LAND ROVER. ON AND OFF-ROAD FROM $139 PER WEEK FREELANDER 2 FROM $44,990 DRIVEAWAY OR $139 PER WEEK1 ■ New exterior design features ■ Fresh interior equipment ■ 2.2L fuel efficient Turbo Diesel engine ■ New 177kW Si4 2.0L petrol engine available at extra cost
Tony Ireland Land Rover 54 Duckworth Street Townsville 4726 7777 tonyirelandlandrover.com.au Finance provided by Capital Finance Australia Ltd ACN 069 663 136 Australian Credit Licence No. 393031 to approved business customers on a chattel mortgage loan product. Fees and charges are payable. Freelander 2 TD4 Manual interest rate is 6.49% over a term of 60 months with a $4,499 deposit and $14,100 as final payment. Total cost of the vehicle is $44,990 Drive Away. Excludes metallic paint at $1,700 extra. ^Freelander 2 Si4 2.0L petrol available in SE models only at extra cost.
PRESENTS THE 2013
FRIDAY 5 JULY
FROM NOON-3PM AT JUPITERS TOWNSVILLE
$99 per person OR $990 table of 10 Book your seat or table at townsvilletickets.com.au Price includes a delicious 2 course plated lunch and a 3 hour beverage package Tickets must be purchased by close of business 2 July 2013 This is an 18+ event. Jupiters Townsville practices responsible service of alcohol.
P R O U D LY S U P P O R T E D B Y
WITH SPECIAL THANKS TO
contents
JUNE 2013 COVER STORY
38 BETTY KLIMENKO 47 INSPIRATIONAL WOMEN IN FINANCE + INSURANCE
52
74
40 MEN BEHIND THE MACHINES, JASON BRIGHT, RICK KELLY, MARO ENGEL, DAVID REYNOLDS 64 YOUNG TALENT TIME, KATE REGULARS MARTIN, TERRA GRIMARD, AMY 14 INBOX ZAGHINI, CHARLOTTE ROBERTS 16 HOROSCOPES 74 ON TOP OF THE WORLD, 18 DUO COVER GIRL TOWNSVILLE'S AUTHENTIC 62 BEAUTY TAEKWON-DO CLUB 86 JO-ANNE WASHINGTON SOCIETY 87 NEVILLE WHITE, SANDRA SMITH, 20 BOQ TOWNSVILLE CITY LAUNCH DAN BAMBLETT 22 ST MARGARET MARY'S COLLEGE CELEBRATING WELLBEING 50 YEARS DINNER 70 FIRST THINGS FIRST 24 YWAM BREAKFAST BY THE SEA 71 CASEY DENTISTS 26 GALA MOTHER'S DAY 73 CLARITY HEARING SOLUTIONS LUNCHEON 26 RIO CARNIVALE 2013 XSTRATA FAMILY RONALD MCDONALD HOUSE 77 EWEN JONES MP NORTH QUEENSLAND 77 NICOLE PIEROTTI CHARITY BALL
CORPORATE
FASHION
56
78 CORPORATE UPDATE 78 DAVID KIPPIN TEL 79 BANK OF QUEENSLAND 80 NOEL ANTHONY 82 STUART LAVENDER 83 KLP LAW 84 ARTICULATE
30 DELUXE MAN 32 DELUXE WOMAN 44 MY BAG 46 MY STYLE 52 HERRINGBONE 56 SEDUCE
62 30
8 DUO MAGAZINE JUNE 2013 duomagazine.com.au
INTERVIEWS
32
MATT MERRIN
IS BACK IN THE KITCHEN AS HEAD CHEF / OWNER Matt has created a new Winter menu for Jam Corner. His approach to food is taking fresh seasonal produce and creating interesting dishes.
www.jamcorner.com.au | (07) 4721 4900 1 Palmer Street, South Townsville
RESTAURANT PRIVATE DINING FUNCTIONS
welcome
THE DUO MAGAZINE TEAM IS PUBLISHER SCOTT MORRISON PRODUCTION JOAN FANNING EDITORIAL STACEY MORRISON ADVERTISING RAE WHITE ADVERTISING CHANTELLE RADZEVICIUS
TLSIAA
That's right. This little story is about acronyms. Or TLSIAA if you want to use an acronym. I've been in meetings with some local government departments lately and they're full of them. Especially government department titles. If you're out of the loop you can sit there trying to imagine who is BECA or DTFTWID*. Answers are at the bottom of this column. I can understand why you'd abbreviate the name of a department that has seven words in it but I'm lost when it comes to company names. During my life in advertising I've come up with a few names especially for land developments and high rise apartments. And if you've ever had to do it you'll appreciate how hard it is to be unique. But when you get it right, the last thing you want is for someone to reduce it to a couple of letters. There's been a bit of an epidemic of this sort of thing in recent years. You'll see a sign for FBC, for example, on a van and then in small letters under will be Fred Bloggs Construction. I reckon there's possibly a few FBCs in the world. Check it out. It's everywhere in every industry. Look at law firms and advertising agencies. (This is a real shame. You work hard to become a partner and you just become a letter in an acronym). Even the people who make that chicken I'm not allowed to eat have just three letters. The banks went for it a few years ago, NAB, ANZ. Then there's the ABC. I should mention here that DUO isn't an acronym. Or it could be if you think about it. It's because we're time poor of course. We don't have time to waste saying or writing all the words. And is this anywhere more obvious than text messaging? 2G2B4G, 4COL, LMTCB*. I had to look these up on Google and there are hundreds more. But where I think we've gone too far is restaurant menus. Seriously. When I read a menu I like to understand what it is I'm ordering. It started with GF. Apparently we are all allergic to wheat now (apologies to those who are) and it's a given, along with V (for vegetarian). But it was EVOO that stumped me. I'll always remember that moment when I asked the waitperson expecting something exotic. Extra Virgin Olive Oil. Really? We can't write that? Have a great month and hope to see you in one of our top Townsville restaurants.
SCOTT MORRISON PUBLISHER
FOR EDITORIAL ENQUIRIES EDITOR@DUOMAGAZINE.COM.AU FOR ADVERTISING SOLUTIONS SALES@DUOMAGAZINE.COM.AU THANK YOU FOR EVERYTHING CARLA CARUSO, SKYE BREE MILLARD, SANDRA HEIER EVENSEN, ANDREW RANKIN, SHANNON LAWRENCE, KYLIE DAVIS, DANI HANSEN, TAMMY & HANNAH AT 121 CREATIVE, SIMONE RAYNER CALL US ANYTIME ON 07 4771 2933 WWW.DUOMAGAZINE.COM.AU DUO Magazine is published monthly by Intrepid (NQ) Pty Ltd ACN 107 308 538 60 Ingham Road West End PO Box 1928 Townsville Qld 4810 Telephone 07 4771 2933 Facsimile 07 4771 2699 Email duo@duomagazine.com.au COPYRIGHT Contents of DUO Magazine are subject to copyright. No part of this publication JUNE be reproduced without written permission from the publisher. While every effort has been made to ensure the accuracy of information in this publication, the publisher accepts no responsibility or liability for any errors, omissions or resultant consequences including any loss or damage arising from reliance on information in this publication. Expressed or implied authors’ and advertisers’ opinions are not necessarily those of the editor and/or publisher.
*Answers: BECA Business Events Council of Australia DTFTWID Department of Tourism, Fair Trading and Wine Industry Development. 2G2B4G (Too Good To Be Forgotten), 4COL (For Crying Out Loud), LMTCB (Left Message To Call Back) LOL :-)
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events
V8s
BIGGEST SHOW IN TOWN
V8 ENTHUSIASTS FROM NEAR AND FAR ARE GEARING UP FOR THE CITY’S BIGGEST EVENT, WITH THE SUPERCARS ONLY WEEKS AWAY FROM ROARING INTO TOWN. THE 2012 EVENT is estimated to have generated an economic contribution of $32.4 million dollars into the Townsville Region’s economy. The event’s popularity with local residents declined slightly in 2012, but was offset by an increase in the number of fans who attended from outside the Region. An increase in visitor attendance adds to the economic benefit to Townsville. Townsville Enterprise is leading a new Townsville 400 Committee in partnership with Townsville City Council, V8 Supercars and the local business community to implement initiatives and campaigns to boost the overall experience and satisfaction for visitors and locals. Research conducted on the Townsville 400 V8 Supercars event in 2012 found 152,161 spectators attended over the three-day event, 1,285 higher than 2011. Townsville 400 Committee chairman Cr Tony Parsons said the research showed the Townsville 400 as very much a family oriented event and one of the most successful V8 events in Australia. “The research revealed 44.8% of visitors indicated they would not have visited Townsville if the V8 event had not been held here. This demonstrates the importance of the event to the city.
12 DUO MAGAZINE JUNE 2013 duomagazine.com.au
“With these findings, the Townsville 400 Committee can work on strategies to better promote the event, improve service levels and thus improve the overall experience of visitors.” Townsville Enterprise CEO, David Kippin said, the V8 event brought an economic benefit to the city that extended beyond the data captured in the report. “This event provides an opportunity to get great images of our city and Region into the living rooms of motor sport fans across the globe to show them what they can be a part of if they travel to Townsville for the event or if they just want to holiday here. “89.6% of the 2012 patrons surveyed said they will return this year, an increase from 2011. The data reveals that once they attend the Townsville 400 they develop a loyalty to return because it is such a fantastic event,” Mr Kippin said. Mr Kippin said the research also identified areas which could be improved to ensure visitors to Townsville had the best possible experience. “People’s satisfaction with the event can be soured by having poor experiences elsewhere in the city,” Mr Kippin said. “It is vital that people leave with not only a great V8 event experience but also a wonderful impression of our great city, our people and the surrounding region.”
“THE DATA REVEALS THAT ONCE THEY ATTEND THE TOWNSVILLE 400 THEY DEVELOP A LOYALTY TO RETURN BECAUSE
IT IS SUCH A FANTASTIC EVENT.” DAVID KIPPIN
calendar
INBOX: THE BEAR
by Anton Checkhov Presented by Little Dreambox Studio 22 June 2pm & 6pm C2 Townsville Civic Theatre HOW MUCH LOVE CAN YOU BEAR? A farce in one act. An hilarious view of the melodramatic madness of love, a grieving widow who fancies herself inconsolably bereaved and her butler are visited by an overbearing brute in search of his money… backed by quirky musicians, big costumes, slapstick and stylised acting. Tickets at the door.
EVENTS Townsville Riverway parkrun Held at 6.50am every Saturday starting from the Riverway amphitheatre. Townsville is the latest city to get swept up by the worldwide parkrun craze; a free five-kilometre timed run every Saturday morning in a local park run by volunteers and open to anyone. www.facebook.com/riverwayparkrun Eco Fiesta and Smart Lifestyle Expo 1-2 June, 11am-4pm Queens Gardens Enjoy two days of education and entertainment at this free community event dedicated to sustainability and environmentally focussed themes. Activities for the whole family include DIY workshops, fresh produce, loads of giveaways, the Environmental Excellence and Sustainability Awards and Welcoming Babies Ceremony. Palm Creek Folk Festival 7-10 June Palm Creek Burdekin This Festival has quickly become a North Queensland institution serving up some of the Region’s best artists every year. Set in a lush tropical setting only 40 minutes south of Townsville and featuring an eclectic mix of music, movies, workshops and a children’s area it is certainly out of the ordinary. Take your costume for the Sunday Masquerade Ball!
Lennon Bros Circus Until Monday 10th June Townsville Showgrounds One of only two circuses remaining in Australia with big cats in the program. Circus Box Office from 1 hour prior to show time or you can book online at www.lennonbroscircus.com.au Charity Auction of Orphan’s Traditional Cambodian Paintings 12 June 7pm Rydges Function Rooms, Palmer Street South Townsville Exhibition and auction of traditional Cambodian paintings by children of Orphans & Disadvantaged Arts Association of Siem Reap, Cambodia. All proceeds go to the orphanage. Official opening at 7.00pm Wednesday 12th and exhibition open till 12noon Thursday. For further information call 4095 8464 or kwadley@mail.com Celebrate Townsville Arts and Cultural Festival 14-23 June A ten day arts and cultural festival showcasing the creative talent in our region at venues throughout the city including; schools and shopping centres, two Sunday markets, theatres and special street events. www.celebratetownsville.com.au
14 DUO MAGAZINE JUNE 2013 duomagazine.com.au
Pet Expo 15 June, 9am-5pm Thuringowa Soundshell The annual Pet Expo will include a kids zone and over 40 exhibitors. Guest speakers and demonstrations on centre stage from groomers and behaviourists with activities for your pet including an agility course. Come and receive discounted microchipping, registration renewals and new animal registrations if you pay on the day. 2013 Whitsunday Film Festival 20-30 June Bowen and Airlie Beach A diverse range of films shown over 4 days in Bowen and 2 days in Airlie Beach. Includes free community event screenings, a variety of venues and a red carpet and cocktails premiere evening. Many films have featured in the Sydney Travelling Film Festival and Tropfest. Of special note are 3 Queensland films screening at the 'Cocktails & Film Evening' at the iconic Bowen Summergarden Cinemas on 21 June. www.bowenfilmgroup.com Townsville Chamber Business Awards 21 June 6.30pm Jupiters Townsville The Young Chamber hosts the annual gala Young Business Achievements Awards which recognise contributions by business people under the age of 35. commerce@townsvillechamber.com.au Townsville Food & Wine Festival 21-23 June Jupiters Townsville On June 21 experience a delicious five-course degustation dinner perfectly matched with Penfolds wines and the expert knowledge of host Penfolds wine maker Steph Dutton, in Essence. The Richard Clapton concert on June 22 will be held on the poolside lawns. Gates open at 3.30pm. The official Food & Wine Festival will be held on June 23 on the poolside lawns from 12noon until 6.30pm. Entirely 18+ event. www.townsvilletickets.com.au Townsville Cash Mob 23 June The concept is simple: with $20 in hand, members of our community come together to shop in a locally-owned establishment to
support their favourite local business and support the area economy. Visit www.facebook.com/TownsvilleCashMob National Offshore Superboat Championships 30 June 2013 The Strand If you would like some high octane fun at Townsville’s iconic Strand, watching the ‘super boats’ is a must. Be thrilled by the sights and sounds as the $1M boats roar past going head to head in Townsville’s crystal clear waters.
FOOTBALL NRL: NORTH QUEENSLAND COWBOYS 8 June 7.30pm Bulldogs 30 June 6.30pm Sharks 1300SMILES Stadium cowboys.com.au or 1300 462 692 NATIONAL PREMIER LEAGUE: NORTHERN FURY FC 9 June 3pm FNQ (Cairns) Townsville Sports Reserve North Ward 15 June 7.30pm Central Queensland Brolga Park near Murray Stadium 22 June 7.30pm Moreton Bay Jets Townsville Sports Reserve North Ward northernfury.com.au
MARKETS Cotters Rotary Markets Flinders Street, Sundays 8.30am–1pm. Willows Rotary Markets Willows Shopping centre car park, Sundays 7am–11am Townsville City Markets Flinders Square, Townsville CBD Wednesdays 6am–6pm. Magnetic Island Night Markets Arcadia RSL, Fridays 5pm–9pm. Horseshoe Bay Markets Second and fourth Sundays, 9am–2pm. NQ Farmers Markets North Shore Town Centre, Burdell, Saturdays Townsville Artist Market 29 June, 1pm–4pm Riverway Arts Centre Pinnacles Gallery hosts the Townsville Artist Markets at the Riverway complex. The market features over 50 stalls by artists and crafts people from the region. From small wares to stunning feature paintings. There’s live entertainment including local musicians and roaming entertainment by La Luna Arts.
THEATRE + CONCERTS Townsville’s Ulysses Dance Company presents Coppelia 13-15 June 7.30pm Matinee 15 June 2pm Riverway Arts Centre A contemporary interpretation of the much-loved ballet about a young girl Swanhilda whose fiancé, Franz, falls for Coppelia, an image created by Dr Coppelius. A show for all ages and will also feature Ulysses 2 – the new younger dancers in the company. ticketshop.com.au 4727 9797 TheatreiNQ presents The Importance of Being Earnest by Oscar Wilde 12-22 June 7pm Matinee 16 June 2pm No shows 17 and 18 June School of Arts Theatre Hilarious adventure of two bachelors and the outrageous deceptions they create, all in the pursuit of love. Book soatheatretownsville.com.au 4772 2549 It’s My Party (And I’ll Die If I Want To) by Elizabeth Coleman 21-22 June, 8pm Townsville Civic Theatre Gruff, Aussie family man Ron is convinced he is dying. With less than two hours to live, in a gesture of loving finality he hosts a party to break the news and offer his wife and children a few last quality moments. Warning: strong language and adult themes ticketshop.com.au 4727 9797
Muckheap 21 June 1.30pm and 6pm Riverway Arts Centre Funny, physical and fantastically messy, Muckheap is a tale of two people trying to clean out their house for their big move. In the process of packing and sorting they find all their hoarded junk too interesting, useful or too full of memories to throw away. Muckheap is designed for children aged 5 to 12 years and their families. ticketshop.com.au 4727 9797
EXHIBITIONS Energies and Crossings: Connecting to ‘Place’ An exhibition of works by Sandi Hook Until 7 July Umbrella Studio The creative work will include drawing, printmaking, painting and installation to depict elements of the North Queensland environment to reflect the deepening cultural and environmental layers of the region.
VRROOOM 2013 Annual Children’s Exhibition Until 4 August Perc Tucker Regional Gallery Coinciding with the Sucrogen Townsville 400, this annual children’s exhibition focuses on the motor vehicle in contemporary art. The interactive hands-on exhibition includes film, painting, sculptural and photographic works by leading Australian contemporary artists.
Florae An exhibition by Naomi Smith and Bernadette Boscacci Until 7 July Umbrella Studio A mixed-media exhibition that bring together the works of two long-time friends and collaborators around their shared interest in the region’s flora.
2013 Townsville Young Artist Awards Until 16 June Perc Tucker Regional Gallery Townsville City Council established the Young Artist Awards in 1994 to support and develop the artistic talent of young people in Townsville, and the exhibition features works by artists from prep through to the final year of secondary school. The exhibition plays an important role in encouraging the artistic and creative development of the community’s younger citizens.
It’s My Party (And I’ll Die If I Want To) 21-22 June Townsville Civic Theatre
Muckheap 21 June Riverway Arts Centre
Musing with Materials Lubi Thomas and Adrian Davis Until 21 July Pinnacles Gallery Features the monumental collaborative installations of Brisbane artists Lubi Thomas and Adrian Davis. Featuring works that explore and challenge the nature of the materials they are constructed from, Musing with Materials is breathtaking in its scale and creation.
HAHA’s Laugh Factory 2013 Youth and Emerging Artist Exhibition Until 16 June Features works created by young Townsville artists during, and as a result of, a two day intensive stencil workshop with internationally recognised street artist Regan ‘HAHA’ Tamanui, which was held in March 2013.
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calendar
VRROOOM 2013 Annual Children’s Exhibition Until 4 August Perc Tucker Regional Gallery
horoscope
Gemini
JUNE
'Active' is probably the word that best describes you. There are exceptions, of course, but it’s rare to meet someone with the Sun in Gemini who’s quiet, placid and passive. You tap, fidget and are always on the go, with a natural ability to do two or more things at once. You’re also lively, intelligent and constantly in search of activity. Those that don’t really understand you sometimes call you hyperactive and flighty. They may even accuse you of being two-faced and superficial. And what’s all this nonsense about having a “split personality”?! What this criticism really means is that others just can’t figure you out. You’re faster and more versatile than most, and others occasionally resent this. Indeed, being a natural teacher, communicator, persuader and developer of ideas - the world would be a very dreary place without you.
Want your own personal profile?
If you’re interested in an in-depth astrology profile prepared by our favourite astrologer Tanya Obreza, visit www.tanyaobreza.com
Aries
Taurus
Gemini
Cancer
Although work might seem to dominate right now, your sassiness will turn heads. Passions may mix with business. Or perhaps a higher-up is instrumental in pushing you ahead. Whatever the case, you’re strong and talented enough to move to the next stage. If others start to resent your triumphs, don’t let them bother you.
Chances are you’ve just come through a challenging period. June, however, should strengthen optimism. So dust off anxiety and settle into a happier June. Each experience, whether happy or sad, is part of life’s ever-changing story, so be proud that you’ve emerged triumphant, and more self-reliant.
You’re encouraged to act on career plans previously left on hold. Expect a hectic social life, too. To top off a delightful month, stable relationships grow in intimacy. For singles, the prospect of finding long-term commitment runs high. Whether in work, love and play – all things seem possible. A welcome change, indeed.
June demands that you “be all that you can be”. Stay focused; confirm dates and appointments ahead of time. Downside: communications with others could become gridlocked. Keep your mind objective and positive. Inspiration’s out; perspiration’s in. Without patience, you’ll be banging your head against that proverbial wall.
Leo
Virgo
Libra
Scorpio
Lately you’ve been carrying enough guilt to shame an entire monastery. June demands that you discard regrets, taboos and all other emotional trash. Stand strong. Be your innate powerful self, regardless of anyone’s opinion. The cosmos demands that you follow your own path – not someone else’s.
Help can often come from mysterious quarters and we don’t always know who’s pulling the strings on our behalf, or why. If this is happening, don’t question it – just keep up the good work, as that’s probably what won you the rewards in the first place. Finances are looking sharp. So, if the cosmos signals it’s time for a spend-up – don’t argue.
June seems more capricious than demanding. Friendships are richer and your social life more vibrant. If you’re in the market for love, colleagues are a great source of introductions. And when work requires more attention in late June, you’ll instinctively put yourself in advantageous positions.
You don’t think the same way others do, and those used to this should know better than trying to force your hand. You only end up more determined. Occasionally, we’re ushered down a new path, where old allies and interests fall by the wayside. Changes like this don’t happen until we can handle them. And you’re ready.
Sagittarius
Capricorn
Aquarius
Pisces
Should the cosmos douse enthusiastic spirits with a cold bucket of reality, remember – it’s often life’s sterner lessons that bring better understanding. But it isn’t all tough going. Romantically, singles are surprised by the unconventional, while couples opt for a change in scenery. Keep your passport handy.
Don’t be too hard on yourself, if all you’re in the mood for is play. The month whisks many a Capricorn from their work and plants them in a romantic playground. Indeed, where ever you aim your affections, there’s a strong promise of reciprocity. Good news, for those starved of requited body warmth. Finances, though, require more caution.
Aquarians need little coaxing to enjoy life – it’s what you do best. And that’s what June seems to be all about: good old-fashioned fun and luck. Another main focus is solidarity and a sense of belonging. Stand by for a radiant time, as romance and friendship look set to flourish. A fated attraction could also help promote your career.
Why so hard on yourself, Pisces? Your unlimited compassion for the less fortunate is famous, but what about treating yourself just as kindly? And stop all that negative self-talk. Give yourself a break – if you accept that others can make mistakes, why not you? Enough with the self-criticism.
21 MARCH – 20 APRIL
23 JULY – 22 AUGUST
22 NOVEMBER – 21 DECEMBER
21 APRIL – 20 MAY
23 AUGUST – 22 SEPTEMBER
22 DECEMBER – 19 JANUARY
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21 MAY – 21 JUNE
23 SEPTEMBER – 22 OCTOBER
20 JANUARY – 18 FEBRUARY
22 JUNE – 22 JULY
23 OCTOBER – 21 NOVEMBER
19 FEBRUARY – 20 MARCH
covergirl
12 FACES OF DUO COVERGIRL Every year DUO Magazine holds a very popular competition to choose 12 local women to grace one of our covers during the coming year. This month we're delighted to introduce you to our June Covergirl, Selina Rogers.
18 DUO MAGAZINE JUNE 2013 duomagazine.com.au
covergirl COVERGIRL Selina Rogers Age 19 Occupation Full Time Student Where were you born? Townsville Tell us something about yourself. I have the travel bug! I’ve been overseas to New Zealand and Japan so far, but I plan to travel much more in the coming years. What have you got going on at the moment? I’m studying a Bachelor of Nursing Science at James Cook University, and I’m currently in my second year. I also like to take time out from uni and exercise. I love playing basketball, going to gym and circuit classes. What would surprise people to know about you? I was meant to be a triplet. Couldn’t imagine three of me? Me neither! CONCEPT + STYLING DUO Magazine's team comprising Scott Morrison, Simone Rayner and Shannon Lawrence
MAKEUP Cheree Steel Urban Miss Makeup 0418 796 897
HAIR Troy Thompson Reds Salon 4721 5196
PHOTOGRAPHY Shannon Lawrence shannonlawrencephotography@ gmail.com
CLOTHING Nicola Finetti short Bomber arctic jacket in arctic white $510 Nicola Finetti natural slim stripe pant in platinum $395 www.nicolafinetti.com/eboutique
DUO MAGAZINE JUNE 2013 duomagazine.com.au 19
society
Maria Larkin, Alison Johnson, Ann-Maree Greaney
BOQ Townsville City Launch Jam Corner Function Room Photography Dani Hansen Bank of Queensland Townsville City is open for business and was launched in style by Ashley Scott. Head Banker Max Baxby, Group Executive for Retail and Online Banking in Australia, travelled to Townsville for the much-anticipated event.
Tony Ireland, Annette Ellis Debbie Bellamy, Remii Watts-Smith
Jane and Roger MacCallum
John and Liz Johnson, Daryl Holmes
Ian and Heather Dale
Tarnya Murtha, Jillian Kelly
Adam Reguson, Barb Morton, Mark Adams Leah McManus, Louise Middleton and Thomas George
Ashley Scott, John Carey
Annette Watts, Mick Smith
Paul and Judie Townsend
Chris Sherwood, Clint Amos, Michael Gilbert
20 DUO MAGAZINE JUNE 2013 duomagazine.com.au
Rochelle Rotondo, Chris Caleo, Merilee Ireland
society
Pat Newman, Kylie Stockdale
St Margaret Mary’s College Celebrating 50 Years Dinner Townsville RSL
Photography Dani Hansen
Gayle Anderson, Leslie Tarlowski
St Margaret Mary’s College is celebrating 50 years of educating girls in the Townsville Community. The occasion was celebrated with several events over the weekend of 3 and 4 May. A Meet and Greet, Mass, Luncheon, tours of the school and the highlight of a Celebration Dinner on the Saturday night. The dinner was attended by students from the last 50 years including original students from 1963. Bishop Michael Putney attended, along with Member for Townsville Ewen Jones and Mayor Jenny Hill.
Deborah Shore, Kathy Webb
Christine Brooks, Kathy Fox
Ellen Beams, Cath Meharry
Robyn Hay, Colleen Doyle, Jenny Hill Michelle and Holley Morton
Lea Ezzy, Kathleen Gibson Emma Thomas
Dianne Barber, Gayle Grimshaw
Stephanie Cairns, Jess Ezzy, Kate Grienke
Margaret O'Neil, Trudie Murrell
22 DUO MAGAZINE JUNE 2013 duomagazine.com.au
Maree Hiette, Lori Foley, Judith Piccone
sources JUPITERS POOLSIDE LAWNS
JUPITERS POOLSIDE LAWNS SATURDAY 22 JUNE 2013
SUNDAY 23 JUNE 2013
Showcasing the region’s finest restaurants & food suppliers, and featuring Australia’s top wines Enjoy the smooth sounds of one of Australia’s heritage rock artists, Richard Clapton, matched with Australian fine wines, on the lawns at Jupiters Townsville.
GATES OPEN 12.00PM ENTRY TICKETS $35* $5 Food & Wine tickets are available for pre-purchase* and at the event.
GATES OPEN 3.30PM
PURCHASE TICKETS AT WWW.TOWNSVILLETICKETS.COM.AU OR IN-PERSON AT JUPITERS. PHONE 4722 2333 FOR MORE INFORMATION All events subject to availability, change and cancellation. Guests must be aged 18 years and above to attend events. Jupiters Townsville practises the responsible service of alcohol. *2.9% transaction fee applies to online bookings.
experience it www.townsville.qld.gov.au
Live
> arts > culture > events
Townsville 400 Super Welcome
McDonalds Dance Expo
4 July, 5pm–9pm strand park
5 July, 5pm–9pm strand park
Rev it up race fans at the Townsville 400 Super Welcome – the official V8 driver welcome for those participating in the supercar race. Enjoy special appearances from the car racing teams, live entertainment including headline act Ross Wilson and the Peaceniks, vehicle and powerboats displays and a food court.
For a combination of culture and carnival atmosphere, don’t miss this fun family event! Come along and watch Townsville’s leading dance schools perform on a purpose-built stage right on the beach, and take a stroll through over 150 stalls at The Strand Night Markets. Proudly sponsored by McDonalds
DUO MAGAZINE JUNE 2013 duomagazine.com.au 23
society Breakfast by the Sea
Hosted by YWAM (Youth with a Mission) Common User Wharf, Marine Precinct Photography Simone Rayner Youth with a Mission (YWAM) Medical Ships hosted its annual fundraiser on May 1, with the event commemorating the 30th anniversary of Townsville and Papua New Guinea’s ‘sister city’ relationship. After the breakfast, guests got to tour the ship before it set sail on its next life-saving voyage.
Dani Severn, Abbie Voss, Victoria Ferguson
Jane Enniss, Kirsti Creed
Dominique Tim So, Lisa Holmes
Kathleen O'Keeffe, Pip Earl (volunteer nurses for YWAM)
Roslyn Baker, Donnie Harris
Bill Talbot, Sir Rabbie Namaliu
Vivienne Akori, Lyn Philip
Grace Fave, Lindsey Cullison
Jane and Wayne Dillon, Julie Spence
George Gulau, Rudy Simo, Nathan Roneka
Leah McManus, Louise Middleton and Thomas George
Karen and Richard Hosking
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Kristy-Lee and Luke Guazzo
sources
STOREWIDE CLEARANCE %FF O
TOWNSVILLE 4775 6533
Domain Central 103-142 Duckworth Street Garbutt
Savings off RRP. Only while stocks last. Must end 30/06/13. Terms & conditions apply. See instore for details.
tofs.com.au
DUO MAGAZINE JUNE 2013 duomagazine.com.au 25
society
Megan Flux, Caroline Bottrill
Marion and Jeanie Walker-Campbell
Gala Mother’s Day Luncheon Pier Restaurant
Photography Dani Hansen Guests gathered for a Gala Mother’s Day Luncheon with a good cause – raising money for Make-A-Wish Australia with the help of Dancing with the Stars entrant Megan Flux. Fashion parades by Vintage Rose and Miss Elsie’s Wardrobe were a highlight along with a mother-and-daughter photo station.
Meg Maguire, Maddy Bell, Lilyanna Rayment, Nikita Bottrill
Claudia and Maya Brassard
Julie Palmountain, Carmel Anger, Ellie Edmonds
Tanya and Yvonnne Fleming Alex Hindle, Maria Selwood
Sienna and Trina Fracchia
Leanne, Molly and Lucy Harris, Lisa Thompson
Gail Toombs, Bev Healey, Deb Collins
26 DUO MAGAZINE JUNE 2013 duomagazine.com.au
sources John Bradley Lazboy displays the largest lazboy range in Townsville. Select from recliners, sofas, suites, modular’s and lift chairs plus more. John Bradley La-Z-Boy Gallery Unit 9, 1 Woodman Court The Lakes Townsville Phone: 4721 3800
Residential Lots Sold for $155,000 Lots available 600sq.m to 1,162sq.m Phone Nick Ferry on 0439 393 363 or go to www.riversideridge.com.au Land Sales Office Shop 10, The Landing 228-244 Riverside Blvd, Douglas
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DUO MAGAZINE JUNE 2013 duomagazine.com.au 27
society
Rio Carnivale 2013 Xstrata Ronald McDonald House North Queensland Charity Ball Jupiters Townsville
Photography Dani Hansen ‘Feathers and Fun!’ was the dress code for this fundraiser gala ball. A whopping $110,000 was raised for Ronald McDonald House, which shows what a generous town we have. The event was a sell-out with businesses from across North Queensland banding together to donate unique items for auction, including tickets to the FIFA 2014 World Cup. All funds raised go towards covering the Townsville House’s operational costs and the development of the new Family Room planned for the Townsville Hospital.
Barbara Christy, Steve Price
Matt Adams, Dean Tuckey, Mo Sullivan, Jason Pope
John and Louise Dollan
Vana and Sabe Sabesan
Hannah Bennett, Sonia Lavin, Corinna Smith
Jess Smit, Alec Farragher
Will and Midori Keiler, Katie Kelliher, Robert Pearson
28 DUO MAGAZINE JUNE 2013 duomagazine.com.au
Capoeira Brasil
Kay, Mick and Katie Gatis, Popi Collocott
Marian Keppel, Sarah Ashworth, Ruth Harris, Kristy Sharkey
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Coping with Traumatic Loss A loved one’s death may have been sudden, accidental or traumatic. It may have occurred recently or decades ago. In those left behind there may still be additional grief, questions or anxiety remaining as a result of the shock. You are invited to a free community seminar to hear Professional Grief Counsellor Toni Mehigan give helpful and practical advice on how to cope. Our FREE COMMUNITY SEMINAR will commence at 7.30pm on Tuesday 18th June at the Lakes Chapel, Morleys Funeral Home, 2 Martinez Avenue, The Lakes. Professional carers are also welcome to further their continued development. Registration is free and refreshments will be provided. For catering purposes please RSVP by 5pm Friday 14th June on 4779 4744 or via email. 2 Martinez Avenue, The Lakes, Townsville Telephone: 4779 4744 After Hours: 4779 2794 Fax: 4779 5480 Email: funerals@morleys.net.au www.morleys.net.au DUO MAGAZINE JUNE 2013 duomagazine.com.au 29
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DOLCE & GABBANA LEATHER-TRIMMED CANVAS TOTE BAG. WITH ITS CONTRASTING DARK BLUE AND BROWN TONES, THIS PIECE IS BOTH SOPHISTICATED AND UNDERSTATED. $660 APPROX
STACT TURN YOUR WINE INTO BLING. MODERN. MINIMALIST. MODULAR. INTRODUCING THE STACT WINE WALL. A MODERN AND AFFORDABLE SOLUTION TO STORE YOUR WINE TO AVOID CLUTTERING UP YOUR KITCHEN COUNTERS. THE SYSTEM MAKES IT EASY TO ADD MORE AS YOUR COLLECTION GROWS. YOU CAN ALSO MIX AND MATCH THE COLOURS TO CREATE A REALLY COOL WALL INSTALLATION. POA
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30 DUO MAGAZINE JUNE 2013 duomagazine.com.au
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we’ve got something to celebrate! so come in and join us... Townsville RSL awarded “Best RSL in Queensland” Townsville RSL... it’s not what you expect OPEN MONDAY TO SATURDAY LUNCH AND DINNER 139 Charters Towers Road, Hermit Park Phone 4759 9500 www.townsvillersl.com.au | tsvrslenquiries@tsvrsl.com.au DUO MAGAZINE JUNE 2013 duomagazine.com.au 31
deluxe woman
LOUIS VUITTON ‘OH REALLY’ PUMP (CALF LEATHER) $990
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32 DUO MAGAZINE JUNE 2013 duomagazine.com.au
sources ...Small Successes, Proudest Moments
ow Don’t Wait, Start N Learning to swim is a great feeling, but seeing them do it is even better
Paul Sadler Swimland Riverside Gardens
4779 4647 | 20-22 Freshwater Drive | Riverside Gardens | QLD 4814
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DUO MAGAZINE JUNE 2013 duomagazine.com.au 33
charity
caring for youth
FATHER CHRIS RILEY
TANIA MAJOR
DID YOU KNOW HOMELESSNESS IS A MAJOR ISSUE FOR TOWNSVILLE YOUTH? THANKFULLY ORGANISATIONS LIKE QUEENSLAND YOUTH SERVICES INC ARE WORKING HARD TO TURN THE STATISTICS AROUND. WORDS KYLIE DAVIS
SINCE 1978, Queensland Youth Services Inc (QYS) has been providing a vital range of services to people aged 12-25 years in the Townsville region. Key among these is The Youth Housing and Reintegration Service (YHARS). You may be surprised to learn that YHARS receive more than 40 phone calls a month to assist with accommodation – that’s on top of their current case load of 68. Melissa Previtera, who has been with QYS since 2005, remembers one father and son who were homeless and sleeping in their car with their dog. “Real estate agents would not rent any properties to them and Youth Justice and Child Safety were struggling to support the pair,” Melissa says. “Even though their location was out of the catchment area for YHARS, our service found a way to assist in securing long-term, affordable accommodation. “The boy is now regularly engaged with a Job Network service and Instep to help transition to employment and the father rang the service to say how appreciative he and his son are – and the dog is very happy too.” Melissa says she has stayed with QYS for so long because of the organisation’s ‘whatever it takes’ approach and dedicated staff who give 110 per cent to help assist local youth in our region. “I love my job,” she says. “What can be more rewarding than finishing work and going home knowing you have made a difference in someone’s life?” “In Townsville we have many individuals who just need someone to believe in them no matter their life circumstances.”
34 DUO MAGAZINE JUNE 2013 duomagazine.com.au
A not-for-profit organisation, QYS also delivers programs for youth at risk of disengaging from school, young parents, and youth who require intervention due to a breakdown in family relationships. Don’t miss QYS’s June 26 forum with keynote speakers Father Chris Riley, CEO of Youth of the Streets, and Tania Major – a former Young Australian of the Year. This forum will be a major fundraising event so QYS can continue to help youth in need.
LIVE AND LEARN Moved by Father Chris Riley’s work as CEO of Youth of the Streets, QYS’s Melissa Previtera has organised for him to be a guest speaker at the Live and Learn forum at Townsville Riverway Arts Centre on June 26. The master class in dealing with youth issues will also be addressed by Young Australian of the Year 2007 Tania Major. “Our keynote speakers will share their experiences with youth homelessness, juvenile crime and retention in education and training,” Melissa says. “We are also delighted to present Randal Ross, co-founder of Red Dust Healing, and Max Lenoy from James Cook University, who will be sitting on the forum expert panel to answer presubmitted questions about youth issues.” A forum like this provides an opportunity to bring key players together and encourage innovative and collaborative service delivery. Tickets for the forum are available now from TicketShop on 4727 9797. For more information, visit www.qys.org.au.
“IN TOWNSVILLE WE HAVE MANY INDIVIDUALS WHO JUST NEED SOMEONE TO BELIEVE IN THEM NO MATTER THEIR LIFE CIRCUMSTANCES.” MELISSA PREVITERA, QYS
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DUO MAGAZINE JUNE 2013 duomagazine.com.au 35
townsville 400 38 DUO MAGAZINE JUNE 2013 duomagazine.com.au
townsville 400
DUO SPEAKS EXCLUSIVELY WITH AUSTRALIA’S FIRST LADY OF MOTORSPORT AND OWNER OF EREBUS MOTORSPORT V8
BETTY KLIMENKO INTERVIEW SUZANNE SCHMIDT
IN THE MALE-DOMINATED WORLD of V8 Supercars, Betty Klimenko is a one-woman powerhouse with an irrepressible spirit. The multimillionaire property developer and owner of Erebus Motorsport V8, has single-handedly brought Mercedes-Benz E63 AMG to the V8 Supercar circuit. “I’ve always loved cars but the love of motor sport came about 14 years ago. My husband was the first one in, then I kind of included myself and then took a bigger slice every year,” Betty, 53, said. “It’s a hobby that became an obsession and I was able to use my skills from property to make it work. All big business is the same, whether it’s cars, or shopping centres or housing, you just insert the subject.” Bringing the Mercedes-Benz E63 AMG into the current V8 Supercar season was no mean feat. “We did it in 109 days – it’s like having a baby in two months instead of nine. Most others develop their engines in 20 years – we developed a new engine that had never been used before and they all looked at me to push the button,” she said. “It’s been hard because of that reason – it’s also hard to get the fans to understand that I am a manufacturer – you have Holden, Ford, Holden, Nissan and Erebus, it’s not Mercedes. It’s just like buying a Chanel handbag, you can’t then put (the brand name) Chanel all over your house. We have the right to use the star on the car because it’s made around their car – but we can’t use the star or AMG logo on our merchandise.” Being a woman in an industry dominated by men is something Betty has taken in her stride. Among her achievements, she was the first woman to win a major race at Bathurst when her team claimed victory in the 2013 Liqui-Moly Bathurst 12 Hour. “The other owners pat me on the back when I do a good job – if my job is not that good they ask do I know what I’ve done wrong,” she said. “They don’t genderise me at all which I really respect from them.”
When it comes to mentors, Betty lists her late father John Saunders at the top. “He taught me the old-fashioned way. I sat at the end of his desk for five years and watched – he made me start at the bottom of the heap and I worked my way up, but he was an inspiration. He showed me what to do and how to do it nicely,” she said. “Now my mentor would have to be Ryan Maddison – CEO of my company. We are the total opposites. He is the military type, perfect hairdo – he is just an amazing man and I’m just Betty – I wear whatever I want to wear and say whatever I want to say and that’s why we get on so well.” Betty considers herself “a bit of a character” who juggles the team’s commitments with being a wife, mother and grandmother. “I have three children and a grandchild but I’m not one of those grandmothers that does baby sitting – I live a very confusing life and I’m still young enough to have my turn,” she said. In the little time off Betty does have, she loves to paint. “Sometimes it’s sci-fi fantasy or it’s car related. I haven’t done it in quite a while. I used to go to sci-fi conventions – my youngest boys make sci-fi costumes and have a company called Find Your Collectables, but they make costumes for conventions as well. I’m a bit of a sci-fi nerd.” This will be Betty’s third Townsville 400 event, but her first with her new team. She said the Townsville 400 was something special. “I love it – it’s an event I look forward to. There’s something about Townsville that’s different. I love that they’re very enthusiastic up there,” she said.
“THERE’S SOMETHING ABOUT TOWNSVILLE THAT’S DIFFERENT. I LOVE THAT THEY’RE VERY ENTHUSIASTIC UP THERE.” BETTY KLIMENKO
DUO MAGAZINE JUNE 2013 duomagazine.com.au 39
townsville 400
This July the Car of the Future will debut in Townsville with new competitors, new cars, more driver safety and more excitement for the fans. DUO Magazine caught up with a V8 Supercar driver from each manufacturer to get an insight into the men behind the machines.
THE MEN BEHIND THE MACHINES WORDS SUZANNE SCHMIDT
40 DUO MAGAZINE JUNE 2013 duomagazine.com.au
townsville 400 JASON BRIGHT TEAM BOC (HOLDEN) As a youngster Jason Bright was strongly influenced by his father’s love of everything motor sport. “My father was a car racing nut. I grew up going to the race track and following motor racing heroes like Peter Brock and Gilles Villeneuve. I guess if my father had followed football I probably would’ve become a football player,” he joked. For new father Jason, 40, whose son Lennox was born last year, it’s the variety on offer through motor racing that is the biggest attraction to the sport. “I like it because it’s not your average sport in the sense that there’s a lot to it – obviously the technical and engineering side, the driving and sports side, there’s also a lot of other aspects – sponsorship, marketing and I don’t mind trying to find sponsors as well. I mainly like the fact that it’s also got a good level of engineering and that plays a pretty big part.” Jason’s fiancée Lucy Peacock is the Brad Jones Racing Team’s public relations person and therefore attends most events. “We met through racing – she was working for another team and I brought her across – it’s good because if she didn’t work for us it would be a lot harder – it works much more seamlessly because she’s part of the team and the team is very understanding of that,” he said. “I think Lucy gets nervous more about the results side of things than the danger for me, she’s competitive like me, but she’s been around motor sports for most of her life. We’re racing in an era where it’s safer than 30 or 40 years ago. The tracks are a lot safer – the risks are less.” This is Jason’s 15th season as a full-time driver in the V8s but he has no plans to stop just yet. “I take it year by year – like any sport you have to keep performing – as long as I’m performing and able to make a living it’s a great series to be a part of,” he said. “This season is going very well – I’m currently fourth in the championship which is better when compared to the last few years. Age wise I think you can certainly be competitive until you’re 50 in this category and you have to still be fit enough and developing with the car – keeping up with technology. You have to work harder as you get older.”
JASON, LUCY & LENNOX
As for juggling family life with a life on the track, this little family has it all worked out. “Before Lennox was born Lucy was at all the race meetings as well. Now we bring Lennox along – he has been to every race meeting except Perth this year,” he said. The couple also took their son on a six-week trip to the Austin 400 in Texas last month and subsequently to England for a short holiday. “Since Lennox was born I don’t have as much time as before he was born, but I’m loving being a dad. When you do have to go away and leave the family it hurts – you’re busting to get back. It certainly does change your life,” he said. In preparing for the Sucrogen Townsville 400, Jason said he and the team would look at the previous year’s race and look at what set up to use for the race this year. “We’ll do a track walk with the engineers and chat about each corner. Get the engineers to look at the track and get an understanding of the types of corners. Those routines prepare you for the weekend mentally. These are the things you need to do to ensure you’re making the right decisions and preparing for the scenarios you might encounter over the weekend,” he said.
“WE MET THROUGH RACING – SHE WAS WORKING FOR ANOTHER TEAM AND I BROUGHT HER ACROSS.” JASON BRIGHT
DUO MAGAZINE JUNE 2013 duomagazine.com.au 41
townsville 400
THE MEN BEHIND THE MACHINES
RICK & ELYSIA
RICK KELLY JACK DANIEL’S RACING (NISSAN) Racing is a family tradition and a driving passion in the Kelly family. Rick, 30, and older brother Todd dedicate every waking minute to building the strongest factory team in the competition. This will be the fifth straight season for Jack Daniel’s Racing – but for the first time in a Nissan. The Kelly family has always been involved in racing – Rick’s parents used to race ski boats. But it all started for Rick when he headed to the go-kart track at the age of five. “I was five and my brother was eight. We raced for about 10 years and it snowballed from there,” he said. “It’s the competition I love the most – turning up and competing, more so than the love of cars. It’s that real competition that drives me.” Rick met wife Elysia through racing and the couple were married last August. “It’s very good – she works with our race team coordinating the membership program and the website and works within the commercial team. That works very well because we’re away so much. Being at work together is quite a help,” he said. “Racing is just part of our life.” Travel and sightseeing is a bonus of being on the road but Rick said during race weekends there wasn’t a lot of chance to see the sights. “But we do travel to so many great locations with our great sponsors like Jack Daniel’s and get a lot of great opportunities. This week we’re heading to the States and we’ll visit the Jack Daniel’s distillery and Nissan Plant. It’s PR but I love doing that, it’s great,” he said last month.
42 DUO MAGAZINE JUNE 2013 duomagazine.com.au
Not one to sit still long, Rick’s other hobbies includes camping, wind surfing, cycling and wake boarding. “It’s also good from a fitness point of view, it’s good to challenge yourself and do things away from the race track. Elysia and I love to go camping with our two dogs and get away. Since we run our own team now there’s not so much time to get away but we’re happy with that in our effort to get our team to the front.” Preparing for a race involves a strict training regime but mentally Rick, a two-time Bathurst victor, said it was about going through the data, vision from the in-car camera and Channel 7 vision from the previous year. “So when we go out, we well and truly know where to position the car and the break markers etc,” he said. “We just need to continue to build on the results we’ve had this year. We’re hovering around the back half of the top 10 and we want to improve on that. We’re not coming into Townsville with expectations to win the event – obviously – but we’re hoping to go in and improve. “It’s about getting back to the point where we can win another championship – that’s why we go to work every day. The next five years is about building the strongest factory team in the sport. We dedicate every second we’re awake to that.”
MARO & STEFANIE
MARO ENGEL SP TOOLS RACING (MERCEDES-BENZ E63 AMG) Travelling the world comes naturally for Maro Engel who joined the V8 Supercars this year driving a Mercedes-Benz E63 AMG for Erebus Motorsport V8. Born in Munich, raised in Monaco and currently based at the Gold Coast, Maro, 27, juggles life on the circuit with partner of five years, Stefanie, back in Monaco. “Travelling is a big part of the job, a part I very much enjoy,” he said. “It’s fantastic to have a job that enables you to discover the world. I’ve pretty much raced on every continent – Africa and South America are still missing. “Travelling is something you have to consider in your training because long travel takes quite a lot of energy out of you – you want to be arriving at the race in the best state of mind and physically fit and not drained from travelling. It’s something I’ve learned from a young age – travelling with gokarting in Europe.” At the moment Maro spends about nine months in Australia and three months at home in Monaco, and his partner Stefanie spends about three months in Australia and nine months in Monaco. Being apart for long periods is just a part of life for the couple but Stefanie is kept busy running a fashion company with Maro’s mother and is very supportive of the lifestyle Maro leads. “The opportunity to race came when I went to preschool in Monaco when I met my best friend Nico Rosberg, who is now racing in Formula One. His father was a former Formula One champion,” Maro said.
townsville 400
“IT’S FANTASTIC TO HAVE A JOB THAT ENABLES YOU TO DISCOVER THE WORLD.” MARO ENGEL
“He was going to get Nico a go-kart when our families went on holidays together so the two of us boys spent the holiday on the go-karts while our parents spent the holiday by the pool. The more I did it the more I enjoyed it.” The “almost indescribable feeling” of pushing racing cars to their limit is what keeps Maro’s passion for motor racing alive. “You almost can’t believe how fast the cars can go around the corners. Being able to drive these amazing cars is one of the most satisfying things I’ve experienced – it’s a special feeling racing these cars very fast with a big smile on your face.” Maro lists his other hobbies as cycling, fitness and golf and admits he never sits still long. “I am very active, I’m told it’s hard to go to the beach with me and lay on the sand and stay put – I’m the kind of person who always needs to be active – especially sports. “Cycling is a great way of training. Equally I really enjoy hitting a few balls on the golf course – even if they don’t go the direction I want them to go,” he joked. “But a movie night or dinner with friends is a good way to wind down.” This will be Maro’s first race in the Townsville 400 and he is really looking forward to the event. “From what everyone is telling me the whole town and surrounding areas embrace it,” he said. “I’m expecting a really great event where people are really happy to be there – that positive feeling. When you feel well at a place you usually do well. I’m really hoping for a good result here. Our car developments are coming along nicely.”
DAVID & TAHAN
DAVID REYNOLDS THE BOTTLE-O RACING TEAM FPR (FORD) Speed and a competitive spirit are in David Reynolds’ blood. His father John drove rally cars in the late ‘80s and early ‘90s and his older brother James was involved in go-karting. David was given his first gokart at the age of six. “I could drive a car before I could read and write properly,” David, 27, said from Melbourne last month. “My whole family loves it… at one point myself, my dad, my brother and my mum were all racing gokarts. My dad now travels with the V8 Supercar circuit driving the Aussie Racing Cars – he was in Townsville last year and will be there again this year. He has the same number as my car and wants Bottle-O as a sponsor as well,” he laughed. Although racing has been a part of his life for as long as he can remember, David actually started an apprenticeship as a dental technician when he left school. “But then I moved from Albury to Melbourne to race cars. I won the Australian Formula Ford Championship in 2004 and I thought ‘maybe I’m not too bad at this’ so I took it to the next level,” he said. “I ended up winning in 2007 and was then contracted to a V8 Supercar team.” David was the only bachelor in the championship last year, but his relationship status has changed since meeting Tahan Lew-Fatt. As a former grid girl, she’s aware of the lifestyle and travel that comes with the job. Originally from Darwin, Tahan now lives in Melbourne but doesn’t regularly go on the road with David. He said making a relationship work in this industry was easier than people would think.
“Sometimes she comes and watches me race. Obviously she doesn’t want me to get hurt and she wants me to win,” he said. When he’s not on the racetrack, David enjoys triathlons, tennis and cycling. “We race 15 weekends a year so that’s roughly 15 weeks – that leaves a lot of free time to do the things I want to do. It’s winter in Melbourne now so it’s not really inviting to go running and riding outside, but I also love playing tennis and I love competitive triathlon.” David said being part of the V8 circuit wasn’t always as glamorous as people imagined. “Usually it’s from accommodation to the racetrack, back to the accommodation and then to the airport,” he said. “But I’ve done some cool PR stuff. I got to go skydiving and in New Zealand we visited a farm and got to pat some sheep.” And last month he travelled to Texas for the very first time for the Austin 400. Looking towards the Sucrogen Townsville 400 event in July, David is hoping for a good result. He took his first career pole position in Townsville last year and narrowly missed a podium finish. “I’m looking for a top three finish in Townsville this year,” he said. “I love the track up there, it suits my style and I can do basically anything there. “I’m going to take it one race at a time and try to do the best I can with what I’ve been given. I’m loving the Ford family I’m in now.”
DUO MAGAZINE JUNE 2013 duomagazine.com.au 43
my style
PATRICIA O’CALLAGHAN CHIC MANAGER I was born and raised in Mount Isa, completed a Bachelor of Business majoring in PR and Marketing at QUT in Brisbane. Moved back to the Outback to be with family and then packed up my amazing seven year old son and fiancé to pursue a dream career in tourism and marketing. I now work for Townsville Enterprise as the General Manager for Tourism and Events and I have the great job of selling North Queensland to the rest of Australia and the world. Doesn’t get any more exciting than that! Describe your style? Fun and dynamic – outfits need to be multipurpose so I can easily transition from work to events. Most treasured item? My engagement ring. Hoping to complement it with a wedding ring any time soon… Labels you like? Not a labels shopper at all. I buy my clothes from discount shopping stores to boutique dress shops. It’s not about the label, it about looking and feeling good no matter who designed it. Best shopping trip? When I first moved to Townsville 15 months ago. I came with one suitcase and had an entire wardrobe and a half before all of our belongings arrived. Your style guru? My best friend Nicole who is a style/beauty genius and my mother who always taught me the importance of being well presented without costing millions. You’d never be caught wearing…? Flat shoes at work or events. Wardrobe item you can’t bring yourself to part with? A number of cocktail dresses from my early 20s. I was a little more adventurous back then and my style has changed significantly but I can’t seem to let them go! Shoes or dress first? Dress first as you may be able to buy two or three pairs of shoes to match.
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my bag
BROOKE WINKS TRAVEL BUG
PROPERTY MANAGER/CUSTOMER SERVICE MANAGER AT THINK PINK PROPERTY. AFTER TRAVELLING AND SEEING SOME OF THE WORLD IT HAS REALLY MADE ME APPRECIATE WHAT A GREAT, SUNNY CITY WE LIVE IN, HERE IN TOWNSVILLE. SOMETHING YOU MAY NOT KNOW ABOUT ME IS I HAVE BEEN A VOLUNTEER FOR CANTEEN FOR ALMOST 3 YEARS, IT IS SUCH A WORTH WHILE ORGANISATION AND I ENJOY EVERY MOMENT OF IT!
THE BAG I got this bag at Forever New. I always love their bags as they are feminine, classy and I love that it is big enough for me to fit everything in. The bigger the handbag the better! I always get compliments whenever I take it out. HAIR STRAIGHTENER If my house was burning down this would probably be one of the first things I grab! Ladies, am I right? I seriously don’t know where I would be without her and her magical hair straightening powers. ‘POLAROIDS’ PICS Taken at two of my best friend’s wedding – crazy group of friends, a photobooth and vino – a recipe for some ‘memorable’ photos! PERFUME My partner got me this Mark Jacobs Dot perfume for Christmas. I had wanted it as soon as it came out (mainly because I think the bottle is so cute) but I also love the fruity floral scent. It is perfect for every day. JOHN MAYER CD John Mayer is my all-time favourite musician. I could listen to his music all day, every day. I still remember getting to meet him on the weekend of my 21st birthday after one his concerts. He was at a bar my friends and I went to and we got to have drinks with him and his band – still one of the greatest nights of my life! iPAD Working in real-estate I am always out of the office and on the go. We are trying to make our office green/ paperless so the iPad definitely gets a work out. It was also my favourite travel companion and has all my travel pictures on it so I love that I can look at my Europe photos every day and reminisce. MAKE UP BAG/MAKE UP This little make up bag is from Greece and is the perfect size to carry my makeup/lip gloss and hair ties.
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WATCH I bought this watch on one of my favourite days of my travels when I was in Paris. I spent the day by myself wandering the Parisian streets, eating and drinking in little cafes and looking at all the shops on Champs Elysees and as soon as I saw this watch I knew it had to be mine. DREAM JOURNAL I like to write down all my dreams and goals. I really believe in the power of having them down on paper and looking at them every day. I carry this with me every day for inspiration and also to jot down any new goals. SUNGLASSES Just some cheap sunglasses that my friends brought back from Bali. I can never own a pair of expensive sunglasses as I have a habit of breaking/losing them. I think this is pair number three this year! JAPANESE MIRROR My old boss bought this in Japan for me. I think it’s one of those essentials to have in your bag at all times. COIN PURSE This is from San Sebastian in Spain. One of my favourite European destinations. This little purse is perfect for all my parking meter change! TIFFANY AND CO. PASSPORT HOLDER My partner bought this for me for our 2 year anniversary. I’ll get to use it again soon because we’re planning a trip to Bali in July! LUCKY CHARM One of my good friends from high school bought me this lucky charm before I went away. I carry it everywhere, I haven’t had any bad luck yet so it must work! KEY RINGS Some of my trinkets from travels that I carry with me every day. They make me happy when I look at them. From Ibiza, Egypt and Paris.
DUO MAGAZINE HIGHLIGHT
INSPIRATIONAL
women
IN
finance +insurance WITH THE END OF THE FINANCIAL YEAR LOOMING AND THE FEDERAL BUDGET BEING HANDED DOWN, MANY OF US HAVE HAD OUR HEADS FULL OF FIGURES AND HAVE BEEN WONDERING HOW TO GET BETTER BANG FOR OUR BUCK. STEP IN THESE LOCAL WOMEN IN FINANCE AND INSURANCE, WHO KNOW HOW TO STRETCH YOUR DOLLARS AND ENSURE YOU HAVE A FIT FINANCIAL FUTURE AHEAD. IN THIS SHOWCASE SERIES, WE HIGHLIGHT WHY THE TALENTED FEMALE PROFESSIONALS ARE BEING HEAPED WITH ACCOLADES AND PRAISE AND ARE PROVING AN INSPIRATION.
WORDS CARLA CARUSO PHOTOGRAPHY SKYE BREE MILLARD
promotion
North Queensland Wealth Management Suite 1, 257 Charters Towers Road, Hermit Park Telephone 07 4775 5703 Email deidre.walsh@nqwm.com.au www.nqwm.financialwisdom.com.au
I N S P I R AT I O N A L
women
IN FINANCE + INSURANCE
deidre walsh
PRINCIPAL | NORTH QUEENSLAND WEALTH MANAGEMENT
Deidre Walsh was the Commonwealth Bank’s first female teller north of Brisbane in the ‘60s, breaking into the then “male only” world of banking. “These days, the majority of bank tellers are female, which is wonderful to see,” Deidre enthuses. “After being a teller, I went on to appeal against promotions of males in supervisory and management positions with quite a deal of success.” Beginning with branch banking, she was then charged with setting up the bank’s financial planning arm in North Queensland in 1990. For more than 16 years, she led a team of financial planners and risk writers, covering the areas of Mackay North to the Northern Territory. Working with an experienced, dedicated team of planners often resulted in recognition Australia-wide at the bank’s annual awards. In 2006, after a five-month break from Commonwealth Financial Planning, Deidre branched out on her own, setting up the financial planning practice, North Queensland Wealth Management, with former bank colleague Peter Anderson. The practice has been going strong ever since. This is because, Deidre says, “our focus is on providing advice and service to our clients in a helpful, friendly manner and a welcoming environment”.
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The practice specialises in such areas as retirement planning, superannuation, investment, insurance, salary sacrificing, retrenchment, and social security. “I am really passionate about helping our clients achieve financial confidence,” Deidre says, “whether that is in learning about and being in control of their financial future, or about the many opportunities and options in investing, creating a better lifestyle in their retirement, or simply ensuring that they and their loved ones are protected with appropriate insurance cover.” As well as heading up the business, the certified financial planner is the chair of the Financial Planning Association of Australia’s Townsville chapter – and Deidre adds: “None of my career highlights would have been possible without the full support of my husband, Paul.” In her spare time, the finance guru can be found trackside as a member of the Bubbles Racing Syndicate – a group of eight women she enjoys the thrill and excitement of thoroughbred racing with. “We are coming off a great last year with eight wins thanks to Johnny Robbins, our very patient trainer,” Deidre says with a smile. For relaxation, she enjoys nothing more than a long lunch with good friends, food and wine.
promotion
women
I N S P I R AT I O N A L IN FINANCE + INSURANCE
dallas webster SENIOR ACCOUNT EXECUTIVE AON RISK SERVICES AUSTRALIA
Dallas Webster relishes her role as a senior account executive at the Townsville branch of Aon Australia – an insurance broking and risk management consultancy, which works with commercial, corporate and global clients. “I’ve been here 15 years now and every day is different,” Dallas, 33, enthuses. “You learn something new every day and no day is the same.” Despite her longevity in the business, insurance is something Dallas fell into. “I graduated from high school in 1997 and was in the process of going to university, but at the start of 1998, I applied for a position at a small agency. I thought it was in administration, but it happened to be in insurance. As Mum said at the time, ‘All you can do is give it a go’.” Dallas became “hooked” by the industry and worked her way up to account executive, moving from the former Haller Group – now Hallerwealth – to Aon when Haller’s general insurance arm was acquired by Aon in 2003. The mother-of-two says it was the “behind the scenes” of the insurance world that intrigued her, including “reading and understanding policy wordings and finding a solution that was best fitted for that client. My philosophy is no stone left unturned, because you never know when you will find that diamond.” In 2006, Dallas was promoted at age 26 to Townsville branch manager. “I was actually the youngest female branch manager for Aon in Australia at the time,” Dallas recalls. “To be given that position in such a large international organisation, managing staff and also our branch portfolio of business and operations, was definitely a career highlight.” Since then, Dallas has held the roles of business unit manager and business development manager. She now looks after the operations of the Townsville branch, as well as its large to medium-sized business clientele, including drilling operations, manufacturers, and professional firms. “Aon is not just general insurance. We also provide a suite of services such as valuations, people risk management and financial planning,” Dallas explains. “This allows the client to put all their eggs in one basket and provides a better solution.” Dallas proudly adds: “Our branch was awarded last year by Aon for being the top branch for operational excellence within Australia – a big thing for a regional office. This comes from exceptional leadership and a great team.”
Aon Risk Services Australia 26 Bowen Road, Rosslea Telephone 07 4759 8035 Email dallas.webster@aon.com www.aon.com.au
Outside of work, the former North Queensland Cowboys cheerleader enjoys quality time with her family, travel and dancing, and is a self-confessed shopaholic.
DUO MAGAZINE JUNE 2013 duomagazine.com.au 49
promotion
women
I N S P I R AT I O N A L IN FINANCE + INSURANCE
kerry young DEERAGUN BRANCH MANAGER QUEENSLAND COUNTRY
Having lived in the Northern Beaches area for 17 years, Kerry Young is well-placed to head up Queensland Country’s new Deeragun branch, which opened mid-March. “It’s a career highlight,” says Kerry, who has been in the finance industry for 19 years and with Queensland Country for the past 11. “Members are loving the open-plan layout. They tell us we provide the sort of genuine hospitality they can’t find in a bank.” As well as educational hubs for members, the new branch has a dedicated community corner, where non-profit organisations can showcase the work they’re doing on a flat-screen TV and there’s plenty of space for them to hold committee meetings. “As a customer-owned business, we really work to empower the lives of Individuals and communities,” Kerry says. “As well as working with members to realise their home ownership, lifestyle, investment and retirement dreams, we help Queensland communities thrive.” In the 11 years Kerry has been with Queensland Country she has attracted a loyal following. “Many of the members I look after now have grown-up kids coming to me to get their first car loan,” Kerry says. “I find it really satisfying.” Kerry has had investment properties herself, so has experience in that area, as well as home equity lending. “We also have financial advisors who come to the branch to discuss members’ needs and put a plan together for them, along with specialists in insurance and superannuation,” Kerry says. “Our bill-paying account is an excellent budgeting tool too.” The majority of management roles in Queensland Country are held by women, including the CEO and Chief Financial Officer. “And we are the only financial institution with our head office in Townsville,” Kerry says.
Queensland Country Coles Shopping Centre, Deeragun Telephone 07 4751 5333 Email kyoung@qccu.com.au www.qccu.com.au
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At the moment the head office is in Patrick Street, Aitkenvale, but plans are underway for a new head office to be built in the vacant lot opposite Myers. “We are proud to provide what we consider to be genuinely hospitable banking for regional Queenslanders,” Kerry says. In her downtime Kerry enjoys gardening and, with a 1.25-acre property to look after, she has her hands full. Scrapbooking is also a passion and her husband David and their boys Aidyn (20) and Corey (22) are keen fishermen so there are always plenty of ‘big catch’ photos to archive.
promotion Mitchell Partners Consulting 3/41 Charters Towers Road, Hermit Park Telephone 07 4722 9444 Email km@mpctsv.com.au
I N S P I R AT I O N A L
women
IN FINANCE + INSURANCE
kelly mitchell
PRACTICE MANAGER | MITCHELL PARTNERS CONSULTING
From a young age, Kelly proved to be an ambitious female leader, entering her first business venture at 17, which she turned around and sold within six months, making a profit. Kelly became a mother at 19, and despite that, continued in full-time work, moving to hotel management and administration, where she completed business management and leadership programs. Hard work saw her rise up the ranks from a front office manager to the assistant general manager of four to five-star hotels with up to 500 staff. She undertook programs designed to encourage elite leadership skills. Growing up, she was surrounded by people working in the finance world. Kelly says she had some wonderful mentors along the way, who built resilience in her as a young business executive. She believes age and other life hurdles are not necessarily a barrier to success. “If you want to succeed in your career, it requires hard work and dedication to achieve results.” Originally from Cairns, Kelly moved to Townsville 12 years ago with her husband, Daryn, purchasing an accounting firm. As the business grew, it required someone to fulfil a role between professionals, clients and administration to ensure the business operated cohesively and Kelly
stepped in to fill that. As the practice manager of Mitchell Partners Consulting (MPC), Kelly’s role incorporates everything from managing systems to staff, business development, maintaining client relationships, strategic planning, team development, marketing, and quality review. MPC specialises in taxation, business services, superannuation, strategic planning, consulting, and business succession planning. “MPC strives to act with the upmost integrity, professionalism and care – qualities that we trust will enable our clients to turn to us as genuine and reliable partners.” Kelly’s role managing internal quality control and client relationships are a critical contributor to those values of the firm. Recently, Kelly also joined James Cook University as a mentor for a new subject – WorkIntegrated Learning (WIL) – which will guide students with professional internships from next semester. As well, she has been heavily involved with Women & Leadership Australia, including running training programs for the organisation. Outside of work, Kelly says: “I love nothing more than going camping with family and friends, sitting around a campfire, enjoying good food, a great bottle of wine, and their company and friendship.”
DUO MAGAZINE JUNE 2013 duomagazine.com.au 51
fashion Left: Herringbone Cashmere Cable Knit Crew Neck Jumper RRP $399 Herringbone Shirt RRP $189 Herringbone Jet Navy Chino RRP $249
Centre: Herringbone Shirt RRP $189 Herringbone Crew Neck Knit Jumper RRP $249 Herringbone Ennerdale Herringbone Blazer RRP $549 Herringbone Beige Jet Chino RRP $249
fashion
a winter’s tale b
Autumn/Winter 2013 A nod to timeless sartorial style – showcasing beautifully tailored pieces with that unmistakably Herringbone modern twist. Inspired by some of the most stunningly picturesque locations around the world from Cumbria in England’s Great Lakes district, the wine regions of Burgundy, France and Italy’s Lake Garda, Herringbone Autumn Winter 2013 injects modern luxury with an impeccable attention to detail. Shot by renowned photographer David Mandelberg on location in Bombo – a dramatic coastal quarry on NSW’s south coast, the backdrop sets up our 3 protagonists – Max, Jira & David. Rebelling against the tide, they journey in search of freedom, liberation towards the future. www.herringbone.com
Right: Herringbone Flap Pocket Front Shirt Dress Rich Blue RRP $299 Herringbone Womens Leather Skinny Belt RRP $129
DUO MAGAZINE JUNE 2013 duomagazine.com.au 53
fashion
Herringbone Shirt RRP $189 Herringbone Crew Neck Knit Jumper RRP $249 Herringbone Camel Trench Coat RRP $549 Herringbone Jet Navy Chino RRP $249
Above: Herringbone Floral Shirt RRP $199 Herringbone Navy Jacket, Gold Buttons RRP $499 Herringbone Flannel Pleat Grey Skirt RRP $249
Above: Herringbone Honia Tweed Coat RRP $599 Herringbone White Shirt RRP $199 Herringbone Brown Tweed Skirt RRP $299
Left: Herringbone Floral Shirt RRP $199 Herringbone Navy Blazer RRP $499 Herringbone Flannel Pleat Grey Skirt RRP $249 54 DUO MAGAZINE JUNE 2013 duomagazine.com.au
a winter’s tale
b
Right: Herringbone Skinny Tie RRP $119 Herringbone Check Shirt RRP $169 Herringbone Silk Pocket Square RRP $49 Herringbone Navy Check Blazer RRP $649
Right: Herringbone Torver Cord Blazer with Elbow Patches RRP $499 Herringbone Shirt RRP $189 Herringbone Knit Scarf RRP $179 Herringbone Crew Neck Knit Jumper RRP $249 Herringbone Burgundy Jet Chino RRP $249
DUO MAGAZINE JUNE 2013 duomagazine.com.au 55
fashion
fashion
SEDUCE ME SEDUCE AUTUMN/WINTER 2013 COLLECTION STOCKISTS 02 9517 8888 OR SHOP@SEDUCE.COM.AU
Deadly Sin Jacket $239.95 Deadly Sin Pant $159.95 Medallion Top $139.95
DUO MAGAZINE JUNE 2013 duomagazine.com.au 57
fashion
SEDUCE
Minx Strapless Dress $189.95
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fashion
ME Neo Gothic Dress $239.95
fashion
SEDUCE
Medici Top $149.95 Byzantine Skirt $159.95
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fashion
ME Capture Dress $219.95
beauty
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GLAMOUR? OUI FROM FRANCE TO THE SAHARA YOU’LL LOVE THESE EXOTIC TEMPTATIONS
TOM FORD SAHARA NOIR
Inspired by the mystery and luxury of the Middle East, Sahara Noir is Tom Ford’s ode to the enchanting power of one of that land’s most treasured ingredients: Frankincense, a precious desert resin.
BOURJOIS FAN-TASTIC VOLUME MASCARA
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A playful collection that blushes cheeks and washes lips with a shot of cellophane-sheer gel colour. Includes NEW Pure Color Cheek Rush to flush cheeks with a sheer stain, as well as NEW Limited Edition Pure Color Sheer Rush LipShine and Limited Edition Pure Color Sheer Rush Gloss which wash lips in a pop of crystalline colour to complete the look. Pure Color Cheek Rush $60, LipShine $45, Gloss $42
STOCKISTS: SCHWARZKOPF ALL LEADING RETAILERS TOM FORD 1800 061 326 BOURJOIS PARIS 1800 181 040 ESTÉE LAUDER 1800 061 326 WWW.ESTEELAUDER.COM.AU
62 DUO MAGAZINE JUNE 2013 duomagazine.com.au
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DUO MAGAZINE JUNE 2013 duomagazine.com.au 63
local music
YOUNG TALENT TIME 64 DUO MAGAZINE JUNE 2013 duomagazine.com.au
local music
Townsville sure is a hotbed for growing talented singer/songwriters. If you haven’t heard of these gorgeous local ladies yet, you soon will as they’re making waves in the music world. WORDS KYLIE DAVIS
KATE MARTIN She’s only 22, but Kate Martin is already making inroads into her third album. The singer/songwriter and Pimlico graduate moved to Melbourne in August last year to capitalise on the success of her second album, Hand Me My Bow and Arrow. “It was a very sentimental album because I’d gone through a lot of stuff personally,” Kate says. “Writing all of those songs and getting them out there into the world was therapeutic for me.” Triple J gave the album generous airplay and Kate went on to win the station’s competition to sing at Groovin the Moo 2012. “I was able to tour the album nationally and support a lot of great musicians as a result,” Kate says. Kate says career highlights have been supporting the likes of The Middle East, The Paper Kites, Bluejuice and Emma Louise. She’s also thrilled to now be in a position where she’s able to make a living out of her music. “I’m feeling pretty blessed to be able to do what I do right now, so I’m just going to make sure I work really hard while things are good,” she says. Over the coming months Kate has a tonne of gigs booked in Melbourne and is loving playing more live shows. She’s also just returned from Sydney where she was recording for her third album. Kate’s musical parents – her mum Kerry’s a singer and her dad Steve’s a singer and piano player – couldn’t be more proud, and there may be another musical protégée in the family too. “My younger brother Henry has always been a bit shy but we heard him singing in the shower one time and he’s got this amazing Stevie Wonder-style voice…”
DUO MAGAZINE JUNE 2013 duomagazine.com.au 65
local music
TERRA GRIMARD North Ward resident Terra Grimard, 31, admits she used to dream she was Whitney Houston back in the 90s and was 10 when she wrote her first song. “I drove my piano teachers crazy because I was always ‘too busy writing songs’ to practice,” laughs the Canadian-born singer/ songwriter. Terra’s most recent release, Leopardwood (a tree indigenous to arid regions), was written and recorded in the outback. “I was living on a rural sheep station and tracked the album in an old shearer’s quarters,” Terra says. “I was inspired by the big open spaces, rugged landscape and red soil.” Terra describes her voice and overall sound as dreamy and soothing. “Most of my songs these days are written on acoustic guitar so my music has a bit of a folky style. It’s gentle music with an earthy soul,” she says. “Time spent creating an album is when I feel the most content and I am always imagining what the next album will be.” Right now Terra is recording another album inspired by water. “The last two years of my life have been spent on the east coast of Australia and in Townsville, so the most common sounds I’ve heard are waves,” she says. “My partner and I also spend a lot of time on the ocean exploring the Palm Islands and the reef. The album is a lot about transitions and change and I imagine it being played at a very groovy sea-side bar.”
“TIME SPENT CREATING AN ALBUM IS WHEN I FEEL THE MOST CONTENT AND I AM ALWAYS IMAGINING WHAT THE NEXT ALBUM WILL BE.” LISTEN NOW Kate Martin katemartinmusic.bandcamp.com Terra Grimard terragrimard.com Amy Zaghini amyzaghini.com Charlotte Roberts triplejunearthed.net.au/CharlieJane
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TERRA GRIMARD
local music PHOTO LAURA MCKEE
AMY ZAGHINI
CHARLOTTE ROBERTS
If Amy Zaghini looks familiar, it could be you remember her as Penny Pingleton in the North Queensland Opera & Music Theatre production of Hairspray. The 24-year-old grew up in Ingham and, in Year 10, decided to go to school in Townsville to further her music. “I boarded with a couple of teachers while I went to Kirwan State High School,” Amy says. “Kirwan has an amazing arts program and I had a fantastic time studying music, dance and drama as well as being a part of their musicals.” Amy went on to undertake a Bachelor of Creative Industries at Queensland University of Technology before moving back to Townsville in 2010. She is now enjoying her job as marketing and events executive for the Australian Festival of Chamber Music and also released her debut EP Mind Reader at Full Throttle’s Courthouse Theatre in January. Overnight, Mind Reader made the top 50 on iTunes’ Pop Album Chart. “Following the release, my songs have been heard on commercial radio and have also seen success in Triple J’s Unearthed Competition with Phone Companies reaching number two on the Unearthed pop chart.” Amy describes her music as “pop that tells stories about things that have happened to me or my friends in my own words.” She is currently working on her debut album with Bounce Recording Studio in Melbourne. “I am so excited for everyone to hear it when it comes out in 2014,” Amy says. “After I release my album I would like to start touring Australia.”
At age 11, Charlotte Roberts penned her first song in her grandma’s shed. Called Believe it’s about not letting anyone stop you from following your dreams and it’s a motto she lives by. The talented Pimlico graduate released her first album, Unspoken, to a delighted audience at Townsville’s Council Chambers last year. “I think I sold like a hundred CDs that morning,” Charlotte says. “People’s reactions when I sing live are the best part.” With a dad who loves listening to Keith Urban and the Dixie Chicks, it’s no surprise Charlotte’s music has a country bent. “I’d say it’s very country, very folk, a little bit pop and with an emphasis on storytelling,” the 18-year-old says. “I like a lot of UK artists, like Ed Sheeran, because he is very honest in his songwriting.” Now busy recording her third album, Behind These Walls, Charlotte and her enthusiastic manager Rick Garcia are gearing up for its launch at the Civic Theatre on Sunday June 23. Her excited family will be there to cheer her on. “My grandad was a Welsh singer but he never got to follow his dream – he is my number one fan,” Charlotte says. While her mum and dad are very supportive of Charlotte’s career choice, they’ve also encouraged their daughter to have a Plan B. “My back-up plan is studying psychology so I can help people in another way other than music,” Charlotte says.
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local music
AROUND 15,000 HIPSTERS, RAVERS AND PARTY GOERS GATHERED FOR TOWNSVILLE’S BIGGEST MUSIC EVENT OF THE YEAR, GROOVIN THE MOO.
MORE MOO FOR YOU WORDS AND PHOTOGRAPHY SIMONE RAYNER
WITH WARM WEATHER and clear skies welcoming the artists, most couldn’t help but comment on how happy they were to be in our sunny town. The artists weren’t the only attraction though with patrons dressing up in the likes of Where’s Wally, Darth Vader, Super Mario and even cow costumes came out on the day. A group of volunteers were well equipped with red frogs that helped keep the crowd energised and water guns were at the ready to spray down those caught in mosh pits. It seemed the Groovin the Moo team had thought of everything with even a Stage Dive set up for all those brave enough to take the plunge. Our very own Cape York, King, Alex Oram and Finding Luna kicked off the festival with local fans helping make up numbers early on in the day to support our homegrown talent. King front man, Angus Milne has received some great feedback after playing at the festival saying, “I know I had about 40 messages on my phone and it’s still going off. It was pretty exciting doing it all for the first time. I just wish we could have played for longer!” The lawn started to disappear by early afternoon with large crowds gathering for the fresh faced duo direct from New York, Matt & Kim and Melbourne hip-hop artist Seth Sentry. It could have been the shade, but a big part of the crowd were drawn to the Moolin Rouge tent as metal heads came together to support American punk band, The Bronx and Australian hard-core band, The Amity Affliction. As the sun went down, so did the base as Flume made the tent start to shake with their huge group of trance followers all turning up to support the electronic music producer. On the other side of the venue, Canadian twins Tegan and Sara brought their indie rock sound to the Triple J stage pleasing the crowd with an array of new pop tunes mixed in with their indie classics. However, the real burst of energy came out at the end of the night when headliners Example and The Temper Trap united fans in a giant uproar of loud music and energy taking out the festival with a bang. Between Example’s electronic mix set and The Temper Trap’s indie rock performance they split the crowd by providing two very strong and equally energetic shows. Groovin the Moo is now celebrating 6 years in transforming the Murray Sporting Complex into a musical playground with the festival continuing to support local artists as well as bringing the bigger names to town. It’s no wonder people keep coming back each year.
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wellbeing
MEGAN FLUX I OWNER I FIRST THINGS FIRST WELLNESS CENTRE
THINK FAT FRIENDLY
Understanding the different types of fats and their roles can help you work smarter not harder when you’re trying to lose weight. Fat is one of the most universally despised components of human physiology. It is perceived with incredible negativity and is deemed responsible for psychological, physical and biological problems to such a degree that society has taken a moral stance against fat.
“IT IS IMPORTANT TO UNDERSTAND THAT DIETARY FAT AND THE FAT AROUND YOUR TUMMY ARE TWO DIFFERENT THINGS, WHICH SERVE DIFFERENT FUNDAMENTAL PURPOSES.”
burning energy for the bodily processes we take for granted, like thinking, digesting and regulating body temperature.
Another important group of fats that not many people are aware of are called Essential Fatty Acids (EFAs). They are With this in mind, it is hardly surprising that fat is viewed called ‘essential’ because the body cannot produce these with such hatred. We have even labelled it an ‘epidemic’. molecules itself and they must be ingested through the However many people don’t understand the purpose diet. They are more commonly known as Omega-3 and and indeed importance of dietary fats, cholesterol and Omega-6. It is well worth considering your diet before stored fat. In fact, many people aren’t aware that there is you commit to antidepressants, which work directly on a difference between them at all. Ironically, it is this mis- serotonin and dopamine as well. EFAs also nourish and information or lack of education that actually proliferates moisturise the skin. the problem of obesity and its associated psychological unease. Fat cells in the body are different to the fats we ingest in our diets. The purpose of fat cells is to be storage containIt is important to understand that dietary fat and the fat ers of excess ingested fats (fatty acids) and toxins such as around your tummy are two different things, which serve heavy metals, plastics and pollutants. The body does not different fundamental purposes. Your fats should consist know how to process these toxins well, and storing them of a higher ratio of unsaturated and polyunsaturated to in fat cells is its way of throwing them into the ‘too hard saturated and trans fats. An easy way to tell if fat you’re basket’. Fat cells can therefore increase or decrease in size, consuming is saturated or unsaturated is if it is a solid depending on the quantity of substances within them. at room temperature. A saturated fat (like fat on a cut of This results in drastic changes in body shape. steak) is solid at room temperature. A polyunsaturated fat (like canola oil) is a liquid. There are many methods of exercise that work almost exclusively on your stored fat, like cardio exercise at 50-60 These fats do have a purpose though and are important per cent of your maximum heart rate, ketogenic diets, as to consume. They eventually get broken down into tri- well as treatments like vacuum and infrared therapies. glycerides and glycerol, which are used as energy sources Work smarter, not harder when it comes to your weight by the body. These ‘fatty acids’ undergo a process called loss. beta-oxidation, which is an extremely efficient chemical reaction that yields a high amount of energy per fatty acid molecule. This is important as the body is constantly
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wellbeing DR DAVID CULLEN | DENTIST | CASEY DENTISTS
PROACTIVE DENTAL CARE Looking after your teeth is more than brushing and flossing – protecting them from acid erosion is vital too.
“MOST PEOPLE GET THE IDEA OF ‘PREVENTION IS BETTER THAN CURE’ BUT WHAT DOES RESEARCH TELL US ABOUT PREVENTION?”
People are now more aware of trying to prevent problems. Patients tell me that they brush their teeth twice a day and floss, but they want to know more about protecting their teeth and their children’s teeth too. Acid erosion is a form of tooth wear. It occurs when there is too much acid in the mouth and minerals from the teeth are lost faster than they are replaced. The acids can come from what we put in our mouths (such as acidic drinks and foods) or from the acids in our stomach. If acid erosion is not controlled, the teeth appear prematurely shorter, more brittle and more easily worn as the protective enamel coat becomes thinner. As the white enamel gets thinner the yellow dentine layer can show through. This affects the natural lustre of the teeth. The edge of the incisors can also look more translucent (glass-like) and brittle. Some people notice that they get sensitivity to hot, cold and sweet foods. This is due to the dentine being exposed as the protective enamel has been eroded. Most people get the idea of ‘prevention is better than cure’ but what does research tell us about prevention? Based on the work of Lussi and Helwig (1999) and Touyz (2006), the following are suggestions for acid erosion prevention: • Reduce the number of acid exposure times per day. • Drink less juice/energy drinks; dilute with water or better still just drink water. • Drink beverages as part of a meal; avoid acidic drinks before sleep. • Choose non-acid drinks or liquids saturated with calcium, like milk.
• Don’t swish before swallowing; use a straw; don’t sip repeatedly. • Don’t brush before an erosive challenge as the dental pellicle provides some protection. • Avoid brushing immediately after an acid-erosive challenge like an acid drink or vomiting. • Never chew gum containing sugar after an acid drink or food. Consider a sugar-free gum to help stimulate acidbuffering saliva after meals. • Use a soft toothbrush with low abrasivity and a nonabrasive toothpaste with fluoride. • Have regular dental check-ups to help detect early signs of erosion. • Ensure oral hygiene products and medicines are not acidulated. • Swirl, rinse and swish a small amount of fluoridated toothpaste or Tooth Mousse after an acidic drink. • Consider using Tooth Mousse after brushing and flossing to enhance remineralising of enamel. • People with stomach acid reflux /Gastro Oesophageal Reflux Disorder (GORD) should see their general medical practitioner to help sort the cause of the problem, which affects 10-20 per cent of people in Australia. • Morning sickness, bulimia, eating disorders and high exposure to chlorinated swimming pools can also contribute to acid erosion. If you suspect you have signs or symptoms of dental erosion or would like more information, contact your dental professional for an appointment to discuss your options.
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promotion
SUZANNE JARSCHKE I OWNER I WELLSPRING CHIROPRACTIC
GET A BETTER NIGHT’S SLEEP Chiropractic care can ease sleep disorders as well as back pain.
“GET AT LEAST EIGHT HOURS OF BEAUTY SLEEP. NINE IF YOU’RE UGLY.” BETTY WHITE
Most people think healthy sleep for an adult is one long eight to nine-hour period of unconsciousness. However, sleep consists of different states of sleep that cycle throughout the night – deeper sleep and lighter REM sleep. Each cycle takes about 90 minutes to complete and repeats four to five times. This cycle of sleep is the real nature of the basic sleep mechanism. Early last year an economic report commissioned by the Sleep Health Foundation revealed that sleep disorders cost the Australian economy more than $5.1 billion a year in health care and indirect costs. In addition, the reduction in life quality caused by sleep disorders had a further cost equivalent of $31.4 billion a year. The report, ‘Re-awakening Australia – The Economic Cost of Sleep Disorders in Australia’ highlighted more than 1.5 million Australian adults now suffer from sleep disorders. Insomnia is said to be present when an individual regularly finds it hard to fall asleep or stay asleep. Approximately three per cent of the population suffers from long-standing primary insomnia and, at any given time, around 10 per cent of people have at least mild insomnia from a variety of causes. A reaction to change or stress is one of the most common causes of transient insomnia. The trigger could be a major
or traumatic event such as an acute illness or injury, the loss of a loved one or job loss. Temporary insomnia could also develop after a relatively minor event, including extremes in weather, an exam or travel. Stimulants such as caffeine, nicotine and some medications may contribute too. In most cases, normal sleep usually returns when the condition resolves, the individual recovers from the event, or the person becomes used to the new situation. Sleep disorders such as insomnia have been associated with painful musculoskeletal conditions. Chiropractic care is based on the fact that the human body is self-regulating and selfhealing. The chiropractic approach to better health is to locate and remove interferences to the nervous system that may inhibit achieving an overall state of wellbeing. By improving the nervous system function, chiropractic care may also have a positive effect on other areas of health and wellbeing, not normally thought of as ‘back’ problems, including sleep disorders. Different types of insomnia show different sleep patterns. Download the CAA’s Sleep Handbook & Assessment Checklist from wellspringchiropractic.com.au and record your sleeping times and habits in the sleep diary. Call 4779 1604 to discuss your results with one of our chiropractors.
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wellbeing GRANT COLLINS I AUDIOLOGIST I CLARITY HEARING SOLUTIONS
STAKE YOUR CLAIM Did you know tax rebates can go a long a way to paying for hearing aids? With the end of the financial year fast approaching, if you have been thinking about doing something about your hearing loss then now may be a good time to act. There are several approaches you can take to reduce the cost of hearing aids and tax deductions and rebates are probably the most effective way to achieve this.
“IF YOU ADD UP THE MONEY SAVED ON TAX DEDUCTIONS, TAX REBATES AND PRIVATE INSURANCE YOU ARE WELL ON THE WAY TO HAVING A SIGNIFICANT PORTION OF THE HEARING AIDS PAID.”
Firstly there is the medical rebate, which entitles you to a rebate of 20 per cent for every dollar spent on medical expenses over $2000. Meaning that if you were to add up all your medical expenses for the financial year and they totalled more than $2000 you could claim back the 20 per cent. If for example your total medical expenses for the 2011-2012 financial year was $3000 then you would be entitled to claim back $200. Hearing aids and some hearing accessories are classified as medical devices so add this expense to your other medical costs. Being a medical device also means they are GST exempt. You should consult your accountant or the Australian Taxation Office for more information on deductions and rebate eligibility criteria.
Generally speaking, most private health fund providers allow for a new hearing aid claim every three years. However, it is advisable to speak with a fund consultant regarding your specific coverage allowances. It is also advisable to enquire if you are eligible to claim two hearing aids in the same calendar year if you require bilateral hearing aids. If you are on a pension then you are entitled to free, fully subsidised hearing aids. Any reputable accredited provider should be able to fit free devices of very high quality that sufficiently do the job without the need to spend extra money. However, if you want, you can still use your private health insurance to top up to smaller hearing aids or extra features such as Bluetooth or automatic settings not available on the government free-to-client hearing aid list. Also, if you spend more than $2000, you are entitled to claim the medical rebate if still lodging a tax return. If you add up the money saved on tax deductions, tax rebates and private insurance you are well on the way to having a significant portion of the hearing aids paid. Generally speaking I find that the combination of these usually equates to paying off around half of the cost of a set of hearing aids.
Further deductions may come via your private health fund. Most private health funds will cover a portion of the cost of hearing aids ranging anywhere from $400 per device up to around $2000 per device, depending on the policy coverage level and the fund you are insured through.
A sports car on the Birdsville Track? Make sure you get the right tool for the job! At Clarity we are an independent, 100% Townsville owned and operated hearing solutions clinic. Because we’re independent we can supply the right hearing solutions to meet your exact needs from all manufacturers. And with great local personal service why go anywhere else? See Clarity for all your hearing solutions.
Starkey Deep Canal Technologies*
Widex Tinnitus Treatment Technologies*
Siemens Waterproof/ Dustproof Technologies*
Phonak Lyric 24/7 Extended Wear Technologies*
Unitron Free Pensioner/ DVA invisible Technology*
*More brands and technologies available.
Call 1300 CLARITY (1300 252 7489) or 4779 1566 now for your free, no obligation consultation. Advanced Hearing Aid and Audiological Specialists
266 Charters Towers Road, Hermit Park e enquiries@clarityhearingsolutions.com.au
w www.clarityhearingsolutions.com.au
Ayr, Bowen, Charters Towers, Collinsville, Ingham, Mt Isa, Mackay, Brisbane
Grant Collins Principal Audiologist B.PSYCH(DIST).,M.AUDST.,MAUDSA (CCP)., MAAAPP. Georgia Cambridge Audiologist B.ARTS(PSYCH)., M.AUDST., MAUDSA Sophie McLennan Audiologist B.ARTS(PSYCH)., M.AUDST., MAUDSA(CCP)
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family
ON TOP OF THE WORLD
NIGEL PAUL
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THE COUNTDOWN IS ON FOR THE WORLD TAEKWON-DO CHAMPIONSHIPS, WHICH WILL TAKE PLACE IN LONDON, ENGLAND, AUGUST 1-4. SEVEN LOCALS WHO CAN’T WAIT FOR THE DATE ARE MEMBERS OF TOWNSVILLE’S AUTHENTIC TAEKWON-DO CLUB WHO’VE MADE THE NATIONAL TEAM. WORDS KYLIE DAVIS PHOTOGRAPHY SANDRA HEIER EVENSEN
family NICHOLE DORAN
BRENDAN MUDGE
ALEISHA SMITH
“THERE HAVE BEEN MANY LONG HOURS OF TRAINING, CLOSE ATTENTION TO DIET AND THE JUGGLING ACT WITH FAMILY LIFE.”
ANDREA SMITH
THE 25-STRONG National ITF Taekwon-Do team is a mixed team from all over Australia. But it has a distinctly Townsville flavour with an impressive seven local participants. “I am pleased to say four out of the seven of us are woman,” says national finalist Mrs Andrea Smith. “It’s something we ladies are most proud of!” Andrea’s fellow Townsville teammates are her daughter Aliesha Smith, Susan Paul, Nichole Doran, Nigel Paul, Ben Hetherington and Dr Brendan Mudge. Also from Townsville are the official Australian umpire Mr Alf Giarruso and assistant coach Peter Wolstencroft. Heading to the championships with her 14-year-old daughter Aleisha, Andrea couldn’t be more proud. “Aliesha only achieved her black belt a couple of months before the Australian team selections, so it’s very exciting,” Andrea says. A ‘5th Dan’, Andrea was graded last year by Grand Master Hwang Kwang Sung, one of five original Grand Masters.
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cover family story
ANDI (ANDREA) SMITH
“Just to make it through the selection process to get onto the Australian team has been a long, hard road,” Andrea says. “There have been many long hours of training, close attention to diet and the juggling act with family life.” Andrea is delighted to have been named as the Female Team Captain for London 2013, while the Male Team Captain is Townsville’s senior instructor, and 6th Dan, Nigel Paul. Nigel’s daughter Susan (16) is also on the team and is currently completing Year 12 at St Margret Mary’s College. In the lead-up to the World Championships, Australia’s national team coach Scott Bower has travelled to Townsville. It’s a welcome return North for Scott who, although he works and lives in Canberra, is Townsville born and bred. “He was the first Australian to ever win gold at the ITF Taekwon-Do World Championships, held in Rimini, Italy 2001,” Andrea says. “We are very privileged to have him coach us.”
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BEN HETHERINGTON
SUSAN PAUL
BACK OUR TEAM To remain competitive, our talented taekwon-do practitioners need to travel all around Australia to compete in tournaments. Now they’ve made us proud with national selection, we need to get behind our team and show them that they have our support. If you’d like to chip in to the team’s London travel fund with a donation or sponsorship, please contact Nigel Paul on 0428 280 670 or email tkd.townsville@gmail.com
CONNECT ONLINE Authentic Taekwon-do Townsville www.tkd-townsville.com Australian National Team Coach Scott Bower www.tkd-canberra.com.au Grand Master Hwang Kwang Sung unified-itf.com/wp/taekwondo/about-grand-master-hwang
family EWEN JONES MP I FEDERAL MEMBER FOR HERBERT
JUNIOR SPORT MORE THAN JUST A GAME “LIFE WAS FAIRLY SIMPLE THEN. MEMBERSHIP WAS CHEAP, AND THERE WAS NO SUCH THING AS INSURANCE. ANYONE COULD PLAY.”
The best things about playing team sport are not the games you play or the training you do. It is, for me, the friendships you make and the stories you tell years after about the trips away. I played all sports through my school life and retired from rugby after I turned 30. I played on the Darling Downs and in Brisbane. As a player, I peaked between absolute rubbish and really poor. I was able to hold that standard for just two weeks before slipping back into the mire of “well, we have nobody else”. Our club’s big trip was every second year when we ventured to our sister club in Sydney. When they travelled to Queensland, they flew to the Gold Coast, were chauffeured up to Brisbane for the game. To get to Sydney, we had to con a player to stay off the grog and drive the team bus as we drank through the night to Sydney, played the game (always lost) and then hit the town. It was a test of strength how long you could go before all your mates bundled you into the corner of the bus. While they could play awful tricks on you, they would be there if the chips were down. Once, we were in a bar in Sydney very late at night. One team mate had fallen asleep at the bar. The bouncers saw this and tried to take him outside, so the three of us objected. Without putting too much detail in here, we were not successful in our negotiations and the discussion was quickly terminated. Hours later, back at the motel, I get a bang on the door.
It was just getting light when I opened the door to see a furious mate standing there. “Nice bunch of mates you blokes are”, he railed. “Left me asleep at the bar! What happened to you lot?” he asked when he saw that one of us had a broken nose, I was sporting a black eye, and the other was nursing a mild concussion after getting up close and personal with the doors. So we ended up laughing about it and we still do whenever we get together. We all survived. Life was fairly simple then. Membership was cheap, and there was no such thing as insurance. Anyone could play. You looked after your own gear and your own tape. There was room for the really good players as well as the guys like me. Team sport teaches so much more than just the game. It teaches spirit; putting the interests of others before your own; sacrifice; and discipline. That is why I like my kids to play. I know how hard it is for parents to afford the fees just to sign up, let alone for gear and trips away. When we talk about the disengagement of today’s young people and why they do not play team sport, perhaps we have to look at why sport costs so much for families. Everyone should have a story of how their team came from behind to win and why you were man of the match. There I was…
NICOLE PIEROTTI I CHILD PSYCHOLOGIST I BABYSMILES
KIDS JUST THINK THEY’RE HAVING FUN “KIDS LOVE SPORT AND DO IT BECAUSE IT’S FUN, BUT THERE IS A WHOLE STRING OF BENEFITS THAT SPORT TEACHES”
Love to have a child that is fair, confident and doing well academically at school? Of course you do, it’s probably at the top of a parents priority for how they want their child to be. What if you could do this fairly easily as well as decrease their likelihood of drug use and disease in the future? Interested… well, its easy and kids just think they are having FUN! The answer: enrol them in a team sport. Kids love sport and do it because it’s fun, but there is a whole string of benefits that sport teaches, instils and develops in kids without their or your knowing. Sport makes kids thrive! With a little encouragement kids will leave the ‘screen’ behind and pick a football or soccer ball instead. One of the most important lessons kids learn from sport is to play fair. According to the American Academy of Child and Adolescent Psychiatry, sport does do this, particularly if parents are actively involved in the sport – you can do this too by going to some games, talking about them afterwards, helping your child handle disappointments
and showing them – modelling – respectful, good sports behaviour. Some benefits of sport are easy to see, like co-ordination, playing in a team, but research shows that strategic thinking and even math skills are learned by playing sports. Kids who play sport are less stressed as the physical activity is a release for negative emotions. Now, just for girls – research has found that girls who play sport are more likely to think well about their body, be more confident, and not overweight. Girls are also interestingly enough, less likely to become pregnant. Finally, kids develop discipline – they learn to set goals, work to get to them and they then in turn learn that by working hard they can accomplish the things that they really want to in their lives. As a parent, this string of benefits is sure hard to dismiss. To your kid they are just having FUN. www.babysmiles.com.au
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corporate my bag
CORPORATE UPFRONT NEW ARRIVAL Congratulations to Jaret and Andi Grant on the arrival of their baby daughter Perri Lynette Grant on the 16th April.
CONGRATULATIONS Congratulations Troy Thompson from Reds Salon & Spa who is one of the talented young hairdressers from around Australia chosen to present their creative talents as a group at the GenNext Gala at Hair Expo 2013. Troy will attend the GenNext Gala on 9 June 2013 in Sydney
CHEF RETURNS TO THE KITCHEN Good news for food lovers. Matt Merrin has returned to his kitchen as Head Chef at Jam Corner. Don’t delay in trying Matt’s new menu.
APPOINTMENTS Grand Hotel Townsville welcomes Troy Scott as the newly appointed General Manager. Troy commenced his new role in May after a 10 year tenure with IHG where he held roles such as Executive Assistant Manager, General Manager
and most recently Director of Sales and Marketing for IHG in New Zealand. Wellspring Chiropractic welcomes Dr Paul Shanahan to their team and look forward to the experience and expertise Dr Paul will bring to the clinic.
STEVE PRICE 30 YEARS ON RADIO IN TOWNSVILLE To know him is to love him and all of us here at DUO Magazine reckon he’s a brilliant bloke. Here are some of Pricey’s performance stats: · On-air for about 43 years, he’s been a part of the Townsville community with 4TOFM for 30 years · Up at 4am for 23 mango seasons · He’s been on 5 ‘Tours of Duty’ from East Timor, Solomon Islands, Irian Jaya, Jerusalem, and Afghanistan · taken his radio listeners around the world including Scotland, Africa, Antarctica, India, Greece · developed the Christmas Lights Tour concept that’s been running for well over 10 years · helped create many local events and is involved in many more. Steve Price is an icon of Townsville and we are fortunate to have him working for Townsville. Bonza Steve!
BUSINESS EVOLVES George Milford is pleased to announce the commencement of Milford Planning Consultants – a professional, dynamic and accountable team of town planners. Milford Planning Consultants is George’s second planning consultancy, having successfully established and managed Wolter Rowlands Town Planning Group in 2007. www.milfordplanning.com.au
BUSINESS EXPANDS Townsville-grown engineering and project services company UDP Group has opened an office in Brisbane, marking its third geographical expansion in as many years. The move coincided with the launch of the group’s newest company, iGPM, a specialty project and development management firm headed by industry veteran, Dawson Wilkie.
EVENTS REV UP ONLINE REACH Organisers of local events are encouraged to list their details on the Australian Tourism Data Warehouse (ATDW) to take advantage of promotional opportunities during the Townsville 400 V8 Supercars. ATDW feeds information to over 50 websites and is free for event organisers to list
their details. Townsville 400 Committee Chairman, Cr Tony Parsons, said the goal of the ‘new look’ Townsville 400 Committee is to improve the event experience and satisfaction for the community and visitors. “The Townsville North Queensland Region comes alive during winter and it is important that we communicate this message. An Event Calendar for July, August and September will be distributed in the Townsville 400 V8s Guide and through initiatives implemented by the Committee. Events listed on ATDW will be included.” Visit tq.com.au/atdw
TRIATHLON WINS BID AND MOVES EVENT TO JULY Triathlon Australia have advised that Sportscene Super Warehouse Townsville Triathlon Festival has been successful in its bid to be part of the 2013-14 National Qualifying Series Olympic Distance Triathlon. The Triathlon Festival will move to the premier Townsville events month of July – in 2014 the Festival will be held on July 12 & 13, 2014 and will be the first of either races on the annual triathlon calendar in the Qualifying Series for the 2015 ITU World Championships.
DAVID KIPPIN I CEO I TOWNSVILLE ENTERPRISE LIMITED
LIFE IN THE TEL ENGINE ROOM When I joined Townsville Enterprise in September 2011, I knew what the organisation did but had little warning of the intensity in the engine room. Because it is quite a unique organisation in that it encompasses Economic Development, Tourism and a Convention Bureau, the pace within the company is quite frenetic. Those three distinctive business units have very different personalities and expectations from within their respective stakeholder groups. Economic Development, by its very nature, is disciplined, resolute and business like – “If you want a job done well, give it to a busy person”. The Convention Bureau requires a very structured approach and at times is almost OCD in its mode of operation because it has to be to win business – “We can achieve the improbable in a few days, the impossible will take just a little longer”. Tourism is the fun machine, full of life, creativity, passion and emotion. The industry is demanding with sometimes unrealistic expectations, nevertheless, passionate people produce. They are also very determined and persistent people who work hard and play just as hard.
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Put them all together in a melting pot environment, trying to keep the waters calm across all the various projects and activities, is akin to riding a roller coaster. Lots of ups and downs, sharp turns, sudden drops and steep ascents, raises one’s blood pressure to dangerous levels but it is exhilarating. Occasionally there are crashes but with no loss of life or major injuries. Behind these very successful business units are exceptionally talented support people who provide the gears, levers and buttons to make those business units perform. Townsville Enterprise is blessed with a team of high quality people, who have stepped up to the challenges and expectations that we have to confront as the peak industry body. So what we have is a finely tuned, high tech, four cylinder engine with V8 power and performance. Our high octane fuel is supplied by our members, sponsors, volunteers and industry partners. The engine would not even start without their contribution. Townsville Enterprise’s engine capacity might well be small but it is turbo charged, high performance with big aspirations and big results.
corporate ASHLEY SCOTT | OWNER-MANAGER | BOQ FLINDERS STREET
PREPARING FOR THE END OF THE FINANCIAL YEAR THE END OF THE FINANCIAL YEAR ALWAYS SEEMS TO COME AROUND VERY QUICKLY AND BEFORE WE KNOW IT JUNE 30 WILL BE ON US AGAIN. Small business owners in particular should take the time to investigate how to maximise their tax benefits for this year and the year ahead. So check out the deductions and incentives available to you and see if they’re worth pursuing. Below are a few tips to get you started.
“SOME SMALL BUSINESSES CAN TAKE ADVANTAGE OF CERTAIN SPECIAL TAX RULES.”
1. GET YOUR PAPERWORK IN ORDER Start your paper hunt now. There’s always a pile of receipts and statements that you need and tracking these down takes time. Get on the front foot by getting your paperwork in order ahead of time. Mini-checklist: • bank statements • receipts • paid compulsory super contributions • pre-pay interest • reconciled payroll, accounts receivable and accounts payable. 2. MEET WITH YOUR ACCOUNTANT Make an appointment with your accountant, don’t wait until you have your paperwork ready as making the appointment will give you a self-imposed deadline to get organised.
4. PAY YOUR BILLS EARLY Pay any outstanding bills now to maximise your deduction this year and lower your tax bill some more. 5. PUT YOUR INCOME ON HOLD By deferring any income your business is entitled to receive until the next financial year, you will cut your tax bill, so it may pay to delay invoicing clients so that they pay their accounts at the start of the next financial year. 6. CHECK TO SEE IF YOU’RE ENTITLED TO ANY SMALL BUSINESS TAX CONCESSIONS Some small businesses can take advantage of certain special tax rules. Make sure you review these rules to ensure you’re claiming all the deductions your business is legally entitled to. Visit the Australian Taxation Office website www.ato.gov.au for further information. 7. PLAN FOR THE COMING YEAR Make sure you plan for the coming year by reviewing the financial performance of your business and having a solid and accurate understanding of your business’ position.
This article is for general information purposes only and is 3. GO SHOPPING not intended as financial or professional advice. The views If cash flow permits, buy items now that your business will genu- expressed in this article are solely the views of the author. Bank inely need in the near future to maximise deductions for this year of Queensland Limited ABN 32 009 656 740. e.g. office supplies or new equipment.
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my profile bag
“JEWEL’S FIRST AUSTRALIAN TOUR WILL ALWAYS STICK OUT IN MY MIND... SHE WAS A GREAT ARTIST AND A LOVELY PERSON.” NOEL ANTHONY
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profile
WILD ABOUT PRODUCTION FROM JEWEL TO SHANNON NOLL, NOEL ANTHONY ENSURES THE GLOBE’S TOP ACTS PUT ON SHOWSTOPPERS NIGHT AFTER NIGHT. WORDS CARLA CARUSO PHOTOGRAPHY ANDREW RANKIN
ENTERTAINMENT has been in Noel Anthony’s blood since his youth. It was his own beginnings in the industry that kick-started the business he now directs. That being Wild Gravity, which has provided audio, lighting, vision and transport for special events, touring bands and corporate events for a quarter of a century. “I was 25 when I started playing in a band called Pink Trees, which lasted about three years,” Noel recalls. “I got asked to join as a bass player and they wanted to know if I could also sing until they got a singer. That kind of never happened, so I was the singer-bass player! We played all the typical eighties stuff like Hoodoo Gurus and INXS.” Originally from Bowen, Noel moved to Townsville as a Telstra linesman at 21. Taking a redundancy after 10 years in Townsville saw him start his own hire business. While the rock band of his youth fell by the wayside, the 52-year-old’s passion for the industry didn’t. “From playing in a band and wanting to hire equipment, which wasn’t available in Townsville, I began buying a few bits and pieces and started a lighting company. Now we do everything – lighting, sound, vision, staging, trussing, and transport.” A “one-stop shop” for all things entertainment, Noel says Wild Gravity is probably one of only a handful of companies to provide all aspects of production in Australia. (The business name, by the way, came from a Talking Heads song.) “It’s a hobby I’ve turned into a career,” Noel says. “I really can’t do the nine-to-five, behind-the-desk thing, and you get to meet some fantastic people.” There have been a few standouts along the way. “[American singer-songwriter] Jewel’s first Australian tour will always stick out in my mind as she was a great artist and a lovely person. She’d sit down and have dinner with us. There were no airs and graces about her.” Noel adds: “[Idol runner-up] Shannon Noll was good as well, because that was the first tour we’d done where every show over the three months was sold-out. It was another milestone. And my all-time favourite local band to work with is 1 RAR.” Other acts over the years have included the likes of UK rock band Status Quo and US muso Jackson Browne. Not that it’s all glamour. “There’s not much rest,” Noel admits. “Our crew are the first in the building and the last out. Thirty tonnes of gear has to be unloaded. So we can easily do a 17-hour day and be expected to do the same day after day. I call it ‘sport’ – it’s not work. No one would really do the amount of hours we do for any other job, but we don’t whinge.” His partner, Steph, also works in administration and on events for the company. The pair have a seven-year-old son, Alex – and, every January, they take time out for a family holiday. “We’re all into skiing – last year was Japan and this year Canada,” Noel enthuses. For more information on Wild Gravity, visit www.wildgravity.com.au.
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corporate
ISLAND TIME
THE SKILLS OF OUR LOCAL ANAESTHETISTS ARE BENEFITING MEDICS ACROSS THE PACIFIC – AND SAVING LIVES. WORDS CARLA CARUSO MICRONESIA feels a world away from Townsville, even though it’s only roughly 4500km. Comprising 2000-plus islands and atolls scattered across the Pacific Ocean, the region has a total land area about the size of a large Aussie sheep station. It’s an isolated place Australians don’t often hear about, but it’s where Townsville’s Dr Stuart Lavender has visited since 2007 with fellow local anaesthetist Arthur Vartis. The pair island-hop every two years, running a five-day anaesthetic refresher course for local doctors and nurses – one of a number of Australian Society of Anaesthetists-funded overseas projects. Dr Lavender, who works out of Mater Health Services and Townsville General Hospital locally, was there most recently in April. “Micronesia is a remote area with very limited resources and access to basic medical care and surgery,” the UK-born anaesthetist says. “But you can’t have good surgical outcomes unless you have good anaesthetic outcomes. Basic anaesthetics training ensures the local staff do well and lives can be saved. We are very fortunate in the care we have here, so it’s just trying to give something back.” Rather than service provision – such as an overseas team sweeping in to perform surgery, then exiting – the courses up-skill the local medical population. “An appropriate analogy would be the difference between providing the community with fish or teaching fishing skills.” While there, Dr Lavender admits accommodation was fairly grim. “It was pretty basic in Pohnpei this time. I shared my room with a reasonable number of cockroaches. I left the light on at night, so they generally stayed under the bed. You do acclimatise.” In Chuuk, on his first visit, it was a slightly different experience. Chuuk is where the Americans paid the Japanese back for Pearl Harbour by sinking half the Japanese fleet. Its famed lagoon is now home to one of the world’s top wreck diving sites. “The accommodation wasn’t too bad because the diving resort was obviously set up for Westerners,” Dr Lavender recalls. “But we had armed guards and the hotel was patrolled. This is because there are youths in Chuuk who fashion barbed darts out of building reo, which they shoot at tourists and visitors using handheld catapults. We had to be a bit careful, but that’s unusual. Most other islands don’t have such problems.” Each centre has a hospital, though the standards and service do vary. “In Chuuk, the state hadn’t paid the electricity bills for a year, so the hospital’s power was on and off and there were more cats and rats in the ward than patients. There was also no running water, despite the fact they had these amazing tropical downpours. It was the worst I’ve ever seen.”
PRESENTERS STUART LAVENDER, LEFT, ARTHUR VARTIS, YOSHIKI NAKAJIMA, AND KAZU SHIMIZU
Like many developing countries, Micronesia is also plagued by the “curse of donation”. “Expensive, often inappropriate equipment is provided by well-meaning sources,” Dr Lavender explains, “but there is no ongoing maintenance and the necessary disposables [to keep them up-and-running] are unavailable. This very quickly turns the donation into a space-occupying doorstop.” Dr Lavender adds: “Other money has come from China, which has built a series of magnificent high-speed roads around the two main islands of Palau. And this has given the locals road trauma – something they didn’t have to contend with before. I would hazard a guess there will be little or no maintenance for these roads. At the other end of the spectrum, the roads in Chuuk are a series of muddy potholes and traffic rarely gets over 10km an hour.” Sometimes cultural issues impede things. “A talk on analgesia in [childbirth] on one visit fell flat,” Dr Lavender remembers. “As far as the delegates and obstetricians were concerned there was little requirement – pain was perceived as a necessary part of labour. Although, occasionally herbal remedies would be indulged in and pethidine given. Also we were reminded that such interference was contrary to the word of God who said ‘in sorrow thou shalt bring forth children’.” Despite the challenges, Dr Lavender says “it’s good to know our efforts are making an impact”. The team has also been instrumental in establishing the Micronesia Anaesthesia Society, and overall, he says: “This has achieved greater recognition for the speciality in Micronesia. We have larger numbers of people providing the services than ever before, and we now have a doctor in each of the major hospitals on each of the islands.” Not a bad effort, indeed.
“THE HOSPITAL’S POWER WAS ON AND OFF AND THERE WERE MORE CATS AND RATS IN THE WARD THAN PATIENTS.”
DR STUART LAVENDER
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corporate KATE PATEMAN | DIRECTOR | KLP FAMILY LAW
PROTECT YOUR PROPERTY TOO FEW PEOPLE THINK ABOUT HOW TO SECURE THEIR PROPERTY IN THE EVENT OF A BREAK-UP… UNTIL IT’S TOO LATE. In Family Law I am often asked ‘Can I still purchase assets even though we have not yet done a property settlement?’. And while the answer is an easy ‘Yes’ there are potential pitfalls in doing it wrong. How can you purchase an asset incorrectly you may ask? Well, that is the one question rarely asked or thought about until it is too late.
“IT IS BEST TO DO IT RIGHT THE FIRST TIME AND NOT WAIT UNTIL THINGS GET BAD.”
No matter when a property is purchased you need to think about how you should purchase it because how you purchase a property may impact on how it is considered in a Family Law property settlement. I’m talking about how it is owned and by what entity, for example as joint tenants, tenants in common, in one spouse’s sole name, in a company’s name, in a trust’s name… The option you choose should depend on what you are trying to achieve but most people don’t give any thought to that question and I always wonder why. After all, it is a business transaction and owning an investment property is a business – we derive taxable income from it.
Putting it another way – when you purchase the property you will be taking out home insurance, right? Why? Because while you don’t expect the property to be blown away by a cyclone you get the insurance anyway to be on the safe side. So why would you not get an insurance policy, like a Binding Financial Agreement, in case there is a relationship breakdown in the future? Granted, you don’t go into a relationship expecting it to end but too few seem to think about an insurance policy in case it does. And forget about transferring or buying the property in a friend or family member’s name – the Family Courts have long arms and can scoop those assets back into the pool of assets or determine that the property is held on a constructive trust for you. The Courts have seen it all before.
So it is best to do it right the first time and not wait until things get bad and then think about how you can try and ‘hide’ the asset. This is why it is crucial to plan ahead and, before buying that property, speak not only to your accountant, but also your Let’s start thinking about it as a business. When thinking of a family lawyer. It’s the best way to ensure you retain that property, business, we can all agree there are very few business transac- especially if you are entering into your second, third or fourth tions that are not held together with a contract between the relationship. parties. Now consider this – when we purchase the property we enter into a contract with the seller don’t we? But do we enter into an agreement with the other legal and/or equitable owners? Rarely.
You need to consider whether you should enter into a written agreement about how, in the event of separation, that property will be taken into account and divided… not that any of us want to think that there will be a separation.
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visual arts
Patricia PICCININI The stags 2008 Fibreglass, automotive paint, leather, steel, plastic, tyres Two pieces: 177 x 183 x 102cm and 147 x 90 x 101cm; 196 x 224 x 167cm (installed variable) Purchased 2009 with funds from Estate of Lawrence F. King in memory of the late Mr and Mrs S.W. King through the Queensland Art Gallery Foundation and the Queensland Government’s Gallery of Modern Art Acquisition Fund. Collection: Queensland Art Gallery
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visual arts
ARTICULATE
DUO MAGAZINE IS PROUD TO PARTNER WITH PERC TUCKER REGIONAL GALLERY AND SHANE FITZGERALD, MANAGER GALLERY SERVICES, TOWNSVILLE CITY COUNCIL, IN A SERIES THAT DISCUSSES CURRENT TRENDS, MUSINGS AND INSIGHTS INTO CONTEMPORARY VISUAL ARTS.
Margaret DODD Garage Deity 1992 Earthenware 23.8 x 20.6 x 27.8cm Ipswich Art Gallery Collection Acquired through the Ipswich Arts Foundation, 2009 Ben QUILTY Torana, Nelson Street 2004
SPORT AND ART: A BRAVE NEW MARRIAGE? WE LIVE in a sport-centric city. But, if sport is theatre – as it is often said – and theatre is art, is sport in fact art? If it isn’t then could there be enough of a link that would see increased cross-over between the audiences of these two industries? Some in Townsville would already rightfully profess to be avid fans of both sports and the arts. However, I would wager that the vast majority of people – if being completely honest – would have an inclination to support one over the other. In the arts, we often bemoan this fact as big slices of the media coverage pie, and subsequently the funding pie, tend to be gobbled up by sporting events and clubs. Even living in a sport-centric city, I can’t abide this being right, or fair. But in the interest of impartiality, I also wonder if we in the arts are proactive enough in breaking down the barriers between arts and sports audiences? Are we actively seeking to establish links between artistic and sporting events, and therefore making our product accessible to a wider audience? We are in an enviable position in Townsville to have two nationally recognised and celebrated galleries, as well as national sporting clubs across a number of codes. As such, we are presented with some extraordinary opportunities to develop art exhibitions and programs that link with major sporting events. This is an avenue that is rarely explored in Australia, but is increasingly being explored by Gallery Services and has the potential to benefit both the Gallery and sports sectors by attracting new participants to both. In a display of good sportsmanship (pun intended) Perc Tucker Regional Gallery has enlisted the support from some of Australia’s finest and most
Oil on canvas 50.6 x 30.8cm Ipswich Art Gallery Collection, 2005
celebrated contemporary artists practising today to develop what is arguably the finest selection of works that celebrates a unifying motif as a metaphor for our fascination with, and enduring love of, the Motor Vehicle. Entitled VRROOOM the exhibition has been intentionally developed and scheduled to be on display at Perc Tucker Regional Gallery during the hugely successful Sucrogen Townsville 400 V8 event, now in its fifth year, and strong ties and a partnership of sorts has been formed with the V8 Supercars that will see one Townsville child’s drawing featured on a V8 racing car during the Townsville event. Despite the strong links between VRROOOM and the Sucrogen Townsville 400, the Gallery has made a conscious effort to not diminish the artistic integrity of the exhibition. Featuring nationally recognised artists such as Patricia Piccinini, Archibald Prize winner Ben Quilty, inaugural Bvlgari Art Award winner Michael Zavros, Eamon O’Toole and Ann Newmarch, the exhibition does not seek to breed a new generation of rev heads or racing car drivers; rather it simply forms a thematic link that encourages critical thinking about relevant issues in society, with visitors prompted through the artworks and activities to explore and consider connected themes such as technology, travel and the environment. We live in a sport-centric city and consequently Townsville is increasingly cementing its place as a sporting and events capital in Queensland and nationally, and through this approach the arts may – oddly enough – have much to celebrate.
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interview
5 MINUTES WITH... TOWNSVILLE IS BLESSED WITH SO MANY TALENTED AND INTERESTING PEOPLE THAT WE’VE DECIDED TO INTRODUCE YOU TO FOUR LOCAL CHARACTERS EACH MONTH. IF YOU KNOW SOMEONE YOU THINK SHOULD BE FEATURED JUST SEND AN EMAIL TO EDITOR@DUOMAGAZINE.COM.AU
“50 SHADES OF GREY. THAT WAS AN EYE OPENER! BEST LOVE STORY I’VE EVER READ. EVERY MAN NEEDS TO READ IT.” JO-ANNE WASHINGTON
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JO-ANNE WASHINGTON LANCÔME COUNTER MANAGER, TERRY WHITE CHEMIST, STOCKLAND AKA: Jo, Mumma and my new favourite is Nanna You in three words: Caring, patient, tolerant. Most treasured item: A broach I wore for my wedding. It was made for my great grandmother’s wedding. She wore it, my grandma, my mum and my daughters have all worn it. It made me feel like they were all with me. Why you get out of bed: I love watching the sun rise. It’s the most amazing time of day. You get to appreciate this wonderful part of the world we live in. Most memorable moment: I have more than one and that was the birth of my children. It will never cease to amaze me the pure joy and unconditional love that I felt for each of them. It was also the scariest time as I knew raising them with their own personality was going to be a challenge. I think I did OK as they are all living their life happily and not causing chaos in this world. You always meant to: Travel more. I have watched many documentaries that show some amazing places in the world. Where are you from: I was born in Brisbane. I am definitely a Queenslander. Bring on State of Origin. Let’s make it 8 in a row! Best dish: Anything that is shared with family and friends would have to be my favourite. I never knock back picnics on the beach. You wish… for world peace. A world where children never go hungry and don’t know war. Where they can play safely and you never fear for them. It worries me the world my grandchildren will grow up in. Your biggest inspiration: My partner. We worked together a long time ago and he has taught me that for every negative there is a positive. The last book you read: 50 Shades of Grey. That was an eye opener! Best love story I’ve ever read. Every man needs to read it. Your mantra: There are times to be quiet and times to speak. Times to stay and times to go. Whatever you do, do it for the right reasons and live with no regrets. Parting words: Find the positive in all you choose to do. You only have one chance, try not to waste it. Don’t miss a single opportunity to tell someone how much they mean to you.
interview
NEVILLE WHITE
SANDRA SMITH
DAN BAMBLETT
BUTCHER, BEEFEATER BUTCHERY
OWNER OF DAISY FRESH DRYCLEANERS
OWNER OF HANDS ON WILDLIFE
AK A: Butch, Nif ty. You in three words: Punctual, black and white. Most treasured item: Grandfather’s gold pocket watch (1890). Why you get out of bed: Can’t catch a fish if you haven’t got your line in the water. Most memorable moment: Seeing the Grand Princess sail up the canal to Venice to start our cruise 2007. What you love about where you live: Friends and the weather! You always meant to: Learn to dance and do public speaking. You drive a: Mercedes-Benz C250 Where are you from: Bothwell, Tasmania (Central Highlands) Best dish: My mother’s lamb fritters. You wish… I’d come to Townsville 20 years earlier! Your biggest inspiration: Eric Morgan. I worked for him from 1970–1973. You’d change this about yourself: Learn to delegate more! Ideal dinner guests: Greg Norman and John Laws. Your must-have gadget: Pocket knife. The last book you read: Kokoda Wallaby. Your philosophy: Respect your elders! As a child, what did you think you’d be doing at this age: Hunting rabbits. Parting words: It’s a short life: live it well.
AKA: Mum and Mimmar, I don’t like to be called Nanna. You in three words: Enthusiastic, kind, positive. Most treasured item: My three children Danielle, Kayla and Steven. Also, my new grandson Cooper. Why you get out of bed: I get out of bed in the morning because I love my job, and the challenges and rewards of owning my own business. I love the people who I have in my life. I am a positive person and I am grateful for every day I get. Most memorable moment: I have many, but my most recent memorable moment would have to be the birth of my first grandson Cooper. What you love about where you live: Townsville is home to me, I couldn’t imagine anywhere else. I live in North Ward close to The Strand. I enjoy walking and it’s central to everything. You always meant to: When I was growing up, I wanted to be a nurse. But I can’t stand the sight of blood! You drive a: 2011 Mazda CX7 Luxury Sports Edition. Where are you from: Townsville born and bred. Best dish: My cobb loaf is always a favorite at family parties. You wish… I wish I could eat what I like, no exercise and not gain any weight. Your biggest inspiration: My dad who unfortunately passed away two years ago from cancer. On a professional level, my mentor would be Ian Weller who owned Daisy Fresh prior to myself and whom I worked for, for 18 years. You’d change this about yourself: I find it very difficult to say no. Ideal dinner guests: Tom Cruise, and my mum could cook a lamb roast… haha. Your philosophy: What goes around, comes around. As a child, what did you think you’d be doing at this age: I hoped to be successful in what ever it was that I pursued. And maintain and a strong relationship with my family and friends. Parting words: Things turn out best for the people who make the best of the way things turn out.
AKA: Ranger Dan. You in three words: Aussie, adventurous, funny. Most treasured item: My Jeep because it can get me to all of the places I love to go, and I am not a big fan of walking. Why you get out of bed: To inspire people to get closer to nature and want to protect our wildlife. Most memorable event: Driving to the tip of Cape York. I had always wanted to stand on the top of Australia, even when I was little so it was a dream come true. Experiencing the amazing landscapes and animals in that part of Australia is almost like traveling back in time. What you love about where you live: Townsville is such a great city to live in. It has everything that you need and is located so close to some of the most amazing natural places in Australia. We have some of the best wildlife in Australia around Townsville as well. You drive a: Jeep. Where are you from: Townsville born and bred. Best dish: Aussie Fried Rice. You wish… I could travel back in time. I’d love to see certain parts of Australia before people got to them, I would also love to walk amongst dinosaurs. Your biggest inspiration: Harry Butler and Sir David Attenborough. Both of these guys were doing the wildlife thing before it was fashionable. Their documentaries highlight the natural world, and they didn’t make it all about them, they focused on the animals and the amazing world around them. You’d change this about yourself: Be better at being on time. Ideal dinner guests: Sir David Attenborough, Steve Irwin, Hamish and Andy, and Delta Goodrem. Your must-have gadget: My pocket knife. I use it multiple times a day everyday. The last book you read: No Easy Day. As a child, what did you think you’d be doing at this age: I thought I would have joined the Army.
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DUO MAGAZINE - INVESTOR’S GUIDE TO TOWNSVILLE
WHEN IT COMES TO INVESTING IN PROPERTY - TOWNSVILLE SHINES
DISCOVER WHY OUR REGION OFFERS UNEQUALLED INVESTMENT AND LIVABILITY POTENTIAL.
PHOTO: ANDREW RANKIN
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Townsville, widely known as the Second Capital of Queensland, is the thriving economic powerhouse of North Queensland. Townsville is strategically positioned as the gateway to four regional centres – Charters Towers, the Burdekin, Hinchinbrook and Palm Island with Townsville recognised as the hub for business and investment. With easy access to domestic and international markets, this strategic location provides potential investors and local businesses with an abundance of diverse opportunities. Positioned amongst beautiful tropical surroundings and anchored by the Australian Defence Force and manufacturing industries, Townsville is maturing and developing into a vibrant metropolitan city. Townsville is the transport and logistics hub for the mineral and agricultural industries of greater North West Queensland. Unlike any other regional city in Australia of comparable size, Townsville is closely connected to the future prosperity of the country through its broad base of industry and government sectors. With an abundance of available land and water and a population of 181,000 no other Australian region boasts the resilience, diversity, lifestyle and economic potential that Townsville and its surrounds enjoy. Transport links to Asia-Pacific and Papua New Guinea, superfast communication technology through the National Broadband Network (NBN) and 300 days of sunshine each year means the Townsville North Queensland Region offers unequalled investment and livability potential. The accessibility to Townsville could not be easier, with over 23,000 airline seats into the city each week. The Townsville Airport located minutes from the CBD welcomes 1.6 million passengers annually and is host to a number of major airlines including Qantas, Virgin Blue, Airnorth, Alliance and Jetstar. Townsville’s regular flight paths offer linkages with capital cities and key mining sites. Magnetic Island is the most accessible island in the Great Barrier Reef Marine Park and is a 20 minute ferry ride from Townsville. Ferries depart 19 times a day with bus, coach and taxi transfers available to and from the terminal. The Townsville North Queensland Region has experienced strong and steady economic growth with an annual average increase of 9.8% over the past decade. A commitment to infrastructure investment ensures continual economic growth and development of the city and its surrounds without compromising on lifestyle. The economy is resilient and currently has over $64 billion worth of mining, construction and infrastructure projects either underway or proposed for the Townsville North Queensland and North West Region. The Townsville North Queensland Region contributes $10.274 billion in Gross Regional Product (GRP) to the local economy. Key contributions to the Region’s GRP are Rental, Hiring and Real Estate Services, Public Administration and Safety and Manufacturing.
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Townsville is surrounded by two major mineralisation regions in the north west and north east. The North West Minerals Province is a mature mining district with significant deposits. Mineral and mining opportunities continue to expand, with an estimated $3.4 billion of investment in the North West Carpentaria Minerals Province currently underway and will continue until 2017. Three major mineral processing plans operate within the Region – Sun Metals Zinc Refinery, Queensland Nickel Limited and Xstrata Copper. These complement the Region’s strong links to Mount Isa and the mining industry of north west Queensland. Townsville and its surrounds offer a diverse range of affordable housing options to suit varying budgets, needs and desires. From modern, chic city units to the traditional style Queenslanders, there are numerous options available on both the rental and purchase markets. The median house price for Townsville is a very affordable $350,000 compared with Brisbane’s $510,000. As one of Australia’s most livable cities, Townsville offers an exciting and dynamic lifestyle on North Queensland’s tropical east coast.
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No other region punches above its weight like North Queensland when it comes to hosting major sporting, cultural and music events and festivals. Townsville is the only regional community in Australia that supports three National sporting teams, the internationally renowned Australian Festival of Chamber Music, a V8 supercars race and a multitude of other major sporting and cultural events. As the gateway to the World Heritage listed Great Barrier Reef, tropical islands, wet tropics rainforests, national parks, wetlands and historical, military and outback experiences, this modern day city retains its local charm indicative of the ‘Real Australia’ the world has come to love. The Region is well positioned for Educational Tourism and has emerged as a destination of excellence in this field with Reef HQ Aquarium, the National Education Centre for Great Barrier Reef Marine Park Authority, the Australian Institute of Marine Science and world leading James Cook University all located in Townsville.
With ocean views, rainforest, leisure and sporting activities, extensive health care, quality housing, retail and dining options all in the one location, the Townsville Region is an ideal destination to invest, live and visit. Townsville Enterprise is the Regional Development Organisation, Regional Tourism Organisation and Registered Convention Bureau for North Queensland. For more information or to request a Townsville North Queensland Region Investment or Relocation Pack contact Townsville Enterprise on 4726 2728 or visit www. townsvilleenterprise.com.au.
PHOTO: ANDREW RANKIN
Townsville is the ideal destination for Business Events and has the infrastructure to suit all requirements needed to create a memorable conference. Townsville is a vibrant precinct and has more than 700 dining outlets, unique retailing, 3,000 hotel rooms, spectacular entertainment and a wide range of attractions and tours. The Townsville Enterprise Convention Bureau promotes the Townsville North Queensland Region to Professional Conference Organisers across Australia and aims to attract both business events and major events to the city.
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SUNCORP BANK
ROD EDMONDS
INVESTING IN PROPERTY WITH INTEREST RATES LOWER THAN THEY HAVE BEEN FOR SOME TIME, IF YOU’RE INTERESTED IN INVESTING IN PROPERTY, NOW COULD BE A GREAT TIME TO TAKE THE PLUNGE SAYS ROD EDMONDS, SUNCORP BANK EXECUTIVE MANAGER BUSINESS BANKING NORTH QUEENSLAND. Purchasing a property for investment purposes can involve a different set of considerations to purchasing a residential home. To improve your chances of profit, property should be considered a long-term investment. With this in mind, it is well worth putting in some extra legwork before you buy, to help make a good investment decision. Here are some tips to consider, before you get started.
WHICH RENTAL MARKET?
DO IT YOURSELF OR USE AN AGENT?
First, decide if your property will cater for the budget, mid-level or executive market. While the “executive” end of the rental market can provide very good returns, this market tends to be more fickle, so you could find yourself without a tenant for a considerable period and no cash flow to meet mortgage repayments. On the other hand, at the budget end you are more likely to encounter higher tenant turnover.
When it comes to property management, you’ll need to consider whether you’ll manage yourself or use a managing agent. Contented tenants will look after your property, so good property management is essential. If you intend to manage the property yourself, you will need to be contactable 24/7 in case of emergencies and have a list of reliable tradespeople you can call for plumbing, electrical or building issues. If you intend to use a property agent, check their background, experience and current management procedures.
LOCATION, LOCATION, LOCATION Once you have determined the type of property, your next consideration should be location. Rental properties that are most attractive to tenants will be close to public transport, parks and amenities such as shopping centres. For long-term capital growth you should also seek out an area with high population growth. Take the time to study which areas are proving popular and where local authorities are developing, or planning to develop, infrastructure.
WHAT TYPE OF TENANT? Consider the type of tenant you intend to target. Are you looking for young couples with no children or will you focus on the family market? Apartments and townhouses are popular with young professionals, while the typical house with two or three bedrooms and a backyard are more suitable for families. In the latter case you should also ensure the property is close to facilities like schools, childcare facilities and sporting fields. To minimise tenancy turnover and appeal to a high calibre tenant, the property should be presented to a high standard. A relatively new or recently refurbished property with good quality fixtures and fittings is important to secure the right tenant who will stay for the longer term.
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As Australia’s leading regional bank, Suncorp Bank is in the best position to provide Aussies with a genuine alternative to the major banks, backed by customer satisfaction consistently ahead of the majors. Whether you’re looking to purchase an investment property or a residential property ,when considering home loans, it’s important to consider the full range of options available, taking into account your own individual needs. Suncorp Bank offers a strong suite of personal and business deposit and lending products through a national network of more than 240 branches and business centres and 2200 ATM access points. Suncorp Bank’s experienced team are always ready to help out. To find out more, visit www.suncorpbank.com.au or call 13 11 75, drop into your nearest branch or contact Rod Edmonds directly on 0409 717 008.
Genuine is a discount that helps you pay off your home sooner.
Home Package Plus Standard Variable Home Loan
Discount for the life of the loan
ˆ
Whether you’re moving into a new home or just moving loans, Home Package Plus is the way to go. There’s a great ongoing discount, offers on other products, plus the flexibility to change your loan to suit your changing circumstances.
3 $0 establishment fee on
Home and Personal Loans
3 No ongoing account keeping
fees on loans in the package
3 Platinum Credit Card with
rewards and no annual fee~
Garth Johnson Lending Manager
402 Flinders Street, Townsville Qld (07) 4721 8122 Loans are issued Suncorp-Metway Ltd ABN 66 010 831 722, Australian Credit Licence 229882 (“Suncorp Bank”). Approved applicants only. Fees, charges, terms and conditions apply. ^The discounted rate offer available only to new Home Package Plus customers who take out a Standard Variable Rate Home Loan as part of the package with a balance between $250,000 to $499,999 and where borrowings are less than or equal to 80% of security property value. If you vary your loan, the advertised discount rate of 0.90% p.a. may be withdrawn or changed. Offer current as at 17 November 2012 and may be withdrawn by Suncorp Bank at any time before a loan contract is entered into. ~Citigroup Pty Limited ABN 88 004 325 080 Australian Credit Licence 238098 (“Citigroup”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. To approved applicants only. Terms, conditions, fees and charges apply. Suncorp Bank promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank Internet Banking and Phone Banking). While you hold the Home Package Plus, the annual fee will not be charged. The different entities of the Suncorp Group are not responsible for, or liable in respect of, products or services provided by other entities of the Suncorp Group. Suncorp Bank is only liable for the banking products or services it provides and is not liable for, and does not guarantee, insurance products. 22448 13/05/13 A
JOURNEY FINANCIAL GROUP
PLAN TO SUCCEED IT WAS IN THE UNLIKELIEST OF PLACES THAT JCU ECONOMICS GRADUATE RICK RAYMENT GOT HIS CAREER BREAK… “I was at football training and got chatting to a business development manager by the name of Rolando Taviani. Rolando was employed by Peter Caspani at the time, who was a general agent for Prudential, a global investment and insurance company,” Rick says. “I wound up working with Peter as an agent initially, establishing Rayment Financial Services in 1991, re-naming it Journey Financial Group in 2008 due to feedback from long-term clients and staff. “With five experienced advisors, an exceptional practice manager and excellent administration staff, it’s a relatively small business but one that prides itself on honesty and integrity. “Our passion is helping people achieve financial certainty, security and peace of mind.” The majority of Journey Financial Group clients are from Townsville, Ingham and Ayr and progress through three phases – wealth accumulation, pre-retirement and retirement. “We work with our clients to quantify where they are at and earmark areas for improvement using various investment options from simple savings plans to longer-term savings with superannuation,” Rick says. “We also look at the insurance side of things to ensure that, if something does go wrong, they are not going to be totally reliant on Centrelink and government hand-outs. “Journey Financial Group is not commission reliant and generally the initial consultation is at our cost so we can determine whether we are in a position to add real value.” Rick was born in Townsville but grew up in a coal-mining community in New South Wales. He loves being back in the sunshine, enjoying the North Queensland lifestyle. “My father reckons I’ve still got the first $2 I ever earned but that’s not true,” Rick says, although he admits to always having had business acumen. Since 1997, Journey Financial Group has been aligned with dealer group Financial Wisdom and Rick says career highlights have included winning their Queensland Practice of the Year award in 2005, 2011 and 2012, as well making the finals for National Practice of the Year in each of these years. “But the greatest thrill for me is having someone come and say ‘If it weren’t for you guys, we wouldn’t be where we are today’ and knowing they can retire comfortably having had a great time along the way,” he says. Journey Financial Group Pty Ltd (ABN 32 067 961 997) is an authorised representative of Financial Wisdom Limited AFSL No 231138. Call 1300 886 181 to make an appointment.
96 DUO INVESTOR’S GUIDE TO TOWNSVILLE
GUIDING YOU TO SECURE YOUR FINANCIAL FUTURE Our services include: |
Retirement planning Plan now so your retirement dreams come true
|
Investment What to consider to successfully grow your wealth
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Superannuation Ways to save tax and maximise your potential returns
|
Insurance Protect your loved ones, your lifestyle and your business
|
Retrenchment Whatever your future plans after a retrenchment or redundancy, we can help you make the most of the monies you receive.
|
Social security/Centrelink We can help you maximise your chances of qualifying for the Age Pension and talk to you about the wide range of other benefits and allowances.
Financial planning is the process of meeting your life goals through the proper management of your finances. Your financial independence and future quality of life are vital issues that should not be left to chance. We understand this and can help you secure your future by providing tailored financial strategies designed to create and preserve wealth.
Make an appointment with one of our advisers today . . .
1300 886 181 77 Thuringowa Drive, Kirwan info@journeyfinancial.com.au www.journeyfinancial.com.au
PROMOTION
PROPERTY IN SUPER
SUPERANNUATION – IT’S YOUR MONEY. ARE YOU LOOKING TO CONTROL YOUR SUPERANNUATION AS YOU’RE UNHAPPY WITH YOUR INDUSTRY OR RETAIL SUPER FUND RETURNING CONSISTENTLY POOR OR NEGATIVE RETURNS? Like many other Australians, you now have more options in regards to superannuation through a Self Managed Super Fund (SMSF). Changes to super legislation now allow SMSF’s to borrow to invest in residential real estate. What if you could utilise these changes to put a deposit on a property that you could either retire in to or sell in retirement and buy your dream home? Remember, you can sell your investments and pay no Capital Gains Tax in pension phase. If you’re still worried about the tax paid for contributions to your Super fund then you’re missing the whole point of the superannuation system that we currently live in. It is this: If you keep your wealth inside the superannuation system, when it comes time to retire, most people will be able to live tax free for the rest of their lives. Due to our current cost of living as well as the cost of buying a home in Australia, many people are starting to implement a strategy which involves purchasing multiple investment properties in a Self Managed Super Fund with the intention of living in one of them after retirement. With no tax to pay. Direct investment in property has traditionally been restricted to those with really big bucks in super or those borrowing to invest outside of super. Setting up a SMSF could be a solution. An average couple with $120,000 combined in Super and joint incomes of $120,000 a year can purchase a property up to $320,000. If the same property is held within a super fund, the tax can be reduced to zero if the property is sold after the Super switches to pension phase. The alternative; if you buy an investment property the conventional way and sell it to fund your retirement then the capital gains tax could amount to many tens of thousands of dollars. Where to start? There are lots of things to consider when looking for something to invest in. How long will it be before you want income from the investment? Will you be able to sleep at night, knowing your money is tied up in a particular strategy? It is important that you use an experienced Self Managed Super Fund adviser and seek professional, experienced financial advice before deciding on any investment decisions. Contact Integra Investment Property for a free, no obligation appointment and find out why buying an investment property through your Self Managed Super Fund could be the right decision for you. For more information contact Randall Zahner 0403 671 712 or Tim Shapter ADV DIP FS (FP) Cert IV FS (MB) Accredited SMSF Specialist 1300 761 685
98 DUO INVESTOR’S GUIDE TO TOWNSVILLE
Avoiding the number one investor mistake INVESTORS OFTEN MAKE THE MISTAKE OF ‘BUYING FROM THE HEART’ AND, AS A RESULT, PAYING TOO MUCH. IF THE NUMBERS DON’T ADD UP, DON’T BUY. HERE’S HOW TO GET YOURSELF IN THE MINDSET OF A SAVVY INVESTOR. BY SMART PROPERTY INVESTMENT’S JENNIFER DUKE WWW.SPIONLIONE.COM.AU
“You know when the numbers don’t add up but you When researching a particular suburb, investors need go ahead and do it anyway regardless because to be looking for the benchmark sales for that postyou’re hoping and praying that one day this is going code and then benchmark sales for the street. to happen or that is going to happen, or this road is The highest and most recent sales in the area are going to be closed off or the interest rates will drop typical benchmarks, and from there you go about or whatever, so when you invest hoping and praying, finding an identical property, Mr Geizekamp says. “It that’s bad,” Property Secrets’ director Paul Giezekamp could be original, semi-renovated or unrenovated,” Mr explains.“What I always do as an investor is look for Geizekamp says.“For example, I’ve got benchmark the best sales in a particular street, and then the best sales in Leichhardt of $1.2 million, but I can find a sales in the postcode,” he says.“I then see if I can find dilapidated property at $750,000 and my renovation something similar as far as a dwelling that is $50,000 is going to cost $150,000 – that’s beautiful,” he says, to $100,000 under market value.” “instant equity.” Mr Geizakamp’s search for ‘best sales’ by postcode “In Western Sydney the benchmark might be $400,000, effectively means finding the highest prices achieved and if I can find a dilapidated property for $280,000 in that suburb, and then using those sales as a and spend $50,000 on a renovation, it’s the same benchmark for what he is looking for in an invest- principle – instant equity.” ment property. Using data from trusted research houses such as Benchmarking, Mr Geizekamp says, is a way of under- Australian Property Monitors (APM) and RP Data, standing valuations in a market and, by using recent investors can find information on recent sales and sales as a guide, looking at how much equity can be identify benchmarks themselves. However it is imporgained by purchasing under that value. tant to cast a wide net when looking for instant equity. “When you think of golf, you think of Tiger Woods, when The more properties you consider, the higher your you think of tennis, you think of Roger Federer, “Mr chances of securing a deal below market value. Geizekamp says, “they are the benchmarks and they are the best.”
DUO INVESTOR’S GUIDE TO TOWNSVILLE 99
PROMOTION
WEALTHBUILDERS
SMART INVESTMENT STRATEGIES WEALTH BUILDERS BY NAME AND BY NATURE, WEALTH BUILDERS WILL WORK WITH YOU TO SECURE YOUR FINANCIAL FUTURE. There’s a buzz in the air with the Reserve Bank reducing interest rates and a hum around town about the ability to purchase property using your super without having to remove a single cent from your hip pocket. Powered by the national chartered accountancy firm Charterhill Group and mortgage broking firm Premium Mortgage Group, Wealth Builders work with their clients in developing investment strategies in the specialised areas of Self Managed Superannuation Funds (SMSF), property investing and property finance. “We make the whole process easy and provide the experts for our clients rather than send them from pillar to post, which means our clients only have one port of call. We assist our clients by developing strategies that aim to achieve million dollar plus outcomes,” says senior consultant Daniel Di Mascio. Imagine starting your very own property portfolio with no out-of-pocket expenses and retiring with $1,000,000 or more worth of net assets paying you from about $1000 per week in retirement tax-free. “This is achievable for many unsuspecting Australians through the power of leverage,” says Daniel. “Since allowing us to borrow for the purposes of purchasing property in super, the Federal Government has created an environment that allows us to leverage our nest egg. “There is a general misconception in the market that people require a minimum of $150,000 to set up a SMSF. We have assisted our clients in purchasing property with as little as $55,000 in their super. No one knows if the Government will change their stance on borrowing in super, however, those who take advantage of the current situation can surely benefit greatly.” If you are tired of seeing your hard-earned super going backwards, or you don’t seem to be getting anywhere financially, or maybe you just want to get a better deal on your mortgage, Wealth Builders are offering readers a free one-on-one consultation to the value of $700. This offer is valid for a limited time, so don’t put off calling them. “By taking advantage of the special offer, our clients don’t suffer any out-of-pocket expense for our service,” says Daniel. So whether you’re looking to set up a SMSF, buy an investment property or just want to see if you can get a better deal on your home loan, Wealth Builders are eager to help and there’s no better time. For more information contact: Simone Burke Daniel Di Mascio 1300 785 585 info@thewealthbuilders.com.au www.thewealthbuilders.com.au
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BACK TO BASICS
BY SMART PROPERTY INVESTMENT’S PHILLIP TARRANT WWW.SPIONLIONE.COM.AU
SUCCESS IN PROPERTY SHOULD ALWAYS START WITH GOOD MONEY MANAGEMENT AND SMART BUDGETING. Budgeting has to be one of the least appealing words in discretionary spending you have available – taking into for your diligence with each goal met; this will also give our vocabulary. A term synonymous with the dullest of consideration your other financial goals. If you’re in the you the chance to review the effectiveness of your budget. politicians, it immediately conjures up visions of frugality, process of saving for a deposit, setting a budget is essen- If you’ve stuck to your guns, look at giving yourself a small conservatism and denial. But don’t be deterred: budgeting tial as it will not only help ensure that you’re taking the blow-out every three months or so. That could be a night doesn’t have to be painful, and done the right way it will most efficient approach to your saving strategy, it will out, a little retail therapy or a weekend away – as long as make life easier, and ultimately create more wealth for you. also help establish a timeframe to work to. For example, it doesn’t put too big a dent in your hard earned savings. Whether you’re striving to save for a deposit, or you’re just if you need to save $20,000 for a deposit for your first It’s also important to look at where you stash those extra about to make your first repayments on your mortgage, home, and your budget reveals that you have the capacity bucks as they build up each month. a well structured budget can have a major impact on to save $800 each month, you know that it will take just If you’ve never saved before, you’ll quickly find that seeing helping you achieve your financial goals. Let’s face it, if over two years to reach your goal. your bank balance grow is very rewarding. But rather than you’re a generation Y-er like myself you may not have a All very good in theory, but how do you go about setting leaving your cash in a low interest current account, look at huge amount of cash to play with when it comes to the – and sticking to – your budget? The golden rule when tucking it away in a high interest savings account or term property market, so it makes sense to use what you’ve budgeting is to make it realistic, effective and achievable. deposit. You’ll not only see your savings grow faster with got effectively. Drive yourself too hard and you’re sure to come unstuck the extra interest, you’ll also put your cash a little further So what exactly is a budget and more importantly, why and end up abandoning it; go too easy and you’ll never beyond temptation’s way. start one? A budget is simply a spending framework see any results. If you have a long term goal that’s going Shop around for deposit accounts because there may be for you to follow on a daily, weekly and monthly basis. to take a couple of years to achieve, you’re going to find a difference of a full percentage point in interest rates Your budget will help determine what you need to spend it hard to stay focused. To keep yourself motivated set –don’t just pick the account your bank offers without doing on your regular bills as well as establishing how much yourself milestones along the way and reward yourself a bit of research.
SPECIAL OFFER
Mention this ad to receive a free consultation and SMSF investment plan, to the value of $700.#
INVE$T IN A WEALTHIER YOU Wealth Builders offer a range of tailored investment solutions that can grow your personal wealth and help you achieve your financial goals. We specialise in the areas of: • • •
Self Managed Super Funds (SMSF) Property Investment (Australia wide) Property Finance (with rates from 4.99% pa – Comparison Rate 5.07% pa*)
Phone 1300 785 585 info@thewealthbuilders.com.au www.thewealthbuilders.com.au Powered by: Premium Mortgage Group – Australian Credit Licence Number: 386814
Chartered Accountants
BUY PROPERTY IN SUPER
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DUO INVESTOR’S GUIDE TO TOWNSVILLE 103
PROMOTION
GILCHRIST CONSTRUCTIONS
IT PAYS TO PLAN INVESTING IN TOWNSVILLE’S FUTURE? TAKE CARE TO EXAMINE THE KEY ISSUES THAT WILL IMPACT YOUR ASSETS. Townsville is certainly on the national radar in terms of property investment. Its diverse economy, the 13th largest city in Australia, its centrality to the north west minerals province, its port facilities, and self-sustaining population and economic forecasts, have marketeers and investors from all over Australia trying to invest in the city. “Unfortunately with such attention comes a level of hype that is spruiked by a minority, of generally southern marketeers, who lead people into sight unseen investments, at exorbitant commission rates,” says managing director John Rosel. “Property Investment is not rocket science. Despite all the ‘angles’ that spruikers will push, the basis of investing remains the same. There are some key issues you need to consider when investing…” • What equity do I have in existing property? • What disposable savings do I have? • What amount can I afford to invest every week and maintain my expected lifestyle? With those key elements in hand the decision then comes down to the following questions. • Who am I purchasing from? This is an essential element to understand. Am I purchasing directly from the company who will build my investment, or am I buying from a third party agent? If it is a third party agent be wary of what levels of commission are built into the price. • Who is building my investment? Are they a reputable builder with experience in that local market? Be wary of builders with short-term track records, or out-of-town builders. • Design and Emotion Is the design appropriate for the area and will it attract the best rental return on cost? Remember this is not your home. Bigger is not better and smaller will not provide solid capital growth. • Inclusions Be careful what a builder excludes just to make the price cheaper. Curtains? Landscaping? Dishwasher? • Location Select locations in growth areas with close access to shopping and entertainment. The Gilchrist Group directors have been building and investing in Townsville for over 30 years and produce high quality, investment lead home packages in all the major estates in Townsville. Through Gilchrist Constructions and NPIS the Group’s philosophy is to work with its clients for life, and as such offer ongoing property management and support for years after the investment home is built and leased. The Gilchrist Group is a local family company and it’s important to them to see their clients establish a long-term wealth building strategy through careful property investment. For more information contact 4723 0011 www.gilchristconstructions.com.au
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Aurora is next to Crestbrook Estate
PROMOTION
EVEN GEN Y’S WHO CAN’T AFFORD THEIR OWN HOME… ARE BUILDING INVESTMENT HOMES! Gen Y’s are often viewed as the generation of expectation – expecting everything to be handed to them on a plate. But we are seeing a real shift in this paradigm. I have been very surprised (and proud) of the number of Gen Y’s building investment homes. – even those who cannot even afford a home for themselves. It got me thinking …how can it be that so many of us ‘oldies’ know that property investment is the key to a financially secure future yet it is these young ones who are actually taking action. I believe it is because they haven’t had the exposure to the myth that property investment is exclusive to the wealthy. In fact, some of them who can not afford to buy a home to live in,
GEOFF CALDWELL
have been able to build an investment home. It is the ideal foot in the door to the property market for both those living with their parents and even those caught in the rental trap. They recognise the tax laws can make home ownership possible. And they are happy to chip in a bit extra each week over and above the rental income and tax benefits to have an investment growing in value. They have heard of the days when rent used to be $50 per week and can see how much it has increased, and they would much rather be receiving that rent than paying it! (I guess that is where the GenY factor comes in.) At Grady Homes we work with property managers,
Invest in property for less than
$50
accountants and other finance specialists to ensure we are offering our investors maximum security and returns. I recently collaborated with these specialists to create an information booklet that outlines the essential (and sadly the often overlooked) points to consider when deciding if investing in property is right for you. Our clients have been grateful of the no-nonsense information in simple jargon-free language. For a free copy of this booklet jump on our website www.gradyhomes.com.au, email us on info@ gradyhomes.com.au, call us on 4795 0900 or visit us at 441 Bayswater Road, Mount Louisa.
per week*
When you build with GRADY INVEST the critical things are taken care of… 12 MONTHS PRODUCT WARRANTY
DEAL DIRECTLY WITH THE BUILDER
WHEN BUILDING A NEW HOME COMMUNICATION IS KEY
BUILD TIME GUARANTEE
Peace of mind, hassle free brand new home.
We even work in with you and the property manager to have tenants move in as soon as the home is finished.
FIxED CONTRACT PRICE GUARANTEE No nasty surprises, everything up front and guaranteed in writing.
No middle man, means no fees added on top.
So you know when the rent can start coming in.
Do your research at gradyhomes.com.au
Visit our display homes at North Shore and Greater Ascot. *Example is based on a house and land package price of $360,000, a total income of $60,000 per annum and a bank interest rate of 6.5%. You are advised to seek formal advice from your tax advisor for a more accurate calculation’.
Call Today: 4795 0900 HEAD OFFICE: 441 Bayswater Rd, Mt Louisa
Building a solid future!
DUO INVESTOR’S GUIDE TO TOWNSVILLE 107
RELAX,
THE HARD WORK’S BEEN DONE! Investing doesn’t have to be a daunting task. Our homes are built on time, on budget with more inclusions and more value. The packages come with a choice of interior designed colour schemes and are fully finished and ready to rent.
4 Bed
House & Land $369,000
*
SEMINAR
Pathway to Wealth
• Build wealth from Property • Financial freedom is closer than you think • Learn the skills millionaires use to create wealth • Planning for tomorrow
“Born and bred in Townsville and raising a family in the community I have a great understanding of the Townsville region, economy, demographics and amenities – all of which are important to home owners and investors” My personal passion is enjoying the journey with my client’s as they work towards fulfilling their financial dreams and goals. Rhonda Matthews New Home Sales Consultant
Phone 0421 621 218 rhonda@breakfreenq.com.au Holloway Homes (Aust) Pty Ltd BSA 1045795. Conditions apply, package is based on a 450sqm block in Bushland Grove. Please contact our office for full specifications and inclusions. 16 week build time is subject to inclement weather. Land is subject to availability and is subject to change.
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WHILE THE STEPS TO PURCHASING A PROPERTY – ESPECIALLY YOUR FIRST – CAN BE A LENGTHY PROCESS, THERE ARE A FEW THINGS YOU CAN DO NOW TO SPEED UP YOUR FINANCES AND ENSURE YOU’RE READY TO GO WHEN OPPORTUNITY ARISES. BY SMART PROPERTY INVESTMENT’S REBECCA DE BRITT WWW.SPIONLIONE.COM.AU
Ready to rent
Register your interest today!
Get purchasing power with faster finances
DUO INVESTOR’S GUIDE TO TOWNSVILLE
The most effective thing you can do is to have your finance pre-approved, allowing you to get ahead of the pack – property sellers may be attracted to buyers who have pre-approved finance over those who don’t. Loan pre-approval lets you head into the purchase process knowing the maximum amount you have to spend on the property, giving you confidence to buy at auction or negotiate on price and saving you time looking at places that aren’t in your price range. Keep in mind pre-approved finance is typically a limited time offer and it does not lock you into a loan. Getting pre-approved finance is not a difficult process, but it does require preparation and organization. A part of this that trips up first time investors is having the right documentation on hand. Obviously you need to have details of your income, your expenses, your assets, and of course your liabilities, so it means knowing what debts you currently have outstanding – whether it’s a personal loan, a car loan, a credit card loan – and to also keep in mind with regards to credit cards, it’s not just how much you owe, but also the limit that applies. It’s also important to keep in mind that pre-approval has a time frame, it doesn’t last forever. So you wouldn’t apply unless you’re actively looking and ready to go. Other tips to help get you going include:
KNOWING YOUR BORROWING LIMIT HAVE PROOF THAT YOUR DEPOSIT HAS BEEN SAVED and built up over time. Often, just having a large sum of money – whether it be a gift from your parents or otherwise – is not enough.
START THE SAVINGS HABIT EARLY Having a substantial deposit can help avoid costly lenders mortgage insurance.
EXPLORE YOUR OPTIONS It is crucial to set aside time with a professional mortgage broker to explore the loan types available to you, including how much you can borrow and the deposit size needed. This will help you to set realistic savings targets and timeframes.
CHECK THE CONTRACT PROPERLY Go through the contract with a fine tooth comb and ensure that there is enough time built in for pest and building inspections. If making an offer on a property as opposed to buying at auction, check to see if the contract includes a cooling off period and/or subject to finance clause, and the settlement period suits you and your current living arrangements.
PROMOTION
THINK PINK PROPERTY
FINDING THE RIGHT PROPERTY MANAGER HAVING AN EXPERIENCED, PROFESSIONAL PROPERTY MANAGER CAN MAKE OR BREAK YOUR INVESTMENT. HAVE YOU TAKEN DUE CARE WHEN DECIDING WHO WILL MANAGE YOUR VALUABLE ASSET? ISN’T PROPERTY MANAGEMENT JUST ABOUT COLLECTING THE RENT EACH WEEK? Definitely not. A professional property manager will also assist with marketing and tenant selection, managing maintenance and other issues throughout the tenancy such as rent collection and record keeping, lease renewals and of course communication between all parties to ensure all legal and moral obligations are met. AS A LANDLORD DO YOU KNOW ALL THE LEGALITIES AND RIGHTS OF THE TENANTS? Owning and renting an investment property is a legal minefield these days. Acts and legislation are constantly changing and penalties for not abiding by them can be severe. Using an experienced and professional property manager will make owning an investment property simple and will also give you peace of mind as they are up-to-date with current legislation and acts as well as market trends and conditions affecting your returns. HOW MUCH IS YOUR TIME WORTH? Managing a property can be time-consuming when you consider there’s not only rent collection to deal with but also open homes, routine inspections, receipting and keeping accurate records for tax and legal reasons. How will you fit it all in your day? What do you do when things go wrong, such as tenant arrears and other tenancy disputes? If you don’t have the resources or access to the correct information matters can become very complicated and costly. IS THERE A TAX BENEFIT? Yes, all property management fees, charges and commissions are tax deductible – speak to your accountant for professional advice in regards to your personal circumstances. WHY THINK PINK? Studies indicate that exposure to large amounts of pink can have a calming effect on the nerves, promote relaxation and neutralise disorder and at Think Pink that is exactly what we aim to do. With over 40 years combined experience in the property industry, property is what we love. Specialising in residential property management, we service all areas of Townsville. We take a professional and personal approach to all aspects of the role as we want our clients and customers to enjoy dealing with our office. And you can’t miss the pink ‘rent me’ signs – we will get your property noticed. Want some pink in your day? Call the think pink team on 4724 0577 or pop in to their office at 9 Anthony Street, South Townsville, for a chat and a coffee (they even have cupcakes to share).
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AMANDA CARR
ADAM SAVAGE
Research SMSFs for investing SELF-MANAGED SUPER FUNDS (SMSFS) ARE THE HOT TOPIC AT THE MOMENT, AND THEY CAN BE A POWERFUL STRUCTURE FOR PROPERTY INVESTING, YET THEY CAN ALSO BE COMPLEX. HOWEVER, THERE ARE SOME QUICK AND EASY EARLY-ON STEPS THAT WILL LEAVE YOU IN GOOD STEAD. BY SMART PROPERTY INVESTMENT’S JENNIFER DUKE WWW.SPIONLIONE.COM.AU
It’s increasingly a younger crowd looking to self managing their super, according to Heffron’s Mark Wilkinson. He explains that “There’s certainly more people in the 55 to 70 age group that have got them but there’s an increasing number of young people setting it up. “[Having a] self management fund is being control of your own destiny,” he says. However, he urges that there are certain skill sets found in those that do well with SMSFs. “The successful ones will seek out advice. Whether it goes together with the nature of individuals that set them up in that they want control or they know anything, certainly those that make success will get advice when they need it.” First things first, head to the Australian Taxation Office
KEEP CALM AND
THINK PINK
website and read through their free guide and resources. This guide includes: An SMSF Overview, including everything from setting it up to record-keeping, and managing the investment. There’s also a section on whether or not you should be investing in an SMSF. You can also find calculators, forms and tips on the ATO website on that page that are an invaluable starting point to anyone coming in fresh to SMSFs. ASIC’s MoneySmart website also has some easy-tounderstand information that is worth a read, spanning how it works and those frequently asked questions we’re always hearing. It’s also worth getting your hand one at least a couple of a number of investment books available. We recently reviewed Martin Murden’s How to invest in
Take the headache out of owning an Investment property!
property through your self managed super fund and will be reviewing a number of other books over the coming weeks. Managing director and CEO of Open Corporate, Matthew Lewison, who co-wrote ‘My Four-Year Old The Property Investor’ explains that this is not going to be the best option for investors who are unwilling to take the time to learn the basics. “A lot of people don’t even understand that their current superannuation includes life insurance and suddenly they set up an SMSF and are uninsured,” Mr Lewison says of one pitfall that many fall into due to lack of research and understanding. A first point of call would be an accountant, whom you should ask for upfront fees, he advises.
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PROMOTION
GROW YOUR WEALTH
RIGHT STRATEGY BETTER RETIREMENT ARE YOU TAKING THE RIGHT STEPS TODAY TO MAKE SURE YOU’LL HAVE AN ENJOYABLE TOMORROW? FOLLOW THESE TIPS FOR CREATING A SAFE AND FUN-FILLED FUTURE. Begin with your future lifestyle in mind: Once you decide to stop working, what do you want to do? Where do you want to live? How often do you wish to travel? Do you want to live three months of the year in Santorini, gazing at a sea of turquoise, white walls and blue roofs, or would you prefer to take your motor home to a new location every few days? Paint the picture now and work backwards from there. Be an ant, not a grasshopper: Remember Aesop’s fable of the ant and the grasshopper? If Aesop were alive today he would tell it like this… The grasshopper only lived for today. It spent beyond its means and lived on credit. In retirement the grasshopper lived on the pension in a mortgaged house and was scared every time a bill arrived. The ant, on the other hand, enjoyed today but also saved for tomorrow. In retirement the ant never worried about bills. It enjoyed travel, eating out, spending time with family and friends. In fact, the ant enjoyed life more than ever. Be an ant. Strategy first, investment options second: Once you have a lifestyle in mind you need a strategy to get you there. The right strategy will lead to the right investment. All too often advisers sell products not advice. Think olive groves, pine plantations and residential property in self-managed super funds. The advice given is merely to sell their product. If your adviser is getting big upfront commissions or kickback from a third party, or is only allowed to recommend products their employer offers, then you are not receiving advice, you are getting a sales pitch. A quality adviser will talk strategy first and protect you from risky investment options. Seek a quality adviser: At Grow Your Wealth we align our income to the growth of your investments. The only way for us to make more money is to grow the value of your portfolio. Our aim is to provide you with sensible long-term advice, which is in your best interest, not ours. We do not recommend anything we do not invest in ourselves, nor do we do chase short-term gains and trading strategies as we will not put your home at risk. We build capital to provide income so you have a safe and enjoyable future. Grow Your Wealth, Unit 3/69 Eyre Street, North Ward For more information contact 4771 4577 www.growyourwealth.com.au
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Must know tips for auction TO MAXIMISE THE CHANCES OF WINNING AN AUCTION PROPERTY, PERFORMING YOUR DUE DILIGENCE IS JUST AS IMPORTANT – IF NOT EVEN MORE CRUCIAL – AS THE ACTUAL BIDDING ITSELF. BY SMART PROPERTY INVESTMENT’S CHRISTINA ZHOU WWW.SPIONLIONE.COM.AU
Before heading out to the auction, investors should be WORKING BACKWARDS TO ESTABLISH A LIMIT armed with some auction strategies and be sure to have Right Property Group’s buyer agent, Steve Waters says their due diligence checkboxes ticked. it is important that investors stick to their ‘absolute’ • Attend as many auctions as possible limit. “Go in there with your absolute best foot forward • Inspect as many properties in the area as possible – [knowing] this is my limit and not a dollar more,” he • Valuate and physically inspect the property • Have your advised. “That way, it’s very black and white.” pest and building report • Look at property data • Have To avoid overspending, investors could also try working your finances pre-approved • Go over the contract with backwards to establish a limit, he suggests. “You need a solicitor • Find out who the auctioneer is. to make sure that your pest and building reports have As the legislation various from state to state, it is also been carried out, and that any renovations – if you important for investors to know the auction laws in their plan to do one – that you’ve costed it out. Have all your state. For example, in New South Wales, if the property tradesmen and suppliers and your installers in there falls under the reserve and is passed in, negotiations on to give you quotes so that you can work out your total the day before midnight will still be under auction con- spend on the property.” ditions. However, in Queensland, investors are able to DON’T FALL INTO A RHYTHM Veronica Morgan, negotiate the property out of auction conditions, into a principal of Good Deeds Property Buyers and co-host cool-off period. at Location Location Location Australia, says while
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there is no single auction strategy, it is important not to fall into a rhythm. “There are times when we bid strong and we only use $1000 bids,” she says. “And other times, we’ll mix it up – $10,000, $5,000, $20,000, $2,000 so it keeps everyone guessing. The one thing I would say to be very careful of at an auction is getting into a rhythm because that’s what the auctioneer wants you to do – to get into a rhythm of bidding. “If you’re in a rhythm, then you’re not thinking.” Provided investors do their research and their due diligence, they could potentially be some good opportunities to be had. “We encourage people not to be scared of auctions,” Ms Morgan says. “A lot of people try to avoid auctions based on fear, and to avoid that, you could really be costing yourself. “A lot of people make pre-auction offers based on fear rather than really assessing the situation.” If they held off, they could have paid less, she says.
Grow Your Wealth Financial Services Townsville
Unit 3 / 69 Eyre Street 07 4771 4577 admin@growyourwealth.com.au www.growyourwealth.com.au DUO INVESTOR’S GUIDE TO TOWNSVILLE 113
PROMOTION
VAST INTERIORS
VAST VISION THE SOOTHING SCENTS OF AUSTRALIAN PURE OILS. THE UPLIFTING BEATS OF WORLD MUSIC. THE UNIQUE HANDCRAFTED FURNITURE. YOU COULD ONLY BE AT VAST INTERIOR, WHERE CUSTOMERS ARE TRANSPORTED TO ANOTHER WORLD. Instant serenity. That’s the feeling that envelopes you as step inside Vast Interior Furniture & Homewares at Domain Central. Owned by husband-and-wife team Kerrie and Phillip Keech, the Townsville store is the second purchase for the duo. “We bought the Mackay business in 2005 and the Townsville business in 2009,” Kerrie says. “We’re very proud that both have won the franchise’s Best Store in Australia and NZ award multiple times – Mackay in 2008, 9 and 10 and Townsville in 2011.” Before buying into the business, Kerrie worked at the Vast Interior store in Brisbane for two years before determining to take the concept to North Queensland. Almost all of the stock in the Townsville and Mackay Vast Interior stores are hand-selected with love, passion and consideration for the customer. The goods tell a story too, like one-off antiques or recycled cabinets and buffets made out of a window or door from a house in China or India. The furniture is hand-crafted specifically for Vast Interior then shipped via container. “We attend trade fairs and have long-term suppliers in Australia and Asia,” Kerrie says. “Our overseas suppliers keep the Vast Interior group as a whole informed of needs in their local area and we are happy to sponsor places like schools, medical centres and orphanages.” The team’s business model is also quite different from the retail norm as there is no aggressive sales approach. You won’t find ‘buy now’ and ‘finance here’ signs screaming from the entrance doors. “The customer experience is very important to us,” Kerrie says. “We want people to walk into the store, feel relaxed, take in the atmosphere and get away from the hustle and bustle of life. We have something for everyone and genuinely care. Just having people come in and enjoy being in the store means the world.” So next time you’re looking to enliven your number one investment – your home – let the team at Vast Interior give you a hand. Visit Vast Interior Townsville at C2 Domain Central, 103 Duckworth Street Garbutt 4725 0777 and Vast Interior Mackay at Shop 8, 12 Heaths Road, North Mackay 4942 7388. For more information, visit www.vastinterior.com.au
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How to pick a winning rental property HOW DO YOU ENSURE YOUR INVESTMENT PROPERTY WILL BE THE MOST SOUGHT AFTER BY FUTURE TENANTS? LISA INDGE ANSWERS SOME CRUCIAL QUESTIONS BY SMART PROPERTY INVESTMENT’S LISA INDGE WWW.SPIONLIONE.COM.AU
For many years, I have been answering an extremely popular question: ‘What makes the ‘ideal’ investment property?’ Real estate agents are not qualified to give investment advice, so we approach this question from the perspective of providing a rental valuation. That means giving an answer to a slightly different question: ‘What attributes make this property a better rental property than any other, now and in the future?’
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These are the key considerations:
DOES THE PROPERTY MATCH THE LOCAL MARKET? First, consider whether the mix of houses versus apartments in the area matches tenant demand. For example, where there is a shortage of apartments in an inner city suburb, there is high demand and very low vacancy rates. Ensure the type of property you invest in is one that prospective tenants will seek out.
WHAT ARE THE AREA DEMOGRAPHICS AND INCOME LEVELS OF PROSPECTIVE TENANTS? Match your investment to the middle of the market to capture the most tenant demand. In the inner suburbs of every capital city, there is a mix of families, professionals and lower income earners. Whom does your property suit? If you own a ‘tired’ house near a university it is probably going to end up as a share house – it won’t appeal to families. Identify your target tenant.
HOW DOES YOUR PROPERTY STACK UP AGAINST THE OTHERS? Get the basics right. Present the property as spotlessly clean, neat and in as good a condition as possible. Ask whether there are significant negative aspects that cannot be changed? Dark spaces, proximity to noisy night spots, busy main roads, and a difficult and/or ‘pokey’ floor plan. Again, families and single apartment sharers have different requirements.
WHAT ASPECTS OF THE LOCATION WILL ATTRACT TENANTS? Proximity to workplaces, transport links and amenities such as schools, restaurants, parks and shops are all important. Also, is the property located in a highly desirable and prestigious suburb? This is an attribute in its own right, but the property should be presented accordingly and with the expectations of the demographic in mind.
WHAT ARE THE TOP ATTRIBUTES THAT APPEAL TO RENTERS? General condition, kitchen and bathroom, paint and flooring are all important. The interior should present a clear message matched to the target tenant and area demographic. Modern functional and funky spaces in the inner city rent well, as do charming Federation houses in the suburbs – be clear about your property’s category. Other things that can affect the general appeal include gas cooking, built in wardrobes, uniqueness and outside amenities, including gardens, courtyards and balconies.
WHAT ATTRIBUTES ARE CONSIDERED NEGATIVE? This can, of course, be personal but typical examples are Vermiculite ceilings, 1980s-style low ceilings and brown aluminium windows! Parking? It goes without saying that in most big city inner suburbs, parking adds considerable value – in some inner city areas, it is hard to rent properties that do not have adequate parking. Lack of outside space can also be a negative with some properties.
SHOULD I RENOVATE MY INVESTMENT PROPERTY? A new kitchen, bathroom, paint job and new carpet increase a property’s rental value. But will the increase be sufficient to justify the spend and depreciation on your investment? We often give our clients an estimate of the current rental value and then one that takes into consideration any proposed renovation. That way, our clients can decide up front whether to buy or, if they currently own, whether to bite the bullet and renovate.
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