What is the best insurance for a Aesthetician?
If you purchase medical malpractice or professional liability insurance, we recommend setting an indemnity limit that covers the worst-case scenario. All claims for damages and defense costs should be covered up to the 12-month cumulative limit stated in your policy.
Some companies cover injectable procedures only up to a minimum limit of $1 million. If you do not reach this limit, you are extremely vulnerable to claims arising from the risk of treatment. When determining the limit, you must consider the risks associated with the procedures you use. For example, working with models or celebrities can be riskier, as claims for compensation for lost earnings can be much higher.
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