ACHIEVING FINANCIAL FREEDOM WITH YOUR CAREER

Saving Techniques For Employees

By Detricia Pamba

In this article I compile for you a few techniques for employees to be able to save some money while working on a 9 to 5:

Play With The 60/40 Rule

vice versa is true. Playing by this rule will ensure that you always have something that is saved up in your bank account regardless of your spendings. The money you earn can help you start a side business or even invest the money in other things like the stock market or real estate.

Open A Savings Account

There are a lot of banks a savings account, what’s more interesting that that they are account for savings, this will help you not to spend the money you save, and with the interest in the picture, you will be able to save more money freedom you want.

Don’t Spend Your Paycheck Before Receiving It

This is the code word for debt. Spending your paycheck before receiving it is when you take loans or buy things that you may not even need, promising to pay after you receive your salary. This will set you back from your way you get your salary, you will have to pay for debts instead of saving your money.

Never Spend More Than What You Earn

If it is possible, you are advised income. Since this is highly impossible for most workers, at least try not to spend more things that are not important, minimize your budget for luxury things and live within your budget by keeping track of your spendings. Remember that spending impulses won’t freedom.

The art of making and saving money is one that needs so much discipline. As an employee, they major advantage you have is knowing how much money you earn in a day or month, hence helping you to make a clear budget within your means. With patience and discipline, freedom.

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Celebrate Its 20th Anniversary

All Roads Lead to Zanzibar for East Africa’s Finest Music Festival

The countdown is on to the 20th edition of worldfamous auti a usara festival xcitement is already reaching fever pitch across an ibar and an ania Organisers of Sauti za Busara, the globally renowned African music festival that takes place in Stone Town, Zanzibar each February, has announced the line-up for what promises to be a memorable twentieth edition in 2023

Featuring well-known and upcoming bands from all regions of the African Continent, the bill is topped by Tiken Jah Fakoly, from Ivory Coast, who is widely known as Africa’s greatest reggae star. In French, English, Dioula and Bambara, his lyrics speak of injustices suffered by Africans. His calls are for African unity and economic, political and cultural resurgence. With more than a dozen popular albums released since 1996, Tiken Jah Fakoly regularly fills foot all stadiums when he performs across Africa, Europe and beyond.

BCUC, from Soweto South Africa, play music ‘for the people by the people with the people.’ BCUC were the undisputed heroes of Sauti za Busara in 2019, where their powerful messages and explosive performances were highly acclaimed by all in attendance. “We see ourselves as modern freedom fighters who have to tell the story of Soweto’s past, present and future to the world,” says ‘Jovi’ Nkosi, lead vocalist.

This year’s singeli representative will be Mzee wa Bwax, who also promises a show people will never forget. Other Tanzanian artists to be featured include Patricia Hilary, Damian Soul, Zawose Reunion, Stone Town Rockerz, Uwaridi Female Band, Zan Ubuntu, Supa Kalulu, Zenji Boy na Wenzake, Waungwana Band and Culture Musical Club, Zanzibar’s traditional taarab orchestra that was founded in 1958.

The theme for this year’s festival is Tofauti Zetu, Utajiri

Wetu: Our Wealth is in Our Diversity. As Yusuf Mahmoud the festival director mentions, ‘our spotlight shines brightly on quality and diverse live music from across Africa, especially women musicians, young and emerging talents with unique sounds, powerful messages, excitement and energy on stage. Visitors to our website can already watch videos and learn about all the groups who will be performing next February at this special 20th anniversary edition.’

International highlights next February include Asia Madani, a Sudanese vocalist and percussionist whose music reflects pride in her heritage as a strong African woman, with a voice that is magical and fierce Naxx Bitota from DRC blends Congolese rumba with mutuashi and other music styles with reggae, rumba and afropop. Sana Cissokho is a celebrated kora player from Senegal, who keeps the rich Mandinka cultural heritage alive. The Atse Tewodros Project forges collaborations between traditional Ethiopian and Italian musicians. Their repertoire includes songs from the Ethiopian Resistance, who fought against the Italians. As articulated by their bandleader Gabrielle Ghermandi, “Music gives volume to unexpressed voices. Music is a way of giving the vision of a possible or impossible future.”

Sauti za Busara 2023 also promises outstanding performances from Majestad Negra, a dance troupe from Puerto Rico, Kaloubadya, a maloya group from Reunion, Nasibo, a singer-songwritermbira player from Zimbabwe, and Zily, another strong woman whose music is rooted in the cultural traditions of Mayotte.

Sauti za Busara is hailed by BBC, CNN, OkayAfrica, Afropop Worldwide and others as one of Africa’s best and most respected music events. The 20th edition will take place in Stone Town, Zanzibar from 10 – 12 February 2023 with all-festival passes for Tanzanians costing only 20,000/(three days), or 10,000/- for single day tickets.

Sauti za Busara 2023 is powered by Fumba Town, a project by CPS; Ignite Culture, Kendwa Rocks, Zanlink, Institut Français, Australian High Commission, Emerson Zanzibar and more to e confirmed

Karibuni sana, and welcome to the friendliest festival on the planet! All Picture Courtesy of Sauti Za Busara

Here Are Some Hot Places For Parties In The Country

Monday Tuesday

Four Points by Sheraton - New Africa Hotel: Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

Akemi Revolving Restaurant: Happy Hour (4-7pm). Drinks promotions (selection of cocktails), (extensive wine menu) plus (unbeatable view and delicious bar snacks). Call +255 753 360 360.

Alcove Restaurant: The best in Indian and Asian-Fusion Cuisine, since 1987. Call (City Centre) +255 765 213 744 & (Seacliff Hotel) +255 769 213 744.

Dar es Salaam Serena Hotel: Happy Hour (5-7pm), a surprise for you every evening at Kibo Bar. Call +255 22 221 2500.

ONOMO Hotel Dar es Salaam: Happy Hour at Skybar (48pm). Special discounts on selected beers and cocktails every day of the week. Call +255 22 234 3434.

Dar Hash Harriers: The drinking club with a running problem. Every Monday at 5:30pm from various locations. Call: 0754 288 219.

Rhapsody’s: Sundowner special cocktails by Liquid Gold (4–7pm) on the best rooftop in Dar. Call: 0683 094 935.

Four Points by Sheraton - New Africa Hotel: Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

Akemi Revolving Restaurant: Happy Hour (4-7pm). Drinks promotions (selection of cocktails), (extensive wine menu) plus (unbeatable view and delicious bar snacks). Call +255 753 360 360.

ONOMO Hotel Dar es Salaam: Happy Hour at Skybar (4-8pm). Special discounts on selected beers and cocktails every day of the week. Call +255 22 234 3434.

Alcove Restaurant: The best in Indian and Asian-Fusion Cuisine, since 1987. Call (City Centre) +255 765 213 744 & (Seacliff Hotel) +255 769 213 744.

Dar es Salaam Serena Hotel: Enjoy live music with vibrant ambiance while sipping with a light bite at Kibo Bar and Terrace (8am-11:30pm). Call +255 22 221 2500.

Rhapsody’s: Sundowner special cocktails by Liquid Gold (4–7pm) on the best rooftop in Dar. Call: 0683 094 935.

Looking to unwind after work on a weekday evening, let loose on the dance floor on a Friday or Saturday night, or relax with some mimosas on a Sunday afternoon? Dar Life’s comprehensive guide to Tanzania’s nightlife has everything you need to know about where to go for a good deal and an even better time any night of the week. The best bars, the hottest clubs, and the coolest hangouts — it’s all here!

Thursday

Johari Rotana: Jump the traffic and get ready for the weekend at Hamiltons Gastropub with your favourite drink, delicious menu options, lively music and amazing city and ocean views (4:00pm-12:00am). Call +255 659 070 899.

Four Points by Sheraton - New Africa Hotel: Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

Akemi Revolving Restaurant: Happy Hour (4-7pm). Drinks promotions (selection of cocktails), (extensive wine menu) plus (unbeatable view and delicious bar snacks). Call +255 753 360 360.

Alcove Restaurant: The best in Indian and Asian-Fusion Cuisine, since 1987. Call (City Centre) +255 765 213 744 & (Seacliff Hotel) +255 769 213 744.

ONOMO Hotel Dar es Salaam: Happy Hour at Skybar (4-8pm). Special discounts on selected beers and cocktails every day of the week. Call +255 22 234 3434.

Dar es Salaam Serena Hotel: Enjoy live music with vibrant ambiance while sipping with a light bite at Kibo Bar and Terrace (8am-11:30pm). Call +255 22 221 2500.

Aladdin’s Palace: Date Night with Romantic Saxophone by Rashidi Pembe plus a bottle of Serengeti Wine & a Cheese Platter for 2 for Tzs 60,000. Call: 0784 002 002.

The Slipway: Enjoy the Sunset while sipping some funky cocktails, have a bite and listen to love music from 6pm onwards. Call: 0754 905 001.

Rhapsody’s: Sundowner special cocktails by Liquid Gold (4–7pm) on the best rooftop in Dar. Call: 0683 094 935.

Wednesday Friday

Johari Rotana: High Heels Night - Ladies, get your high heels ready for a special ladies night every Wednesday with DJ SHANA, drinks packages from 39,000 TZS with free snacks platters. 6:00pm to 10:00pm at Hamilton’s Gastropub, call 0742 732 670.

Four Points by Sheraton - New Africa Hotel: Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

Akemi Revolving Restaurant: Happy Hour (47pm). Drinks promotions (selection of cocktails), (extensive wine menu) plus (unbeatable view and delicious bar snacks). Call +255 753 360 360.

Dar es Salaam Serena Hotel: Enjoy live music with vibrant ambiance while sipping with a light bite at Kibo Bar and Terrace (8am11:30pm). Call +255 22 221 2500.

Rhapsody’s: Sundowner special cocktails by Liquid Gold (4–7pm) on the best rooftop in Dar. Call: 0683 094 935.

Johari Rotana: The perfect start to the weekend, every Friday at Hamilton’s Gastropub with the best Live bands in Dar, amazing ambience, great food and drinks, from 4pm to 2am! Call 0742 732 670.

Four Points by Sheraton - New Africa Hotel: Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

Dar Es Salaam Serena Hotel: African Night, every last Friday of the month at Serengeti & Kibo Terrace Restaurants (Outdoor Barbeque Night with Live band entertainment from B52 Band) from 6:30-10:30pm, for only TSHS 85,000. Call 022 221 2500.

Thai Kani: Enjoy live music, sunset, cocktails and ambience while feeling Thai Cuisines. Call: 0715 486 014.

Scarlett Steak House: Enjoy live music performance with warriors from the east from 6pm onwards. Call 0744 401 636.

Akemi Revolving Restaurant: Happy Hour (4-7pm). Drinks promotions (selection of cocktails), (extensive wine menu) plus (unbeatable view and delicious bar snacks). Call +255 753 360 360.

Newscafe: Happy Hour from 6pm with Dj in the house, all cocktails Tzs 10,000 only. Call: 0745 855 071.

ONOMO Hotel Dar es Salaam: Happy Hour at Skybar (4-8pm). Special discounts on selected beers and cocktails every day of the week. Call +255 22 234 3434.

Aladdin’s Palace: Enjoy a selection of unique cocktails Tzs 10,000 only. Call: 0784 002 002.

The Waterfront, Slipway: Happy Hour (5-9pm) with DJ FU & the Sunset Syndicate from Sunset to Midnight. Freixenet Offer: Buy 1 Get 1 Free. Call: 0769 467 272.

Rhapsody’s: Enjoy special cocktails with Dj in the house from 5pm onwards on the best rooftop in Dar. Call: 0683 094 935.

Alcove Restaurant: The best in Indian and Asian-Fusion Cuisine, since 1987. Call (City Centre) +255 765 213 744 & (Seacliff Hotel) +255 769 213 744.

Saturday Sunday

Johari Rotana: Welcome to Jack & Grill every Saturday at Hamilton’s Gastropub, for just 49,000 TZS per person from 6:00 pm to 10:00 pm dig in to UNLIMTED BARBECUE, special edition Jack Daniels cocktails with live entertainment. Call 0742 732 670.

Dar es Salaam Serena Hotel: Enjoy live music with vibrant ambiance while sipping with a light bite at Kibo Bar and Terrace (8am-11:30pm). Call +255 22 221 2500.

ONOMO Hotel Dar es Salaam: Happy Hour at Skybar (48pm). Special discounts on selected beers and cocktails every day of the week. Call +255 22 234 3434.

Rhapsody’s: Enjoy special cocktails with Dj in the house from 5pm onwards on the best rooftop in Dar. Call: 0683 094 935.

Alcove Restaurant: The best in Indian and Asian-Fusion Cuisine, since 1987. Call (City Centre) +255 765 213 744 & (Seacliff Hotel) +255 769 213 744.

Four Points by Sheraton - New Africa Hotel: Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

The Waterfront, Slipway: Martini Special Nights (611pm) with Mark Band LIVE. Enjoy Two Sparkling Martini Wines for the price of one. Call: 0769 467 272.

Dar Es Salaam Serena Hotel: Happy Hour from 6-7pm, a surprise for you every evening at Kibo Bar. Call +255 22 2212500.

ONOMO Hotel Dar es Salaam – Happy Hour at Skybar (48pm). Special discounts on selected beers and cocktails every day of the week. Call +255 22 234 3434.

Rhapsody’s: Enjoy special cocktails with Dj in the house from 5pm onwards on the best rooftop in Dar. Call: 0683 094 935.

Dar es Salaam Serena Hotel: Enjoy live music with vibrant ambiance while sipping with a light bite at Kibo Bar and Terrace (8am-11:30pm). Call +255 22 221 2500.

Four Points by Sheraton - New Africa Hotel: – Happy Hour at Onyx Lounge (5-7pm). Buy 1 drink & get 1 free (Offer valid on select beers.) Call +255 22 2117050/51.

Mediterraneo Hotel & Restaurant: Enjoy amazing Jazz Band Soul Jazz, Fusion and Pop (5pm -10:30pm). Call: 0754 812 567

Alcove Restaurant: The best in Indian and Asian-Fusion Cuisine, since 1987. Call (City Centre) +255 765 213 744 & (Seacliff Hotel) +255 769 213 744.

The Waterfront, Slipway: Sundays Sunset Vibes (6pm - Till Late Night) With Dj JB, Cocktails & More. Call: 0769 467 272.

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