The Easiest Way To Make Money

After years of low inflation… BANG, in what feels like the blink of an eye it seems as though the cost of everything has gone up.

Money is the number one cause of stress, it’s the number one cause of relationship breakdown and, as they say, it also makes the world go round. In times of uncertainty, financial stress is magnified.

So, I think it’s another great time to remind everyone of the easiest way to make money… stop paying ‘Lazy Tax’.

Lazy Tax is simply paying too much because you’re too lazy to shop around for a better deal. Big banks and businesses rely on us not shopping around! I’m sure you’ve noticed how new customers get great deals that aren’t o ered to existing customers. Super funds are in the same boat… how much Lazy Tax will you pay on your retirement savings over your working life and in retirement?

In my career as a financial adviser, I’ve seen many people go to great lengths to try and reduce their tax bill, often without considering the long-term implications of their actions. Let’s be honest, no one wants to pay more tax than they have to, but Lazy Tax is something most people pay month after month, year after year. This Lazy Tax adds up to a fortune over time.

To stop paying Lazy Tax, all you need to do is make a list and work your way through it. Don’t try and do it all at once or it will seem like hard work and you’ll likely find something else to do. Pick one thing a week and work your way through the list.

Your list might include:

● Your mortgage (get a mortgage broker to do the work for you!)

● Your insurances

- car

- home and contents

- private health insurance

● Your phone and internet

● Subscriptions

● Gas and electricity

There are plenty of comparison websites that can help you see where you can create savings. We could be talking about thousands of dollars a year. Sometimes it helps to think about it in other ways – the money you save in Lazy Tax could be the money that pays for your annual holiday.

Why not add up the savings as you go. Write the savings next to each bill on your list and then add up the cumulative savings over time.

Don’t just do this exercise once. Check these things every 12 to 24 months to make

sure you’re still getting a good deal.

HERE’S THE TRICK: In many cases, once you find a better deal, you can call your existing provider and ask them to match it. Often, they will give you a better deal straight away because it’s better for them to keep you as a customer than lose you and have to replace you. If they won’t come to the party, simply take your business elsewhere.

Get rid of Lazy Tax, then combine it with other wealth creation and tax-e ective strategies and all of a sudden, the trajectory of your financial future looks a whole lot better!

What better time than RIGHT NOW to start reducing the amount you are leaking out in Lazy Tax! If you need a hand with planning for your financial future, perhaps it’s time to get some INDEPENDENT financial advice.

Ch rs, Daniel

• An expansive 4 bedroom, 2 bathroom residence with substantial views on 1.21ha* (3* acres) hidden in the renowned Towac Valley, also offering the bustling business of ‘Towac Valley Cabins’, including 3 self-sufficient, fully equipped cabins

• This outstanding property sits 10km* west of Orange in the midst of orchards, wineries & the renowned Canobolas State Forest, wonderful for visitors looking to experience the perfect rural lifestyle

• Great water security & infrastructure adds to the property with water tanks connected to cabins & homestead + bore, double garage, separate workshop & additional on-grid solar system which also offers as solar water

Auction Friday 24th March, 10:30am

Venue 152 William St, Bathurst

Ben Redfern 0457 770 062

Hedley Eccleston 0447 715 829 eldersem.com.au * Approx.

OPEN HOUSE Saturday 18th 11.00am - 11.30am

17 Alkira Way, orange

UNIQUE SPACIOUS COTTAGE IN WESTLEA

This is a regretful sale for the owners of this lovely three bedroom cottage, they have put so much into the property and have plans drawn up for an extension and then had to move to another city. For sale is one of the original Westlea properties on a huge 904sqm (approx.) block of land, close to the town centre, Duntryleague and in the popular Orange High school zone.

• 3 Large bedrooms, large lounge/family room, dining room, raised deck at rear of house

• Ducted gas heating throughout, 6.25KW (16 Panels) solar panels, A/C split system

• New Colorbond gutters and fascia’s, major electrical and plumbing upgrade

• Landscaped gardens, dual access to the block, great for caravan or trailers

CONTACT Chris Tyack 0438 258 590

$749,000

OPEN HOUSE Saturday 18th 12.00pm - 12.30pm

8 EL PASO PLACE, orange

Three bedrooms all with built in robes, master with en-suite

• Separate Lounge room and combined north facing kitchen and dining

• Central three way bathroom with bath and shower

• Attached double garage and recently installed 5kw solar panels

• Fully landscaped yard on a 866sqm (approx) block

• Rear yard backs onto a reserve which allows rear yard access

• Various sheds in back yard suitable for workshop etc

• Solid honest home in great location

• Large block approximately 866sqm

CONTACT Chris Tyack 0438 258 590

$649,000 - $679,000

OPEN HOUSE Saturday 18th 1.00pm - 1.30pm

17 nile street, orange away, only 1.5 kilometres from Orange CBD.

CONTACT Chris Tyack 0438 258 590

$849,000

If you have a love for homes full of character, this historic homestead is fully restored with many original features and a sense of grandeur and space. On a half-acre block and renovated to an impeccably high standard, it’s not often a home of this calibre comes onto the market. Contact:

Open Homes: Saturday 18 March 1.00-1.30

Renovated to perfection, this family home encompasses easy living and effortless functionality over two light filled levels and is simply stunning. The superb attention to detail runs right through the home. Once you see everything that’s on offer you will fall in love and never want to leave.

Open Homes: Saturday 18 March 12.30-1.00

For families seeking comfort and a convenient location, this property will certainly tick those boxes. The lounge room is bright and airy, and the well-equipped kitchen at the heart of the home. This is a perfect opportunity to secure an attractive and practical home you can be proud of.

Open Homes: Saturday 18 March 9.30-10.00

Here’s the ideal family home with an abundance of space throughout including two living areas, large kitchen and some recent upgrades. There’s a lovely big pergola area to entertain and relax under whilst taking in views over the surrounding countryside. Bring the family and see it for yourself.

Viewing by appointment

Price Guide: $819,000-$839,000

Spick

Here is a wonderful opportunity to own a very neat and tidy house with two living areas for under $500,000. You’ll love that is freshly painted with new carpet and a brand new kitchen. It’s bound to get a lot of interest at this price – inspections are easily arranged.

Open Homes: Saturday 18 March 9.30-10.00

This modern home offers style and practical living with nothing to do inside but to move in and add your personal touch of colour and style to the stunning canvas provided. Don’t miss out on the opportunity to make this home yours and enjoy the best of North Orange living.

Open Homes: Saturday 18 March 10.15-10.45

This beautiful home is a total dream package. Fully and tastefully renovated from top to bottom, inside and out you can move in with nothing to do but enjoy the luxury on offer. You will love the sense of space and high end finishes and features and it will truly feel like home.

Open Homes: Saturday 18 March 11.45-12.15

This spacious family home is perfect for the buyer looking for a low maintenance lifestyle in an attractive area close to the gorgeous Botanic Gardens and North Orange Shopping Centre. This property has so much to offer and really could be your new dream home.

Open Homes: Saturday 18 March 11.00-11.30

Effortlessly Liveable

This is a lovely unit that offers one of the best floor plans available within the complex. The open-plan living area is incredibly spacious and private, the kitchen is large, there are three bedrooms, two bathrooms, a handy study nook and a private yard with concreted area with awning.

Open Homes: Saturday 18 March 10.15-10.45

30 Goldfinch Way

Price: $899,000

Contact: Chris Mason 0438 629 417

Looking for a move-in ready property in a great location? Look no further than this beautifully renovated unit that is part of a small complex of only six units, with excellent proximity to TAFE, the DPI and town. Overall, it’s a must-see for anyone looking for a stylish and convenient home in a fantastic location.

Open Homes: Saturday 18 March 12.00-12.30

Dream Home Delight

4

Nestled in one of Orange’s most desired cul-de-sacs, this lovely home has been recently updated and is surrounded by established gardens. The landscaping, courtyards, gardens and attractive home with flexible floorplan combined with wonderful lifestyle on offer make this a dream home come true.

Price: $629,000

10 Lucknow Street, Spring Hill

Open Homes: Saturday 18 March 12.45-1.15

Price: $750,000

Contact: Jacob Evans 0428 130 789

Escape the Hustle and Bustle

“Ryedale” is a gorgeous character-filled home on a beautiful wide block in the heart of Spring Hill. This home is so pretty and has so much to offer someone wanting the peace and tranquillity of village living. You can truly make this your own hideaway from the hustle and bustle of life.

23 Park Street, Molong

Price: $679,000

Contact: Jacob Evans 0428 130 789

All Renovated & Ready

Renovated and ready to live in, the work has all been done with a lovely new kitchen and tastefully renovated bathrooms. Located in the Calare area within a few minutes’ walk to nearby schools - this home is the perfect property for a young family to move straight in and enjoy.

Spacious Family Living

In a quiet street with views over Molong this spacious 2 storey home has all the features for comfortable family living both upstairs and down. Two living areas, five bedrooms, three bathrooms and four toilets plus a covered deck in the private backyard and double garage plus double carport. Space for everyone!

Here is a family- friendly home ready to move into. Located in a quiet cul-de-sac close to North Orange Shopping Centre, there is very little to do but move in. Behind its lovely façade is a newly renovated ensuite, brand new flooring and huge alfresco area. Inspections are easily arranged.

18 Boomey Street, Molong

Price: $627,500

Contact: Jacob Evans 0428 130 789

The classic country wrap-around verandah on this lovely home is the perfect place to unwind after a hard day’s work and the house boasts a huge open plan kitchen, dining and living area at its heart. This property on 1,228 sqm is sure to appeal to a wide range of buyers.

4 SIMPSON CLOSE

Flexible Floorplan

Contact: Adam Savage 0419 232 416 Price Guide: $769,000 -$789,000 4 2 3

16 PANDPANDE CRESCENT

4 2.5 2

Come and See it For Yourself

Open Homes: Saturday 18 March 11.00-11.30

Contact: Jacob Evans 0428 130 789

10 Forbes Street, Cargo

March 9.30-10.00

Price: $650,000

Contact: Michael Wright 0421 360 948

Open Homes: Saturday 18 March 1.30-2.00

No Cookie-Cutters Here

313

13 William Street, Molong

Price: $679,000

Contact: Jacob Evans 0428 130 789

View by appointment

Family Friendly Inside and Out

421

105 Forbes Road Price: $635,000

Contact: Jacob Evans 0428 130 789

Open Homes: Saturday 18 March 10.15-10.45

321

This neatly packaged house is sure to delight the first time buyer, downsizer or investors alike. It is packed full of features for its size and being set in a great school zone in a sought after area you really can’t go wrong with a property like this.

60

$220,000-$240,000