Home Builders Association of Berks County
OCTOBER 2014
Why
GIVING BACK
Makes Sense
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2014 HBA Berks
Board of Directors Officers:
Contents
OCTOBER 2014
President Patrick J. Dolan, AIA, LEED AP Dolan Construction Inc. (Reading)
First Vice President Edward F. Anewalt IV, CLP
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Anewalt’s Landscape Contracting (Bernville)
Second Vice President James E. Gavin, Esquire Masano Bradley Attorneys at Law (Wyomissing)
10ChadSecretary E. Camburn,
P.E. Bursich Associates, Inc. (Pottstown)
Treasurer Evan L. Hand, III
National Penn Bank (Wyomissing)
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Immediate Past President Cathy Sloan, CGR, CAPS, CGP Aluminum Associates/ Sloan Corporation (Temple)
16 Builder/Remodeler Directors
Daphne D. Frownfelter, CKD Deer Mountain Kitchens, LLC (Robesonia)
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Brad Kehres
L A Kehres Building & Remodeling (Leesport)
Eric Keller
Berks Fire Water Restorations, Inc. (Reading)
Bryan Moll
B & G Glass (Reading)
29 Riverview Tree & Landscaping, Inc.
Features: 6
Good For Your Community, Good For Business
Giving Back makes sense— how you can make it happen.
10 Donate Your Home
to Charity
Learn what you can donate, and how to get started.
13 First Home Buyer ONLY
Implied Warranty of Habitability.
16 Habitat Berks
Knows Partnerships
People helping people.
20 Sprucing It Up
Creating your own Winter Wonderland.
24 Kitchens With a Focus
on Countertops
Integrating them into the Décor.
Diane K. Salks (Temple)
Associate Directors David Hallowell 31 Heffleger Kitchen Center (Reading) Sherrie Hallowell
Tompkins VIST Bank (Wyomissing)
Bruce T. Rader, P.E., P.L.S. Berks Surveying & Engineering, Inc. (Fleetwood)
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HBA Staff
Executive Officer & At Home in Berks Editor-in-Chief
Departments 5 From the President HBA of Berks County President Patrick Dolan.
40 Membership Pages
New and returning members, member to member discount programs, and an overview of all Association-related events from October–January 2015.
Angles 28
Winter, Your Vehicle, and You Be prepared for anything.
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Make Money From Your HBA Membership Get quarterly rebate checks
for product loyalty.
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Bringing Natural Gas to Your Community
How you can save by switching to Natural Gas.
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Tips on Saving Money With an HVAC System Find out how to cut your electric bill in half.
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National Energy Awareness Month Becoming energy independent, reducing global warming and saving energy.
Christian D. Malesic, MBA, IOM
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Member & Event Coordinator Barbara M. Bohrman
For Advertising Opportunities: call 610.685.0914 Ext. 1 Read At Home In Berks Magazine Online at HBAberks.org The written and visual contents of this magazine are protected by copyright. Reproduction of print or digital articles without written permission from Hoffmann Publishing Group, Inc., and/or the Home Builders Association of Berks County is forbidden. The placement of paid advertisements does not imply endorsement by HBA of Berks County. Publisher: Hoffmann Publishing Group, Inc. 610.685.0914 2921 Windmill Road, Suite 4, Sinking Spring, PA 19608
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From the President organizations and associations. We also have a staggering number of nonprofits that our community strongly supports. What I find neat about the HBA Restoring Hope Foundation is how it started with a group of builders but has grown into a concept the whole community has rallied around to support. So many people have challenges in their lives, and those challenges can come in many shapes and forms. Sometimes they are emotional challenges, sometimes spiritual, and sometimes they are physical. Restoring Hope has a unique ability to help deal with physical challenges. And, these physical challenges take a diverse group of dedicated people with differing skillsets to solve. Some are skilled in the building trades, some simply know how to push a broom or make a sandwich, but whatever their skillset, they come together to change lives. And, the HBA Restoring Hope Foundation has figured this out. Albert Einstein once said, “It’s every man’s obligation to put back into the world at least the equivalent of what he takes out of it.” We all know there are times in our lives when we are in need of a helping hand, and there are times when we are capable of Community leaders such as Diane Salks lending one. If you happen to fall into the recall seeing a quotation a while ago, of Riverview Tree & Landscaping, Kert & latter category right now, please consider generally speaking it said something Cathy Sloan with Aluminum Associates, stepping up to the plate. Consider helpto the effect: “every person should give and Eric Keller of Berks Fire Water ing to continue to make this community a back to the industry in which they earn Restorations are individuals that come great place and helping to change a life in their livelihood.” While I don’t remember to mind when I think of how dedicated a meaningful way. the author of the sentiment or the wording Whether you have an interest in somepeople with big hearts can truly influence exactly, I believe I’ve captured the intent. thing like Restoring Hope, or you have a a community. The HBA of Berks County We should all give back. If you haven’t passion of your own to pursue, I challenge is proud to have such amazing individuals considered that lately, I challenge you to you, please get engaged in whatever you amongst their membership. And, believe consider it now. choose. There are people on the sideline me, there are many more; but I only have In this issue, we are capturing the work and people in the game of life, which one so much space for this article! of a great nonprofit organization and the will you be? On top of the amazing work these inditalents of some truly extraordinary individFor all of those who have been in the uals who have found a way to give back on viduals are doing for the HBA Restoring game, thanks for making a difference. Hope Foundation, they are active members multiple levels. It started a few years ago and on the Board of Directors for the Home when members and the community rallied around the HBA of Berks County to take Builders Association. They give back of their on the Extreme Home Makeover project. time, talents, and treasures for the good of Patrick J. Dolan, AIA, LEED AP The endeavor was so inspiring to so many the association and the betterment of our Dolan Construction Inc. that a nonprofit foundation was formed industry, then they go out and do great to continue the good will captured in that work for those in need in our community. I only use these individuals as a simple first extreme build. The “HBA Restoring Hope Foundation” was born the year after example. Berks County is an amazing place Extreme Home Makeover, and it has been in this regard. Our community is full of changing lives ever since. This year promises individuals who give back to their industries and professions with commitments to trade to be no different.
Giving Back
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features
GOOD GOOD FOR YOUR COMMUNITY
FOR BUSINESS Giving Back makes sense — how you can make it happen By Michael DeBerdine, III
W
hen employees of a company volunteer their time, effort, materials, or services for the greater good, it goes by many names: community service, social responsibility, corporate responsibility, or even simply “giving back.” Many companies in our region engage in community support activities of one kind or another. But, while we all feel better when we “give back,” many of us may not realize the power of these efforts to effect change—and the business advantages to community involvement. This article will explore how “doing good is good for business” by examining the research-based benefits for companies, providing action steps for starting or growing a community-support initiative at your business, and reviewing some real-life examples from our region. 6
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A Sound Business Case for Community Service
In Berks County, there are any number of worthy causes and charities that deserve our attention. Support from the business community is vital to the impact of these community-minded nonprofits. Every year, for example, more than 100,000 people in Berks County are helped by the United Way and its partners. But, a large body of research also reveals that, by giving freely, businesses also gain significant advantages. Here’s a review of some eye-opening figures:
Your workers benefit: United Healthcare study found that volunteering helps people manage and lower stress levels and feel a deeper connection to their communities. Community service also fosters team connections—81% of workers reported that volunteering helped strengthen relationships with their colleagues. Your management benefits: According to a Rutgers University survey, respondents who are able to make a social impact while on the job are more satisfied with their jobs by a 2:1 ratio. And, according to a Golin Harris study, a company’s corporate citizenship affects employee willingness to recommend their employer as a good place to work. Your business benefits: When deciding which products or services to buy, 82% of consumers consider corporate social responsibility, according to a study by Cone Communications and Echo Research.
Developing a Focused Program
It’s understandable that many companies approach their community service program on an ad hoc basis—when asked, they sometimes say “yes.” But, a business can amplify the benefits of these initiatives by taking steps to create a structured, consistent program. Here are a few recommendations, based on research and on the experience of the Jerome H. Rhoads family of companies: Identify what matters to your company: What do you wish you could change in our community? What challenge really needs to be addressed? By identifying an issue you’re passionate about—assisting older adults, helping at-risk youth, supporting food banks, or something else—you’ll be more likely to build and sustain a successful community involvement program. Get everyone involved: Turn to your employees and ask how they would like to engage. Even a small staff can generate great ideas, and they’ll appreciate being involved in the planning effort. Consider what you can offer: There are creative ways to make a difference aside from donating money or volunteering time: serving as a drop-off point for donated goods, providing meeting space for a nonprofit, adding a donation link to your website, and more. Contractors in particular can provide their expertise with charity building projects. One example: The Berks County HBA Restoring Hope Foundation, which completes an “extreme home makeover” for a deserving applicant every year. Continued on page 8 october 2014 AT HOME IN BERKs
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Do a little legwork: Here in Berks, there is no shortage of opportunity (see sidebar: “Get involved…”). After taking the above steps, take time to determine in which organization or efforts your team—and your offerings—can make an impact. Call or meet with organizations that interest you—they’ll be glad you contacted them.
Give recognition— and share your story: Once you’ve made an impact, be sure to recognize everyone on your team who helped, and explain how the effort made a difference in the community. Also, be sure to share with your customers via your website, social media, newsletters and any other communications you use. Some companies
keep their charitable efforts quiet, but by explaining why your company chose a particular effort, you’re actually encouraging others to support that effort. Evaluate the results, plan for the future: Toward the end of each year, review your company’s community service efforts. Should you alter your focus, expand your efforts, or explore new options? Take time to answer those questions, and build community service into your operations for the following year. This step eases the process over time, and shifts management from ad hoc decision making to predetermined planning.
In the Community: Real-World Examples
Supporting our area’s annual United Way campaign is a great way to get started—and get employees thinking about the community at large. At E.G. Smith, an HVAC and energy services company in West Lawn, the entire team encourages participation. Over time, the company grew into a Bronze Award winner—recognition of their large percentage of givers. United Way has an easy-to-integrate donation program that has a huge impact on our community. Boyertown Oil & Propane (along with several other businesses in the region) provides annual financial and in-kind support for the Festival of Trees, a holiday fundraiser for Boyertown Area Multi-Service Inc. This worthy nonprofit social service agency offers volunteer transportation to medical appointments, operates a food pantry, provides energy assistance, and more. Through regular support, a nonprofit gains consistent revenue, and a company gains a greater sense of connection with the agency and its mission. Business leaders, employees, customers, or vendors may all come across a very specific need in a community you serve. Why not step up and fill that need? For example, E.G. Smith created a program for local churches that provided benefits to members purchasing heating oil from E.G. Smith. By driving change, your team (and your customers) can really appreciate the impact. 8
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get
Make a Difference
Why are you in business? It’s a great question to ask of yourself every so often. A few businesses just want to make a profit, but most companies we know want to be involved in the community. If your company already has a program, terrific—we hope some of this article will help you focus your effort. If you want to get involved but just haven’t gotten around to it yet, that’s OK—just take a few small steps. It won’t take long to realize the benefits—both to your business and to the community you call home. ABOUT THE AUTHOR: Michael DeBerdine III is President and CEO of the Jerome H. Rhoads family of companies, which provides comprehensive energy services including heating oil, natural gas, propane, fleet fueling and equipment installation and service. The organization serves Berks County through local subsidiaries including Boyertown Oil and Propane and E.G. Smith Inc. For information, visit www.boyertownoil.com or www.egsmithinc.com. Contact Michael by Email at mike3@egsmithinc.com.
INVOLVED
π
Sometimes, the little things mean a lot —especially to local organizations with a specific focus. When businesses step up, they help strengthen the programs that bring people together. At the Jerome H. Rhoads companies, we’ve hosted blood drives, sponsored athletic teams, supported Bowl for Kids Sake for Big Brothers Big Sisters, and more. Most companies come across these opportunities during the course of doing business. By participating, you dramatically increase the good will the community feels for your brand—and you make a difference.
Numerous worthy organizations in our region need the support of the business community. Here is a just a sampling of the many groups that would benefit from your company’s involvement:
π HBA Restoring Hope Foundation (www.HBArestoringHOPE.org)
The HBA Restoring Hope Foundation constructs solutions that address the unique challenges of deserving people in Berks County by completing an extreme home makeover for one family each year.
United Way of Berks County (www.uwberks.org) This well-known organization raises funds to support a wide range of community efforts. The UW website lists numerous partner organizations.
Boyertown Area Multi-Service Inc. (www.boyertownareamulti-service.org) This Boyertown-area social service agency offers volunteer transportation to medical appointments, operates a food pantry, provides energy assistance, and more.
Berks Women in Crisis (www.berkswomenincrisis.org) Berks Women in Crisis provides a safe haven and ongoing support system for victims of domestic violence and sexual assault.
Berks Encore (www.berksencorepa.org) This nonprofit group provides a comprehensive program of services, referrals and education aimed at enabling older adults to achieve a better quality of life.
october 2014 AT HOME IN BERKs
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features
Your Home To Charity By Kristin Boyd
R
uth Daley checked the mail one afternoon and was surprised to see a handwritten thank-you note mixed in with the stack of envelopes. She could barely stop smiling, she recalled, as she read the warm message from a woman who had earned a nursing degree after receiving assistance from Daley’s scholarship fund. Each word reminded Daley that donating her city home to the Berks County Community Foundation more than 10 years ago and using the sale proceeds to seed the James and Ruth B. Daley Family Fund was among the best decisions she’s ever made, she said. “I have never done anything in my life that has given me such a warm, fuzzy feeling,” Daley, 73, said. “It’s having such an impact. I know I did the right thing.”
What Can You Donate?
Residential and commercial property, as well as undeveloped land, have long been attractive assets for charitable giving. With the Community Foundation, owners can contribute a piece of real estate, receive an immediate tax deduction and then use proceeds from the sale of the property to establish a fund for a cause they care about or supplement an existing fund. “Real estate is the largest asset that many people have,” said Frances A. Aitken, CPA, senior vice president for finance and operations at the Community Foundation. “Donating it to the Community Foundation is a big benefit because you can watch that gift make a difference in the community.” 10
AT HOME IN BERKs october 2014
How Does It Work?
The Community Foundation, which manages more than 300 charitable funds, makes donating your home to charity easy with four simple steps, Aitken said.
Here’s how it works: 1. Contact the Community Foundation. Set up a meeting with Aitken, who will discuss your charitable goals and arrange an inspection & walk-through of your property. “We don’t take everything,” she advised. “The majority of homes donated so far have been rental properties, not permanent homes, but you must own the home outright. The property must have a clear title and no liens, and it must be sellable. If we think the property has potential, we’ll accept it.” 2. Agree to ‘gift’ the property and transfer the title. If your home is accepted, the foundation agrees to sell the property, and you must transfer the title to Berks County Community Foundation Properties, Inc. The foundation has a sales tax exemption, Aitken explained, however it is not exempt from transfer tax. 3. Determine what you’re passionate about supporting then sign a fund agreement. The foundation staff is available to help you structure your fund. It works with your attorney, accountant, financial advisor, or trust officer to make sure it works with your estate plan or current financial goals. After you decide which cause you would like to support and select a name for your fund, you will then sign a fund agreement. The agreement is a legally binding document that says you are donating real estate to the Community Foundation to be sold with the proceeds used for charity. It also states that the Community Foundation will use the proceeds of the sale to create an endowment fund that supports the cause you want, now and in the future. 4. Make an initial donation With real estate, your initial donation will be the property you donate. During the sale process, the foundation will pay for maintenance expenses, such as insurance, utilities and real estate taxes. Once the property is sold, however, those expenses are deducted from the sale proceeds along with any related sale expenses, Aitken explained. The remaining proceeds can then be used to seed your charitable fund or contribute to an existing fund. “It’s a really simple process,” Aitken said. “Plus, it alleviates the seller of responsibility, and they don’t have to worry about listing their property and showing it.”
Connect with the HBA…
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Success So Far
To date, 10 properties have been donated to the Community Foundation. Daley’s former house, located in the 1100 block of Oley Street in Reading, was the first. “Ask yourself if you want to contribute to the community,” Daley said. “If the answer is yes, then by far, the easiest thing to do is to transfer your real estate to the Community Foundation.” The Daleys purchased their home in 1962 and lived there for two years before moving from the area. The couple continued to rent the home for more than 40 years, but after her husband passed away in 1998, Ruth Daley decided to sell the home. “It was just too much to keep on my own,” she said. Daley’s daughter, Jennifer, who had a longtime interest in fundraising and charity, suggested she donate the property to the Community Foundation instead of stressing over selling it herself. They reached out to Aitken and Kevin K. Murphy, president of the Community Foundation, for more details. Continued on page 12
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“I took a look at the capital gains and realized it would not be a wash,” said Daley, who now lives in Roswell, GA, just outside of Atlanta. “Franki [Frances Aitken] made the process so simple and easy, and I was able to create a really good scholarship for Berks County residents.” The Jim and Ruth B. Daley Family Fund assists local college students with auxiliary expenses, such as rent, childcare, transportation and testing costs. “My husband had to work full time while he studied, so I understood all of those extra expenses that people need help with while they’re in school,” Daley said. “It was really important to me that the scholarship be used for that. I couldn’t be happier with my decision.” John Scholl, who has donated multiple homes, agreed. “It’s an excellent option,” he said. “It really works well, and it’s a great tool for me to support the community and not have to worry about the everyday workings of a foundation. It’s really great, especially for someone who doesn’t have millions of dollars but wants to establish a scholarship fund to help students and the community.” The Mohnton resident said cumbersome IRS rules kept him from forming a private foundation, but by donating his real estate, he’s able to oversee his fund without worrying about piles of paperwork. The Community Foundation provides quarterly statements for all funds, so Scholl can review the fund’s interest earnings and distributions in a single glance. “It made it a lot easier for me,” said Scholl, a 1969 Albright College graduate whose fund supports the college, its undergraduate students and its athletic program. “There is no hassle. The Community Foundation handles everything for me.”
ABOUT THE AUTHOR: Kristin Boyd is a writer for the Berks County Community Foundation (www.bccf.org). The Community Foundation was founded in 1994 to help individuals, families, organizations, and businesses achieve their charitable objectives. Since that time, the foundation has grown to manage hundreds of charitable funds. Each year, those funds distribute scholarships and grants to support local students and nonprofit organizations and causes. Contact the Community Foundation at Info@bccf.org or by phone at (610) 685-2223.
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features
First Home Buyer
ONLY! By HBA Staff
PA Supreme Court Unanimously Reverses Superior Court Decision in Conway v. The Cutler Group
I
t has now been decided across Pennsylvania that the Implied Warranty of Habitability of a newly-constructed home does not extend past the first home owner-occupant. “We hold that a subsequent purchaser of a previously inhabited residence may not recover contract damages for breach of the builder’s Implied Warranty of Habitability.” – PA Supreme Court
In a surprising act of judicial restraint, the Pennsylvania Supreme Court also declared that responsibility for any home defects after any subsequent purchases was not a judicial matter for the Courts; but, rather a matter of public policy, an area in which the Courts’ authority is limited.
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“Whether and/or under what circumstances to extend an Implied Warranty of Habitability to subsequent purchasers of a newly constructed residence is a matter of public policy properly left to the General Assembly.” [Editor’s Note: In other words, it is for the legislature to decide, not court.] - PA Supreme Court Implied Warranty of Habitability is a Pennsylvania law that provides that a home builder impliedly warrants to a home buyer that the home built and sold was reasonably constructed and is fit for habitation. Continued on page 14
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BACKGROUND OF THE CASE
In 2006, Michael and Deborah Conway bought a Bucks County home from a couple who had purchased the home from the builder/developer, The Cutler Group (aka David Cutler Group), three years earlier. In 2008, the Conways discovered water infiltration around some of the windows. In consultation with an engineering and architectural firm, they concluded that the infiltration was caused by latent construction defects.
Round 1:
Trial Court
In 2011, the Conways filed suit against The Cutler Group, citing a breach of the builder/developer’s Implied Warranty of Habitability. They cited case Elderkin v. Gaster, in which the established Pennsylvania law of Implied Warranty of Habitability was extended to include all aspects of the home site (the issue in Elderkin v. Gaster was a non-potable source of water, which was a component of the land on which the home was built, not part of the actual construction). The effect of the Elderkin deci-
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sion was to limit the accepted doctrine of caveat emptor (“let the buyer beware”) and shift the risk of shoddy workmanship back to the builder. The Cutler Group counter-argued that, as the builder/developer, they sold the home to a couple other than the Conways; thus, their contractual relationship was not with the Conways nor with any subsequent home buyers. In other words, there was no Privity of Contract (contracts only bind the parties who sign the contract, not others) between the Conways and The Cutler Group. They also noted that the warranty in the Elderkin case extended from the builder only to the new home’s first purchaser. The Trial Court sided with The Cutler Group on the ground of lack of Privity of Contract. The Conways appealed to the Pennsylvania Superior Court.
Round 2:
Pennsylvania Superior Court
In 2012, in a unanimous opinion, the Superior Court reversed the Trial Court’s decision. The court declared that subsequent purchasers of homes are just as entitled to the Implied Warranty of Habitability as the original purchasers, when it comes to claims for construction defects. They noted that the Implied Warranty of Habitability has roots in public policy; so, that it exists regardless of the existence of a contract. Because even the most thorough of home inspections may not catch hidden or latent defects, as these may take many years to manifest themselves, the Court declared that, as long as the home owner could prove that the alleged defect is attributable to the builder’s design and construction, that it affects habitability (cosmetic and aesthetic flaws do not fall under the implied warranty). They continued, that the home was built in the last twelve years (similar to a statute of limitations, this is known as the Statute of Repose); thus, a subsequent home owner could bring suit against the builder. This effectively removed the “Let the Buyer Beware” notion from the purchase, and shifted the risk of the defects to the builder. As a case of first impression (i.e., a case where there is no binding precedent on the matter, at least in the Court’s jurisdiction), the Court relied heavily on three previous cases: •
Spivak v. Berks Ridge Corp. — which extended the Implied Warranty past the first owner (a property manager) to the subsequent owner;
•
Kapetanovich v. Fox — in which the trial court stated that existence of an Implied Warranty of Habitability is embedded in the sale price of the house and that the builder continues to be the party best suited to resolve any construction defects; and
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• Elderkin v. Gaster — the case that first established that a home buyer could reasonably depend on the builder/developer’s assertion that they have the skill and expertise to construct a habitable home. This case ruling also set the builder/developer and the home owners on more equal footing.
public policy decisions are best left to the legislature. Their reversal ends the matter as the PA Supreme Court has ultimate and final legal authority in the commonwealth. The Supreme Court also found that the Superior Court’s use of Spivack v. Berks Ridge Corp. in Conway v. The Cutler Group was misplaced because the initial buyer was a property manager and, therefore, not the In addressing The Cutler Group’s claim first occupant. This set of circumstances, as that they would now be on the hook for the basis for the Conway case, was thereunlimited liability, the Court noted that (a) fore not applicable. the warranty is limited to matters of how In the Elderkin case, the Supreme Court the construction defects affect habitability, noted, there was an actual contract of sale and (b) there is a Statute of Repose of only 12 between the two parties; so, again, this set years; so, builders are not liable indefinitely. of circumstances was not applicable to Conway v. The Cutler Group. Final Round: The Supreme Court also noted rulings Pennsylvania Supreme Court from Supreme Court cases from Iowa, On August 18th, 2014, the Pennsylvania Rhode Island, Vermont, and Connecticut Supreme Court reversed the Superior in its ruling. Court’s decision on the primary ground that
How it Affects You
For buyers in the secondary market, the burden of caveat emptor (“let the buyer beware”) and the risks of shoddy workmanship are shifted back to you. For home builders, who have heretofore been saddled with a contingent liability for 12 years, this ruling should cut down the volume of lawsuits triggered by the Superior Court’s 2012 decision. It remains to be seen what legislative action will be taken, if any at all. To date, there is barely a whisper in the capitol halls in Harrisburg on this issue. On behalf of our Members and the community they serve, the Home Builders Association of Berks County will keep our ear close to the ground. We will let you know if anything further develops.
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features
Habitat Berks Knows Partnerships By Heather Harter
H
ow many different partnerships does it take a local nonprofit organization with large plans to change the City of Reading to be effective and meet its goals?? A lot more than many would realize! Habitat for Humanity of Berks County (HFHBC or Habitat Berks) is eager to build relationships in the community—and is reliant on many partnerships to extend its reach and impact the City of Reading.
New Neighborhoods
Habitat for Humanity of Berks County has a new vision for its role in the Berks County area, specifically in the City of Reading. Our 20/20 Vision, which is an ambitious six-year plan, looks for HFHBC 16
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to complete 30-35 renovations by the year 2020, which would provide homes for moderate income families looking for their first homeownership opportunity. HFHBC will achieve this goal through our plan of cluster building, where we will work on 4–10 homes simultaneously in one geographic area, which will achieve neighborhood revitalization. This aggressive plan requires HFHBC interact and build relationships with many sectors of the community—from government to corporate, scholastic, to interested families. Habitat Berks is working in newly established partnerships with other housing agencies, including the Reading Redevelopment Authority, Our City Reading, and the Reading Housing
Authority. In an joint effort to bring neighborhood revitalization to areas of the City of Reading, these agencies will work together as partners in the same geographic location simultaneously and be able to have a double or even triple impact in the community. The ultimate goal is to revive neighborhoods, rather than simply building a single home.
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All Hands on Deck
Corporate partners are critical to the success of the 20/20 Vision. Habitat Berks partners with the local business community in a variety of ways. Our construction manager, Russ Poper, has established a coalition of local construction business owners and executives, who help assist in the planning of ongoing and future Habitat projects, as well as establish relationships with other contractors that may assist with the scope of work on the jobsites. Local manufacturing businesses have been generous to donate their excess inventory or leftover items to our ReStore in Temple, which provides operating revenue for the Habitat Berks organization. Many area businesses are involved with our volunteer efforts by allowing their staff to participate in community service days. Still other businesses support the fundraising efforts of Habitat Berks by contributing dollars or materials to help HFHBC’s efforts to raise money for their projects.
Fleetwood Bank ...
F orL ife
Life is a journey, and Fleetwood Bank is there to travel with you on the road to your first home,
But, We’re Still Growing
Habitat Berks is excited about new partnerships being established this coming fall. Habitat International provides guidance for local affiliates to establish a Habitat Young Professionals Group and we will be kicking off the Berks group with a social planned for October. There will be a larger Habitat presence throughout the Berks colleges this year as well. There has been a Habitat Campus chapter active at Kutztown University campus for a few years. That chapter will be joined by a new one on the Penn State Berks Campus this fall. HFHBC is also excited to be partnering with the Student Activities office at Reading Area Community College as Habitat has been selected recipient of the RACCy proceeds for the 2014–15 and 2015–16 school years. RACC will be raising money for our current project “4th and Elm” as well as the next cluster build. Their students will also be volunteering on our jobsites during the duration of the partnership. HFHBC is also starting a Habitat Ambassadors Program, where local high school students will serve as our Student Ambassadors at their high schools, keeping students aware of volunteer opportunities and events as well as having the opportunity to attend quarterly “summits” to learn more about their communities. Ultimately, the plan will be a partnership between the young professionals, collegiate groups, and high school ambassadors to allow them a chance to work together to mentor each other about civic engagement and Habitat Berks’ mission.
your dream home, or your retirement home.
Talk to our Mortgage Specialists about: • Flexible Mortgage Products • First-time Homebuyer Programs • Construction Mortgages with one settlement!
People Helping People
The future homeowner families that partner with Habitat are not only the beneficiaries of all the other partnerships with HFHBC, but make commitments to also play a role in Habitat Berks’ future. Habitat families must meet program eligibility requirements, which include meeting certain income guidelines, being a legal US citizen as well as being a Berks County resident for at least one year. Continued on page 18
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What you want your bank to be EQUAL HOUSING
LENDER
Member FDIC
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Habitat partner families must commit to complete 400 hours of sweat equity prior to closing on their home—and among those hours are 75 hours of financial education geared toward making the partner families successful in their new role as homeowners. Habitat homes are not gifts or charity, they are sold to qualified families at a 0% interest mortgage over 30 years.
It’s Simple
Why partner with Habitat for Humanity of Berks County? By building homes, we are able to build hope—hope for the family that always thought owning a house was impossible, hope for a community in need of revitalization, hope for a city that per the 2010 census is labeled the 2ⁿd poorest city in America with a population over 65,000. Come volunteer on our jobsites. Please donate your unwanted furniture and household items to the ReStore. Support our upcoming fundraiser (Holes for Homes Mini Golf Day November 2ⁿd at the Crowne Plaza). Offer to serve on one of our committees. Partners are critical to our success and we welcome you to see where you fit in. Ask yourself—what impact can you help HFHBC make in our community? Habitat Berks would love to show you how much impact you can make! 18
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ABOUT THE AUTHOR: Heather Harter is the Manager of Marketing and Development at Habitat for Humanity of Berks County. Shop and Donate to the ReStore that builds houses at 5370 Allentown Pike, Temple, PA 19560 (near the Wal-Mart). Learn more or get involved at www.HabitatBerks.org. Contact Heather at hharter@habitatberks.org or (610) 373-3439.
I 610.777.8889 Free Estimates ▪ Fully Insured ▪ Excellent Warranties ▪ ExceptionalHBAberks.org Customer Service
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features
g n i c u r p S ! p U t I By Lori Jean Anewalt
A
nother winter is right around the corner. If it is a repeat of last year’s Polar Vortex, you might want to consider sprucing it up!
at night despite the early sunset. (And, to clarify: dusk is at 3:30 PM.) Instead of retreating inside for a long winter’s nap, Canadians seem to delight in the dark nights by hanging lights on homes, trees, and around frozen lakes to create ice Spruce up what you ask? Well, let me rinks. I see them on restaurants to welcome paint a scenario. Every few winters, my fam- the weary skiers and on storefronts to invite ily and I make the long drive to Canada’s hesitant customers. They don’t stop there… Laurentian Mountains. Each trip we are they incorporate evergreens and vibrant enchanted by the splendor of the towns winter berries, such as sparkleberry holly,
Enchantment
to their planters half buried in snow. The rich colors against the white snow make these arrangements even more appealing. Canadians simply accentuate the outdoors, helping to make those long winter nights a bit more bright and cheery.
Enjoy the Winter Splendor
So, where do we start here in PA to get us out of the dark? How about considering winter lighting and container gardens with greens—not only to light the way into Christmas, but long into the winter? Perhaps, you are thinking, “that sounds great but where do I start?” You may not have to go too far to encounter a great product and a service provider to help you out. Consider your local landscaper. For some professional landscape companies, winter lighting and décor can be a natural transition since landscapers spend considerable time on their commercial or residential properties. They can service, install, remove, and store the lights for you. Plus, they have access to great greens to incorporate in the outdoor container gardens.
Winter Wonderland FAQ
Recently, I was asked the following regarding winter lighting and decor. Read on to learn more.
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Q What qualities should you look for in a landscape professional to do your outdoor winter décor? A As with any purchase of goods or services, look for a reputable company, one based upon integrity, quality, and professionalism and with excellent communication skills. Request references or to see their work. Be sure they are a registered and/or certified landscape company according to state laws. Q Other than the advantage of not having to do it yourself, what are the biggest reasons you advise hiring a landscape professional for your outdoor winter décor? A Let’s start with not having to do it yourself. I, personally, used to hang our lights. I enjoyed being outside and loved the results. I was always refreshed by the cool winter air blowing as I hung away. My husband and I have two children. In between tending to our children, I would sneak away to hang the lights. As much as I enjoyed it, I realized that it was rather time-consuming. It took hours to get the lights out, test them, climb on the roof, and hang them strand by strand. At this point in my life, I would rather spend that quality time with my family—baking cookies and making snowmen. We had our house professionally lit up for the first time three years ago, and truthfully, I cannot give our place the incredible look they do. The quality of the product now Continued on page 22
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used is far superior to the lights you can purchase in your local box store. Commercial lights are manufactured to last for years. That means no more trips to the box store for replacement lights, extra cords, extra bulbs, etc. From my experience, it is hassle-free (as long as the homeowner hires a landscape company that will stand behind their word and their work). The client dictates when he/she wants them to be hung and when they should be taken down. In short, there certainly is merit to doing it yourself; especially, if you have the time to do it. However, there might be a season of your life in which you don’t have time to devote to hanging lights; but, still want them there to light up your home for your children, family, or friends.
Q What’s the most common mistake you see homeowners who do it themselves make? A Most commonly, homeowners are Jerry-rigging their lights by haphazardly connecting too many cords. Additionally, it is a common practice that homeowners buy box store lights (that truly are disposable) thinking they will get years of use out of them. Q Lights are the most common thing people think about for outdoor winter décor. What, other than lights, can/do landscape professionals do that homeowners don’t think about? A Winter décor can and should include beautiful seasonal color in planters, natural wreaths, greens, etc. Home and business owners should also consider
a thorough fall cleanup of the property. Many homeowners spruce up their place in spring and forget about fall. A comprehensive fall clean up right around Thanksgiving will make a place look neat and tidy during the winter months. A fresh application of mulch should be included. Q Many of the lighting photos I see are gorgeous, and practically all are on estates. Is it worth it for a homeowner with an average house—say a story and a half—to call on a professional for help? A I would certainly say ‘yes’ and add the biggest obstacle in having a landscape professional incorporate the lights is the
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initial cost. The potential client must see the worth of the lights because he/ she actually purchases them and this is reflected in the price the first year. Of course, the lights are more expensive than box store lights! They are high quality. Homeowners cannot think that they are comparing apples to apples with box store lights and the commercial lights landscapers can provide. After the initial investment, homeowners typically only pay for installation and removal; they already own the lights.
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Q I assume most landscape professionals can also do winter container gardens w/greens, branches, etc., that will look good until early spring? A This is commonly called seasonal color. *APR = Annual Percentage Rate. Rates and terms are available on new loans only. Refinancing of existing Visions debt is not allowed. Credit union membership required with a $25 minimum deposit. Members may Landscapers can change out the plantbe required to pay closing costs which can range from $415 to $1,365. Consult your tax advisor regarding ers with the seasons. Fresh cut greens interest rate tax deductibility. If you ask we will provide you with an itemization of the fees you will have to pay to third parties. Proof of Property insurance is required. Flood insurance may be required. Any Purpose and stunning holly berries in the winHELOC: Property must be owner occupied. Maximum LTV is 100% of appraised value less any outstanding property mortgage. Maximum loan amount is $200,000. The rate for the first twelve months will be 1.99% ter are a must! This accent softens the APR with an initial advance of $15,000. After the introductory period the APR will be Prime - .25% and may change monthly. As of 6/15/14 the APR was 3.00%. The Prime Rate is the highest Prime Rate offered entrance of a home during our harsh in The Wall Street Journal based on the fifteenth day of the preceding month. Minimum home equity winters here and makes for a lovely rate is 3.00% APR; maximum APR is 15.8%. Federally insured by NCUA. entrance to stores of all types. Request the use of all natural greens to appeal to the senses: sight, touch (including the different textures of the plants), and smell (with the incredible pine aroma). ABOUT THE AUTHOR: Lori Jean Anewalt is a co-owner of Anewalt’s Landscape Contracting, specializing in creating beautiful Maybe, just maybe, a few of you will be outdoor living spaces. To learn more about their services, talented landscape designers, or Certified acting like the Canadians this winter and Landscape Architect, visit them on the web at www.AnnewaltsLandscape.com. Contact Lori at (610) delight in the outdoors no matter what 926-3836 or by email at Lori@AnewaltsLandscape.com. Mother Nature brings us. Rest assured that I will be bundling up my children to experience the winter beauty illuminated by our lighting and accented by our décor. october 2014 AT HOME IN BERKs
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features
Kitchens Countertops With a Focus on
Integrating them into the Décor By Jessica McAllister
Picture courtesy of Grothouse Lumber. 3 ½" Thick Walnut End Grain— with Taupe Gold Granite Sink 24
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F
rom new construction to remodeling, designing a successful home must begin with the kitchen. Within the kitchen, there have been several trends throughout the years: custom kitchens, semi-custom cabinets, and professional appliances featuring stainless versus wood panels and tiled backsplashes. But, I have found that one product has been taking over the industry which has caused the design process to change drastically: countertops.
The Horse Before the Cart
Fifteen years ago when I started in this industry, we designed the layout, selected the cabinets, then finally chose countertops. We typically used DuPont’s Corian with a fully integrated bowl and coved backsplash or upgraded to granite with an under mount stainless steel sink. Now, I have clients come to me with their countertop material selected and we work the design process from there. For a while, it seemed that granite was the “go-to” solid surface for countertops; but, there has been a recent shift as more materials are working their way into the market, offering more colors and edge details.
Many, Many Options
Quartz is one of the surfaces comparable to granite—it’s very durable and has a glossy sheen (like granite) and now offers an amazing variety of colors and designs. Closely behind quartz is soapstone. Again, it features a very durable, hard surface not affected by acids such as lemon juice or vinegar. Soapstone, as well as quartz, is heat
resistant; plus, scratches and scrapes can be etched or buffed away. However, soapstone is limited to its natural color and needs to be oiled regularly. A brand new surface that just became available in the United States is Dekton. Dekton is the newest ultra-compact surfacing product, which means it takes a blend of raw materials such as glass and porcelain then compacts them under an extreme amount of pressure to create a cutting-edge, quality work surface. Dekton is resistance to almost all the elements, including ice, fire/heat, stains, abrasions, UV light, and scratches. It is an excellent product to put in an exterior space. Thanks to the size available—126" x 56" slabs—and the light weight of the product, there are more possibilities for new designs in kitchen countertops and backsplashes, bathrooms, walls, or high traffic flooring. This product can be installed anywhere.
Only the Best
When a project requires a solid surface, whether for countertops, apron front sink, tile backsplash or flooring, I will direct my client to Malsnee Tile & Stone in Leesport, PA. Their stone selections, as well as their showroom, are both breathtaking. Their displays truly illustrate the final product. I really enjoy working with them. However, when looking for a warm alternative to stone, I incorporate a wood top in the design. Kohl Building Products is a registered supplier for custom wood countertops, butcher blocks, bar tops and tables through Grothouse Lumber Company located in Allentown, PA. Wood tops offer a timeless appeal to any space. A countertop should not only reflect one’s personal style but also accommodate your everyday needs, such as food preparation. Grothouse Lumber has patented a food safe, hypoallergenic, non-toxic finish, which is also water resistant. Prior to this new finish (called Durata), the top concern for Continued on page 26 october 2014 AT HOME IN BERKs
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home owners was moisture—sitting water would ruin any wood top. With Durata Finish, offered by Grothouse, there is no ongoing maintenance making it a true permanent finish that requires no re-application. It is a commercial-grade wood countertop finish that graces the finest homes, restaurants, and pubs across the nation. Durata is only available on countertops made in flat grain or edge grain construction, which is a typical planked top. End grain tops, commonly known as butcher block tops, require the Grothouse original food safe oil finish. This finish is hypoallergenic and non-toxic and is used when a “green” finish is required. No matter which finish is selected, every top holds a lifetime warranty. If the concept of a lifetime warranty does not persuade the home owner, perhaps focusing on creating any size (any thickness, any width, any depth) along with practically any wood species (local or exotic) and any Picture courtesy of Grothouse Lumber Company. 1 ½" Thick Natural Maple—Edge Grain
Every job performed by skilled craftsmen. Malsnee specializes in stone counter tops, residential/ commercial tile and hardwoods Largest selection of granite counter tops and tile in Berks Serving Berks and surrounding counties for over 75 years
malsnee.com 1106 Stinson Dr. / Leesport, PA 610.916.7621 / store@malsnee.com
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stain would seal the deal. Grothouse also offers a custom stain program if the client wishes to match the wood to a cabinet finish or floor finish. And, now sinks are offered in wood countertops. Wood countertops with sinks are often questioned. “Can we use an under mount sink with a wood countertop?” At Grothouse, they manufacture wood countertops with under mount and over mount sinks with ease. All of their wood countertops with sinks are covered under their comprehensive lifetime warranty and Grothouse uses proprietary methods to seal around sinks that ensure a lifetime of use. Designing wood countertops with sinks is no different than designing with any other countertop surface, and the Durata finish I spoke about earlier is used to ensure a waterproof surface. Under mount sinks are a preferred method when using a wood countertop.
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I specially designed the wood top and granite apron front under mount sink below. Malsnee Tile & Stone was kind enough to purchase a tool to route out the front top edge of the granite sink to mimic part of the edge profile I used in the wood top. Even though renovating the countertops is a budget-friendly task, it can become overwhelming for a home owner. If you are considering starting a similar project, it’s best to hire a registered contractor. Also, get in touch with a professional designer who can assist you in selecting the right material for your countertop. There are classic as well as trendy looks, but make sure that the material you select is best suited for your space. A designer can help you gather the necessary information to ensure your dream kitchen is durable and functional. An ideal opportunity to see a gorgeous Grothouse wood top is at the 2015 Parade of Homes. D&B Construction Group, LLC has built a beautiful custom home on Reading Blvd. in Wyomissing where I had the chance to design a Santos Mahogany Island top. It is constructed in the end grain construction with the Durata Permanent Finish. ABOUT THE AUTHOR: Jessica McAllister is the Kitchen and Bath Designer for Kohl Building Products, a major supplier of building materials to remodelers, professional builders, and home owners across Pennsylvania and Maryland. Learn more at www.kohlbp.com. Contact Jessica at jmcallister@kohlbp.com.
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Angles
AND YOU By Erica J. Grimm, CISR
Be Prepared!
D
riving in the winter means snow, sleet, and ice that can lead to slower traffic, hazardous road conditions, hot tempers, and unforeseen dangers. To help you make it safely through winter, here are some suggestions from the National Safety Council to make sure that you and your vehicle are prepared.
Danger Weather
Any temperature, whether it is 20 degrees Fahrenheit below zero or 90 degrees Fahrenheit above, affects road and driving conditions, which can pose serious problems. It is important to listen to forecasts on radio, TV, cable weather channel, or plan ahead by reading forecasts in the daily papers.
Vehicle Preparation is Essential
Prepare your vehicle for winter. Start with a checkup that includes: Checking the ignition, brakes, wiring, hoses, and fan belts. Changing and adjusting the spark plugs. Checking the air, fuel, and emission filters…plus the PCV valve. Checking the battery. Checking the tires for air, sidewall wear, and tread depth.
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Though each of these checkups may be part of the annual maintenance you have your mechanic perform on your vehicle, they often will not do all of the above UNLESS you request it of them.
Have the Right Equipment
An emergency situation on the road can arise at any time. You must be prepared for anything. In addition to the above tuneup and inspection areas be sure to have fresh anti-freeze at the beginning of the winter season. It is also a good idea to fill up your gas tank often. Try to keep it closer to full than empty, never letting it get below the ¼ tank point.
Additionally, carry in your trunk: Properly inflated spare tire, lug (wheel) wrench, and jack Shovel Jumper cables Tow and tire chains A bag of salt or cat litter Basic tool kit
Carry the Right Stuff
No matter the weather, essential supplies will help you survive the most brutal situation. In the winter, these items might just make the difference between a comfortable ride or mishap and “terrible, no good, very bad day.” Be prepared with a “survival kit” that should always remain in the vehicle, be replenished after use, and contain the following: Working flashlight and extra batteries Flares, reflective triangles, and brightly-colored cloth
When All Else Fails
If you become stranded, DO NOT leave your vehicle unless you know exactly where you are, how far it is to possible help, and are certain you will improve your situation. To attract attention, light two flares, place one at each end of the vehicle a safe distance away. Hang a brightly colored cloth from your antenna. If you are sure the vehicle’s exhaust pipe is not blocked, run the engine and heater for about 10 minutes every hour or so depending upon the amount of gas in the tank. To protect yourself from frostbite and hypothermia, use the woolen items, blanket, newspapers, and large bags to keep warm. Keep at least one window open slightly. Heavy snow and ice can seal a vehicle shut. Eat a hard candy to keep your mouth moist.
ABOUT THE AUTHOR: Erica J. Grimm, CISR is the Account Administrator for the PBA Workers Compensation Insurance Program, which has highly competitive rates for all HBA members, especially those in the building and remodeling trades. Learn more at www.HBAberks.org/Insurance.hml. Contact Erica at egrimm@ ekmcconkey.com or (717) 755-9266.
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Compass First Aid kit Exterior windshield cleaner Ice scraper and snow brush Wooden stick matches in a waterproof container Scissors and string/cord Blanket Non-perishable, high energy foods (like: unsalted canned nuts, dried fruits, and hard candy)
In addition, if you are driving long distances under cold, snowy, and icy conditions, you should also carry supplies to keep you warm such as:
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Angles
MAKE MONEY from YOUR HBA Membership
By HBA Staff
I
f your company does construction—building or remodeling—you can get quarterly rebate checks for your loyalty to products you already use or specify (even if a trade contractor actually buys them). Don’t do anything different. Don’t change the way you do business. Just fill out an easy form and send it in once a quarter listing the products you purchased (or specified) to put money back in your pocket! You can even fill the form out online in one easy step.
LEAD ON! Are YOU a Mover & Shaker? Want to be?
We need YOU! Shape the future. Contribute. Learn. There are volunteer positions available in HBA Leadership: Committee Members Committee Chairs Board of Directors and Officer Positions (some require a presidential appointment or vote of the Membership)
Most HBA of Berks County Members taking advantage of this program receive more than double their dues back each year. Some receive much more than that!
It’s All New
This is not your daddy’s Home Builders Association (HBA)! When we were chartered in 1957, the founding Members did so to share worker-training costs, fight government over-regulation, and network around the common interest of housing. Though Members join the HBA today for the same reasons, there is a much better reason to join your neighborhood Home Builders Association of Berks County—to put cash directly into your business’s coffers. These are funds directly to your bottom line—instant profit for…doing what you already do. That’s right! Do nothing different. Specify what you already do. Buy what you want. But, because you are a valued Member of the HBA, report those items that you buy or specify that are part of the program to get cash for your loyalty to the HBA and its partner manufacturers!
The Member Rebate Program
Contact the HBA 610-777-8889 Info@HBAberks.org
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AT HOME IN BERKs october 2014
Since the Member Rebate Program began as an INCLUDED Member benefit of the Pennsylvania Builders Association (state) and HBA of Berks County (local), it has given participating Members a total of $420,849.99 statewide. With 222 Members across the state participating in the program, that is an average of $1,895.72 going to each builder and remodeler Member! (BTW, annual HBA dues are only $498/year—feel free to do the math yourself.)
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The Member Rebate Program lets build- ing decking, moulding, and trim, Azek ers and remodelers receive cash rebates for Building Products is an excellent addition using certain manufacturers’ products in the to this Member benefit. building and remodeling of homes.
Brand Name Manufacturers
It’s Super Simple
Once a Member is registered, they are eligible to claim on a quarterly basis—each and every quarter for work completed during the previous period. The claiming process is just as simple as registering. A project is ready to be claimed once the entire project is completed. The claim form asks for the Member’s company name, the project’s address, and the project’s completion date. The Member then completes the information requested per each manufacturer used, listing the subcontractor or supplier, model number, and quantity used. No receipts are needed! For example, if the builder or remodeler uses Therma-Tru Fiberglass Doors, the Member will check the highest level of product used and list the product number. One of the newest manufacturers to join Hearth & Home asks for the fireplace disthe program is Azek Building Products. tributor, the quantity of fireplaces used, and With multiple products to claim for includ- their model numbers. There are currently 45 participating manufacturers covering 36 different product categories. Everyone from Bilco, Bryant, Blanco, and Brizo to Vacuflow, Velux, and Zurn with popular names like Delta, Dirt Devil, Honeywell, Carrier, Closet Maid, and Progress Lighting in between (to name but a few). See the full list at www.HBArebates. com/manufacturers.html.
Nationwide, over 70% of builders and remodelers have received more than double what they paid in annual dues, plus made a healthy profit on top of that by participating in this INCLUDED Member benefit. Once a project is completed and the form is filled out, all the builder or remodeler has to do is send it in, whether it is by mail, email, or fax. Members can also process the claim using the convenient online form. Get the most of your Membership by taking advantage of this INCLUDED Member benefit. Go to www.HBAberks.org/Rebates.html to watch a short video, read more about the program, or to Register Today!
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Angles
Bringing Natural Gas to Your Community
By Stacy Lord
P
erspective home buyers want choices when they are building or designing their new home. For many, the most important decision is determining what type of energy will meet their needs.
FIREPLACE
GAS STOVE
FURNACE
We Want Natural Gas
It’s no secret that most home owners prefer natural gas for their home. In fact, studies suggest that home owners prefer natural gas over electric four to one. That’s why UGI Utilities, Inc. works closely with builders and developers to bring natural gas to new home developments throughout our service territory.
Why the Love?
H
POOL/HOT TUB
WATER HEATER
There are several reasons why natural gas is the right energy choice for home owners.
• IT’S AFFORDABLE. Natural gas saves home owners up to $1,500 per year on energy costs compared to oil or electricity. Additionally, natural gas prices are stable, while oil prices are at an all-time high.
AIR CONDITIONER
• IT’S CLEAN. Natural gas improves air quality both inside and outside the home. • IT’S ABUNDANT. Natural gas is one of the most widely available domestically produced resources in the United States. Marcellus Shale, located right here in Pennsylvania, contains enough natural gas to supply the United States for the next 100 years. Additionally, natural gas is available at lower prices because of Marcellus Shale. • IT’S CONVENIENT. Natural gas is low maintenance. Home owners never have to worry about storage tanks or delivery arrangements.
GRILL
GAS DRYER
Natural gas provides more choices for home owners, from cooking to heating to water heating. With several options for natural gas equipment, home owners can have a total gas home.
Builders Build for Gas
Natural gas offers reliability, comfort, and affordability to the new home builders’ customer. Communities and homes that use natural gas are more marketable to buyers. Builders who choose natural gas as their energy source are using a fuel that is domestic and energy-efficient. Continued on page 34 october 2014 AT HOME IN BERKs
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Total annual home savings with natural gas: $1,310.03 Home Appliances Heating Water Heating
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$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
$4,000
Chart recreated from UGI Onsite Insights eNewsletter. Summer 2013, Volume 4.
According to a 2010 NAHB (National Association of Home Builders) Special Report on Price Differential of Gas vs. Electric Home, homes with natural gas sell faster and for more money than homes with only electric options. Those who are looking to buy a new home can see what communities are using natural gas on FindNBuild’s website at www.findnbuild.com or the mobile app. UGI currently
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MUSSEL MONDAY 5–9pm,
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works with several builders in the Berks County area to bring natural gas to customers. Some of these builders include: Berks Homes, Forino Co., and Landmark Homes. For a complete list of builders UGI works with, visit FindNBuild. Natural gas is the obvious choice for builders!
Partnering with Builders
The process to bring energy-efficient natural gas homes to customers often begins with the builder contacting UGI about supplying natural gas to a new location. Builders can also visit UGI’s website if they are interested in building homes with natural gas. UGI communicates regularly with builders and developers as a Member of the Home Builders Association of Berks County. Curtis Button, UGI Senior Sales Representative, serves as the primary contact for new construction projects in Berks County. UGI has sales representatives for new construction throughout its service territory. These representatives work with builders and developers from start to finish to make the process easy. Often a new development is constructed in phases. Builders must give UGI sufficient notice for gas service installation. The more advance notice the better (before construction) to enable UGI to design, permit, schedule resources, and order materials.
It’s clear that natural gas is the right energy choice for home owners and builders. Not only is it the right choice, but it is the preferred choice for those who want to experience the savings that natural gas provides. And, builders benefit from building energy-efficient homes for their clients. That’s why UGI partners with builders and developers to bring natural gas to neighborhoods and communities throughout our service territory. With natural gas as the clear energy choice, everybody wins. ABOUT THE AUTHOR: Stacy Lord is part of the communications team at UGI Utilities, a natural gas and electric utility committed to delivering reliable, safe, and affordable energy to 660,000 customers in 45 counties in Pennsylvania and one county in Maryland. Go to www.UGI.com and click on “Gas for Homes” in the upper right to learn more. Contact Stacy at slord@ugi.com or by phone at (610) 796-3507.
Conversions
A community bank. Funding community projects.
Many home owners are interested in converting to natural gas because of the comfort, warmth, and savings. Home owners can visit the gas availability form on UGI’s website to see if natural gas is available to their property.
Resources for Builders
Sounds like a good formula to us.
UGI’s gas availability form allows builders to see if natural is available at their new construction location. FindNBuild is a great resource for builders and developers who want more leads. Builders can get their communities and homes listed on FindNBuild’s website and mobile app for free. Onsite Insights is an eNewsletter for builders and developers who want the latest information about energy resources. Builders can sign up to receive this quarterly newsletter for free.
Resources for Home Buyers
FindNBuild connects home buyers with local builders with properties in the communities they want to live in. And, since FindNBuild focuses exclusively on local builders, homebuyers can easily find a builder in their area. Home Heating Savings Calculator compares annual energy costs for oil or propane to natural gas. Home owners can calculate how much they could save with natural gas in their new or existing home. Energy Savings Tips from The Energy Guy at UGI can help home owners save even more on their energy bills.
Offering a wide variety of business banking services.
1-888-238-3330 | www.VISTBank.com Member FDIC
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SAVING MONEY with an HVAC System By Mary Ellen House, Johnson Controls
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O
ctober is Energy Awareness Month. Did you know, according to the U.S. Environmental Protection Agency (EPA), most Americans are paying more for electricity and natural gas than they did four years ago, with the average household utility bill now about $1,900 each year? According to the Department of Energy (DOE), heating and cooling accounts for about 56 percent of the energy use in a typical U.S. home, making it the largest energy expense for most homes.
To reduce these costs, all homeowners should consider the following: • ADJUST YOUR THERMOSTAT. By raising your thermostat just a few degrees in mild temperatures and lowering it in cooler temperatures, you can help your heating and cooling system work less to maintain a comfortable indoor temperature. • CONSIDER INSTALLING A PROGRAMMABLE THERMOSTAT. Programming your thermostat to accommodate your family’s time away from home and sleeping schedules will help to ensure your system is operating only when you need it. Programmable thermostats with Wi-Fi allow you to use a mobile device to monitor your home comfort system when you are away from home, alerting you to potential problems and enabling you to remotely make energy-saving adjustments to system settings. In addition, convenient reminders and alerts can be sent directly from the system to your contractor to prompt servicing, even before you recognize there is an issue, potentially saving energy and preventing unexpected repairs. • INSTALL A WHOLE-HOME HUMIDIFIER to eliminate the results of warm, dry air during heating season, including static shocks, cracked woodwork and respiratory issues. In addition, lower temperatures with proper humidity levels are more comfortable than, for example, dry air with a temperature that is three degrees higher. So adding humidity allows you to reduce your thermostat setting by three degrees and save as much as 5 percent on your heating bill.
To learn more about energy efficient heating and cooling solutions, visit www.energystar.gov
• PERFORM REGULAR MAINTENANCE. Clean air filters and make sure the areas around your system are clear of obstructions. Something as simple as ensuring proper insulation can improve the efficiency of your system by as much as 20 percent. • HAVE YOUR EXISTING HOME COMFORT SYSTEM INSPECTED AND SERVICED BY A QUALIFIED TECHNICIAN. The technician will make sure your system is working properly and at peak efficiency. Or, if needed, a knowledgeable technician will also be able to recommend a new, more efficient replacement system. ENERGY STAR®-qualified equipment, such as the York® AffinityTM Series YP9C modulating gas furnace, meet strict EPA and DOE efficiency guidelines.
ABOUT YORK® York® products from Johnson Controls include energy-efficient, residential central air-conditioners, heat pumps, furnaces and accessories and innovative light-commercial, packaged heating and cooling systems marketed through a national distribution network and delivered to home- and building-owners through qualified York heating and cooling contractors. For more information about York, visit: www.york.com.
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ENERGY AWARENESS MONTH companies are able to release previously untapped gas reserves and provide a less expensive, clean burning and environmentally friendly energy source. This new gas production, coming locally from the Marcellus Shale formation found in parts of central and western Pennsylvania, is put into a pipeline that spans the state and finally enters gas supply lines that run to our neighborhoods. Not only has increased Natural Gas production lowered prices for consumers, but it has also created thousands of jobs in Pennsylvania, yielding a positive community trickle-down effect. In addition, funds given back to the communities directly by gas companies and drilling companies have improved the standard of living in once blighted areas. These monies have helped modernize local By George Davis, Marketing Manager fire departments and build new and restore existing playgrounds UGI Heating, Cooling & Plumbing and parks used by everyone in the community. The infusion of new money into the infrastructure of small towns and boroughs has improved the quality of life for thousands of people living in and around the communities where Shale Fracking is occurring. Now the average household can enjoy all the benefits associated with using Natural Gas. High efficiency gas heating equipment, for example, can be up to 97% efficient which saves energy while simultaneously keeping the home warm and comfortable. Because outside air is used, no heat is wasted up a chimney and the home is less drafty. Natural Gas that is used by homes, businesses and n recent years the exploration and development of Natural Gas industries is produced only in the United States which helps the from shale formations has led to extremely low prices for con- country create jobs and get away from imported oil. Natural Gas sumers because of greatly increased supply. Our home state of is also good for the planet as it produces 40% less greenhouse Pennsylvania has helped lead the way in shale gas production, and gases during combustion. In the future, Natural Gas can help the United States become has actually become the 10th largest producing area in the world! Slick water hydraulic fracturing is a technology used to extract energy independent, reduce global warming and save energy dolNatural Gas and Oil that lies within a shale rock formation lars for the family. Homeowners are encouraged to call their local thousands of feet below the surface of the earth. Combined utility to see if Natural Gas is available, or will be coming available, with another technique called “horizontal drilling,� natural gas in their neighborhood.
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Membership happenings 2014 Upcoming Events…
OCT 6
OCT 18
OCT 30
NOV 5
NOV 6 - 8
NOV 14
DEC JAN 16
JAN
20-22
JAN
23-25 40
Fall Crazy Golf Rich Maiden Golf Club 11:30 am – 5:00 pm
welcome new members ProSource of Reading Stephanie Baldwin 4634 Penn Ave., Sinking Spring, PA 19608 PH: (610)374-1141
HBA Fall Clean Up Day HBA Property 8:00 am – 12:00 pm
Wind Down Thursday Pike Cafe 5:00 pm – 7:00 pm
General Membership Meeting TBD
Email: Stephanie@psreading.com Sponsor: Patrick J. Dolan
Residential Mortgage Services Tanya Mace 2208 Quarry Rd., Suite 205, West Lawn, PA 19609 PH: (610) 587-2388 Email: tanya.mace@rmsmortgage.com Sponsor: Patrick J. Dolan
Riverview Tree & Landscaping, Inc.
5:00 pm – 7:00 pm
Mr. John Spidaliere 3049 Pricetown Rd., Temple, PA 19560
PBA Board of Directors Meeting
PH: (610)929-5049 Email: JMSpid@gmail.com Sponsor: Diane K. Salks
Sheraton, Harrisburg All Day
All About Your Membership HBA Office
Superior Walls by Weaver Precast Michael Caccese PO Box 759, Ephrata, PA 17522
12:00 pm – 1:30 pm
PH: (717)733-4823 Email: Michael@weaverprecast.com Sponsor: Patrick J. Dolan
Enjoy Your Holidays!
TW Construction, LLC
Installation Banquet Stokesay Castle 6:00 pm – 9:00 pm
International Builders Show (IBS) & NAHB Board Meeting Las Vegas, NV All Day
SE PA Home & Garden Show Santander Center All Day
AT HOME IN BERKs october 2014
Tom Wise 31 Witman Rd., Womelsdorf, PA 19567 PH: (717)933-9218 Email: twconstructionllc@comcast.net Sponsor: Eric Keller
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Membership happenings THANK YOU to renewing members of the Home Builders Association of Berks County (HBA)
31+ Years Pella Window & Door Company Greth Homes Berks Homes Reading Precast Inc. 26-30 Years Schlouch Inc. 21-25 Years Frank Ferrara & Son, Inc. Hotsy Equipment Company Carabello Plastering & Stucco Strickler Excavating Berks Surveying & Engineering, Inc. 16-20 Years E J B Paving & Materials Co. A D Moyer Lumber & Hardware, Inc. Century 21 Park Road A G M Associates, Inc. 11-15 Years Reinsel Kuntz Lesher LLP Geoffrey Penske Buick GMC Trucks
6-10 Years Martin Appliance & Water Conditioning A.K.A. The Fence Company, Inc. Turnberry Custom Homes Malsnee Tile & Stone, Inc. Holland’s Electric, Inc. Breyer Construction & Landscape, LLC Bogia Engineering, Inc. Bertolet Construction Corporation PMJ Properties, LLC Deer Mountain Kitchens, LLC Berks Career & Technology Center 2-5 Years Martin Construction Company L. H. Brubaker Appliances, Inc. L. A. Kehres Building & Remodeling Fireside Hearth & Home Sentinel Exteriors LLC Lacey Electric, Inc. Suzy Rae Design Greater Reading Chamber of Commerce Ernie Martin Excavating
2014 Foundation Club Members: (In date order) Walter Greth
John Newton
Gene & Carol Wise
Greth homes
Greth Homes
Wise signs Zachary Eshbach
Landmark Homes
Malsnee Tile & Stone, Inc.
Call the HBA office at 610.777.8889 to learn how to become a member of the FOUNDATION CLUB. These members understand the important role legislation plays in their businesses and the importance of electing and supporting legislators who are sensitive to the issues affecting the building industry.
“I can help!” Full Cooperation with all Licensees
100’s of Commercial Properties... www.JimAdamsNow.com RANKED #1 of ALL Commercial RE/MAX agents in PA for 2013
Jim Adams
Masters in Commercial Real Estate, CNE, Master Municipal Planner, e-PRO Web 2.0 Cert. Ranked #2 of 2,861 RE/MAX agents PA/DELAWARE-1st Qtr 2013
610-678-9065
JAdams@JimAdamsNow.com
RE/MAX of Reading 610.670.2770 x 3157
1290 Broadcasting Road, Wyomissing, PA 19610
Member 2 Member Discount Program As one of the many benefits of membership in the Home Builders Association of Berks County (HBA), the following members are offering the discounts listed to HBA members only. If you would like to join the HBA or offer a Member 2 Member Discount, contact the HBA office: 610.777.8889.
Aluminum Associates / Sloan Corporation
Geoff Penske Buick GMC
5% discount on all services
GM affinity program & partnership with HBA
Contact: Kert E. Sloan 610.921.2201
Contact: Victor Popescu 610.777.1300 (Call Victor for more details on how you can save)
Berks Transfer
Contact: Bob Quinn 610.926.7626
$50 off 1st can order to new customers Quality Floors Inc.
Martin’s Flooring, Inc.
Contact: Richie Zook 877.445.7799
Free Interior Design & Special HBA Contractor Pricing (Ask about our contractor referral program)
Contact: Chuck Smith 800.446.6035
10% off any order (Not valid with any other offers or prior purchases)
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What’s HOT ON Candidate Announced: HBA Restoring Hope 2014 The Candidate Announcement (Wednesday, June 11th 2014): The Restoring Hope 2014 Build extreme home makeover project will go to Dennis & Lisa Welgo and their four children, Jessica, Alissa, Hank, and Hailey, of Hamburg. Lisa has Cerebral Palsy which she developed as a result of having pneumonia. As she ages, she is experiencing more difficulty navigating. Both parents, Lisa & Dennis, work full time. They have four children. Jessica is a lovely 27 year old who has Downs Syndrome and loves to read. Alissa, 20 year old student at Alvernia University, works three part-time jobs and provides support for the entire family. Hank, who was adopted by Lisa and Dennis when he was fifteen months old and weighed only fifteen pounds is now a thriving, active 7 year old. His biological sister, Haley, is a lively five year old looking forward to attending kindergarten this fall. Shortly after Lisa and Dennis adopted the children, Lisa was diagnosed with cancer. After undergoing treatment, she is blessed to be a four-year survivor. (Length: 4:26)
Private Tour: 2013 Build of HBA Restoring Hope Your personal, private tour of the Pieller home (2013 Build) of HBA Restoring Hope brought to you by the Home Builders Association of Berks County in Pennsylvania, USA. The HBA of Berks County has always represented the best builders, remodelers, trade contractors, and associated professionals in the construction industry. This is our way of thanking and giving back to a community that provides us our livelihoods. The HBA Restoring Hope Foundation (RHF) is neighbors helping neighbors so a community can rebuild itself. It is not a ‘hand out’ but a ‘hand up’ for one family in the county each year. (Length: 10:22)
Big Reveal: 2013 Build of HBA Restoring Hope Watch the family react as they see their “new” home for the first time. The Big Reveal (Saturday, September 14th, 2013) of the HBA Restoring Hope 2013 Build to Lisa Pieller and her children, Ashley & Eric, organized by the Home Builders Association of Berks County in Pennsylvania, USA. (Length: 14:14)
2014 Parade of Homes Awards The Berks County Parade of Homes 2014 was held on Friday-Saturday-Sunday (May 30th–June 1st) and on Friday-Saturday-Sunday (June 6th–8th) with Friday hours from 3 pm to 7 pm and Saturday & Sunday hours from 12 Noon to 6 pm. “Best of” Awards were presented in both the New Homes category and the Remodeled Homes category. New Homes were awarded, per each of three price ranges, in each of four sub-categories with Best of Show awarded to top overall point-earners in all sub-categories combined: Exterior, Interior, Bathroom, and Kitchen. Remodeled Homes were awarded in each of four sub-categories: Interior, Bathroom, Kitchen and Outdoor Living.
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Family Owned
EBRATIN EL
90
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& SON
HEATING & AIR CONDITIONING SALES & SERVICE
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ART SMITH & Operated Since 1922 YEARS