Jersey Pages | Issue 26

Page 1

Jersey Pages www.jerseypages.info

September | Issue 26

1

Not Associated With Any Other Publication | Delivered to 41,000 homes

News • Community

• Entertainment • Property • Business • Recruitment

Basement Jaxx Set To Return P17

What’s Inside... Interview

Tractor Services Ci Limited P13

New Website Auto Exchange P11

Clearing Out Your Property? Stephen Cohu P14

Cocktail

Recipes P16

Recruitment and Employment Law – What’s the deal? Marie-Clara Thaureux P33

Regulated by the Jersey Financial Services Commission

...This Month

To reserve a table please call 01534 766014

Casa Mia Specials include: • Smoked Salmon with Fresh Crab • Linguine Lobster

57 Kensington Place, St. Helier, JE2 3PA

• Large Dover Sole • Lamb Shank

• Hot Avocado • Veal Al Cream • Calves Liver


www.jerseypages.info

2

£299

DYSON DC59 ANIMAL HANDHELD CLEANER DC59ANIMAL

£318

DYSON V6 ANIMAL HANDHELD CLEANER DC6ANIMAL

SAMSUNG SIDE BY SIDE RH56J69187F

THIS SEPTEMBER

£1934 ONLY

£72

£374

PER MONTH* 10% DEPOSIT

BOSCH ATHLET DARK BLUE BCH62555GB

ONLY

£14

PER MONTH* 10% DEPOSIT

RANGEMASTER BURNER GAS HOB RG70 5

£208 ONLY

£35

PER MONTH* 10% DEPOSIT

£920 GORENJE GLOSS BLACK RETRO FRIDGE FREEZER RK603590

£531

ONLY

£20

PER MONTH* 10% DEPOSIT

SAMSUNG 8KG ECO BUBBLE 1400 WASHING MACHINE WW80J6410CX


www.jerseypages.info

£979

£279

3

ONLY

£37

PER MONTH* 10% DEPOSIT

LG 49” 4K UHD WEBOS SMART TV 49UF770V

WAS £304 SAVE £25

DYSON DC25i

£275

SMEG MIXER (OTHER COLOURS AVAILABLE) SMF01PBUK

£375

LEC LARDER FRIDGE

INDESIT WASHER DRYER IWDC6125

WE’RE NOW OPEN SATURDAYS, 9AM TO 4PM. For more details visit us at The Energy Centre, Tunnell Street or call us on 755577.

www.jsygas.com

*2 years interest free. Terms and conditions apply. Subject to survey and status.

£144


www.jerseypages.info

4

MORE HOT WATER THAN EVER, NOW FOR LESS THAN EVER. YOU SAVE £600.

5 YEARS INTEREST FREE CREDIT †

Get a brand new, energy efficient boiler for just £28 a month†. That’s £600 less than our normal price and you’ll also get 5 years to pay, interest free†.

✓ Digital Controls ✓ Thermostatic Valves ✓ 5 Year Warranty

For more details call Jersey Gas on 755577, email sales@jsygas.com, visit The Energy Centre or contact your GasSafe plumber. www.jsygas.com

2 YEARS INTEREST FREE CREDIT*

COLOURFUL COOKERS Add some colour to your kitchen

At The Energy Centre we offer a huge choice of gas, electric and duel fuel ranges and cookers to please all tastes. And we offer 10% discount, with 2 years interest free credit on all purchases. For more details call us on 755577 or visit The Energy Centre, Tunnell Street. www.jsygas.com. *Terms and conditions apply. Subject to survey and status. †Subject to survey and status, conditions apply. Monthly cost is based on average cost of replacing a gas combi boiler for a Vaillant Ecotec Pro 28 condensing gas combi boiler plus fitting (based on Jersey Gas estimated installation cost) spread over 5 years interest free credit, once initial deposit has been paid and £600 discount applied. Prices include GST.


www.jerseypages.info

Contents Community

05

September Agenda

06

#JustSayin’

12

Business Interview:

13

Clearing Out Your Property

14

Latest opinions and news Tractor Services Ci Limited Words by Stephen Cohu

Food & Entertainment

16

Property/ Home Living 18 Trades/ Services

23

Business & Finance

24

Networking In Business

24

Networking with Confidence

28

Words By Vernon Breese

Words by Claire Boscq-Scott

Recruitment

30

Recruitment & Employment Law

30

Words by Marie-Clara Thaureux

Community

Reproduction of any part of this publication without written consent of the publishers is strictly prohibited. Whilst every effort is taken to ensure all information is true, Jersey Pages will not be held responsible for any false claims made.

For all enquiries please contact Mark on 07829 838844 or Sophie on 07829 828033 OR email advertising@jerseypages.info

Permission Granted For

Jersey Oyster Co Expansion The Planning Applications Committee has granted permission for the Jersey Oyster Company to expand its processing unit and to build facilities that will allow it to develop its export business. The scheme seeks to improve aquaculture facilities for oyster breeding, production & packaging, close to the shore. The company applied to build a single-storey extension, a salt water lagoon, 12 salt water purification ponds and a pumping house in Grouville.

The nursery ponds will be used to cultivate seed oysters, which means that the business will not have to import young oysters and will be able to restock the oyster beds when needed.

‘Grade A’ oysters.

The site is on La Grande Route des Sablons, which is in the Green Zone, where development isn’t generally allowed. However, the Island Plan is supportive of The proposed new extension proposals that aim to extend would provide a clean area for the existing employment sites without packaging of oysters to be sold serious impact to the landscape. directly to the retail market. Planning Department According to the Jersey Oyster The Company, the benefit of selling supported the scheme and said it directly to retailers is that it creates recognised the development was a Jersey identity for the product, essential to the development of as well as a constant supply of the aquaculture industry.

A Shared Taxi Service Could Be Introduced A taxi-sharing service could be introduced in Jersey, under proposals being considered by the island’s transport authority.

that’s really got to come from the public.”

“It’s something that has to be handled very carefully,” association president Mick Tostevin said. “If people want to share a taxi to go to similar destinations,

He also believes it could discourage illegal operations, such as a Facebook group which is currently being targeted by Jersey Police.

But David Dore, director of taxi firm Red Cabs, said he would welcome a States-approved service If implemented, it could which would offer cheaper allow people travelling to fares. “There’s clearly a gap the same area to share the in the market for lower costs in taxis,” he said. cost.

Number of residential addresses we deliver to...

5


www.jerseypages.info

6

September Agenda In association with

Add your event from just £25 Please email advertising@jerseypages.info for more information. Business

Arts & Entertainment

Music

Education

Comedy

Shopping

Sports

Family

St. Peters Indoor Market

International Air Display

Stalls available phone 481170 (answerphone) Thursday 10th | 1pm - 5pm

St. Aubins Bay

The skies above Jersey come alive today to the sights and sounds of arguably one of the largest free air displays in Europe. International military and civilian aircraft perform in breath-taking formation teams and skilful solo aerobatic demonstrations. The display finale is the RAFAT Red Arrows.

Centre Fire Island Championship Sunday 6th | 9.00am - 12.00pm Jersey Pistol Club 25m Range, Crabbe, St. Mary Course of fire is 60 shots done in 2 halves: 30 shots precision with 5 minutes per 5 shots; then 30 shots firing one shot within 3 seconds per exposure. More info on www.ciinfo.co.uk

Customer service continues to grow in importance as a competitive business differentiator. Providing a unique customer experience by anticipating and exceeding your customers’ needs and expectations is key to commercial success.

Email: Julie@collaboratecommunications.com Or call Julie on 01481 715222

St. Peters Indoor Market (behind the Parish Hall) open every Wednesday and Saturday supporting Jersey Cancer Relief.

Hot and cold food also available.

Tuesday 15th | 7.45am-9.15am Pomme D’Or Hotel | Price: £20.00

How does a business create a culture of service excellence throughout the organisation? Come and hear from an impressive line-up of senior professionals who face these challenges on a daily basis.

Every Wednesday & Saturday From 9am - 3pm

Various stalls of new merchandise including ladies fashion, greetings cards, wool and knitted childrens clothes/toys, adult and childrens tabards, jewellery, fishing gear and much more. Some pre used goods also available.

Customer Service Breakfast Seminar

www.jerseyairdisplay.org.uk

Chamber Lunch Tuesday 15th | Royal Yacht Hotel

Chamber will welcome Harvey Biljon, manager of Jersey Rugby club, as Guest Speaker. His speech is entitled: "Teamwork - How to maintain high levels of morale and strong team spirit, especially in the face of setbacks and when the results are going against you". More info on www.ciinfo.co.uk

Josh Widdicombe: What Do I Do Now

Saturday 26th | 8pm Jersey Opera House | Price: £16.50

Josh Widdicombe, that guy from the TV comedy shows with the curly hair, is back on the road with a brand new tour. Since he’s been away from stand up Josh has been working hard on other things but don’t worry in his spare time he has found a lot of minor things to get annoyed about, and now he has a chance to talk about them on stage (in the form of jokes). If you have seen him before live or on TV and enjoyed yourself then this is the show for you. If you didn’t like him then it probably isn’t. Since he was last on tour Josh’s Channel 4 show The Last Leg has gone from strength to strength and been nominated for various awards including a British Comedy Award and a Broadcast Award, while finally winning one at the Royal Television Society Awards. More info on www.ciinfo.co.uk

Speed Buzzing Espresso

Tuesday 15th | 8.00am-9.30am The Club Hotel | Price: £15.00

Water Polo vs Cotentin

Saturday 26th | 3pm Les Quennevais Sports Centre

Water Polo Tournament involving teams from France & UK hosted in Jersey.

Grow your business by growing your local More info on www.ciinfo.co.uk network; from lead generation, to breaking down barriers, or developing future collaborations. Speed Buzzing will help you to really connect then build and nurture relationships with the right people. Don’t be afraid, we will give you the tips and tricks to become more confident and turn Speed Buzzing into a recipe for success. Sunday 27th | The Harbour Gallery So come and connect with us with our Happy This one off special event will be held at The Hours Speed Buzzing: Harbour Gallery, St Aubin's and will include • maximum of 20 people • 15 minutes: intro, networking tips and tricks many Genuine Jersey Members. • 60 minutes: Speed Buzzing, 2 minutes each to Contact: engage, then you move on John Garton - Chief Executive Officer • 15 minutes: close and network some more… Email: john@genuinejersey.com • full list of attendees Phone: 00 44 1534 448114 • one complimentary drink

Genuine Jersey Wedding Fayre

Event Image

info@thebusyqueenbee.com

More info on www.ciinfo.co.uk


www.jerseypages.info

7


8

f e i r B n I s w e N Fisherman Prosecuted For Groundlines A fisherman has been fined £300 for not complying with fishing laws by setting groundlines on the beach at Grouville outside of the season. The Department of the Environment is reminding fishermen to ensure that fishing gear set on beaches and at sea complies with the law. Groundlines (also known as trots or trot lines) are baited hooks attached to a line which often rests on the sand and can’t be set on the beach from 1 April to 15 October in any year. Marine Resources assistant director Greg Morel said “People use our beaches for many different activities and pastimes. At this time of year in particular, there are a lot of children and dogs on the beaches and it is important users are respectful of others and comply with regulations.”

www.jerseypages.info

New Sea Bass Restrictions New restrictions on catching sea bass in Jersey's waters have been proposed. Commercial and recreational fishermen could have limits imposed in an attempt to preserve stocks. If the measures are approved, trawling in the winter will be banned, and recreational fishermen will be limited to 3 sea bass a day. A monthly limit on commercial vessels and an increase in the minimum size of fish caught have also been recommended. Deputy Steve Luce, the Assistant Minister for Economic Development with responsibility for fisheries, published the proposed measures to protect bass stocks following advice about the sustainability of the species. fishermen are about this iconic species and I hope the mix of measures that will impact He said bass was an important stock and on all those catching bass will show that it is it was vital the right measures were put in important we all work together to ensure its place to protect it. sustainability," he said.

for nets was not part of the package, but could be subject to further discussion.

Mr Luce added that he was keen to hear from members of the public about the measures that had been proposed, "I'm fully aware of how passionate A change in the minimum mesh size particularly those who fish commercially.

shop, dine, meet, relax Stroll along the cobbled streets and enjoy major brand stores and unique, independent locally owned boutiques and a wide range of eateries. Whether it’s for a business breakfast, morning coffee, a light bite while shopping, spa treatments, cocktails or a vibrant night out ... Liberty Wharf is the new social hub of Jersey from dawn ‘til dusk.

stylish, boutique, unique Mon-Sat: 8am - 6pm | Sun: 9.30am - 4pm See website for individual shop opening hours

www.liberty-wharf.com We like to be followed


www.jerseypages.info

Islanders Invited To Share Five Star Grand Memories A social media campaign has been launched to celebrate the special memories and experiences that people have shared together at Grand Jersey Hotel & Spa. The hotel, which hosts events ranging from weddings and birthdays, to hen do’s and corporate functions, is inviting islanders to share their Grand memories on Facebook. Entries will be judged later this year and the winner will receive a new Grand Jersey experience. Martin Kelly, general manager at Grand Jersey Hotel & Spa, commented: ‘Grand Jersey turned 125 in June and we have decided to celebrate its rich history through the collective experiences shared by our guests over the years. We have hosted hundreds of wedding receptions, birthdays, anniversaries and other celebrations during this time. We want to see photos that encapsulate your day, and hear about why the experience was so special to you.’

Islanders can submit their photos via the Grand Memories app on the Grand Jersey Facebook page. Photos should be accompanied by a caption that describes why the event was so exceptional.

friends and family, or had a particularly memorable meal at a birthday celebration. Whatever the memory we want to hear from you,’ added Mr Kelly.

Entries close on 15th September. To enter ‘It could be that you experienced your the competition, visit: www.facebook.com/ perfect wedding day surrounded by close grandjersey/app_244041225639079?ref=ts

9

Academic Excellence Achieved at JCG Carl Howarth, Principal, stated: ‘Once again, our students have achieved academic excellence. With nearly two thirds of students achieving 5 or more A* or A grades and 90% of all students achieving 5 or more GCSEs grades A* - B, they have demonstrated that with hard work, good teaching and aspiration, nothing is impossible. However, whilst these headline figures are very pleasing they don’t reveal the many individual successes. It is wonderful to see students who have aspired and worked so hard to significantly outperform their targets based on their CATs data. This positive difference is the value that they, their teachers and the College as a whole have added to their education and we are so proud of them. I would like to thank their teachers and their parents for all the help and care they have given along the way.’


www.jerseypages.info

10

News In Brief Jersey Coastguard Offer RNLI’s Free Advice on Board A free and confidential service is being offered by Jersey Coastguard in conjunction with the RNLI to anyone who may have concerns over the safety aspects of their water craft. The ‘Advice on Board’ programme is available to anyone who uses a vessel for leisure purposes, including sailing and motor boats, canoes, kayaks, paddleboards and jet skis. Anyone who wishes to arrange an ‘Advice on Board’ appointment, should email jerseycoastguard@ports.je or telephone (01534) 447705.

Recycling Robot On The Move From 1st September, Mr Robot will be standing down from his duty of welcoming customers to the Household Recycling Centre at Gate 4 Bellozanne.

Seaweed Issue The growth of sea lettuce occurs in shallow sandy bays throughout the world in the warmer months. It is a global issue – not one which is unique to Jersey. During the summer season, TTS endeavours to keep the top part of the beach, where people sit and play, clear of litter and seaweed/sea lettuce, especially near the slipways, beach concessions and cafés. It uses a specialist machine but removal is limited to early mornings – and then only when the tide is low enough. TTS can compost small volumes of weed, however the limited space available at La Collette and the high cost, makes it unrealistic and unviable for large quantities of weed. The only realistic option is to take it back to the low water mark, but the tidal and weather conditions mean that the sea lettuce will return to beaches very quickly. The department will continue to keep the top of the priority beaches as clean as it can and only remove heavier deposits of sea lettuce from the same areas if they become a public nuisance, and then only after the top of a spring tide so that the next high tide doesn’t undo this work.

Mr Robot was built from waste electrical items in August 2012 by Jersey artist Ian Rolls to help TTS raise awareness about the importance of not throwing old and broken electrical items in the bin, but recycling instead.

home at the Household Recycling Centre. be disassembled and all of his electrical parts will be sent to the UK for specialist The space he currently occupies is required recycling. He has been a huge success for new traffic management measures and we hope to create something equally which will improve the site for customers engaging in a future campaign, watch this at busy times. space!”

Since then, Mr Robot has travelled all over the island making a number of appearances including Jersey Live and at several schools before making his

Transport and Technical Services Recycling Manager Emma Richardson-Calladine said “Mr Robot will be missed from the Household Recycling Centre but he will

The department did consider offering Mr Robot a new home, but due to Mr Robot’s age and fragility, he would not survive the move.

Proposal To Heighten The Sea Wall at Gunsite A proposal to raise the sea wall at the Gunsite to reduce the risk of flooding is being put forward by the States. TTS want to raise the wall between the Gunsite slip and Le Perquage Car Park by just under 1ft. It would reduce the risk to the Beaumont area, which has flooded during high tide and stormy conditions causing damage to properties in the area. The use of extra-large sand bags and an inflatable barrier to prevent flooding has had limited success in the past.


www.jerseypages.info

11

Specialist Automotive Website Aimed Solely At Channel Islands Motorists A new website selling the largest selection com is also keen to offer a range of value of used vehicles in the Channel Islands added tools and guidance to help the car buyer make better, more informed choices. was recently launched in June. AutoExchangeCI.com is the brainchild of Gordon Bush who offers over 30-years experience from the automotive sector within the UK and Europe and is a well-known figure within the automotive community. Gordon explained his vision for the site; “As a motorist I was frustrated that if you wanted to look for a car in the Channel Islands you had to look at the individual website of every dealer assuming you knew the name of them all. In the UK, sites like ‘AutoTrader’ provide potential car buyers and people wishing to sell their car privately one place to go with a simple to use site. Therefore whether you are a motor dealer or a private individual looking to sell your car, we have created a website that offers you a platform to sell your car successfully. For car buyers, we are offering one place to view every vehicle that meets your requirements that is currently for sale across the Channel Islands. If it is not available you can tell us what you are looking for and with our motor dealership relationships we can help you find it.”

Their value-added services, which are unique to the website, include Value my Vehicle; a free and no-obligation valuation service to instantly find out how the market values your vehicle. And Calculate my Settlement; a feature that allows customers, with an outstanding balance of motor finance, the ability to ascertain the settlement due on their current car. Whether they are looking to sell their vehicle privately or part-exchange it in a dealership, these are useful tools to calculate what they can afford.

The site also includes Dealer Directory an easy way to find the details of all of the motor dealerships and automotive related companies. The Auto Info section provides a news feed on the latest updates from the industry and even the latest statistics on new vehicle registrations in Jersey & Guernsey. There is also an event calendar highlighting any motor related event in the Channel Islands. AutoExchangeCI.com are also involved in running child car seat safety events in conjunction with Mothercare; Co-Op; Drivers and local Police Safety Officer Philip Blake and Unlike the other online classified sites there is a section to explain why this is so found locally, AutoExchangeCI.com is the important for parents along with dates for only website purely dedicated to buying their next event. and selling cars. As such it acts as a in its relative infancy, one-stop shop for car buyers, which will Even make the task of browsing potential vehicles AutoExchangeCI.com has already signed a lot more convenient. In addition to up a large number of the Island’s motor buying and selling cars AutoExchangeCI. dealerships and now has more motor

The AutoExchangeCI.com team and their junior helpers at the recent Jersey Motor Show

dealership used vehicles for sale than any and know-how on the buying and selling process, we want to offer more than just car other site found locally. sales.” In summary “when you buy a car locally, its always good to have contacts in As an extra incentive for private individuals the motor industry to ensure you buy the looking to sell their car AutoExchangeCI. right car in the right way” says Gordon. “We com are offering the opportunity for them understand that being ‘in the know’ can to do this for free – simply go onto the really help so we’d like to share our “Sell my Vehicle’ section and use this code knowledge and expertise with Channel PRIVCI15. Islanders to help them succeed when buying or selling their car. Whether that’s For further details please contact Gordon offering them a one-stop shop to search for Bush on Gordon@autocreditci.com or visit their next vehicle or to provide useful tips the website www.AutoExchangeCI.com.


Just Sayin’ # www.jerseypages.info

12

(Not the opinions of Jersey Pages)

Send us your stories! contact@jerseypages.info

Sea Weed or Swamp?

It’s that time of year again! Yes, you either love it or hate it! Or you just don’t care about it, but then again your other half probably loves it so you have to put up with it either way! Unfortunately, The X Factor will be back on our TV’s again very soon, and I am not looking forward to it!

6 Hour or 36 Hour Parking? Free parking in town is limited at the best of times, but it is made increasingly difficult to find a spot when the same cars repeatedly “hog” the spaces. The parking discs allow you to park for 2, 3 or 6 hours in certain places, however, on Commercial Road there have been several cars in the past week that haven’t moved an inch! Considering how parking wardens love to issue tickets, I’m surprised they have got away with it! I parked in the 3 hour bays the other day, and admittedly I added another 3 hours on once my disc had finished, however, there were 5/6 free spaces available. When I returned to my car (only one hour later!) I had been issued with a parking ticket for the very offense I mention above! When I got back to the car, the same spaces were still available which makes it even more frustrating as I wasn’t preventing anybody else from parking.

UK Hotter Than... I’m quite fed up of the national papers having a headline, followed by a dull story about the UK being hotter than... Wherever in Spain or Greece has a lower temperature than the hottest place in the UK. It’s the same every year. They really can’t resist. It really irritates me and I know it probably doesn’t bother anybody else but I just wanted to air my opinion on the matter. Thanks.

Luckily we haven’t had much of a summer this year so people haven’t had to spend too much time down at West Mount beach. I have spotted a few trucks attempting to clear up the ‘Sea Lettuce’ as they call it, but unfortunately the tide just brings it straight back in. The question is, how can we stop this from happening every summer? It’s not just the fact it isn’t a pretty sight but it also stinks.


www.jerseypages.info

13

Tractor Services Ci Limited... We caught up with the team at Tractor started working for Tractor Services CI Services Ci Limited to find out a little Limited in 1973, initially on a six month more about what they do... placement and never left. Rob is experienced and will tackle all manner of machines, but top of the list is tractors! What is Tractor Services Ci Limited? Tractor Services CI Limited has been Rob now spends most of his time in the running for over 43 years. office, using his many years of experience We are the local Massey Ferguson Dealer helping customers with their enquires. on the island and we also serve Alderney with a sub dealer, AV Agricultural & To complete our team is Nigel Le Cornu, Engineering Limited, in Guernsey who our mechanic, and Frank Quenault, the looks after Herm and Sark. The vast range apprentice in the workshop. Rob’s wife, of Massey Ferguson tractors, includes the Sharon is in the office looking after most 1500 series domestic compact tractors things admin and in the shop. starting from 20hp up to the 7600 series 200 hp agricultural tractor. Naturally we You have a showroom in St. Lawrence, sell and repair tractors and agricultural what can we expect to find there? machinery, but also service all makes of In the showroom you can find an array of tractor and small commercial vehicles, garage and workshop tools from well known lawn mowers and the occasional domestic names such as SIP, DRAPER, SPAREX, vehicle. We are also dealers for Warwick NEWSOME and machinery for the trailers, Bomford Hedgecutters and professional but also the private garage. Flail mowers, Broadwood Equipment, There is also fencing equipment for the Agrimaster Flail Mowers and Fleming cattle or horse owner. We are also the sole Machinery. agents for the HEROCK workwear in the Channel Islands. For the little ones you will find different size pedal tractors, trailers, And who is involved? Rob Romeril, who now runs the business, overalls, lunch boxes and more.

The team at Tractor Services Ci Limited

Dads might like the die cast tractor models, tankards, t-shirts etc. If we do not have what you are looking for, we will try our best to get it in for you, please just ask! We also stock a wide range of vehicle and leisure batteries at some of the best prices in Jersey.

We have introduced our mobile tools van which we try to get out in once a week. We have a range of tools, batteries and clothing on board to showcase the range of stock we hold at our shop in St. Lawrence. If you are a business and would like a visit from us please tel: 862938.


www.jerseypages.info

Clearing Out Your Property?

14

By Stephen Cohu

Chucking your money away?! The task of clearing a property, especially that of a deceased relative or friend or of an elderly relative going into full time care, can at first sight appear an overwhelming one. Don’t despair; there are professionals out there who are more than willing and able to assist you in the task.

The Initial Reaction You open the front door of the house, there is stuff everywhere and most of it looks like junk. It appears nothing has been thrown away since the Occupation. Much of it is dirty or seems to be in poor condition. Often the first thought when tasked with clearing a property is “Where do I start?”. The second thought is often to get in a skip or two and clear out the whole lot without seeking the advice or guidance of someone actually in the business of clearing properties. If you have a water leak you call a plumber, you generally wouldn’t try and fix it yourself. Even if the contents of the property look like rubbish, some valuable items are likely to be present.

The Dos and Don’ts Do not go to the yellow pages and call rubbish clearer. All properties will contain items of value that may be overlooked. Also don’t go around the property like a whirlwind, armed with bin liners and rubbish sacks and just pile everything into the bags just to get the job done as quickly as possible. People are often embarrassed that their relative has been living in a less than tidy property and may have let the condition of the premises go into decline. They are ashamed to let someone inspect the contents before they have helpfully cleared all the rubbish, leaving only the items they thought of value present. Generally what they have done is thrown out all the items of interest or value and kept the low value items to be looked at. Do not dispose of anything until you have had it thoroughly checked by a professional who will be able to identify and assess items of value that many may just overlook. It may well be mostly rubbish that can be disregarded. It is much easier to find items of interest and value if everything is left in situ, just exactly as you found it. Millions of pounds worth of valuables are thrown away every year by people who undertake clearing a property without seeking advice first. Don’t make this mistake.

rummaging around in other people’s junk looking for treasure! You may well have already obtained a valuation of the contents for probate purposes but it is always worth getting a second opinion. Sometimes a professional probate valuation has not been obtained because the Executor believes that nothing of any value is present. If this is the case it is even more important to get the contents looked at before a clearance is undertaken.

Clearing The Property

Once the contents of the property have been assessed and all items of value identified, that is the time to start thinking about undertaking the clearance. The items of higher value can be disposed of, either by being retained by the family or friends, or by being sold to a reputable antiques dealer or through auction. This will leave a large quantity of items remaining, many of which will have some use or value somewhere. If there are antique items of lower value or clean second hand goods, you may be able to get the property cleared for nothing. Where contents Before touching anything, call a reputable professional who have been purchased, house clearance professionals will will be only too happy to look around a property, generally often undertake clearing the entire property for free, for free because there is nothing we enjoy more than effectively exchanging their time and work for the value in

the remaining contents. Where there is a significant quantity of rubbish, this may not be possible due to time costs and dumping charges, especially of non burnable items. Many people undertake clearing a property themselves but in the long run it is usually cheaper and certainly quicker to employ the services of a trusted professional.

The Remainder When clearing a property, environmental and social responsibilities should also be considered. There are many charities that could benefit from the items that would otherwise be thrown away. The contents of a garage or shed will often include tools that could be sent to Africa or Romania. Clean clothing, furniture, bric-abrac and so on could be donated to one of many of the charity shops in the Island, often they will even collect the items for free. Simply incinerating items for which a use can be found elsewhere is not environmentally or socially responsible. Certainly my own company ensures all items that can be salvaged are put to good use resulting in hardly anything being thrown away.


www.jerseypages.info

WE BUY GOLD, SILVER, JEWELLERY AND WATCHES DON’T SELL YOUR VALUABLES UNTIL YOU HAVE SEEN US. WE BUY VINTAGE AND MODERN PRECIOUS JEWELLERY. WE ALSO BUY COSTUME JEWELLERY AND WILL IDENTIFY AND BUY PRECIOUS JEWELLERY MIXED WITH COSTUME. WE ALSO BUY MEDALS, COINS, ALL VINTAGE AND MODERN WRIST AND POCKET WATCHES, SOVEREIGNS, KRUGERRANDS.

ORIENTAL AND TRIBAL ITEMS ANTIQUES AND FINE ART FREE VALUATIONS ON ITEMS OFFERED FOR SALE

PROBATE VALUATIONS HOUSE CLEARANCES

WE SELL ALL OF THE ABOVE FROM OUR EXTENSIVE SHOWROOMS IN ST LAWRENCE WE ALWAYS HAVE A LARGE SELECTION OF WORKS BY FRED SANDS AND EDMUND BLAMPIED ON DISPLAY, FURNITURE, BRONZES, SILVER. WE HAVE AN EXTENSIVE RANGE OF PRE-OWNED JEWELLERY AT ALL PRICES. VINTAGE AND CONTEMPORARY PIECES ALWAYS AVAILABLE

STEPHEN COHU ANTIQUES La Grande Route de St Laurent, near St Lawrence Parish Church Telephone 485177 or visit www.stephencohuantiques.com

OPEN WEDNESDAY TO SATURDAY 10AM-5PM HOME VISITS AVAILABLE BY APPOINTMENT

15


www.jerseypages.info

16

Food & Entertainment

Cocktail menu please So the Summer may be coming to an end, but there should be (we’re hoping!) a few more days of sunshine left! Invite your friends over for an afternoon of cocktail making!

Strawberry Daiquiri

Ingredients •handful of crushed ice •5 strawberries •60 ml white rum •2 teaspoons sugar •15ml freshly squeezed strained lime juice

To Make

Cosmopolitan

Ingredients • 35ml vodka • 15ml orange liqueur • squeeze of fresh lime juice • 25ml cranberry juice • twist orange peel, to garnish

To Make

1. Combine the ingredients in a blender and pulse until well mixed and the ice is dissolved.

1.Place the vodka, orange liqueur, lime juice and cranberry juice into a cocktail shaker and fill with ice.

2. Pour into a large, chilled glass & serve immediately.

2. Shake hard and then strain into a chilled glass. Garnish with peeled orange and serve immediately.

Classic Margarita

Ingredients • 35ml Tequila • 20ml Cointreau • 35ml fresh lime juice •handful ice cubes • lime wedge, to garnish

To Make 1.Pour the Tequila, Cointreau and lime juice into a cocktail shaker. Add a handful of ice cubes and shake for 10-15 seconds. 3.Strain into a Martini glass with half the rim damped with water, then dipped in either salt or sugar. Add a lime wedge on the rim to garnish.

And the nibbles Skewers

Canapés

8 black olives 8 green olives 8 cubes feta cheese 1 red pepper sliced 8 slices parma ham

4 slices Serrano ham 1 Pear cut into chunks 8 pieces of goat’s cheese rocket

Alternate feta cheese, black & green olives, parma ham and peppers for a simple but delicious snack.

Wrap Serrano ham around a piece of goat’s cheese, pear and a few rocket leaves and secure with a cocktail stick.


www.jerseypages.info

17

Basement Jaxx Return to Jersey for an exclusive DJ set... World famous electronic dance group Basement Jaxx will return to Jersey for an exclusive DJ set at The Royal Yacht on Saturday November 7th. The event is to be staged over the entire first floor of the Hotel and promises to be “The Signature Event of 2015”. Basement Jaxx rose to popularity in the late 1990s, and are now renowned as one of the UK’s best electronic music acts, having previously headlined Glastonbury and won a BRIT Award for Best Dance Act in 2002 and 2004. Their compilation album Basement Jaxx: The Singles topped the UK Album Charts, receiving two platinum certificates, and their single ‘Never Say Never’ from their seventh (2014) album Junto, topped the US Hot Dance Club Songs chart at number one.

The event, ‘Togetherness’, comes as part of a collaboration between two Jersey-based club promoters, Firethorn Productions (ICONIC) and Together Parties.

we’re looking forward to hosting one of the biggest dance acts in the world, Basement Jaxx, for the ‘Togetherness’ event in November! To celebrate we’ve put together special packages for those that fancy partying all night long at the after party, while taking advantage of our luxury facilities and enjoying a stay at one of Jersey’s best hotels!”

To celebrate the launch of ‘Togetherness’, The Royal Yacht will be offering overnight packages, comprising of a room, with options to upgrade, the use of Spa Sirene, tickets for two people to attend the event, VIP welcome drinks and an after party, followed by breakfast Tickets are available from: the next morning. • Reception at The Royal Yacht Craig Alder of The Royal Yacht, • White Label Records commented: • Roulette Clothing •www.eventbrite.co.uk “The Royal Yacht has been proud to have hosted other exclusive To book your overnight package, events including Boy George, or enquire about any other details; Frankie Knuckles and Stephan please call The Royal Yacht on Pompougnac, to name a few, and 01534 720511.


www.jerseypages.info

18

Property & Home Living

Can We Preempt Delays?

When I joined First Choice a few months back, I had been away from the business for a while, we had been through the “crash” and the banks had tightened their purse strings considerably. Finding a mortgage was difficult, coming up with the increased deposit level was even harder, and everyone involved in the process was more scared of lending than they had ever been. However, that was necessary and is some way behind us now. Lessons have been learnt, and a new era and attitude to lending and borrowing is now with us.

In saying that, have we really moved past being terrified? In the process of the average house sale and purchase, the lender will require a survey of the property, this may take a number of forms, from a valuation survey where fundamentally the lender wants to know that the property is not going to fall down, and if they would get their money back if anything drastic was to befall

the borrower. Then through a more detailed exploration of the property to give both buyer and lender a bit more information, up to a full survey of as many nooks and crannies as the surveyor can reach, plus some.

Each level of survey has its merits for the buyer as well as the lender, and a choice has to be made on a case by case basis as to which one is the most appropriate, there is of course a cost implication to each. With the decision made as to what survey to commission, a surveyor is appointed and the job undertaken. This, through no fault of any particular individual, may take some time to arrange after the offer was accepted and parties inform lawyers. So by the time the surveyor gets their instruction, you may only be days from the intended court date and almost no matter how hard they try, by the time they have scheduled the visit, written up their report and distributed it, the lender has almost no time to consider the

implications of any comments they make, so guess what? We have a delay. OK, there is little we can do about that, but….a little more concerning is that increasingly surveyors are recommending additional reports are produced. This may be for possible damp issues, insect and wood boring issues, asbestos presence, drainage or a number of other factors. If they do find something that raises their suspicions, then they obviously have an obligation to bring it to the attention of the lender and the buyer, but the production of further examination reports by other specialists raises the probability of further delays.

not the basics of damp, insect, HARRY is getting fed up with the summer. He is hot, asbestos and drainage. uncomfortable and not able to I know there are many properties have as many trips to the beach that do not need a great deal of as he likes (not between 10:30 and information provided as they 18:00 anyway). Apart from that, he are relatively new, or have been is looking forward to his holiday in extensively refurbished or similar, the next couple of weeks to some but from talking to the local big open spaces to run around in businesses that are asked to and meeting some new people to provide these reports, they are lick to death! saying they are inundated with the requirement to produce reports Till next month... on properties they would not have been asked to until recently. A service they provided in the past as part of good customer relations for free, has now got them having to consider making a charge as their staff are almost permanently visiting properties carrying out such undertakings. The Occasional visit can be free, regular cannot be sustained by any business for free.

So to my point: Is it time we should consider having the vendor provide basic information, in report format, BEFORE the property is placed on the market? They have a similar system in the UK (TA6), but that is more extensive covering Keep an eye on this space boundary’s and energy efficiency because I think this may among many other things, but run and run for a while.

HARRY’S AUTUMN PROMOTION! We Sell Your House We Help With Fees* Opening Times Monday - Friday 09:00 - 17:00 2 York Street St. Helier Contact 01534 633133 enquiries@firstchoice.je

*We may be barking mad, but for new sales instructions during September and October, we will contribute to your legal fees, when we sell your house! Please call Dennis for further information.


www.jerseypages.info

“Uniquely determined”

“Last year we felt the time was right to amalgamate both branches into one new branded entity” said Shelagh, thus Uniquely Estates was created, staying with the distinctive pink and orange Leaving school early on with few colouring and “Wisely” and “Ollie”, the qualifications, she has achieved a lot since resident owls… those days and now heads up Uniquely Estates with her dedicated team of In this modern age of online technology many potential buyers find their next negotiators. property via the internet and Uniquely The business was established in 2010 by Estates prides itself on having a sleek and Shelagh and her former business partner, user friendly website, designed to display Vanessa Doublet and specialised in the equally well on mobile devices, and sale and rental of flats and apartments ensuring that every property is presented at exclusively – hence “Uniquely”. As soon as its best. Potential buyers can see at a glance the business was up and running Shelagh the main features and make an immediate studied and completed the National request to view. Federation of Property Professional’s technical award in the Sale of Residential Presenting your home at its best on a Property, gaining immediate membership well-designed website is today the most of the National Association of Estate Agents important marketing device in the estate (NAEA) and the Association of Residential agents’ toolbox! Letting Agents (ARLA). Shelagh also holds Shelagh and her team are passionate an LLB (Hons) degree. about property and believe that with their “I believe that being a member of a professional and compassionate approach professional body shows commitment to they are able to embrace all the challenges the industry and a willingness to follow the involved in both the sale and rental of code of conduct set out for that body” said properties to achieve that all important completion. Shelagh. is how Shelagh Marett – owner and managing director of Uniquely Estates would describe herself!

In 2012 Uniquely Houses was established and Ollie’s car arrived on the streets of Jersey resplendent in its “owl like” finery.

So for all your property needs, whether you are trying to sell or rent a property or would like an informal verbal valuation or advice on preparing your property for the market, please call the team at any time on 01534 529000 or

01534 529555.

They have a range of properties available for sale and rental – please check their website at www.uniquelyestates.com and Like them on Facebook.

19

“Wisely, they are dedicated to property.”

Grouville – Sea Views / 5 Bed / 5 Bath / Garden / Garage / £1,295,000

Castle Quay – Marina / Sea Views / 2 Bed / 2 Bath / Balcony / 2 Parking / £995,000


www.jerseypages.info

20

01534 481 894 07797776508 Pat@lyonestates.co.uk

Exceptionally High Standard

£1,795,000

A Golfers Dream Home

£1,260,000

Hamilton Grand offers an opportunity to own one of the luxury apartments in St Andrews, Scotland. • Ranging from 97.8 to 158.1 square meters • Private lounge for owners and an exclusive 6th-floor terrace with stunning views over

• Detached Granite Home • 5 Bedrooms

• Paces away from The Royal and Ancient Golf club • Membership to Kohler Waters Spa and Fitness Centre

• 4 Bathrooms

• Links tickets application providing immediate access to the Old Course and six other

• Views Over Fields

courses in the Links Trust for residents staying in St Andrews for six months or more

• 3 Gardens • 2 Garages + Parking St. Ouen

Stunning Family Home

West Sands Beach, North Sea, and 1st, 2nd, 17th and 18th fairways of the Old Course

• Concierge and doorman services Residences are individually designed with architectural features such as high ceilings, arched windows, columns and private balconies - many with views over the 18th hole of the Old Course. The finish is exceptional with painted wood trim and walls, Kohler sanitary ware, natural stone counter tops, stained wood cabinets and appliances.

£1,250,000

A Home To Be Proud Of

£895,000

• Private Drive With Gated Access

• Detached

• 5 Bedrooms

• 5 Bedrooms

• 5 Bathrooms

• Ample Space For Entertaining

• Possible 2 Gen

• Close To Village + Amenities

• Garden With Swimming Pool

• Private, Secure Garden

• Double Garage

• Double Garage + Parking

St. Peter

St. Ouen

SOLE AGENTS


www.jerseypages.info

21

01534 481 894 07797776508 Pat@lyonestates.co.uk

COMING SOON!

Victorian Delight

£629,000

Large 2 generation home in St. Brelade comprising of 2 self contained units with own parking and good size gardens, independent of one and other. Sought after location and parish. £895,000

• 5 Bedrooms • 3 Bathrooms • Large Lounge/ Diner

Register your interest now.

• Garden

Call Pat on 01534 481 894 or 07797776508 Pat@lyonestates.co.uk

Spacious Apartment

• Full Of Character

£357,000

• Parking

SOLE AGENTS

St. Helier

Popular Apartment Block

£275,000

• Sought After Location

• Close To Town

• 2 Double Bedrooms

• 1 Double Bedroom

• 2 Bathrooms

• Large Lounge/ Diner

• Eat-In Kitchen

• Plenty Of Storage

• Secure Lock Up Store Room

• Balcony With Sea Views

• Parking For 2

• Parking

St. Saviour

St. Helier


22

www.jerseypages.info

To See What’’s Special This

Special Offers Every Thursd


www.jerseypages.info

23

Trades, Services & Small Ads

From as little as £25 a month From as little as £25 a month

T : 07829 838844 or E: advertising@jerseypages.info T : 07829 838844 or E: advertising@jerseypages.info

TONY GOLDHAWK Plumbing and Heating All aspects of the trade Tel: 721792 / Mobile: 07797719659 E: tonygoldhawk@hotmail.co.uk

Old England The official Liverpool Supporters Club All Liverpool Games Shown Here

• Curtains • Net Curtains • Bed Spreads • Blankets • Quilt Covers • Children’s Bedding •• Curtains Net Curtains • BedEssentials Spreads Sheets • •Towels • Bathroom • Quilt Covers • Children’s • Blankets Table Cloths & Runners Place MatsBedding • etc..

E & F Landscaping Irrigation Get The Job Done At The Right Price All the jobs that your garden needs from Irrigations to Landscaping, Decking, Patios and Drives. Other jobs include Land Drainage, Hedge Cutting, Streaming, Tree and Flower Planting, Granite Building & Brick Work For more information please contact us on 522122 or 07700 367782 / 07797720767

•“We Sheets • Curtains Towels To • Bathroom Shorten Suit Your Essentials Windows” • Kitchen Essentials • Table Cloths & Runners Special Offers Every Thursday - Pop In • Place Mats • Vases-flowers • Lamps • etc.. To See What’’s Special This Thursday.

eflandscapingirrigation@hotmail.co.uk Find Us On Facebook

“We Shorten Curtains To Suit Your Windows”

Check, Like & Share us on Facebook please

TINY TOTS HAND KNITS

Food at Half Time

s Thursday.

day - Pop In

Entertainments & Event Management Specialists

Old England 10 Cheapside, St. Helier

SHARPENING Gardening and woodworking tools. Groomers and hairdressing scissors. Horse and dog clippers. All knives. 200m north of the Union Inn. Contact Philip Johnson on 864130 or 07797 888293 www.homestill.co.uk

Disco Quiz Night Karaoke / Live Music Event & Party Organisers Conference Audio & Visual Support Tel: 07797 797563 aceentertainments@outlook.com

Jersey Pages deliver to over 41,000 homes every month! For more information or to discuss your advertising requirements please contact Mark on 07829 838844 or Sophie on 07829 828033 www.jerseypages.info

Bootees. Cardigans. Hats. Mittens.

Headbands. Jumpers. Slippers. Pram Blankets.

Toys. Ponchos. Double knit, Aran & Chunky wool Orders taken, so please ask if you would like something specific St. Peters Indoor Market

every Wednesday & Saturday 9am - 3pm

residential addresses per parish


www.jerseypages.info

Business & Finance 24

Networking in Business “This is akin to blaming the washing machine for poor results when you forgot to put the powder in!” The word “Networking” is without doubt an over-used and certainly commonly misunderstood term and there should be no surprise to hear that some people think it is to do with the fishing industry. Actually that’s not too far off the mark if you consider a business networker is perhaps simply “fishing for new business”? There is however an art to doing it well. To ‘network’ means something slightly different for each group of professionals but despite the various thinking, there is in my view a simple first principle: if you seek new work or need new services and you accept the premise that most people prefer to do business with people they like, then you are going to have to become ‘likable’. (If you think you are already there – read on, there’s more!) Having to be likeable is of course not a rule cast in iron, some people have been in successful businesses for years and have been publicly loathed for decades but generally - the supposition holds. To achieve ‘likeability’ you have to find a way for people to get to know you so that all the reasons why you should be liked, trusted and respected can be demonstrated. There are many ways to get to know people. Historically we probably started with invitations to lunch, trade shows, a few drinks after work, organised golf events,

away days, cocktail receptions etc. as its organiser: • Acting like a host and making Today we do all this as well as useful introductions sophisticated conferences with • Demonstrating consideration for speed matching and CQ (Seek others You) satellite driven technology, • Providing useful information LinkedIn promotions to e-meet, • Listening and responding reinvention launches and profile helpfully building presentations, continuous • Following up those promises to professional development events answer questions or provide and sponsored functions (and a further information host of other cool initiatives which • Exercising that ear for humour I don’t understand because I and a sense of humility. flounder even with Facebook and Twitter). You might notice that most of the people we know who display all, The problem most people or many of these attributes, are encounter (and this is why some actually rather likeable in any will fail to network well) is that case. As well as being effective they think just organising the networkers? networking event is enough. You will hear them say for example “I Let’s take these in order and see have arranged 8 events this year how we can improve upon being and hosted over 500 guests but merely an event organiser (which we never got any business – it’s a incidentally is also an art!). waste of time!” and they are right. Of course it is a waste of time if Good hosts do so many things all you merely organise events. This at once and are forever vigilant of is akin to blaming the washing what is going on around whilst machine for poor results when you still paying attention to the forgot to put the powder in! conversation or matter in hand. They are constantly alert and great Actually I would be surprised multitaskers. They remember if merely organising the events names and where they met you. yielded nothing at all but certainly They effect introductions like without the ‘powder’ it won’t be matchmaking was their sole trade very effective. So what’s in the knowing full well how useful it can ‘powder’? be to join two specific people. No There is no magic potion for task is too small nor too great when successful networking events but it comes to making certain your if there was, it would comprise at guests are catered for and content. least some of the following in you It isn’t easy. Who said it was?

This brings us on nicely to consideration for others. This is not just about providing vegetarian options when food is served or meeting visitors at the airport to bring them to your town offices. This is a far more significant area in which to excel, for example – who ever thought to bring along mobile chargers to an end of day reception for visitors from off Island? This is precisely what some of them will really need after a day of meetings in Jersey and no sight of their hotel until later! Not because they will use their mobiles throughout your function but because they need to briefly touch base with children, loved ones and so on. Anything you can do to improve the experience will be appreciated and remembered.

it isn’t easy and we have to focus on getting it right. Those that do; stand out and they get results. And finally… Humour. I have no advice to offer here other than “be yourself ”, every time! If you are naturally amusing then great but never try to entertain. Your hosted guests will always see through it and this will ruin any previous good work. Some people are blessed with cheerful dispositions and possessed of never ending entertaining anecdotes and quips. You will see them at these events holding court with the ease of a seasoned raconteur. That’s all fine but it isn’t the whole story.

So here’s the thing, if you already think you have all these skills flawlessly honed and that you Next, providing useful informa- are indeed ‘most likeable’… are tion. This is tough. What is useful you missing that last ingredient: to one is only fire lighting material humility? to another. So keep it brief, impactful and small in size. Add this to your make-up and - to be fair - you probably do have it Fourth; good networkers probably cracked… spend only 20% of their time talking, they are excellent Words By Vernon Breese listeners. The principle here is simple, if you want to learn about or get know other people - there is little point in you doing the talking. Good listeners have to do a number of things but two are key: listen well enough to actually hear and understand what is being said then respond appropriately and add something interesting. Sounds ridiculously easy doesn’t it? Well, it is as easy as keeping those little promises to follow up or meet later and some of us do fail at this from time to time. Clearly


www.jerseypages.info

Family Friendly Rights Maternity Leave Applies from day one of service

2 weeks compulsory paid leave

(This must be at full pay)

AND 6 weeks unpaid ordinary maternity leave (OML)

Give paid time off for antenatal appointments

Parental Leave

Employee has the right to return to the same job

Unpaid leave of 2 weeks following birth of a child

(If less than 15 months service)

BUT

OR

Must have responsibilties for the child

18 weeks unpaid adoptive leave

(If more than 15 months service)

AND

AND

Must be taken within 8 weeks of birth/ adoption

Parental leave of 2 weeks for other adoptive parent*

Holiday entitlement continues to accrue

16 weeks unpaid ordinary maternity leave If more than 15 months* service

Entitled to all the usual benefits set out in the T&C’s* * except remuneration (OML)

*Calculated by the start of the expected week of child birth

Adoption Leave Adoption of a child of any age and must be the primary adpoter

(Father/ Mother/ Spouse of adopter)

If less than 15 months* service

OR

25

8 weeks unpaid adoptive leave

*See parental leave


www.jerseypages.info

26

Lumiere Wealth is a newly established Wealth Management Company that is underpinned by traditional values, that put clients to the forefront. The team of Jersey residents have over 100 years experience between them. All have worked for well known national and international financial institutions in senior positions. The highly qualified team can advise on investments, pensions, protection & savings – for

individuals, companies and corporate service

providers as well as private medical insurance. With offices at Castle Quay, Lumiere Wealth aims to be your first port of call when you want financial advice. Tel: 01534 625001

info@LumiereWealth.com

www.lumierewealth.com

Call their friendly and professional team today and see how Lumiere Wealth can help meet your wealth management and financial planning needs.

The New Joiners... Jill Le Brocq

John Medcalf

Geoff Pike

Jill joined Lumiere Wealth in June having previously worked in Retail Banking with NatWest for over 33 years, most recently as a Senior Premium Banking Manager with responsibility for a portfolio of High Net Worth Local Clients.

John joined Lumiere Wealth after nearly 11 years working for RBS International where he held a number of roles including offering financial advice to clients, managing a Sales Team within the Wealth Management Services Department and also acting as Training and Competency Manager.

Geoff brings 17 years of experience from within the Private Medical Insurance (PMI) arena and a wealth of life experience. He started as a PMI Provider and attained the position of National Director at Western Provident Association (WPA) where he managed the Field Services of the UK sales force from 2006 to 2012.

However, it is the creating of individual strategies on all aspects of Financial Planning for Jersey residents and companies that John specialises in and why he has returned to this position. He is committed to providing a personalised service for his clients in order for them to meet their individual objectives.

Geoff started researching Private Medical Insurance in Jersey in 2012. During the time researching the PMI market, Geoff came across several customers who had been on a policy that had not been reviewed in many years, some had a broker that had not reviewed their policy and were paying more in premiums than was necessary! Some people were down still as smokers who had ceased smoking and could have had a lesser premium!

Senior Client Relationship Manager

Although Jill’s primary responsibility was that involving her client’s banking arrangements, her role also involved identifying customers’ investment needs, if appropriate, and subsequent referrals to Wealth Management for investment advice. This part of her role was of great interest to her, ensuring clients received the most appropriate advice in relation to their circumstances and that their needs were met accordingly. Jill saw working at Lumiere Wealth as an opportunity to expand on this. Jill has undertaken the position as Senior Client Relationship Manager and is responsible for the day to day management of existing clients as well as developing new relationships primarily within the local market. She is dedicated to giving a World Class customer service and building long and trusting relationships with clients alongside Lumiere’s Wealth Managers. Jill says “I previously worked very closely with both Chris and John during their time as Financial Advisers at NatWest and RBS International and appreciate their commitment to Customer Service, an approach that also reflects my own approach and am excited at the opportunity to help develop the business.” Jill would welcome the opportunity to meet up with previous clients, who could well benefit from the services of Lumiere Wealth as well as welcoming new clients.

Independent Wealth Manager

John says ‘With so many changes over the past 10 years, it’s sometimes difficult for customers to be aware that policies that were fit and proper for their circumstances 10 years ago may now not be so advantageous. With a number of companies closing their Financial Advice service, effectively discarding their clients, it then becomes even more important for customers to seek the appropriate advice so they are comfortable that their objectives are still being met. The investment, protection and pension world is forever evolving so it’s important that we maintain the principle of putting customers first and this needs to be achieved by working as a partnership with our clients in a disciplined and professional manner.’ John currently holds the Diploma in Financial Planning Qualification and is currently working towards the Private Client and Investment Management qualification with the Chartered Institute for Securities and Investment.

Private Medical Insurance Specialist

Geoff ’s traditional values always put the client’s needs to the forefront of his exceptional service, constantly seeking to find the best solution for the individual and corporate policies. Now with the opportunity to review the whole PMI market Geoff can offer the best value PMI / CASH PLANS / DENTAL PLANS to maximise the benefits for his customer. Since 2012 Geoff ’s new business is usually referred from customers who recommend him to their personal friends and corporate colleagues. Geoff also works with great flexibility meeting customers at times and locations that suit them best. Each year a review is done on the market to make sure the best policy at an affordable amount is achieved.

Lumiere Wealth is regulated by the Jersey Financial Services Commission


www.jerseypages.info

27


www.jerseypages.info

28

The Importance of Networking by Claire Boscq-Scott #TheBQB

Networking with Confidence

The key to talking to new people is finding something you have in common.

Contrary to common belief, no one person is born with a lack of self-confidence. However, some people have, over time, lost their self-confidence.

A child might fall hundreds of times before he or she learns how to walk properly. In order to gain self-confidence again you must be open to the idea of rebuilding your confidence and the best way to do this is to start one step at a time.

Confidence, admittedly, isn’t always easy to summon; especially when you’re trying to network with strangers. You want to banish those butterflies and remove fear? You must remember that people are only people.

Most of us will stick within our comfort zone even though, in the back of our minds, we know that it is limiting us severely. So, networking with confidence is like taking baby steps. Why not start by going to an event with friends or colleagues and

see how you get on. You might be surprised and make sure you pat yourself on the back for having the courage to go in the first place. Build on your newfound confidence by attending yet another event, but this time on your own, without colleagues or friends. Once you’ve managed to walk into a room of strangers, introduce yourself and talk confidently about what it is that you do, you will have made big steps in successfully rebuilding your confidence again.

The key to talking to new people is finding something you have in common. For example, if you were in Jersey and sat on the bus with someone next to you that you didn’t know, you are most likely not to speak with them. But if you were on holiday in Paris and sat next to someone wearing an “I love Jersey” t-shirt, you would most likely strike up a conversation with them because you have a common interest, and will suddenly become your best friend! So, when you are in an environment in which you

“If you exude confidence, people will be drawn to you not the other way around.”

don’t feel comfortable, look for something you can share with the people around you; find a common ground.

Being confident is also about being you. I am one of those people who would like to please everyone. I want everyone to like me, but I have come to realise that this cannot happen. I can try to please everyone, but I will never succeed because not everyone is the same. Some people simply can’t be pleased no matter what you do. But

the important thing is, whatever happens, you stick to who you are and to what your values are and what you believe in. The things that you say and do are a reflection of who you are; authenticity matters. You have to say and do the things in which you actually believe because these are symbols of who you are really. If you do this then you will build your tribe and surround yourself with people who believe in what you believe; these people will also help build your confidence.

If you exude confidence, people will be drawn to you - not the other way around. When you put yourself out there with confidence, each of your efforts will be more effective because your aura says: “Hey, I’m worth something. I mean business here. I have something important to say, I’m worth listening to, come and listen to me”.


www.jerseypages.info

C5 Alliance Innovate Client Support with Knowledge Base The C5 Alliance Group encourage their clients to utilise their brand new built-in Knowledge Base service. The Knowledge Base will act as an extension to C5’s Service Desk by allowing individuals to access helpful articles and support at their convenience. C5 Alliance implemented and populated ZenDesk Knowledge Base technology to provide clients with an innovative self-help platform, which enables them to find solutions without needing to call the Service Desk in the first instance. This functionality responds to the expectations of the modern market, with a study conducted by Coleman Parkes for Amdocs, finding that 91% of

survey respondents said they would use an to the Knowledge Base, broadening the online knowledge base if it were available dialogue between C5 and their clients. and tailored to their needs. Rob Leader, Group Managing Director at C5 Individuals are able to search for generic Alliance Group, commented: “We’re really articles using key words, or by looking for excited to expand on our support options answers to common queries in the Helpful with use of the Knowledge Base, we hope Articles section. As well as being able to our clients will embrace the feature. The view the generic articles, additionally, clients Knowledge Base is a work in progress, so logged into their C5 account will also have we will be continuing to add new features access to secure articles for their internal and develop as it builds momentum. We’re staff, specific to their organisation’s func- looking forward to getting feedback from tions and needs. Clients can also use the our clients, to see how we can continue to Help icon, which gives them the option to innovate our Service Desk.” automatically log a Service Desk ticket if they cannot find answers to their queries C5 Knowledge Base service is now available or would like to see a specific article added on desktop, tablet and mobile.

34 jobs going at Santander Private Bank in Jersey Santander Private Bank in Jersey has announced it is cutting 34 jobs, following the recent restructuring of Santander's operations on the island. It means the current workforce of 102 will be reduced to 68. The bank said that says some employees will have 'their job roles matched in the proposed new structure however, as the number of roles has reduced, this may lead to a number of redundancies.'

James Pountney, Managing Director, The Santander Jersey Corporate business is not affected by this announcement and Santander Private Banking, said: maintains business as usual. "There is never a good time to announce changes such as this and we are acutely aware of the uncertainty staff are facing. We would like to thank them for their continued professionalism and cooperation. We have consulted with Advance Union and want to be clear and transparent to employees, and support them through this transition."

29

Elian shortlisted in Investment Week’s Funds Services Awards

Elian director, Charles Le Cornu

Elian has been shortlisted for the best fund services provider accolade in Investment Week’s Funds Services Awards 2015. The funds services awards are designed to identify the best companies that offer services and solutions to the fund management industry, and to showcase their expertise and ability. The best fund services category is open to fund administration service providers offering fund valuation and pricing, fund accounting, fund dealing and fund registration services to traditional and alternative fund groups. The winner will be the company which demonstrates it offers the depth and breadth of services clients require. The judging panel, led by chair Deborah Benn, a former editor of Financial Times Magazine’s Investment Adviser, will choose the winners. Elian director Charles Le Cornu said: ‘Elian Funds Services has had an exceptionally busy year and we’re delighted to be recognised by Investment Week through this shortlisting. We have consolidated our team across a number of jurisdictions, adding strength and depth to our capabilities, which has helped us to continually raise our levels of service.’ The winners will be announced at a gala event on 7th October at the Marriott Hotel in Grosvenor Square, London.


Recruitment

30

www.jerseypages.info

Recruitment and Employment Law – What’s the deal? Jersey has been making strong strides in the legislation tables lately… Employment Law has been amended to include Maternity, Paternity and Flexible Working rights. 2014 saw the introduction of Discrimination Law (Jersey) 2013, a landmark occasion for the Island which previously had no legislation to deal with discrimination in the workplace or otherwise. But it doesn’t stop there, the 1st September will see secondary protective characteristics come into play and the expectation is that year on year more will follow. JACS reported that in 2013, 22 clients were recorded with discrimination related issues and a whopping 89 in relation to maternity.

treatment’, as a business, you could be at risk of complaint. The big discussion point at present is ‘Office Banter’ and there are very many different views on this. I read last week that the culture of office banter could ‘be used as a defence’ for employers that have always existed under that culture. Others say, no more, it’s too risky. My personal opinion is that where some banter can be friendly and create a ‘fun’ working environment, it is important that the difference between fun and discriminatory is understood. This is where we need to remember that the perception of the subject is largely taken into account. To that end, I would be greatly surprised if the defence of office banter is passed when someone had suffered discomfort.

The new legislation created a buzz of media hype, a newspaper headline in 2013 predicted that ‘’Discrimination laws could cripple firms’’ and the general consensus Maternity legislation, Parental rights and from those reading that article was they were Flexible working create another obstacle for employers who now have several pages of right. legislation to work with when managing a So my question is – what impact does request. Often it is not ‘bad treatment’ we see this have on recruitment? And not just from employers, but rather a genuine lapse recruitment from the consultancy in policy or procedure when implementing, perspective, but the impact this legislation which rightly or wrongly, creates space for will have on all businesses and their a complaint. It is this ‘increased paperwork’ that often causes the problem, especially for recruiting strategies. small businesses. The age old saying goes ‘if you are not doing anything wrong, then you have nothing The impact of this is likely to be less to worry about’ of course, it is entirely recruiting, specifically for the small to plausible that, as a business, you may medium sized business. Discrimination Law genuinely not be aware that you are in employment covers everything from stage operating in the grey and this is where so one advertising to the employees working many get caught out. It is important to lifecycle. Maternity Legislation has no point out, at this time, that discrimination qualifying period and is in force from day allegations will be assessed on, amongst one of employment. Many employers are others, the perception of the subject, cautious of taking the risk in navigating the meaning that even if the intention was not to new legislation alone, fearful that despite the discriminate, if the act had that effect and very best intentions, they may fall sideways was perceived to cause ‘less favourable of policy.

“I read last week that the culture of office banter could ‘be used as a defence’ for employers that have always existed under that culture.”

In a recent market research report (UK based, however Jersey has a close alignment with UK employment Legislation) ran by Citrus HR some staggering stats came to light. It showed that of all businesses surveyed: • 39% said they would take on more staff if employment law was made simpler • 25% said it was unacceptable in its current state • 75% of businesses said it is draining to keep up with current legislation The resounding consensus from this report was that businesses are not the happiest, worst affected are the small to medium size businesses we should be encouraging to grow, but instead are averse to recruiting at present and this is having an overall impact on the job market. Where larger organisations often count on the in-house HR function, smaller organisations lack this support which now makes employment a tricky area to tackle for anyone who is not up-to-date with employer responsibilities. For recruitment agencies I predict minimal change, the pre-selection process for any position is largely driven by employer statements which, so long as they do

not fall foul of the discrimination law, can be adhered to. We are stronger together. LaytonAndrews and Green Lizard Solutions work in partnership to provide companies with dedicated HR and / or Recruitment support. Don’t get caught out by tricky legislation. Contact us for your FREE HR Health Check today. By Marie-Clara Thaureux


www.jerseypages.info

Ravenscroft Welcomes New Compliance Officer Ravenscroft has appointed a new and anti-money laundering controls compliance officer in Jersey with more within the Jersey office. Mrs Reilly will than 25 years’ experience. also be the primary contact for the Jersey Financial Services Commission Amanda Reilly has held several and provide Ravenscroft’s board with compliance roles in the banking industry robust guidance regarding Jersey laws, and brings considerable regulatory regulations and codes of practice. experience to the position. She will be responsible for all aspects of compliance ‘In my new role I am looking forward

to learning the mechanics of trading, as this will greatly enhance how I can ensure Ravenscroft is at the forefront regarding legislation and regulation, through which I hope to make a real contribution to on-going success of the company,’ said Mrs Reilly. Mrs Reilly, who joins Ravenscroft from SG Hambros, has held senior compliance positions at Santander and Pershing (Channel Islands); she also previously worked at Barclays where she spent 12 years and formerly held positions at Bank of Scotland International. Haydn Taylor, chief executive officer, Ravenscroft Jersey, said: ‘As a compliance specialist, Amanda has had a very successful career; I am thrilled that Ravenscroft has attracted someone of her calibre to join the business. Ravenscroft operates within an everevolving regulatory landscape and Amanda will help to steer the company through Jersey’s compliance environment.’ An Associate Member of the Institute of Financial Services, Mrs Reilly holds a number of professional qualifications, including international diplomas in both compliance and anti money laundering through the International Compliance Association.

Benest & Syvret Strengthens Matrimonial Team UK, dealing with a range of family law matters including child residence, contact and removal from jurisdiction applications. He also has significant understanding and practical knowledge of dealing with and resolving financial disputes arising from relationship breakdown.

Jersey law firm Benest & Syvret has appointed solicitor Rob Gygax to its experienced matrimonial law team. Mr Gygax has extensive specialist experience gained in Jersey and the

Mr. Gygax gained his LL.B (Hons) law degree from Wolverhampton University, undertook his Legal Practice Course at the University of Northumbria, at Newcastle, and was admitted as a Solicitor of the Supreme Court of England and Wales in 1997.

31

Advocate Nina Benest, partner at Benest & Syvret said, ‘We are delighted to welcome Rob to our firm. We have one of the leading family law practices in Jersey and his experience and skills will both complement and add value to the team.’ Rob Gygax added, ‘I am very much looking forward to working with the team at Benest & Syvret. The firm enjoys an outstanding reputation for its work in the area of family law and my new colleagues are both highly respected and skilled in their field.’

Hawksford Appoints Regulatory, Compliance And Risk Director Hawksford has strengthened its compliance capabilities through the appointment of Jackie McLaughlin as group regulatory, compliance and risk director. Ms McLaughlin’s role, which covers Hawksford’s international operations, will support the business strategy by managing regulatory, compliance and risk frameworks, governing committees, working groups and policy management. She will also act as a director of Hawksford, ensuring that the group’s agreed objectives are promptly and properly implemented, applying robust governance. Ms McLaughlin, who has more than 20 years’ experience within the sector, particularly in analysing and solving difficult business and regulatory issues, joins Hawksford from another financial services provider where she was head of compliance and risk. Prior to that, she spent six years as a senior regulatory consultant at Sator Regulatory Consultants where she gained invaluable experience across a wide range of regulated financial services businesses, and also worked as a senior financial analyst for the Jersey Financial Services Commission. Hawksford’s chief executive, Maxine Rawlins, said: ‘Hawksford is a service focused business that must respond swiftly to international legislation. Having held a number of roles in the compliance industry, Jackie has extensive knowledge and experience. She is a safe pair of hands to lead Hawksford’s regulatory, compliance and risk team and I am confident she will be an asset to the company.’ Ms McLaughlin said she was attracted to Hawksford because of its reputation for exceptional levels of service. ‘As a forward thinking organisation, Hawksford has a robust approach to compliance processes. I am looking forward to working with the teams to further strengthen internal approaches to managing risk in an effective and efficient manner and ensuring staff embrace this change.’


32

www.jerseypages.info


Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.