Understanding Mortgage Loans: A Guide to Financing Home Purchases
America Mortgages
About
America Mortgages Inc. was created to address the need for comprehensive U.S. residential mortgages for U.S. citizens and Foreign Nationals living overseas.
We offer over 150 U.S. bank and wholesale loan products directly to our international clients. In addition, we offer financing options for commercial, portfolio, bridging, and high-value home financing through specialty lenders in the U.S. and overseas.
U.S. Residential Mortgages
America Mortgages is the only U.S. residential mortgage specialist focusing on overseas borrowers – both Foreign Nationals and U.S. Expats.
Our team of loan officers understand the requirements of our international borrowers and provide mortgage solutions to purchase, refinance or release equity.
U.S. Citizens living overseas (Expats) – We offer those with established credit exactly what you would find at your bank back home, but since we work with lenders in all 50 states, we are sure to find the best loan option available.
Foreign Nationals living overseas – Borrowers living overseas do not need to have U.S. credit to apply for a U.S. mortgage. There are often situations where real estate investors may not have established credit in their home country, or that country doesn’t have a standard credit reporting agency.
U.S. Commercial Real Estate Loans for Overseas Investors
We offer the most comprehensive financing options for U.S. commercial real estate, specifically for international investors.
America Mortgages has the dedicated U.S. Commercial Lending Team based in Asia has an extensive network of U.S. lending relationships: major banks, regional banks, pension funds, and real estate lenders, to name a few.
Our team understands the needs of a Foreign borrower, international income, and no U.S. credit.
US Portfolio Loans and Multi-Unit Loans for International Investors
A portfolio of single-family homes in the U.S. has been one of the most popular real estate investments globally. However, lack of financing options have made leverage almost impossible for non-institutional investors.
U.S. Portfolio Loans
Investors living overseas who want to purchase multiple investment properties (over 5) in various States will often require multiple lenders, various rates and terms for each.
America Mortgages offer unique Portfolio US Home Loan that allow you to access long-term financing for your portfolio of rental properties at a fixed rate, either with “Principal + Interest” or “Interest-only payments”, to meet the needs of different rental property investors.
U.S. Short-Term “Bridging” Loan Financing for Overseas Borrowers
Fast bridging loans from our US lenders and brokers provide quick financing for companies and businesses abroad through rapid loans and international flexibility.
U.S. Fast Bridging Loans
A fast “Bridging” loan is a short-term loan that is typically based solely on the asset value and not the repayment ability of the borrower.
Fast bridging loans from the US help businesses and individuals finance urgent projects with short-term loans or buy commercial or residential property anywhere – including abroad. Personal or company financials are not required.
Contact Us
Address: 118 Broadway STE 638, San Antonio, TX. 78205 (HQ)
171 Telok Ayer Singapore 068621
Email id: hello@americamortgages.com
North America: +1 (845) 583-0830
Europe: +44 07537-131168
Asia: +65 8430-1541
Australia: +61 2 8417-2895
Middle East: +971 800-0651-2066
Website: https://www.americamortgages.com/