsuits against him. He also cites unscrupulous financial advisors, who led him into risky real estate investments. No matter what the reason, it took Owens less than 10 years to squander an amount that could have supported him comfortably for the remainder of his life. • Not everyone who’s gone through bankruptcy or financial troubles has been a big earner, nor have they all lived in our lifetime. President Abraham Lincoln declared bankruptcy in his 20s after his general store failed. When the store where Abe worked closed down, he saw an opportunity to open his own store, buying out other stores’ inventories on credit. After going broke, he repaid all his creditors, a feat that took 17 years. At least three other U.S. Presidents have filed bankruptcy – Ulysses Grant, William McKinley, and Thomas Jefferson, whose estate Monticello and its 120 slaves were auctioned off to pay his debt.

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GOING BROKE! (continued): • Mark Twain, author of Tom Sawyer and Huckleberry Finn made a series of unwise investments that lost a great deal of money. The most notable was a typesetting machine, a mechanical innovation that was to change the publishing industry. Twain invested $300,000 (about $8.2 million in today’s money) in the invention, but it was prone to breakdowns, and by the time its flaws were corrected, it had been made obsolete by the brand-new Linotype. Some poor decisions at the publishing house he owned further depleted his fortune, along with a large part of his wife’s inheritance. An honest friend and financier advised him to file for bankruptcy, then took charge of the remainder of Twain’s money, while Twain continued writing and lecturing. Although he wasn’t under any legal obligation to pay off all his creditors, Twain paid each in full.

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MOMENTS IN TIME • On April 2, 1863, responding to acute food shortages, hundreds of women riot in Richmond, Virginia, breaking windows and looting stores, before Confederate President Jefferson Davis threw his pocket change at them from the top of a wagon. Davis ordered the crowd to disperse or he would order the militia to fire on them. • On April 3, 1882, one of America's most famous criminals, Jesse James, is shot to death by fellow gang member Bob Ford. Detective magazines had glamorized the James gang, turning them into Robin Hoods. In reality, Jesse James was a ruthless killer who stole only for himself. • On March 31, 1931, Knute Rockne, the legendary Notre Dame football coach, is killed in a plane crash. He was 43. From 1918 to 1930, Rockne compiled a record of 105 wins, 12 losses and 5 ties, and won six national championships. • On April 1, 1948, Soviet troops begin stopping U.S. and British military trains traveling through the Russian sector to and from Berlin. In June, the Soviets began a full-scale blockade of

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the U.S.-British-French sectors. Thus began the Berlin Blockade, when U.S. aircraft began dropping supplies into Berlin. • On April 4, 1968, Martin Luther King Jr. is shot to death at a hotel in Memphis, Tennessee. A single shot fired by James Earl Ray from more than 200 feet away struck King in the neck. The death of America's leading civil-rights advocate sparked a wave of rioting in black communities around the country. • On April 5, 1976, Howard Hughes, one of the richest men to emerge from the American West, dies while flying from Acapulco to Houston for medical treatment. Hughes' bizarre behavior grew worse in his final years, as he became obsessed with privacy and sometimes worked for days at a stretch in a black-curtained room without sleeping. • On March 30, 1980, a floating apartment platform for oil workers in the North Sea 235 miles east of Scotland collapses, killing 123 people. No one was expecting that a large wave would collapse and capsize the platform.

• Several successful businessmen found their greatest achievements after their financial difficulties. Prior to founding the Ford Motor Company, Henry Ford had filed bankruptcy after his first internal combustion vehicle, the Quadricycle, failed to generate a profit. He had started the Detroit Automobile Company, but unfortunately, made the mechanics of the automobile his focus, while failing to properly market his creation. At age 40, he started over with $30,000, founding the company that lives on today. Henry Heinz’s first condiment company went bankrupt, but when he started over with his brother and cousin, they introduced tomato ketchup, and today Heinz is a $10 billion company that sells 650 million bottles of ketchup every year. Walt Disney’s first animation company, Laugh-O-Gram Studio, went broke three years before Disney formed the company that exists today. He nearly had to file bankruptcy again in 1937 after he dumped all his money into the making of Snow White and the Seven Dwarfs. Fortunately, the film was a hit, and his finances were secure.

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NOTEWORTHY INVENTORS:

CHARLES GOODYEAR

Although he suffered through financial distress and bankruptcy his entire life, the name of Charles Goodyear lives on through history. Let’s see how much you know about this self-taught inventor and his work with rubber. • The name of Goodyear is significant in New Haven, Connecticut, for more than Charles Goodyear’s inventions. In 1638, his ancestor was a founder of that city, and it was here that Charles was born in 1800. At age 14, he headed to Philadelphia to work as an apprentice in the hardware business, which occupied his next seven years. • At 21, Goodyear returned to Connecticut to partner with his father in the business of manufacturing ivory and metal buttons and an assortment of agricultural implements. Following his marriage, Goodyear moved back to Philadelphia, operating a thriving hardware store. However, his practice of liberally extending credit caught up with him, and the losses from non-paying customers led to his business failure. Because he was in the midst of perfecting and patenting several inventions, he refused to declare bankruptcy for fear of losing his rights to those inventions. As a result, he was thrown into debtor’s prison for failing to pay his debts. • At 31, Goodyear first learned about gum elastic, or natural rubber, and began experimenting with the substance. He started out creating life preservers, presenting them to a New York rubber company. It soon became apparent that natural rubber froze hard in the winter and was a sticky mess in the summer. Goodyear was determined to figure out a process to stabilize rubber.

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BUSY. BUSY. BUSY. BUSY. BUSY. Sharon Opdahl, Agent Sharon 2534 17thOpdahl Avenue South Grand Forks, ND 58201 Agent Bus: 701-746-0495 sharonopdahl.com

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TIDBITS® BEATING by Janet Spencer

HEART ATTACK FACTS • 37% of all deaths in the United States are related to heart disease, making it the largest single cause of natural death. Heart disease kills twice as many people as all forms of cancer combined. The major causes are smoking, fatty diet, high blood pressure, obesity, stress, heredity, lack of exercise, and diabetes. It is an illness produced of man's environment. Before 1900, heart attacks were very rare. The rate of heart disease increased so sharply between 1940 and 1967 that the World Health Organization called it the world’s most serious epidemic. • Every single cell in the heart is guided by an electrical impulse which synchronizes the heartbeat so all muscle cells contract in unison to pump the blood. During a heart attack, the cells begin firing out of turn so the efficiency of the heart is lost and the blood does not get pumped. When doctors shock the heart, the shock overrides each cell’s individual firing mechanism and once again synchronizes every cell, hopefully getting them all to work together again. WANT TO RUN YOUR OWN BUSINESS? Publish a

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• Although living in poverty, Goodyear continued his experiments, adding different chemicals, such as nitric acid, lead oxide, and sulfur, then boiling the mixture. Finally, in 1839, the inventor had his breakthrough, when he discovered that heating natural rubber and sulfur created vulcanized rubber.

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• It would seem that the tide had turned for Goodyear, but when he attempted to secure funds for his new venture, his previous financial difficulties made it tough to convince investors. He continued in poverty, pawning his household goods, perfecting his process for five years before he felt confident enough to apply for a patent.

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GOODYEAR (continued): • Goodyear was able to secure loans for his experiments, which started out with his working magnesia into the rubber, something that seemed to take away the stickiness. His first creation was rubber shoes, lined with flannel. But the stickiness returned, and his creditors withdrew their money. Another New York businessman who believed in Goodyear’s potential advanced several thousand dollars to continue the work, but the financial Panic of 1837 wiped out his entire fortune and once again, Goodyear was penniless. He and his family were living in an empty rubber factory, living on fish he caught in New York Harbor.

• Even with his patent secured, Goodyear’s life did not turn around, and he was plagued with troubles. Six of his 12 children died in infancy. He was jailed twice for failing to pay debts, and when he died at age 60, he was $200,000 in debt. Fortunately, over the years after his death, royalties accumulated and allowed his family to live comfortably. Thirty-eight years after his death, Frank Seiberling founded a rubber company, which he named Goodyear Tire & Rubber in tribute to the inventor. Today, it’s a billion-dollar company, the world’s largest rubber business, but the Goodyear family derived no capital from it.

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Draw a star in exactly 10 of the empty squares in the diagram below so that each numbered square accurately indicates how many immediately adjacent squares (horizontally, vertically or diagonally) contain a star.

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Teacher: "If I gave you 2 cats and another 2 Tidbits Laughs cats and another 2, how many would you have?"

Johnny: "Seven." Teacher: "No, listen carefully... If I gave you two cats, and another two cats and another two, how many would you have?" Johnny: "Seven." Teacher: "Let me put it to you differently. If I gave you two apples, and another two apples and another two, how many would you have?" Johnny: "Six." Teacher: "Good. Now if I gave you two cats, and another two cats and another two, how many would you have?" Johnny: "Seven!" Teacher: "Johnny, where in the heck do you get seven from?!" Johnny: "Because I've already got a freaking cat!"

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TSUNAMIS

This week is Tsunami Awareness Week, so Tidbits is checking out the facts on this deadly phenomenon. • The word “tsunami” comes from the Japanese language, translating “harbor wave.” It’s not really one wave, but rather a series of ocean waves, called a wave train, that sends surges of water to the shore. Because tsunamis might resemble a rapidly rising tide, some refer to them as tidal waves, but this is an inaccurate term because tsunamis are not related to, nor generated by, tides. • Tsunamis are also known as seismic sea waves, because they are most often generated by seismic activity such as earthquakes. Yet this term is also not entirely accurate because other forces can cause the waves, such as landslides, volcanic eruptions, chunks of glaciers breaking off into the ocean, and meteorite impacts.

• Tsunamis can travel across the sea at speeds up to 500 mph, nearly as fast as an airplane. They can cross the span of the Pacific Ocean in less than a day. As they hit shallower water near the coast, they may slow down but their height increases. Waves as high as 100 feet are not uncommon. The effects are felt long afterward as the tsunami carries tons of salt which poisons the soil and ground water, contributing to hunger and disease.

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weren't originally the pristine white we see today. Archaeologists have found evidence that these structures and sculptures were brightly painted in ancient times; the paint has just worn off in the intervening centuries. • Most muppeteers are righthanded and use their dominant hand to operate their puppets' heads; therefore, most muppets are left-handed. • If you have kids between the ages of 9 and 11, you might be interested to learn that nearly half of respondents in a survey believe that is the appropriate age for kids to begin helping vacuum the house. • The White House's first display of fireworks to celebrate Independence Day occurred in 1797 and was hosted by President John Adams. *** Thought for the Day: "There are some experiences in life which should not be demanded twice from any man, and one of them is listening to the Brahms Requiem." -- George Bernard Shaw

Answer

• It was Nobel Peace Prizewinning philosopher Albert Schweitzer who made the following sage observation: "The great secret of success is to go through life as a man who never gets used up. That is possible for him who never argues and strives with men and facts, but in all experience relies upon himself, and looks for the ultimate cause of things in himself." • In the United Kingdom it is illegal to deface paper money, but it's perfectly legal to burn it. • Gene Cernan was the 12th -- and last -- human to walk on the moon, in December 1972. While he was there, he scratched his daughter's initials onto the lunar surface. Those initials, "TDC," are likely to remain there for tens of thousands of years. • According to the folklore of Wales, fairies prefer traveling on the backs of corgis to any other mode of transport. • You may be surprised to learn that most Greek and Roman statuary and architecture

• The first wave of the series is typically not the strongest wave, and people are often deceived that once it has passed, the worst is over. The successive waves get bigger, stronger, and more destructive as they reach the shore. The time between the waves can last anywhere from a few minutes to about two hours.

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TSUNAMIS (continued): • The Pacific Ocean’s “Ring of Fire” is an area where tectonic shifts make volcanic eruptions and earthquakes common, generating about Answer: Dell. 80% of the world’s tsunamis. A VERY LARGE NUMBER • The U.S. state at greatest risk for a tsunami • Edward Kasner was a mathematician. In 1938 isheHawaii, where one occurs every year, with was asked to come up with a name for a avery damaging tsunamitheoccurring every seven large number: numeral one, followed years. The island is formed of by a hundred zeros.ofHeHawaii asked his two young five volcanoes, including the world’s largest, nephews what name they would suggest. Mauna Loa. FourMilton other states are at high risk • Nine-year-old suggested a name –out Alaska, Washington, Oregon, and Califorof the funnies. A cartoon strip character nia. TheBarney costliest to hit Milton the western named wastsunami very popular. chose U.S. and last Canada in 1964 following an Barney’s namewas for the number. earthquake in Alaska. The 21-foot waves • 8.4 Kasner announced the new name for the big killed 120 people. number in his next book, altering the spelling. years later, Larry and Sergey Brin • • ASixty quake registering 9.5Page occurred 100 miles developed a new internet searchand engine. Other off the coast of Chile in 1960 within 15 search engines searched each webpage and minutes, 80-foot waves hit the coast. Fifteen rankedlater, themthe according many and times22a hours tsunamitohithow Hawaii, specific term appeared on them, but Page and hours after the quake, the waves struck the Brin designed their search engine to search for coast of Japan – 10,000 miles from the the specific term and then findaway out how many earthquake’s epicenter. links there were that led back to that page, which a better search engine. • One of resulted history’sin deadliest disasters occurred • in They theyearthquake needed ain name that 2004decided when a 9.0 the Indian reflected how more many energy websites search Ocean released thanthe all of the engine was searching. They took the name earthquakes of the last 25 years combined. A of Edward Kasner’s only portion of the ocean’svery floorlarge the number, size of Calithey misspelled it slightly, so it ended up being fornia heaved upward, creating a tsunami that spelled exactly the same way the cartoon struck 14 countries, resulting in 290,000 dead character Barney spelled his last name. What’s or missing. it called? (Answer at bottom of page) • More recently, a 2011 earthquake COMPUTER FACTS in Japan registering 9.0 caused a tsunami thatmemory killed • In 1981 Bill Gates said, “640 kb of nearly 16,000 and created property damage ought to be enough for anybody.” of $300 billion. • Moore’s Law states that computer performance

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5. Jeff Gordon-9 6. 15 rounds (Rangers vs. Capitals, 2006) 7. 2005 Australian Open 8. Orange Bowl in Miami

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doubles every 18 to 24 months, and ever since 1971, this has been true. • HP, Google, Microsoft, and Apple were all started in garages. Answer: Google, from googol.

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