current•c Gabe Clapper HCI Melissa Cliver IxD Lesley Fleishman IxD Christina Payne CPID Elliott Williams HCI
current•c Gabe Clapper HCI Melissa Cliver IxD Lesley Fleishman IxD Christina Payne CPID Elliott Williams HCI
A project sponsored by Microsoft and Motorola Shelley Evenson & Bruce Hanington professors Carnegie Mellon University School of Design
How will rich media, connectivity, and high bandwidth enable new kinds of learning environments and content to be produced, shared, and found by anyone anywhere?
How will rich media, connectivity, and high bandwidth enable new kinds of learning environments and content to be produced, shared, and found by anyone anywhere?
How will rich media, connectivity, and high bandwidth enable new kinds of learning environments and content to be produced, shared, and found by anyone anywhere?
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current•c
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how did we get to
current•c
?
current•c
started with a model
user learns through consuming comprehending applying analyzing creating critiquing
device learns through your behavior your preferences
user
device
learns through
learns through
consuming comprehending applying analyzing creating critiquing sharing
your behavior your preferences
financial planner “Find out how much you actually spend.”
entrepreneur “Set up your system, know what works...”
economics professor “Understand your emotions at the moment of choice.�
“People play tricks with themselves when it comes to money...”
“I’ve gone through phases where I’ve tried to be more connected...”
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visionary bdc^idg^c\
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“I can take out a zero interest credit card and invest the cash advance.”
risk taking
denier bdc^idg^c\
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“I’ll put it on my credit card and figure it out later.”
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compensator bdc^idg^c\
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“If I bike to work for a month, I’ll be able to afford those $300 shoes.
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“I would call my budgets wine, books and hair...”
“One step at a time is always the way... to get to any goal.”
“I make things my own to understand them, everyone is different...�
engage with visual feedback
engage with visual feedback present meaningful personalized information
engage with visual feedback present meaningful personalized information provide small achievable steps
engage with visual feedback present meaningful personalized information provide small achievable steps transform routine to ritual
denier
compensator
“I don’t want to be mothered by the information.”
visionary
NAME
NAME
NAME clothing
$86 of $200 remaining
food padding
BUCKETS
BUCKETS
shoes gifts
GOALS
GOALS
coffee
SETTINGS
SETTINGS
NAME
move cash in
gifts
coffee adjust budget
BUCKETS GOALS SETTINGS
clothing
food
padding
gifts shoes
clothing
$150 of $200
shoes
padding
BUCKETS
SETTINGS
shoes
NAME
How much?
remaining
BUCKETS gifts food
food
view expenditures padding
$
GOALS
Move From?
clothing
GOALS
coffee clothing
Move
SETTINGS
food
view expenditures padding move cash in
shoes gifts
coffee
adjust budget
“I like how the budgets look bigger if there is more money...”
coffee
current•c
move
see
current•c
plan
move
see pay a bill make a payment
$ in buckets
current•c help me
consume & comprehend
plan
trend analysis
move distribute income to budgets
pay a bill
make a payment
$ in buckets tradeoffs
current•c help me
consume & comprehend short term goals
see
apply & analyze
plan
fixed budget
pay automatically
trend analysis
move distribute income to budgets auto move
pay a bill
make a payment
complex forecasting
$ in buckets tradeoffs
current•c help me
consume & comprehend short term goals long term goals debt reduction
apply & analyze create & critique
fixed budget investments
plan
see
current•c setup + review
visualize + decide + buy
current•c setup add accounts
your bank jhZg ^Y/ eVhhldgY/
current•c setup add accounts
create budgets
current•c setup add accounts
review create budgets
adjust budgets
payday review ritual
current•c setup add accounts
create budgets
review
visualize
adjust budgets
budgets bottom line
money spent budget size where you are
where you should be
money remaining
current•c setup add accounts
create budgets
review
visualize
decide
buy
adjust budgets
budgets bottom line timeline correlation location
move money don’t buy
make payments payment options pay bills
gps
data providers
current-c servers
universal card sold at retail
partnerships with banks
stages of service, financial planners
current•c Gabe Clapper HCI Melissa Cliver IxD Lesley Fleishman IxD Christina Payne CPID Elliott Williams HCI
Thank You!