The
Hospitals helping to bring money into the local economy COVER STORY BEGINS ON PAGE 4
VALUE of health care
Inside
Directory of Advertisers
JULY 2015
ENTREPRENEUR’S MAILBAG Home is where the startup is: In this ever changing economy, a good number of the individuals I know are either selfemployed, do some form of freelance work, work in sales, or have a flexible telecommute arrangement with their employer. According to the U.S. Census Bureau, an estimated 52 percent of all small businesses in the U.S. are operated as home-based businesses. As I have gotten older I have tried to manage The Entrepreneur Café, LLC in a way that is more in line with the quality of life I wish to have-but one thing is clear … home is where the startup is.
PAGE 7
WORKPLACE The cure for summertime sadness: Bring joy back to the workplace: So it appears that July is the month that people hate their jobs the most. This is according to a new survey from Monster and BrandWatch. This psych major is fascinated, and I love a good survey. This “summertime sadness” was discovered after American tweets were analyzed for over a year. They looked at 1.1 million tweets to gather this information. As we all know, we are not typically shy about sharing our feelings.
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MONEY MATTERS
Retirement confidence: It’s all in the plan: Americans’ confidence in the ability to afford a comfortable retirement continues to rebound from the lows reported between 2009 and 2013. The increasing optimism is coming largely from workers who indicate they and/or their spouses have a retirement plan, such as a defined contribution (401(k)-type) plan, defined benefit (pension) plan, or individual retirement account (IRA).
John A. Logan College .............16
Pepsi MidAmerica................... 20
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FINANCES Behavioral finance: There is an old
Swedish proverb that states, ‘In calm water, every ship has a good captain.’ When the markets are good, some of the tried and true investment strategies are not as important. However, we have learned that the market does not go only straight up.
PAGE 11
ACHIEVEMENTS Who’s in the news: Find out who has been hired, promoted or received honors for efforts in businesses. Be sure to check out latest Faces in the News collection, too.
Raymond James Financial ........3
SIU Business & Admin. ....... 10-11
SIU Credit Union ......................13
Southern Illinois Healthcare ...18
PAGES 14-15
FINE PRINT What’s happening: See who’s on the move with new building permits, as well as those who haven’t been as fortunate.
PAGE 19
Southern Illinois University .......5
Williamson County Airport ....... 4 Publisher John Pfeifer 618-351-5038
The Southern Business Journal is a publication of The Southern Illinoisan. Contact us via mail at 710 N. Illinois Ave., Carbondale, IL 62901, or at P.O. Box 2108, Carbondale, IL 62903. Also reach us on the Web at www.sbj.biz and via email at SBJ@ thesouthern.com. The Journal is published 12 times per year monthly and distributed by The Southern Illinoisan and www.thesouthern.com. Copyright 2015 by The Southern Illinoisan, all rights reserved. A subscription may be obtained by calling 618-5295454 or 618-997-3356, or by visiting our website.
K & K Storage............................ 8
Advertising Kim Fowler 618-351-5035 Design and Layout Rhonda May 618-351-5077
July 2015
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From the publisher
Now is the time to recruit E
JOHN PFEIFER Publisher
ssentially, our business here at The Southern comes down to a couple of core functions; namely, we write and we sell. Consequently, the positions we’re most frequently recruiting for are reporters and salespeople. Assuming a successfully “clean” pre-employment background and drug screen for a candidate, we currently do not have an opening for either. So, naturally, now’s the time for us to recruit for both. Why? Most importantly, because they
are central to all we do. We can’t have too many qualified candidates, and neither can you. Our history also suggests that we have occasional turnover in these positions. And, finally, because we generally do a more thorough job of reviewing applicants and selecting the right one when we don’t have an urgent need. I hate to admit it, and have frequently vowed not to, but I have sometimes “settled” and extended a job offer solely because a candidate was “better than the rest.” Oh, I usually rationalize it far more
deceptively than that, but “settling” is settling regardless of what I call it. One of the primary reasons employers aren’t always recruiting for key positions is that we’re afraid of how it looks — or the message it might send — to current employees. Nonsense. Again, history indicates that at any given time I have someone considering either moving or finding a different job. Heck, if we’ve done a particularly good job of hiring, coaching and training, then we should have employees who could and should be looking
to advance. And, if this is happening regularly, then it’s completely thoughtless for us not to be recruiting all the time. We have stories to be written and both advertising and subscriptions to sell. Not having people on board to do both is irresponsible to our readers, our advertisers, our communities, our owners and all of our other employees. JOHN PFEIFER is publisher of Southern Business Journal and The Southern Illinoisan.
Harrisburg 37 South Main Street (618) 253-4444 Michael P. Tison Senior Financial Advisor
Marion 1201 Tower Square (618) 993-3513
www.TisonWealthManagement.com Disclaimer: Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC. Tison Wealth Management is a separate entity from WFAFN.
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Cover Story
The value of health care Hospitals helping bring money into the local economy DUSTIN DUNCAN THE SOUTHERN
S
outhern Illinois residents have opportunities to obtain health-care procedures that are rare for rural areas. Southern Illinois Healthcare and Heartland Regional Medical Center are two of the region’s biggest employers and, beyond that, offer medical procedures that make it easier for residents to get high-level care without having to drive several hours in all directions. The health-care system in Southern Illinois also helps make Marion and Carbondale and surrounding towns more attractive to potential homeowners In an article published and business developers, on wired.com, Henry which, in turn, brings Ford Health System Vice more money into the President and Chief region to be spent locally.
Enjoy the ride.
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most of them are central to their communities for an obvious reason. They help people get healthier. “When I look at these hospitals, I see an untapped resource, a way they could provide greater value to their communities and the country,” Coticchia said. The regional health-care systems aren’t resting on their successes. Both SIH and Heartland are expanding operations to better help the residents of Southern Illinois. Patients who don’t have to drive to St. Louis, Springfield, Effingham
only health-care provider growing. SIH is under expansion at Memorial Hospital of Carbondale. SIH also is about to break ground on expansion at Herrin Hospital, and just finished expansion at St. Joesph’s in Murphysboro. The $24.5 million, 43,500-square-foot SIH Cancer Center was finished in February. The expansion at Memorial had a price tag of about $52.5 million when construction started in summer 2014. Administrator Bart Milstead said the project is scheduled to be finished in spring 2017. He said expansion includes adding three operating rooms, 24 prep and recovery beds, 15 beds in the post-anesthesia recovery unit and a cardiovascular intensive care unit with eight beds. Milstead said there RICHARD SITLER, THE SOUTHERN will be expansion in the pharmacy, and the hospital is adding shell space or Nashville for service on the fourth floor for are able to keep their future expansion. hard-earned money in the region. Heartland CEO Jim Community Flynn said when it comes involvement to recruiting physicians to the area, it’s more than Heartland employs the rare services found in a more than 600 people at rural area; it’s the fact that its hospital in a wide array the hospital is consistently of positions. developing and launching “Large employers like new construction projects, hospitals create a ripple such as the hospital’s effect that benefits the intensive care unit, cathentire community,” eterization laboratory and Flynn said. orthopedic inpatient unit. He said Heartland paid “Physicians see growth about $10.7 million in as a sign of stability for total tax dollars in 2014, their future,” Flynn said. Heartland isn’t the SEE VALUE / PAGE 6
July 2015
Southern Business Journal
HELp THE NExT oWNERs of youR CoMpANy BE As suCCEssfuL As you ARE
Work on your transition plan at our next event. TuEsdAy, AugusT 11
Workshop, 10:00 a.m. - Noon Lunch, Noon - 1:00 p.m. No cost to attend. seating is limited. SOUThErn IllInOIS UnIvErSITY DUnn-rIChmOnD ECOnOmIC DEvElOpmEnT CEnTEr 1740 InnOvATIOn Dr., CArBOnDAlE, Il
speaker: steve Barnhart Business Transition Advisor Illinois Manufacturing Excellence Center (IMEC)
Did you know that fewer than 40% of businesses successfully transition to the next generation of management? Increase your chances of success by attending our upcoming event for family-owned and closely held businesses. In just two hours, you’ll learn about the components of a company transition, from workforce management to family governance. You’ll also get a detailed look at the key issues facing company leadership, and the tools and resources we can provide to make the transition as painless as possible.
Lunch included. Registration required by August 5. To register, call 618/453-4042 or go to www.imec.org/Events.cfm. Hurry, seating is limited. BENEfIT fRoM A oNE-oN-oNE sEssIoN. Schedule a 15-minute consultation with a Family Business Advisor immediately after the workshop! Must be scheduled in advance: 618/453-4042
The Illinois Small Business Development Center/International Trade Center is funded in part through a cooperative agreement with the U.S. Small Business Administration and the Illinois Department of Commerce and Economic Opportunity and hosted by Southern Illinois University Carbondale.
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VALUE: Helping
July 2015
bring money into the local economy
FROM PAGE 4
including employee withholding taxes, but not including about $550,000 in sales tax. Flynn said Heartland preformed about $13 million in uncompensated care, meaning charity care and bad debt. The hospital also made significant contributions and has employee volunteers for several local charitable organizations in Southern Illinois. According to an SIH fact sheet, the not-forprofit, health-care organization employs about 3,400 people. The annual report by SIH stated that it has a payroll expenditure of more than $228 million, and that serves as an important economic stimulus, creating and supporting jobs throughout local communities. The report indicated that dollars earned by SIH employees and spent in local stores have generated about $542 million in economic activity and created an additional 4,216 jobs for the regional economy in 2014. Woody Throne, SIH vice president of community affairs, said building the strong health-care model that contributes to the economic state of the community starts with the residents within those communities. “It starts with meeting the community’s needs and doing the very best we can on an ongoing basis to meet those needs to accomplish our mission,” he said. One of the elements of that mission, Throne said, is providing access to care for individuals irrespective of their ability to pay.
RICHARD SITLER, THE SOUTHERN
Memorial Hospital of Carbondale is located in the center of the city and has influenced economic development. From the top of the parking garage one can see the network of buildings that comprise the hospital.
“That ends up being quantified through our charity care program,” he said. In 2014, he said SIH performed about $15 million in charity care, “meeting the needs of those who are uninsured or underinsured to be able to gain access to care where the financial issues they face may have been a barrier to getting the care they need.” SIH CEO Rex Budde said the organization’s mission — from the board of directors to all of its employees — is to take care of people. “Our assumption is that if we do that first and that best, a lot of other things will take care of themselves,” he said The wide variety of
services provided at SIH are intended to keep patients from having to drive hours away to get care, Budde said. “If we don’t do it, where are those services going to come from?” he asked. Budde said several individuals on the SIH board and employees have experienced driving loved ones far away to get the care needed. “It motivates you when, intellectually, you know that is going on, but then when you have experienced it, you feel it; you understand the burden at an emotional level. It is really powerful to know we have to take care of these people,” he said. To provide such services
for a rural area, SIH listens to its primary-care doctors in the area to see where people are being sent for care and also identifying needs in its model. Once a need is identified, Budde said SIH uses national recruiters to bring in the very best physicians to care for the people of Southern Illinois.
City officials notice impact Assistant Carbondale City Manager for Economic Development Gary Williams understands the impact of SIH and the health-care industry in the city. When major employers are looking at site
selection, he said one of the top two criteria for companies looking to relocate is a healthy workforce. “One of the things that SIH brings is the ability to strengthen our local workforce, which makes our area more attractive for employers,” Williams said. He said in rural areas, for every physician position that is filled, there is a job multiple of 12 support jobs. “That is pretty significant,” Williams added. “Having an asset like SIH, which employs about 1,300 people just at Carbondale, certainly creates a tremendous amount of economic activity that Carbondale appreciates.” Marion Mayor Bob Butler
said because Heartland employs hundreds of people, the hospital payroll is substantial, and that feeds back into the community. Employees there aren’t only from Marion, but from communities throughout the area, Butler said, which means there is a greater likelihood that those people will make purchases in Marion. “I am sure people are driving 20, 30, 40 miles every day to work,” he added. “The impact is significant — not just for Marion, but for the whole area. I think it is a win-win situation.” dustin.duncan@thesouthern.com 618-351-5823 on twitter: @zd2000
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Entrepreneur’s Mailbag
Home is where the startup is CAVANAUGH L. GRAY SBJ CONTRIBUTOR
F
or the past decade, I have wrestled with a recurring small business dilemma — to primarily work from home or not. Over the years, I’ve gone from working the corporate life in great big office buildings to working Gray in my own office space, to working a hybrid schedule of home and shared office, to now mostly working from home. In this ever changing economy, a good number of the individuals I know are either self-employed, do some form of freelance work, work in sales, or have a flexible telecommute arrangement with their employer. According to the U.S. Census Bureau, an estimated 52 percent of all small businesses in the U.S. are operated as homebased businesses. As I have gotten older I have tried to manage The Entrepreneur Café, LLC in a way that is more in line with the quality of life I wish to havebut one thing is clear … home is where the startup is.
Time and money … is money I have never been fond of navigating a lot of traffic or the daily commute. Whenever I travel into Chicago’s Loop for work I am amazed at how quickly time gets away from
perk is that my company offers unlimited coffee and lunch is catered in everyday courtesy of my kitchen. There is no costly gym membership, when I feel like I’m getting overwhelmed or simply need to step away from my desk I simply head to my local YMCA a few blocks away. On a regular basis I get the chance to talk to, meet with other independents or invest in some large or small way in the lives of others. And by the way did I mention that my company offers unlimited coffee?
It’s worth the sacrifice
In 2004 I came to Southern Illinois after a four year stint in Washington, D.C. for I thought would be a couple of years. Before I realized it, one year turned into seven amazing years of building relationships, serving the region’s poor, helping PROVIDED BY CAVANAUGH L. GRAY to build bridges among people, teaching at the college level, helping to grow small business, me. Factoring in the time it It has its perks takes to get to my train station, Depending on the situation the and a host of other things. In order for me to accomplish all and commutes both ways and benefits or perks can outweigh a couple of hours can be gone the salary and make a difference of this my wife selflessly passed on some great opportunities of easily. Working away from home between a good job opportunity her own, altered her schedule to I have easily let funds slip away and a fair one. I might be a little accommodate mine, and took via lunch, snacks, coffee runs, biased but I don’t know of too on the responsibility of caring dinner & drinks, or a stop into many places that can beat the for our children when my hands my local bookstore. Years ago benefits we offer here at The were full. There is now somewhen I first started entertainEntrepreneur Café, LLC. For ing the idea of working from starters, my hours are extremely thing very gratifying in knowing that I can now return some of home, I took the time to try and flexible. During the school year that selflessness in supporting quantify what that looked like in you will usually find me at my her career while building a busiterms of cost savings. When you desk at the crack of dawn lookness on my own terms. factor in the money saved on ing to put in a few hours before transportation, food, dry clean- the kids head off to school. All ing, the IRS deduction allowed without any stop and go traffic. Watching them grow for a dedicated home office, etc. Working from home allows me In the final week of the that figure at the time was about to extend my day in a way that school year my oldest son $15,000 annually. If you are a might not otherwise be possible Gabriel received the prestigious small business owner I’m sure and feel good about completely Presidential Award for Academic you could find a way to put an shutting down when the evening Excellence offered to handful of extra $15,000 to good use. demands of family call. Another students by way of the White
House and my wife and I were there to see it. Looking back over the years I can only recall missing one of my sons’ events for which I am proud of. We’ve tried to share with them what it takes for their parents to do what they do while keeping things running smoothly, partially smooth, ok just to keep things running. I am fully aware that this setup simply doesn’t work for everyone, and that as time marches on I will likely choose to work in different manner. Looking back I can say that I’ve tried to stay true to our company’s purpose and working from home at times has afforded me that opportunity. With a little sacrifice it has my wife and I have had a chance to see our young boys start to become little men. As my children get older I hope they remember what I (we) have tried to do. I can’t speak to anyone else’s reasons for wanting to go into business for themselves or their reasons for working from home but for me it’s pretty clear. There will be plenty of time to growth The Entrepreneur Café, LLC to the point that I envisioned it at the beginning but only a very short window time to watch my family grow. That being said for me home is truly where the startup (heart) is. CAVANAUGH L. GRAY is director of business development for The Entrepreneur Café, LLC. For more insight on growing your small business or to read a chapter from his book, “The Entrepreneurial Spirit Lives: 25 Tales to Help Entrepreneurs Start, Grow, and Succeed in Small Business, “ call 877-511-4820, email cgray@ ecafellc.com or Connect With Us on social media via Facebook, Twitter or Linkedin.
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July 2015
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Workplace The cure for summertime sadness:
Bring joy back to the workplace bring pain, I guess. That’s not very inviting. Every workplace brings its own unique challenges; howo it appears that July is the ever, there are some that we month that people hate can count on no matter what. their jobs the most. This is Every workplace has that Milton according Waddams (stapler guy) from the to a new movie, “Office Space,” or somesurvey from one just as annoying. People can Monster be a challenge. Take it from a and Brandhuman resource person. When Watch. This faced with such a person, here psych major is what I recommend. And, yes, is fasciI do this too. Look them in the nated, and I eye. Take a deep breath. Exhale. love a good Smile and settle in. Listen to survey. them. You may know what they This “sumare about to say to you. You mertime Holmes-Young may have heard it before. This sadness” might be another 10 minutes of was discovered after American your life that you will never get tweets were analyzed for over a back. Immerse yourself in the year. They looked at 1.1 million moment. Be present. Give them tweets to gather this information. As we all know, we are not your time. Once they are finished speaking, answer them in typically shy about sharing our a respectful way. If their request feelings. Check out this survey at Brandwatch.com. The results cannot happen, then explain why. Do not lie. Do not sand from this study are fascinating. bag. Do not BS. If they need You can look at who loves their help, and you can help, then do job, where these people are and it. If they need someone else to are not, and when they love be involved, then direct them to it most. someone else. Don’t put this off. What can we do to love our Just get it handled. job or workplace more? Well, Every workplace has aspects we all struggle to find a way that seem ridiculous. Try to to make work doable. It’s hard understand the cultural reason sometimes. Can work really be why they are needed or wanted, fun? After all, it’s called work and just do it. The time you for a reason. What if this isn’t my dream job? Am I still allowed spend complaining is time you could be spending working. to enjoy it? I was at a conferThe more work you get done, ence where one of the speakers encouraged us to bring back the the less you have to do at home. The more work you get done, joy to the workplace. She said the sooner you get to go home. that successful leaders did that Think about it that way. Set an in unique ways. So think about example. If your boss wants you this. How do you bring joy to there at 8 a.m., then get there at the workplace if you do at all? Psst. If you don’t bring joy, then 8 a.m. If your boss wants only collared shirts and no T-shirts, you do realize that you must ANGELA HOLMES-YOUNG SBJ CONTRIBUTOR
S
then make it happen. Stop complaining, grow up and get it done. You are an adult.
Angela’s tips for getting through the day zz Resect the workplace, respect others and you will get it back in turn. zz Take breaks. Even nonsmokers deserve breaks. It’s only fair. Whether you are salaried or hourly, exempt or non-exempt, you deserve a break today. Don’t take your break at the worst possible time. Don’t take your break minutes before a deadline is due. Use your brain. zz Jump around. Get up and move, that is. Get your blood pumping. Stepping away and getting active will help you be more focused and productive. zz Drink water. Not all day, but most of it. zz Chat with co-workers. Humans are social and crave social interactions. Social media and computer screen time is not enough. Allow your employees and yourself the chance to exchange ideas and conversation face to face. zz Schedule activity-based group meetings, if possible. As I am writing this, I am thinking about too many episodes of “The Office,” where the outdoor activities and group outings go so terribly wrong. Keep it simple and do not put anyone in danger. zz Laugh. Allow for laughter at work. Don’t make fun of others, but enjoy the silly moments that we all can appreciate. I know that I work with a great group of folks, and we try to laugh every day. In my current role, I get to deal with multiple locations, and I am lucky to be able to work
with everyone. zz Speak to someone new every day. Whether or not the person is actually “new” at the workplace or just “new” to you, give it a shot. It’s fun to get to know someone better. I feel that some of these basic common-sense tweaks can add some joy back into the workplace. I’ve worked in a few lessthan-joyous places, so I know a great environment when I see one. Also, if it all was fun all day, then it would not be work. Don’t forget why you are there. Don’t forget that you are being paid to do a job. Your employers are counting on you. Don’t let them down. Squeeze in some joy when you are able. Come see me from 1 to 3 p.m.
July 25 at The Annex Coffee & Deli in Herrin. I will be signing and selling books, along with speaking to those looking for professional advice to advance themselves in the workplace. Choose a job you love, and you will never have to work a day in your life. — Confucius ANGELA HOLMES-YOUNG is author of “Bring It On: The Aspiring Professional’s Guide to Getting a Leg Up on the Competition.” Her book is available at Bookworm, iTunes Store, amazon.com and barnesandnoble. com. Angela is also the corporate recruiter for National Railway Equipment Co. (NRE). She can be reached at ang_holmes@yahoo. com or @A_Holmes_Young.
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Money Matters
Retirement confidence: It’s all in the plan According to the 2015 RCS, among workers with access to some type of retirement plan, more than one in five (22 permericans’ confidence cent) are “very confident” they in the ability to afford a will have enough money to live comfortable retirement comfortably in retirement, up continues from 13 percent in 2009 — a to rebound time when devastating losses to from retirement plan assets caused the lows by the financial crisis of 2007reported 2008 crushed investor confibetween dence. This year, an additional 2009 and 36 percent reported being 2013. The “somewhat confident” in their increasing ability to live comfortably in optimism their later years, while 24 peris comcent are “not at all confident” ing largely McClatchey in their retirement prospects. from This percentage has remained workers who indicate they and/or their statistically the same for the spouses have a retirement plan, past two years. such as a defined contribution (401(k)-type) plan, defined Paying the bills benefit (pension) plan, or The data also showed that individual retirement account workers are becoming more (IRA). This is one of the key confident in their perceived takeaways from the 25th annual ability to pay for living Retirement Confidence Survey expenses in retirement. For (RCS) — the longest-running example, 37 percent of workers survey of its kind, conducted report being “very confident” by the nonpartisan Employee that they will be able to pay Benefit Research Institute for basic living expenses — up (EBRI) and Greenwald & Asso- from 29 percent in 2014. Simiciates. larly, a smaller, but growing, SCOTT MCCLATCHEY SBJ CONTRIBUTOR
A
percentage of workers express confidence in their ability to meet medical expenses (18 percent) and long-term care expenses (14 percent) — up from 12 percent and 9 percent respectively in 2011.
Retirement plans make the difference Among the total survey population, about two-thirds are somewhat or very confident in the steps they are taking to prepare for retirement. Yet the story is quite different for workers without access to a retirement plan. Among this group, only 23 percent have done a retirement needs calculation, and 64 percent say they have saved less than $1,000. By contrast, among those with access to a retirement plan, 35 percent have saved at least $100,000, compared with just 3 percent of those with no plan.
Delaying retirement may not be an option Perhaps, as a way to make up for their lack of planning, 16 percent of workers in the
associate at EBRI and coauthor of the study. “However, many retirees continue to report that they retired before they expected to due to an illness or disability, needing to care for others, or because of a change at their job. Consequently, relying on working longer is not a solid strategy for retirement preparedness.” These are just some of the findings in the latest Retirement Confidence Survey. To learn more or to see the study in its entirety, visit EBRI’s website. SCOTT MCCLATCHEY is a certified financial planner with Alliance Investment Planning Group, a Carbondale investment firm located at 115 S. Washington St. He can be 2015 study say the age at which reached at 618-519-9344 or they plan to retire has changed, scott@allianceinvestmentplanand, among this group, 81 per- ning.com. He also provides investment, retirement plancent plan to retire later than ning and insurance services originally expected. But, the to SIU Credit Union members researchers contend, this plan through the SIU Credit Union may fall flat for many. “Workers still expect to work Investment Services partnerlonger to make up for any sav- ship. Securities offered through LPL Financial, Member FINRA/ ings short falls,” stated Craig SIPC. Copeland, senior research
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July 2015
Southern Business Journal
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Finances
Behavioral finance
MICHAEL P. TISON SBJ CONTRIBUTOR
T
here is an old Swedish proverb that states, “In calm water, every ship has a good captain.” When the markets are good, some of the tried and true investment strategies are not as important. However, we have learned that the market does not go only straight up. It sure has done well lately, with the Tison Dow Jones Industrial Average over 18,000. It is important to adhere to long-term strategies based on sound fundamental principles and well-defined objectives. It’s an approach that has proven effective at protecting portfolios from erratic price fluctuations and helping leverage broader, more predictable market trends.
Why wouldn’t investors adhere to proven strategies? That is what the study of behavioral finance tries to decipher. Investing is emotional. When the market is moving down, investors often do two things. Some investors panic, and the same investors might overestimate their ability to time the market. Thus, they get out of the market. When they finally get back in, the market has rallied and they miss the gains they
may have used. Verification of this comes from The Economist in 2003. It published reports that between 1984 and 2002, the equities produced an annual return of 9.20 percent. During the same period, other investors earned a mere 2.70 percent. The emotion of investing is complicated by the way investors look at investing. One money illusion is framing. Framing refers to how the information is presented to us.
Framing can lull an investor into making poor decisions. Imagine that you have had a really successful investment, sold it at the right moment and are now suddenly flush with new cash. Will you invest it carefully or take on more risk? Studies show the latter is often our choice. The “new” money is “house money”, or, as some might say, “found money.” We are inclined to treat it as play money. It is an attitude often displayed by taxpayers who spend a large IRS refund on frivolities, conveniently forgetting that this is actually money they earned, not a gift from the IRS. Most of us are averse to risk, but the degree of aversion seems to depend on our past experiences more than on what we read or reason. Psychological studies have shown clearly that the pain of loss is three times the joy of gain. Investors are pleased with a 12 percent return, but consider a 12 percent loss devastating, although it involves the same amount of money. Our instinct is to wrap
ourselves up in a protective blanket to protect what we have. That may be why we also have a proven tendency to invest in familiarity. A consequence of this is that it tends to create concentrated stock positions — another risk that is best avoided. Investors can derive great benefit from probing their own instinctive thinking. If better judgment can be applied to portfolio choices and wealthbuilding alternatives, the personal quest that inspired your investing in the first place may turn out to be an achievable goal, rather than an illusion. MICHAEL P. TISON is a senior financial advisor for Wells Fargo in Harrisburg and Marion and can be reached at 618-253-4444. Wells Fargo Advisors Financial Network, LLC, member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. The views expressed by the author are his own and do not necessarily reflect the opinion of Wells Fargo Advisors Financial Network or its affiliates.
COMPLETELY ONLINE. CUSTOM-MADE FOR YOU. SIU Carbondale’s online business and administration degree completion program can fit your lifestyle, no matter whether you’re enrolled as a full-time or part-time student. It’s 100 percent online, structured but flexible, and taught by the same faculty who teach our on-campus students. For more details, visit onlineug.business.siu.edu or email info.business.siu.edu.
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Special Report
Consumer Reports finds some newer cars burn too much oil THE ASSOCIATED PRESS
DETROIT — Newer cars aren’t supposed to need more oil between oil changes, but Consumer Reports found that some engines — mainly from Audi, BMW and Subaru — require an extra quart as often as once a month. In an annual survey of car owners, significant numbers reported what the magazine considered to be excessive oil consumption. Consumer Reports focused on 2010 to 2014 models and called on automakers to make repairs under the powertrain warranty or to extend warranties. “The companies should be willing to step up and take responsibility for their products,” said Mark Rechtin, the magazine’s cars content team leader. Owners of newer cars, he said, shouldn’t have to carry oil around and worry about adding it. Most cars, he said, have dashboard lights warning drivers if their oil gets too low. But failing to pay attention to that light eventually can cause engine damage. The magazine’s survey didn’t find any link between oil consumption and other engine problems, but it found that cars that burn oil early consume more as they age. It’s normal for cars to burn a little oil as they age toward 100,000 miles, the magazine said in its August issue. But for a late-model car to burn a quart or more between changes is not acceptable, Rechtin said. The magazine focused on survey data from 498,000 owners of 2010 to 2014 models, finding that 98 percent did not have to add oil between changes. But even if the problem happens to only 2 percent of owners, that equals 1.5 million cars from the
A man checks the oil on a car after changing it on May 12, 2009 in North Muskegon, Michigan.
five model years, Rechtin said. Several engines from three manufacturers were the main offenders, according to the magazine. Those include Audi’s 2.0-liter turbocharged four cylinder and 3.0-liter V6; BMW’s 4.8 liter V8 and 4.4 liter twinturbo V8; and Subaru’s 3.6 liter six-cylinder and 2.0- and 2.5liter four-cylinder engines. The Subarus burned less oil than the others. Affected models include Audi’s A3, A4, A5, A6 and Q5; BMW’s 5, 6, and 7 Series and
X5; and the Subaru Outback, Legacy, Forester and Impreza. The magazine says that standards for certain Audi and BMW cars say that it’s reasonable to burn a quart of oil every 600 to 700 miles. Subaru considers one quart burned for every 1,000 to 1,200 miles to be acceptable, Consumer Reports said. Audi spokesman Bradley Stertz said a class action lawsuit against Audi over oil consumption by the 2.0-Liter turbocharged four-cylinder engines is close to being settled without
the company admitting liability or wrongdoing. The settlement affects 2009 A4, 2010 A4 and A5, and 2011 A4, A5 and Q5 models. With the other models, Audi hasn’t been able to identify an abnormal number of oil consumption complaints, he said. BMW said oil consumption is normal on all engines, and consumption within specifications doesn’t mean there’s excessive engine wear. The company said some regular BMW motors can consume up to a quart every 750
AP
miles, and M series performance engines can use up to 2.5 quarts per 1,000 miles under certain conditions. The company says it has a service campaign to check and possibly replace some parts in the 4.4 liter V8. Subaru spokesman Michael McHale said oil consumption can vary depending on how a vehicle is used. The vast majority of Subarus, he said, performed within specifications, and the company’s vehicles have improved from 2010 through the current models.
July 2015
Southern Business Journal
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Achievements Local company wins top award Francis and Richard Pass, brothers who independently own and operate Pass One Hour Heating & Air Conditioning in Herrin, were awarded the President’s Award by Direct Energy Services. One Hour Heating & Air Conditioning is part of the Direct Energy family of brands. The President’s Award is the company’s top honor. To achieve this distinction, businesses must have a superior customer service score and show significant growth and success. “We are so proud of Francis, Richard and the entire team. Their focus on customer service and providing innovative products and solutions for customers is what sets them apart. They are a great example of what we all strive for each day.” Mark Baker, president of franchise for Direct Energy Services, said. “We are pleased to be recognized for our accomplishments. We always strive to be the best. Everyone on our team works hard every day to serve our customers,” Francis Pass said. Francis Pass and his family have been keeping people comfortable for more than four decades. The company focuses on its on-time guarantee, thorough background checks of all employees and ongoing training to ensure technicians are familiar with the latest industry standards. The company serves customers in Herrin and the surrounding area.
Hamilton Memorial Hospital receives grant Hamilton Memorial Hospital was granted $3,161 from the Evansville Tri-State Affiliate of the Susan G. Komen for the Cure, which provides community grants to local facilities that provide life-saving breast cancer detection services. Hamilton Memorial Hospital’s “Hope for a Cure” campaign
was specifically used to provide diagnostic tests including mammograms, breast ultrasounds, and radiology readings to women in Hamilton and White counties who were uninsured or underinsured and unable to pay for breast screening. A total of 55 studies were provided at the hospital. “We often have ladies that just can’t afford life-saving breast screenings like mammograms; because of that, our grant is much more than simply providing a screening, it is saving women’s lives right here in our community,” said Genia Nelson, Hamilton Memorial Hospital Radiology director. Since 2009, Hamilton Memorial Hospital has received $27,445 in grants from the Evansville Tri-State Affiliate of the Susan G. Komen for the Cure.
Gilmore & Bell opens Illinois office Gilmore & Bell P.C., one of the nation’s leading public finance law firms, has announced the opening of its new office in Edwardsville. Sean Flynn, who has practiced public finance law in the St. Louis office of Gilmore & Bell since 2002, will lead the firm’s Illinois practice. “Our Illinois practice has been expanding the past several years, and the new office will allow us to better serve our existing Illinois clients. With an office in Southern Illinois, we believe we can provide better bond counsel services to local governments in downstate Illinois than firms located in Chicago,” Flynn said. In addition to opening the Edwardsville office, Gilmore & Bell recently entered into an affiliation agreement with the law firm of Evans, Froehlich, Beth & Chamley of Champaign. Flynn, originally from Belleville, graduated from Saint Louis University School of Law. In addition to Edwardsville, Gilmore & Bell has offices in St. Louis, Kansas City, Wichita,
Lincoln and Omaha.
the SIU golf program from 2012 to 2014, she majored in hospitality and tourism administration, Union County CEO with a specialization in event Program hires Bailey planning and management. Nugent will be assisting founThe Union County CEO Program — Creating Entrepreneurial dation executive director Kerry Opportunities — reached its final Camp with event pre-planning, volunteer recruitment and major milestone before startorganization, registration and ing the complete class for the 2015-2016 school year: filling the scheduling, public relations and publicity, awards, general hospiteacher/facilitator position. tality of all attendees, post-event The program has selected Evelyn Bailey, a respected teacher assessments and other duties. and an influential member of the business community in Superintendent elected Union County. to national board “I have been following the CEO program since its inception Steve Webb, superintendent in Union County and am excited of Goreville Community Unit to be a part of this unusual and School District No. 1, has been valuable class,” Bailey said. elected to the American Associa“When we started our search, tion of School Administrators there were really three things (AASA) Governing Board. AASA, we were looking for,” said Union located in Alexandria, Virginia, County CEO Chairman Rollie serves as the national voice for Hawk. “First, we needed somepublic education and district body with teaching experience. leadership on Capitol Hill. Second, we needed someone Webb is past-president of with a business background. Illinois Association of School Third, we wanted someone with Administrators (IASA) and ties to the local business compast-president of the Associamunity. We knew it was a tall tion of Illinois Rural and Small order, but this is what the proSchools (AIRSS). gram was going to need to have “I am humbled and honored to its best chance at success.” be able to represent Illinois and For more information on the our hundreds of thousands of CEO program, visit unioncounschool children in our advocattyceo.com. ing efforts in Washington, D.C.,” Webb said. “I certainly appreciate the enormity of national Nugent named Fowlerpolitics, but I believe that should Bonan events coordinator have no place in any discussion regarding what is best for chilThe Fowler-Bonan Foundadren in our local communities. tion has named Whitney Nugent That should be a local decision of Harrisburg as summer events and I hope to relay that message coordinator. early and often.” A recent graduate of SouthWebb begins his term ern Illinois University, she is this summer. assisting with the planning and coordination of the foundation’s three Clothes for Kids youth golf Betz joins Hamilton events. The first golf event was County hospital clinic last month at Franklin County Country Club, and the next two Hamilton Memorial Hospital are later this month at Shawnee McLeansboro Family Clinic has Hills Country Club in Harrisburg added Kristin Betz as a family and Jackson County Country nurse practitioner. Club in Murphysboro. Betz earned her nursing degree A member of the John A Logan from McKendree University College golf team in 2010-12 and in Lebanon and continued her
FACES IN THE NEWS
Nugent
Webb
Betz
Reeter
Amaya
Ireland
McGuire
Ting
Bragee
Vaillancourt
Have you been promoted? Send a photo. Others in the business community will want to know it, so please consider passing on your employment news and photos to the Southern Business Journal. Feel free to email the information to sbj@thesouthern.com. education with a nurse practitioner degree from Southeast Missouri State University in Cape Girardeau. Betz’s practice will include a
July 2015
Southern Business Journal
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Achievements full-range of family medicine, including well-women exams and women’s health care, DOT physicals, illness and infection treatment in all ages, chronic disease management and physicals. “We’re working hard to grow the services offered at Hamilton Memorial Hospital McLeansboro Family Clinic, and Kristin is a great addition. Her expertise in women’s health care will provide a much-needed service to our community,” said Greg Sims, CEO of Hamilton Memorial Hospital. For more information or to make an appointment, call 618643-2988.
cancer program is one of a select group of only 75 U.S. health care facilities with accredited cancer programs to receive this national honor for surveys performed last year. The award acknowledges cancer programs that achieve excellence in providing quality care to cancer patients. SIH’s cancer program was evaluated on 34 program standards within one of four cancer program activity areas. It was further evaluated on seven commendation standards. Award recipients must have commendation ratings in all seven commendation standards and a compliance rating for each of the 27 other standards.
McLeansboro clinic now offering podiatry care
Metropolis educator to participate in advanced placement program reading
Hamilton Memorial Hospital McLeansboro Family Clinic has recently added podiatry services with Dr. Amy Reeter through S.I. Podiatry. Reeter earned her medical degree from Des Moines Medical University College of Podiatric Medicine and performed her residency at Carl T. Hayden VA Medical Center in Phoenix. A native of Harrisburg, Reeter is pleased to be back caring for the people of Southern Illinois. “We are pleased to welcome Dr. Reeter to the Hamilton Memorial Hospital McLeansboro Family Clinic and to continue to offer specialized services like podiatry to our community. We know that having quality, specialized care close to home is important,” said Greg Sims, CEO of Hamilton Memorial Hospital. For more information or to schedule an appointment, call 618-988-6034.
SIH Cancer Institute recognized for excellence SIH Cancer Institute was recently presented with the 2014 Outstanding Achievement Award by the Commission on Cancer (CoC) of the American College of Surgeons (ACS). SIH’s
Kristen Amaya of Metropolis was selected to participate in the College Board’s Annual Advanced Placement Program Reading in Salt Lake City. Each June, AP teachers and college faculty members from around the world gather in the U.S. to evaluate and score the free-response sections of AP Exams. More than 13,500 AP Readers evaluated more than 4.5 million AP Exams during the 2015 sessions. Amaya, a veterans services coordinator and adjunct political science instructor at West Kentucky Community and Technical College, was selected to be an AP Reader in U.S. Government and Politics. Fall classes at WKCTC begin Aug. 17. For more information, call 855-469-5282 or visit westkentucky.kctcs.edu.
site. A large variety of fresh fudge will be available. The café will be open from 11 a.m. to 4 p.m. Friday through Sunday. The B&B is taking reservations starting July 17. There will be three period bedrooms available, as well as a dining room and two living rooms. A full, country breakfast will be served in the dining room on Depression-era dishes, or guests may eat on the 60-foot balcony. Call 618-697-5860 for reservations or information.
Boys and Girls Club of Carbondale Business of the Month
Murray State appoints dean of libraries Murray State University announced that Ashley Ireland will serve as dean of University Libraries, pending approval from the board of regents in August. Ireland replaces Adam Murray, effective July 1, as she transitions from her current position as director of User and Instruction Services in the libraries. Ireland received a Bachelor of Arts in English literature and sociology from Murray State University in 2005 and a Master of Science in library science from the University of Kentucky in 2007. Ireland returned to Murray State University in 2008 as a reference librarian and library liaison and was promoted to an associate professor in 2014.
The Boys & Girls Club of Carbondale is pleased to announce Silkworm as their Business of the Month for June 2015!
as landscape design for historic sites. For information, contact White & Borgognoni Architects at 618-529-3691.
Public Defender writes article for law magazine
Assistant Jackson County Public Defender Timothy Ting wrote an article appearing in the June 2015 issue of the Illinois Bar Journal, the monthly magazine of the Illinois State Bar Association. McGuire licensed as The article, “When ‘Or’ Means landscape architect ‘And’: A Trap for Criminal Appeals,” explains that criminal Michael L. McGuire recently completed the Landscape Archi- defense lawyers who appeal judgments after guilty pleas tectural Registration Examinamust certify that they have contion and has achieved licensure sulted their clients about claims as an Illinois Licensed Landof error in both the guilty plea scape Architect. Cafe opens in Alto Pass and sentence. McGuire of Benton is Ting is also a lecturer in the The Old Mill Inn, Café & B&B employed at White & Borgogparalegal studies program at noni Architects in Carbondale. had its grand opening June 19 in He provides project management Southern Illinois University. Alto Pass. and landscape architectural The cafe, at 260 Main St., design and planning for a wide offers homemade hot sandLaw firm adds Marion range of commercial, instituwiches, bread bowl soups and man to staff tional, educational, religious stews. Desserts, including pies and cakes, are also homemade on and residential projects, as well Adam W. Bragee has joined the
law firm of Beatty & Motil as an associate attorney. Bragee received his Bachelor of Science in accounting from Southern Illinois University in 2011 and his Juris Doctor from SIU School of Law in December of 2014. He will focus his practice on workers’ compensation, personal injury and disability cases. Bragee, a sixth-generation Southern Illinoisan, was raised in Marion and is pleased he has the privilege to continue serving the Southern Illinois region.
Psychotherapist receives Best of Carbondale award Annette Vaillancourt has been awarded the 2015 Best of Carbondale award in the category of psychotherapist. This is the third year in a row Vaillancourt has won the award. This also marks Vaillancourt’s 25th year in private practice. To learn more about Vaillancourt’s services, go to her website at www.thestressdoctorisin. com. To schedule an appointment, call 618-549-5935.
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Interested in
growing your business– and expanding your customer base?
Consider government contracting and the Illinois Procurement
Technical Assistance Center (PTAC) at John A. Logan College.
The PTAC provides free support to small businesses interested in marketing their products and services to federal, state, and local government agencies.
• Free customized computerized bid matching • Registrations – we take our clients through all steps needed as required by the State of Illinois and the federal government to be an approved vendor • Certifications – WBE, MBE, SDB, 8A, SDVOSB, DBE, HUBZone, WOSB, EDWOSB • Bid proposal assistance • Market Research • Procurement Histories
For more information on how the PTAC can assist your business, 618-985-3741 or email ptac@jalc.edu
John A. Logan College does not discriminate on the basis of race, religion, color, national origin, disability, age, or gender orientation.
July 2015
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Special Report
Environmentalists want California to stop offshore fracking THE ASSOCIATED PRESS
LOS ANGELES — Environmentalists Tuesday called on Gov. Jerry Brown to halt plans for months of hydraulic fracturing in the waters off Southern California, warning that it could lead to chemical pollution or an oil spill. State regulators this month approved nine permits for operator Thums Long Beach Co. for so-called fracking operations between August and December in Long Beach Harbor. Kevin Tougas, oil operations manager for the city of Long Beach, said the state action was a preliminary step and “several factors, including the market price of oil, will be taken into consideration before submitting some or all of these permits to the state for the next and final step of approval.” Hydraulic fracturing is used to extract oil or natural gas from rock formations by injecting high-pressure mixtures of water, sand or gravel, and chemicals. The Center for Biological Diversity said the permits open the way for the first offshore fracking in the state since 2013. “Gov. Brown has to recognize that halting offshore fracking is critical to protecting marine animals and coastal communities from this toxic technique,” center attorney Kristen Monsell said in a statement. “Haven’t we seen enough dead wildlife and polluted beaches?” she added, referring to a crude oil pipeline break near Santa Barbara in May that blackened the coast and spread goo to beaches as far as 100 miles away. State oil and gas supervisor Steve Bohlen said the permits were the first issued for offshore operations since the state imposed new regulations
AP
A worker stands on top of a storage bin July 27, 2011 as the dust of the powder used to make a mixture with water used in the hydraulic fracturing process in the Marcellus Shale layer to release natural gas billows above him at a Range Resources site where the process was underway in Claysville, Pennsylvania.
on hydraulic fracturing. The wells are reached from artificial islands constructed offshore. The regulations, which require pressure testing and monitoring, “emphasize environmental protection and transparency and are based on the best science available,” Bohlen said in a
written statement. That was echoed by Tougas, who said in an email that “the city is confident that proper safeguards are in place to protect the environment.” Hydraulic fracturing has spurred an ongoing energy boom but raised widespread concerns that it might lead to
groundwater contamination, increased air pollution and even earthquakes. A recent report by the Environmental Protection Agency found that fracking has not caused widespread harm to drinking water in the United States but warned of potential contamination if safeguards are
not maintained. The Associated Press reported in 2013 that oil companies have used fracking at least 203 times over two decades in waters off Long Beach, Seal Beach and Huntington Beach — some of the region’s most popular surfing strands and tourist attractions.
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Built for the community—by the community. What happens when you gather a nationally accredited cancer treatment program with the physicians, nurses, oncologists, surgeons and scores of other care providers under one roof? Powerful healing. It is with a feeling of joy and accomplishment that we open the doors of a regional gem: the first dedicated cancer center in southern Illinois. This effort started out as a seed, branched out with financial support from hundreds of individuals, and blossomed into a living testament to the willingness to care for our friends and families in our own backyard. Hope is home. Join us in celebrating this paradigm shift in cancer treatment today and in decades to come.
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2015 ©
July 2015
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Fine Print Bankruptcies Chapter 7
Barbara D. Dailey, 116 Washington St., Apt. 510, Anna Brooke E. Buckman, 517 Raum Road, Golconda Mark W. and Judy Ann Black, 606 Grant St., Dowell Debra D. Henderson, 212 Vine St., Apt. A, Carterville Buddy McMahon, 708 W. Market St., McLeansboro Craig and Mindy Wallace, P.O. Box 53, Brookport Chad M. Vinyard, 115 N. Edward St., Buckner Gina C. McCoin, 605 Follis Ave., Johnston City Leahann M. Lampley, 1016 W. Division, Benton Eric C. and Andrea M. Pasquino, 6456 Illinois 154, Tamaroa James K. and Gina M. Toms, 305 S. Bryan St., West Frankfort Brenda K. Lowe, 403 Poplar St., Mound City William R. Carlile Jr., 101 N. Hanover St., Okawville Allan B. Sweet Jr., 14387 N. Rend City Road, Sesser Mark J. and Denise E. Traxler, 1805 Glenwood Ave., Eldorado Robert S. Crane, 135 Janet Lane, Murphysboro Shawna B. Skelton, 3555 Saraville Road, Creal Springs Rietta M. Miller, 16 E. Logan, Harrisburg John Eugene and Marie Darlene Roberts, Route 5, Box 194, McLeansboro Mary L. Chevalier, 1217 N. Van Buren, Marion Jeffery Lee and Micah Jo Thomas, 2333 Bryant Loop, West Frankfort David J. Hagensten, 907 S. Virginia, Marion Christopher R. and Brittani D. Kneezle, 206 Mitchell, Benton Robert D. and Linda M. Jackson, P.O. Box 1135, Centralia Debra A. Goetz, 420 Wells St., Murphysboro Michael W. Simmons, 1416 S. Mechanic, Marion Brad A. and Jennifer L. Ammon, 1000 S. Hobson St., Harrisburg Samuel P. and Sunni R. Taylor,
Building Permits 344 Creal Springs Road, Creal Springs Abron Leon and Bonny Sue Summers, P.O. Box 634, Sesser Christina Lynne Stone, 613 W. Stotlar, Herrin Michelle Grant, 419 Second St., De Soto Mary Jane Jones, 405 N. 21st St., Herrin Jackie Wayne Newberry, 611 May Ave., Metropolis Benjie A. Kent, 1001 Fly Ave., Goreville William H. Robertson, 211 Charles St., Benton Mary Luella Jaja, 212 E. Third St., Sparta Nathan A. Fred, 5931 Yung Road, Sesser Theodore L. and Lilymae Shaw Sr., 13746 Illinois 14, Benton Randy Terrel and Bianca LaChar Huntt, 700 Kay Lou Drive, Marion Stan P. Maglica, 301 W. Ray, Christopher
Chapter 13
LaTonya Lavette Billups, 610 S. Thompson St., Carbondale Robert E. and Janice L. Ostrom, 2014 W. Psalm Drive, Murphysboro John Suckoll, 505 N. 19th St., Herrin Nona K. Moore, P.O. Box 413, Ullin Matthew Williams Kerperien, 309 W. Chestnut, Baldwin Ricky A. and Melanie C. George, 4795 Lake Road, Dongola Nola Rena Martin, 56 Coral Road, Rockwood Heather Renee Gatewood, P.O. Box 222, Mounds James A. and Bonnie A. Earl Jr., 1075 County Road 2300 E., Fairfield Douglas W. Wagoner, P.O. Box 114, Dongola Dawn R. Ticer, 907 Crabtree Road, Murphysboro Richard O. Henry, P.O. Box 263, Equality Tiffiney L. Palmer, 104 E. Griggs, No. 5, Marion Joel F. DeNeal, 180 Wamble
Road, Harrisburg Ronald Lyn and Joan Lorene Klutts, 7695 N. Triton Lane, Mount Vernon Billy G. and Judith L. Weddle, 1205 W. Adams, Herrin Janetta Len Essex, 203 Servant St., Apt. C, Chester William Gail and Timi Yourel Pigg, 19940 County Highway 18, Centralia Danny Wade and Tammy Sue Downs, 331 W. Carothers St., Grayville Brice A. Chapman, 8424 Ava Road, Ava LaTricia M. White, 1834 Alexander St., Murphysboro Charles L. Ramsey Jr., 301 W. Seventh St., West Frankfort Herbert H. and Christina K. Feldt III, P.O. Box 123, Prairie Du Rocher Kenneth J. and Theresa J. Franklin, 515 N. John St., Jonesboro Marion J. and Carol E. Evans, P.O. Box 203, Willisville Brian Dale Norris, 35 Northbrook Drive, Mount Vernon Errol F. and Donna L. Cox, 23814 Twente School Road, Thebes Brett Owen and Amy Joan Jackson, P.O. Box 1183, Mount Vernon David and Lorraine A. Sherill, 716 Maple St., Murphysboro Robert L. Williams, P.O. Box 9, Pulaski Troy A. Grau, 1209 S. Main St., Red Bud Joseph S. Stevenson, 3057 Tanglefoot Road, Du Quoin Bradford E. and Debbie D. Draper, P.O. Box 73, Harrisburg Matthew Paul and Casey Marie Fred, 807 N. Howard, Du Quoin Tracy Lynn Asbury, 27 W. Main, Du Quoin, Tyler E. and Wendy L. Wolff, 408 S. First, Marion Fred R. House, P.O. Box 698, De Soto Anderson Mabrey, 631 Hereford Lane, De Soto Jason T. Wade, 1712 Warren Ave., Apt. 3, Mount Vernon
Carbondale
Ocie Bonds, 310 E. Sycamore St., $250 Eaton Trust, 508 W. Sycamore St., $500 Dr. Zahoor Makhdoom, 1100 Diann Lane, $5,000 Home Rentals, 314 W. Elm St., $5,000 Buffalo Wild Wings, 1435 E. Main St., $359,787 Verizon, 1230 E. Main St., $615,000 Church of the Good Shepherd, 515 S. Orchard Drive, $1,000 The Carrington Company, 1130 E. Walnut St., $65,000
Marion
Kim Burns, 1500 Matthew Lane, $15,000 New Horizons Homes, Melmar Estates, 1704 Felts Drive, $160,000 Aldi Retail Store, 1305 N. Russell St., to be determined Barnett and Son Construction, 1603 Dew Drop, $155,000 Barnett and Son Construction, 1605 Dew Drop, $150,000
Metropolis
Roger and Penny Bradley, 505 Ophia, $1,000 Hernadez Tires and Detail, 1409 E. Fifth, $14,000 Jeff and Jackie Lange, 727 E. 12th, $600 City of Metropolis, 811 Broadway, $2,500 Thomas Reed, 1015 North Ave., $100 Thomas Reed 1015 North Ave., $100 Annalisa McCuan, 600 Girard, $24,000 Darian and Heather Rottman, 211 Dorris Drive, $20,000 Mount Vernon Cedarhurst Thursday Night Live,
various locations, $0 Pamila Kirk, 213 S. 22nd St., $22,288 Patrick Morgan, 801 S. 22nd St., $1,000 Anchor Garden and Rental Center, 1207 S. 16th St., $0 Eric Morgan, 1818 Stanley Ave., $0 John High in care of Farmer’s Market, 3917 Broadway, $50 Christopher Ward, 1700 S. 14th St., $0 Roth Sign for America’s Best, 222 S. 44th St., $3,275 Jefferson County Shriners, various locations, $0 Kelly and Todd Lemon, 2601 Veterans Memorial Drive, $19,000 Mike Herzing, 1116 Airway Drive, $100,000 Campground Baptist Church, 16768 E. Fairfield Road, $545,000 Jan Burlison, 118 E. Perkins, $0 Kevin Smith, 13999 N. County Farm Lane, $0 American Cancer Society Relay for Life, various locations, $0 Donald Hayes, 609 E. Harrison, $140,000 Daniel and Linda Hoffman, 11245 E. Bishop Road, $25,000 Tom Hester, 29 Cherry Drive, $1,500 Brendan McGhee, 1828 Richview Road, $1,534 Skibo Family Eyecare, 4203 Williamson Place, $650 Murphysboro Alex M. Crawshaw, 2101 Dewey St., $1,000 Cynthia Collins, 2331 Alexander Ave, $1,000 Christine Bauer, 1930 Pine St., $20,000 Michelle Mobbs, 442 N. Ninth St., $33,347.24 Greg Schaefer, 2102 Gartside, $950 Alesha Foster, 925 N. 22nd St., $1,000
Calendar Starting Your Business in Illinois Workshops: Rend Lake College will offer free “Starting Your Business in Illinois” workshops from 1 to 4 p.m. July 16 and 9 a.m.
to noon Aug. 12 in room 338 at RLC MarketPlace in Mount Vernon. To register or for more information, call the SBDC at 618-242-5813 or email lemayn@rlc.edu or mowrer@rlc.edu.
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