Germany HS Benefits Helping you live well across the continuum of health and care
CONTENTS Benefits Overview
03
Healthe at Cerner
04
Health & Well-being
05
Savings and Retirement
06
Travel Plans
07
Leaves & Life Insurance
08
Time Off
09
My Life Resources
10
Additional Benefits
11
This is a brief overview of Cerner Benefits and Policies. For complete Plan and Policy details, including eligibility requirements, see the Benefits Plan or Policy documents on the uCern Human Resources Knowledge Base.
2
Health & Well-being Savings & Retirement Time & Life Simplicity, Choice & Flexibility Cerner offers a set of benefits to address your physical, financial and emotional health. At Cerner, we believe the foundation for a successful career starts with a variety of options that meet your needs while supporting a healthy lifestyle.
You are eligible to enroll in Cerner Benefits on your first day of employment. Eligibility for Cerner Benefits will vary by benefit. Generally, most associates will be eligible for Benefits. If a benefit provides coverage for a dependent the eligible dependents will generally include your spouse, opposite and same-gender domestic partners, and eligible children. 3
Healthe at Cerner Cerner supports and encourages healthy lifestyles through what we call Healthe at Cerner, our coordinated programs and services around health and well-being, designed for you and your family members. Healthe at Cerner lets you take an active role in managing and achieving your health and well-being goals; it is our mission to empower associates and their families to obtain their optimal level of health.
As a consumer of healthcare, you and your family should feel empowered with the necessary tools and resources to actively manage all aspects of your health and care. Healthe at Cerner programs, tools and services are available to support you in making the best healthcare choices for you and your family.
4
Health & Well-being Health and Well-being Programming Healthe at Cerner offers a variety of programs, tools and resources to help you be proactive in your health and overall well-being, including: • • • • •
Online wellness classes and webinars. On-demand Serenity Sessions and Mindful Minutes for guided mindfulness and meditation. Mental well-being programming through THRIVE, featuring education and resources on topics such as stress management, resilience, sleep, flexible thinking, suicide awareness and more. Well-Being Connect for virtual fitness, mobility and wellness classes, mindfulness, blogs and other on-demand classes and activities. Comprehensive support through My Life Resources, Cerner’s Associate Assistance Program, including access to therapy services, financial and legal consultation, research and referral services, tobacco cessation support and more. See page 10 for more details.
Physical Well-being Highlights On-Demand Fitness Cerner provides associates easy access to over 100 different fitness class options using an ondemand fitness app. All classes are available at no cost to associates and eligible dependents and can be done anytime, anywhere. Classes range from Bootcamp to Barre, Strength Training to Stretching, Mobility, Meditation, and more. Once connected, search the app for classes based on format, length, instructor, level or language. Fitness Reimbursement Cerner encourages healthy lifestyles and offers a fitness reimbursement benefit for approved types of athletic facilities and activities. Associates may be reimbursed for 50% of monthly fees up to a maximum of €400 per calendar year. Reference the fitness reimbursement policy for more details. Musculoskeletal Health Cerner offers a variety of programs and services designed to help you manage your musculoskeletal health and enable you to move with more comfort and ease. We use a movement-based treatment approach to improve joint health, mitigate injury and enhance performance. One of these programs, Build Better Joints, is completely virtual in design and guides associates through eight weeks of mobility routines and curated educational resources. With courses specific to the neck and shoulders, lower back and knee, Build Better Joints can be your first step to a more active, pain-free life.
Healthe at Cerner is designed to help you Live Well throughout the course of your life by offering programs and services that span across the entire continuum of health and care. 5
Savings & Retirement Building a diverse financial portfolio is vital to the well-being of all our associates. Our investment plans include an employer-financed defined contribution plan and additional opportunities for voluntary associate financed retirement savings. This helps our associates establish the long-term security to plan for their future.
Defined Contribution The Cerner defined contribution plan is an employer-financed plan that is supplementary to statutory pension and your private retirement savings. Each year, Cerner contributes an amount to an interest baring account. Upon retirement, you’ll receive the accumulated contributions and interest earnings according to the payment schedule of your choice. The plan offers an assurance with a minimum interest rate guarantee, as established by the Ministry of Finance. The plan is subject to a 6 month waiting period. In Tariff associates receive a fixed contribution amount each year in accordance with the Contribution Group aligned with your remuneration group under the CBA. Above Tariff associates receive a contribution based on percentage of pensionable earnings, including annual base salary and Cerner Performance Plan earnings. The plan includes a survivor’s benefit that will be provided to family members, inclusive of the value of eligible contributions and interests gained.
Deferred Compensation In a program identical to Cerner’s employer –financed Defined Contribution plan, associates that participate in Cerner Performance Plan (CPP) may voluntarily elect to contribute a percentage of CPP earnings to an interesting baring account. Like with Cerner’s defined contribution plan, the plan adheres to a minimum interest rate guarantee established by the Ministry of Finance. Accumulated interests are calculated at the time of retirement.
Voluntary, Private Retirement Savings As part of Cerner’s commitment to providing you with the tools and resources to help you live well across the continuum of health and care, we’ve partnered with Germany’s largest occupational pension fund with MetallRente. If you have an existing private retirement savings plan with another provider, MetallRente will review your existing plan and provide an individualized review of opportunities available to maximize your retirement savings plan.
6
Travel Plans ACE Travel Assistance Cerner provides travel life, accident and emergency medical insurance plans for associates and their eligible dependents at no cost. All eligible associates are automatically enrolled. These benefits are insured by ACE American Insurance Company.
Travel Emergency Medical Travel protection insurance is provided to Cerner associates travelling on international business. The plan provides the following types of coverage: ◼ Secondary Medical Insurance for Accidents and Illness ◼ Emergency Medical Evacuation and Repatriation ◼ Medical assistance services ◼ Personal assistance ◼ Travel assistance This plan is secondary insurance and will pay covered claims after any other insurance or national health care payments are made.
Travel Life and Accident This Plan insures you if you experience a loss while traveling on business for Cerner (including personal deviation for up to fourteen days) excluding normal commuting to and from work.
7
Leaves & Life Insurance Leaves
Cerner provides a comprehensive set of absence policies to allow associates the ability to balance personal and work needs.
• • • • •
Maternity Leave — Up to 14 weeks Paternity Leave — Up to 1 day Adoption Leave — Up to 4 weeks Parental Leave — Up to 156 weeks Bereavement Leave — Up to 7 Days
Compensation while on leave is provided by Cerner, through social security, or a combination of both.
8
Time Off Time Off
As a Cerner associate, annual leave time is provided to you each year to allow you to take time off from work regularly for rest, relaxation, and other personal time. Your annual leave time is 30 days per year.
Illness
Cerner Time off for illness is based on your personal needs; if you are sick, you should stay home from work until you are well enough to return to work. You will have up to 6 weeks of paid time off for sick leave which is paid 100% by Cerner. Long term illness longer than 6 weeks may be eligible for disability payments through the health fund for an additional 78 weeks. During the 78 weeks when during the period of payment through the fund, Cerner will supplement the payment up to 100% paid for a duration dependent on your length of service. • 1 month for associates with 2 year of service
• •
2 months for associates with 4 years of service 3 months for associates with 6 years of service
Holiday
Cerner recognizes 9-13 public holidays per year dependent on the city and state location. An annual leave premium is payable in June in the amount of 50% of your annual leave days. In November, you will receive an additional pay component, prorated to your service. A 6 month waiting period is applicable for the November payment.
9
My Life Resources Associate Assistance Program My Life Resources, provided by Spring Health, is our Associate Assistance Program (EAP). My Life Resources is here to help and guide you in taking the steps to a healthier, more vibrant life. Access confidential tools and services to empower you and your family through a variety of different situations. Services are at no cost to you and your household members, and are available via telephone or online 24 hours a day, 365 days a year.
Services include: •
• •
• •
Clinical counseling—up to 12 sessions per year for each individual • Managing life changes, achieving work-life harmony, grief and loss, job or personal stress, depression or anxiety, anger management, substance abuse, domestic violence, improving relationships, parenting and family concerns, improving esteem and confidence, and more Immediate support through Care Consultants Legal counseling and assistance Financial counseling and assistance Work-life services (child care, adult care, education, vacation planning, etc.)
Additional digital tools and support: Comprehensive intake assessment to personalize your experience • Digital resources and education •
Get started with My Life Resources! Visit cerner.springhealth.com (code: cerner)
Or, call: • Freephone: 0800 181 2591 10
Additional Benefits Vision Reimbursement Cerner’s Vision Reimbursement program is intended to assist associates with costs related to the purchase of eye glass lenses, once per year, up to a maximum of 140 EUR, tax free.
Tuition Reimbursement You’re encouraged to continuously develop and expand your sills through continuing education. We will reimburse up to 3,500 EUR for certain costs associated with continuing education courses and the development of expertise offered through recognized institutions that further develop or extend your economic, functional or technical skills related to the current or upcoming position. Reimbursement requires successful completion of the course and at least 2 years of Cerner service.
Child Care Reimbursement Associates with children up to the age of 6 are eligible for reimbursement of eligible child care services, with a maximum value of 100 EUR per month.
11
C e r n e r C o n fi d e n ti a l - I n t e r n a l U s e O n l y
Human Resources
Document Type: LIT / Document ID: / Version: 8 © Cerner Corporation. All rights reserved. This document contains confidential and/or proprietary information belonging to Cerner Corporation and/or its related affiliates which may not be reproduced or transmitted in any form or by any means without the express written consent of Cerner.