Supporting Local in South Etobicoke Since 2015 2022August.FREE ETOBICOKE LAKESHORE PRESS CATCH UP. KEEP UP. GET AHEAD... Go Back To School with Confidence at Scholars Etobicoke Lakeshore in Alderwood
Come visit us at: 2370 Lake Shore Blvd W. www.edsrealscoop.com@edsrealscoopMimico Ice Cream FOR SEASONEVERY YOUR SOURCE FOR QUALITYHERBNBUD.CAPRODUCTSCANNABIS3759 Lake Shore Blvd., 416-551-8087Etobicoke OPEN DAILY 11AM - 10PM - Oak Online - Online Learning - Oak Onsite - In Person Learning - Oak Outside - Summer Camps Creativity | Confidence | Community 394 Royal York Rd. Etobicoke, oaklearners.ca416.820.5233ON What WeOakOffer LeLearners Supporting Local in South Etobicoke2 Dr Amanda Ajodhia New Toronto and youth with -intellectuallADD/ADHautism/ASD,D,earninganddisabilitiesServicesforchildrenBehavioural,Academics,& Inclusionwww.mandalaeducationaltherapy.caDiversityBelongingCommunity (416) 843-0455 - Social Skills
www.etobicokelakeshorepress.com 3 DEADLINE IS APPROACHING NOMINATIONS CLOSE September 1, 2022
Supporting Local in South Etobicoke4 MASTHEAD FIAT LUX CONTRIBUTORS Roger Tumminieri, Instagram:etobicokelakeshorepress@gmail.comPublisher@etobicokelakeshorepress(416)788-0716SingleCopy:$1.50AnnualSubscription:$54PublishedBi-MonthlybyFiatLuxMedia www.fiatluxmedia.com All rights reserved Proudly Based In Alderwood Hiliary Breadner www.hiliarybgraphics.com(GraphicDesign) James Maloney, MP www.jamesmaloney.libparl.ca(Community) June MacDonald-Jenkins www.humber.ca (Humber College Community Update) Amanda Kirkland www.amandakirkland.com(PersonalDevelopment) Bill Zufelt (Southwww.sherwaymusic.comEtobicokeHistory) Adriana Hari www.moyafinancial.ca (Finance) Cecilia Santos www.office146.com(Office146) We acknowledge the financial support from the Canadian Periodical Fund
Supporting Local in South Etobicoke6 PUBLISHER’S NOTE LATE SUMMER EDITION Welcome to our August edition! This month, we’re going back to school with confidence. This September brings the closest thing to normal we’ve all had in a few years. For our family, we’re sending our Little Guy off to JK. Needless to say, things will be a bit different for us at home. It’s been a busy, fun summer here. I hope your’re enjoying yours as we wind into the fall and the start of a new school year. Best of luck to everyone heading back to school and a big thumbs-up to the little ones going for the first time! Thank you for reading, Roger Publisher,TumminieriEtobicoke Lakeshore (416)www.etobicokelakeshorepress.cometobicokelakeshorepress@gmail.comPress788-0716 ROGER TUMMINIERI www.supportlocalmagazine.com
www.etobicokelakeshorepress.com Publisher’s Note Welcome to our Late Summer Edition Page 6 Cover Story Go Back To School With Confidence Page 8 Community James Maloney, MP Page 10 Office146 Featuring Black Viper Consulting Page 11 Humber College Update Proud to Serve Etobicoke Lakeshore Page 12 Finance Good Debt vs. Bad Debt Page 14 Coming Soon Support Local Magazine: Toronto www.supportlocalmagazine.comWest We are helping all students to use this time to catch up! Contact us to find out more Tel: 416-252-5177 Email: EtobicokeLakeshore@ScholarsEd.com Address: 827 Brown’s Line, Etobicoke, ON M8W 3V7 Scholars summerstudentsacceptingisnewforthebreak! Don’t procrastinate get ahead of the game TABLE OF CONTENTS AUGUST 2022 colouringGiantwww.doodlers.ca@doodlers.capersonalizedsheetsforkids!Theperfectgift,orrainydayactivity CELEBRATING 7 YEARS OF SUPPORTING LOCAL FROM MIMICO TO MEAFORD www.fiatluxmedia.com
has been a pleasant view. We are proud to serve this community and be a part of it, too. The 2022/23 school year will be the most “normal” return to school in a few years. What would you recommend to parents to help their kids catch up, keep up, or get ahead for the next academic year? I would recommend all students regard less of age or grade to book a free as sessment with us. Whether we are a fit for you or not, it will help you recognize what kind of help is suited for your child and the steps required in giving them what they need. Act now. As the years go on and we put this pandemic behind us we will for get the strain it has put on our kids. With the world getting more challenging and the unknowns becoming more and more wary we should ensure each child gets an equal opportunity in pursuing their dream or career. Let’s not forget the added com petition from international countries, so, let’s put our students FIRST and AHEAD.
Supporting Local in South Etobicoke8 COVER STORY BACK TO SCHOOL 2022...
I caught up with Aaron Tabasum recent ly to talk about what this year’s return to school looks like from his perspective. Here’s a snapshot of our conversation: It’s been a year-and-a-half since you launched Scholars Etobicoke Lakeshore, what can you tell our readers about your experience thus far? Where to begin, Roger? Since opening in the midst of the pandemic, we’ve realized some of the major holes in our school sys tem. Unfortunately for the students, they haven’t been able to get the support they need. There are numerous reasons and factors as to why, but the important com ponent is that we have been able to help over 200 students in the last year and a half. Students who didn’t like learning are now understanding ways to find it fun, yet helpful. Those who wanted to stay ahead and be challenged are being done just that. And of course the ones who keep up are now able to grasp what was missed during the pandemic. What we offer to stu dents isn’t just knowledge, it’s a different outlook on education. Education doesn’t need to be boring books, or repetitive work. It can be fun and entertaining if the outlook is changed for the student. How has the South Etobicoke community embraced you? We have gotten a lot of support from the local schools here as well as numerous referrals by parents who see what we can produce. They are able to see the confi dence grow in their children with the ac ademic success that follows. We don’t just tell you what we do here, we show you, too. This is our secret sauce, involving each parent in the journey of the child to grow and give the commitment to the commu nity of giving back. What has been your most pleasant surprise working in Alderwood? Working in Alderwood has been like a family. Everyone is involved with the lo cal community and treats each other with respect regardless of business or person. The Alderwood Community takes care of their own and seeing that with our eyes
Aaron Tabasum Etobicoke Lakeshore Centre Director 827 Brown’s Line (Farm Boy www.scholarsed.comPlaza)
CALL FOR YOUR CHILD’S FREE(416)ASSESSMENT252-5177
www.etobicokelakeshorepress.com 9 CATCH UP. KEEP UP. GET AHEAD. Franchise Owners; Aaron Tabasum and Kareen Ratnam seen here receiving herMasters Degree during the pandemic.
Supporting Local in South Etobicoke10 COMMUNITY JAMES MALONEY, MP
www.etobicokelakeshorepress.com 11 OFFICE146 BLACK VIPER CONSULTING
like a second home! We love what we do, and we’re really excited to be working in the non-profit sector and anticipate a lot of growth working with 50 different clients as the #1 fundraisers in North America. As of right now, Black Viper Consulting has 15 active fundraisers that have collect ed $60,000 dollars for two clients, Trillium Health Partners and Children Believe! Anyone who’s ever had the pleasure of vis iting Black Viper Consulting knows that it’s surrounded with an infectious atmosphere of motivation, determination, and most of all, HIGH ENERGY. Our team of esteemed fundraisers are young, energized entre preneurs focused on making an impact on their community, as well as building im portant life skills like self-confidence and resilience. They are constantly practicing their sales, communication and inter-personal skills, each day building unique connections with amazing people as they canvas GTA neighbourhoods. We love it here at Office146. It really feels
The Interpretive Centre is also inviting the community to come and celebrate Pat Rice’s exhibition This Old Tree on Sept. 8. The event is free of charge and runs from 6-8 p.m. in the Third Floor Gallery with re marks from the curator and artist starting at 6:30 p.m. We’re also extremely grateful for our op portunities to work with organizations out side of our academic focus. These further strengthen our connection to the com As we enter the final months of summer before the start of a new school year ar rives, we here at Humber College’s Lake shore campus are taking the time to re flect on the important role we play when it comes to the community. We have our own exceptional communi ty here at Lakeshore among our faculty, staff and the more than 10,000 full-time students who study here, hundreds of whom live in residence. However, that’s not where our sense of community ends. Community means more to us than simply what happens on campus. In fact, being part of the wider Etobicoke Lakeshore community is incredibly important to us. We welcome our neighbours with open arms when they come to the campus to enjoy our hiking, walking and biking trails and we’re thrilled when they visit us to listen to live music in the performing arts centre. Our green space is a valued and integral part of campus life, and we encourage the wider community to come and enjoy it as well. It’s so lovely to get outside at the campus and relax by listening to the soft whispering of the trees in a summer Ourbreeze.friends at the Assembly Hall are help ing to further that sense of connection to the area as it plays host to an array of community events, dances, and concerts throughout the year. We don’t want to simply exist in Etobicoke Lakeshore – we embrace being a valued member of the community, our role as a good neighbour and being a gathering place for those who live and work in the area, which includes our staff, students, and faculty. An example of that connection to commu nity is the ongoing Our Community Rocks project at the Lakeshore Grounds Interpre tive Centre. It invites people to share kind words of encouragement and unique art creations by contributing to a painted rock mosaic on the grounds.
Supporting Local in South Etobicoke12 HUMBER COLLEGE COMMUNITY UPDATE
To add to our ongoing mosaic and the online exhibition that complements it, throughout the month of July we encour aged community members to stop by the Interpretive Centre to pick-up paint, brushes, and a rock to create their own unique contribution to the project. The exhibition brings the wider community to our campus and lets them explore through art how much Etobicoke Lakeshore means to all of us. Many beautiful and meaningful pieces have been made to showcase how this wonderful community of ours rocks. You can visit LakeshoreGrounds.ca/our-com munity-rocks-exhibition to explore the growing collection of artistic creations.
munity and highlight the importance of Humber being a good neighbour and our ongoing commitment to that.
By: June MacDonald-Jenkins, Principal
- Lakeshore Campus
Thesary.
The event that day was part of a wider Ro tary Club food packing initiative that aimed to pack 117,000 highly nutritious meals in celebration of the Rotary’s 117th anniver
volunteer-driven event held at Lake shore was the largest of the initiatives. More than 200 boxes of meals were packed and are destined to be delivered to northern communities. As part of the event, 40 Humber student volunteers had the opportunity to sup port food security in our local community by volunteering for the day to package, weigh, and seal meals. Our community matters greatly to us here at Lakeshore and we never hesitate to let them know how grateful we are that we get to share our beautiful and inspiring campus with all those who live, work, and play in Etobicoke Lakeshore.
www.etobicokelakeshorepress.com 13 JUNE MACDONALD-JENKINS
For example, in July we welcomed Rota ry Club District 7070 to the Longo Centre for Entrepreneurship for a special event to benefit those in need. The Rotary Club, in collaboration with Kids Against Hunger, held a food packing day that had more than 200 Rotarians and Humber student volunteers in attendance. Kids Against Hunger is an organization that engages community members to be a part of the solution to address hunger, both in Canada and around the world.
747 Brown’s Line,Toronto ON M8W 3V7 Call: 416 255 1742 . Email: main@moyafinancial.ca of being their own boss, especially when they can apply their personal passions in a professional setting. While some business es fail, others find success their founders never anticipated, more than justifying the cost of whatever borrowing was necessary to get the venture off the ground.
If you’re borrowing money to buy some thing that won’t generate income or ap preciate in value, then your bad debt alarm bells should start ringing. The best example is credit card debt. As long as you always pay your monthly balance in full, buying items with a credit card is convenient and relatively painless. As soon as you start carrying a balance, however, hefty double-digit interest rates will rapidly inflate the amount you owe and could bury you under an avalanche of debt. If you’re constantly ringing up big bills on clothes, electronics, or other con sumer goods, consider cutting up your cards and only using cash for such pur chases – it’ll prevent you from spending beyond your means.
Good Debt vs. Bad Debt and How Good Debt Can Help You
The most common kind of good debt is mortgage debt. While property price fluc tuations mean there’s always an element of risk involved, the majority of homeown ers enjoy financial success by following a simple formula: borrow to cover the pur chase cost, live in the home for decades while paying back your mortgage, then eventually sell the property at a profit. As you pay back a mortgage, you build equity in your home, increasing the value of your personal stake. It’s the direct opposite of renting, where your monthly payments do nothing but line someone else’s pockets.
While some may legitimately struggle to view the idea of any debt as ‘good,’ the fact is that some debt is necessary, and may ultimately be financially beneficial, if it’s managed and repaid properly. What are some examples of good debts?
What kinds of debt are considered bad?
Borrowing to launch a business venture, while sometimes a risky proposition, can also lead to long-term benefits, both fi nancial and personal. Many small business owners are invigorated by the challenge
FINANCE GOOD DEBT VS. BAD DEBT
While it’s not always easy to get around without a car, borrowing money to buy one isn’t much of a recipe for financial suc cess. Whether new or used, vehicles typ ically depreciate in value as soon as they leave the lot, even though the amount owing on the purchase stays exactly the same. Of course, many people use their vehicle to commute to a job or use it to generate income. Although this mitigates the impact of the debt, it doesn’t change the fact that the asset is virtually guaran teed to decline in value before the debt is anywhere close to paid off.
When it comes to personal finance, debt is often demonized, portrayed as something to be avoided at all costs. Generally speak ing, no one wants to owe money (or pay interest!) if they don’t have to.
One final benefit worth mentioning: man aging good debt properly can lead to better borrowing privileges. People who demonstrate a history of responsible debt repayment are likely to see that behaviour reflected in an increased credit score, which in turn makes it easier for that per son to borrow at more favourable rates and terms in the future.
This article is not intended to provide financial or financial planning advice, please call or email Moya Financial and they will be more than happy to chat with you.
